Daily bars for up to one year, weekly bars for the 5-year view. Averages are 50/200 trading days (10/40 weeks on the 5-year view). Triangles mark past earnings reports, colored by that day’s move; ticks mark ex-dividend dates — hover either for the date. Volume is the shaded bars under the price; switch on RSI or MACD above for a full-history oscillator panel, not just today’s reading.
Reader sentiment, not investment advice. One vote per visitor; click again to change it.
UPST is priced at $24.35 right now, up 6.75% on the session. That puts its market value at $2.37B, 2665th largest among the 3132 stocks we cover.
It is close to the bottom of its 52-week range ($22.56 to $55.22), 55.9% under the high. Holders are behind 53.7% over twelve months, and down 26.3% across the last three months.
On the chart it has slipped under both the 50-day ($27.42) and 200-day ($32.14) moving averages; RSI is 43, and the last 30 sessions moved at roughly 44% annualized volatility.
In the quarter ended Jun 2026 the company brought in $364.71M of revenue, up 41.7% from a year earlier, with $16.54M of net profit (a 4.9% margin).
Valuation works out to 46.8 times trailing earnings. The median for its industry group is 36.2.
11 analysts follow the stock and the average call is "buy". The mean target, $42.20, sits 73.3% over where the stock trades.
This summary is put together from the numbers on the page and updates when they do. It describes the data; it is not a forecast or a recommendation.
Composite of 3 factors below, ranked against the 3131 U.S. stocks BeStock covers.
Cheaper on P/E than most of BeStock’s coverage scores higher.
Trading closer to its 52-week high than most peers scores higher.
11 analysts, consensus Buy.
How this is scored: each factor above is a 0–100 percentile rank against every other stock BeStock covers (or, for Wall Street, against the five-point Strong Buy–Sell scale). The overall grade is the plain average of whichever factors apply to this stock — no factor is weighted more than another. That average maps to a letter: A ≥ 85, B ≥ 70, C ≥ 50, D ≥ 30, otherwise F. Recomputed from the data on this page as prices and filings update — it describes where a stock ranks today, not a forecast, and not a BeStock recommendation to buy or sell.
UPST is not currently one of the 10 holdings in BeStock Momentum, our rules-based momentum strategy.
Since 2021-01-04, the strategy has returned 389% (231.1% for the equal-weight average of BeStock’s coverage over the same stretch). Holdings can change any trading day, not just on a fixed schedule. Backtested performance, updated weekly — not a guarantee of future results, and not a BeStock recommendation.
What Wall Street analysts and Morningstar's fair-value model expect for the stock
Wall Street’s average 12-month target is $42.20, 73.3% above today’s price, with a consensus rating of Buy. Morningstar’s fair value model puts the stock at $30.65, so shares trade 20.6% below that estimate.
Figures are Wall Street analyst consensus and Morningstar’s independent fair-value model, sourced as noted above.
Price return over each window, from adjusted daily and weekly closes
| Indicator | Value | Signal |
|---|---|---|
| Price vs 20-day average | -1.3% | Bearish |
| Price vs 50-day average | -11.2% | Bearish |
| Price vs 200-day average | -24.2% | Bearish |
| 50-day vs 200-day | 50d below 200d | Bearish |
| RSI (14) | 43.3 | Bearish |
| MACD (12,26,9) | -1.30 | Bullish |
| Bollinger band position | 44% | Bearish |
Standard indicator readings worked out from daily closes. They describe how the price has behaved, not where it is going.
Quote as of Oct 6, 2026 5:50 am ET. Prices can lag the live tape. This is background information, not a recommendation.
Ranks are among the 3,131 or so U.S.-listed stocks BeStock covers, recalculated whenever prices refresh. A tile is left out when the measure does not apply, such as yield for a stock that pays no dividend.
Set against the peer table: at 46.8x earnings, UPST looks expensive against the market, and trades 29% above the 36.2x median among Credit Services names. The two comparisons do not always agree.
$24.35 is the latest print for UPST, a move of +6.75% against yesterday's close of $22.81. Today's low and high so far: $22.72 and $24.45.
Equity value comes to $2.37B at the current price. By that measure it is number 2665 of the 3132 names in our coverage.
Buyers pay 46.8 times the last twelve months of profit (EPS $0.45).
The year's floor is $22.56 and the ceiling $55.22. Shares are 55.9% away from that ceiling.
Our data shows no dividend paid by Upstart over the trailing twelve months.
Of 11 analysts, 55% say buy, 45% hold and 0% sell. Price targets average $42.20, with the most cautious at $34.00 and the most optimistic at $61.00.
BeStock publishes market data and analysis for information only. Nothing here is investment advice or a solicitation to buy or sell any security, and none of it is tailored to your financial situation, goals, or risk tolerance. Quotes may be delayed and figures can contain errors; check primary sources before you trade. How we source and calculate these pages.
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