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Qifu Technology QFIN

US equityMarket cap rank #3488Credit ServicesChina Concept Stocks
$5.58 +$0.12 (+2.20%)
Market closed · Nov 7, 9:10 am ET · Last extended-hours $5.50 -1.43%
Open$5.45
Prev close$5.46
Day range$5.33 – $5.63
Volume2.17M
Market cap$678.43M
P/E (TTM)1.3
Dividend yield28.39%

Price chart

Daily bars for up to one year, weekly bars for the 5-year view. Averages are 50/200 trading days (10/40 weeks on the 5-year view). Triangles mark past earnings reports, colored by that day’s move; ticks mark ex-dividend dates — hover either for the date. Volume is the shaded bars under the price; switch on RSI or MACD above for a full-history oscillator panel, or Bollinger Bands for the same 20-day/2-standard-deviation channel used in the Technical signals table.

Community Sentiment on QFIN

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Strategy Backtest

Pick a strategy above and run the backtest to see its simulated performance on QFIN.

Rule-based technical strategies computed from this stock’s own price history only. Signals use only data available through the prior trading day (no look-ahead), and trading costs, slippage and taxes aren’t modeled. A backtested rule performing well in the past is not a guarantee of future results — this is an educational illustration, not investment advice.

QFIN at a glance

QFIN last changed hands at $5.58 (up 2.20%). At $678.43M, Qifu Technology is ranked #3488 by size among the 3753 stocks on BeStock.

It is close to the bottom of its 52-week range ($5.10 to $21.28), 73.8% under the high. Holders are behind 72.0% over twelve months, and down 54.8% across the last three months.

On the chart it has slipped under both the 50-day ($6.76) and 200-day ($11.38) moving averages; RSI is 40, and the last 30 sessions moved at roughly 43% annualized volatility.

Revenue for the quarter ended Jun 2026 was CN¥2.61B, down 39.7% from a year earlier, with CN¥401.37M of net profit (a 28.2% margin).

Valuation works out to 1.3 times trailing earnings, 71% below its five-year average of 4.3. The median for its industry group is 8.9.

4 analysts follow the stock and the average call is "sell". The mean target, $10.25, sits 83.7% over where the stock trades.

This summary is put together from the numbers on the page and updates when they do. It describes the data; it is not a forecast or a recommendation.

BeStock Grade

C
BeStock Grade

Composite of 4 factors below, ranked against the 3741 U.S. stocks BeStock covers.

A
Valuation

Cheaper than usual on its own 5-year P/E history scores higher.

A
Income

Higher trailing yield than most of BeStock’s coverage scores higher.

F
Momentum

Trading closer to its 52-week high than most peers scores higher.

F
Wall Street

4 analysts, consensus Sell.

How this is scored: each factor above is a 0–100 percentile rank against every other stock BeStock covers (or, for Wall Street, against the five-point Strong Buy–Sell scale). The overall grade is the plain average of whichever factors apply to this stock — no factor is weighted more than another. That average maps to a letter: A ≥ 85, B ≥ 70, C ≥ 50, D ≥ 30, otherwise F. Recomputed from the data on this page as prices and filings update — it describes where a stock ranks today, not a forecast, and not a BeStock recommendation to buy or sell.

QFIN is not currently one of the 10 holdings in BeStock Momentum, our rules-based momentum strategy.

Since 2020-12-28, the strategy has returned 437.6% (203.8% for the equal-weight average of BeStock’s coverage over the same stretch). Holdings can change any trading day, not just on a fixed schedule. Backtested performance, updated daily — not a guarantee of future results, and not a BeStock recommendation.

Price forecast

What Wall Street analysts and Morningstar's fair-value model expect for the stock

Analyst price target (avg)$10.25+83.7% vs. current price
Consensus ratingSell4 analysts covering
Morningstar fair value$8.96Price is below fair value

Wall Street’s average 12-month target is $10.25, 83.7% above today’s price, with a consensus rating of Sell. Morningstar’s fair value model puts the stock at $8.96, so shares trade 37.7% below that estimate. On earnings multiple, it sits in the 0th percentile of its own five-year valuation range (cheaper than usual).

Figures are Wall Street analyst consensus and Morningstar’s independent fair-value model, sourced as noted above.

Performance

Price return over each window, from adjusted daily and weekly closes

1 day
+2.2%
1 week
+7.9%
1 month
-8.4%
3 months
-54.8%
6 months
-55.2%
Year to date
-67.6%
1 year
-72.0%
Day range
$5.33$5.63
52-week range
$5.10$21.28

Technical signals

Full technicals →
Trend readLeaning bearish

3 bullish · 4 bearish of 7 signals

IndicatorValueSignal
Price vs 20-day average+1.1%Bullish
Price vs 50-day average-17.4%Bearish
Price vs 200-day average-51.0%Bearish
50-day vs 200-day50d below 200dBearish
RSI (14)40.4Bearish
MACD (12,26,9)-0.42Bullish
Bollinger band position57%Bullish

Standard indicator readings worked out from daily closes. They describe how the price has behaved, not where it is going.

Key statistics

Bid / Ask$5.44 / $5.70
Average price today$5.56
Volume2.17MAvg (90d) 2.01M
Turnover$12.05M
Turnover rate2.37%of shares outstanding
Volume ratio1.27vs. recent average pace
Day amplitude5.50%
Market cap$678.43M
Float market cap$509.66M
Shares outstanding91.34M
EPS (TTM)$6.60
P/E (TTM)1.27
P/B0.18
Book value / share$30.53
Earnings yield78.80%
Dividend (TTM)$1.58 / shareYield 28.39%
Net profit (TTM)$802.69M
Net assets$3.71B
30-day volatility43.2%annualized
Avg daily range (ATR)5.41%of price, 14 days
Max drawdown (1y)-76.8%-74.9% from 1y peak

Quote as of Nov 7, 2026 9:10 am ET. Prices can lag the live tape. This is background information, not a recommendation.

How QFIN ranks on BeStock

Market value#3478 of 3741
P/E (cheapest = 1)#6 of 2915
Dividend yield#3 of 2240
Closeness to 52-week high#3642 of 3732
Dollar volume today#2280 of 3741

Ranks are among the 3,741 or so U.S.-listed stocks BeStock covers, recalculated whenever prices refresh. A tile is left out when the measure does not apply, such as yield for a stock that pays no dividend.

Set against the peer table: at 1.3x earnings, QFIN looks cheap against the market, and trades 86% below the 8.9x median among Credit Services names. The two comparisons do not always agree.

QFIN stock: common questions

What is QFIN's latest share price?

$5.58 is the latest print for QFIN, a move of +2.20% against yesterday's close of $5.46. Today's low and high so far: $5.33 and $5.63.

How large is Qifu Technology by market value?

Equity value comes to $678.43M at the current price. By that measure it is number 3488 of the 3753 names in our coverage.

What multiple of earnings does QFIN sell for?

Buyers pay 1.3 times the last twelve months of profit (EPS $6.60). Averaged over five years the multiple has been 4.3, and today's level ranks in the 0th percentile of its own history.

How far is QFIN from its yearly high?

The year's floor is $5.10 and the ceiling $21.28. Shares are 73.8% away from that ceiling.

Are there dividends on Qifu Technology shares?

It does. Payouts over the past twelve months work out to a 28.39% yield; the latest ex-dividend date was September 9, 2026.

What is the analyst view on Qifu Technology?

Of 4 analysts, 0% say buy, 50% hold and 50% sell. Price targets average $10.25, with the most cautious at $8.00 and the most optimistic at $13.00.

BeStock publishes market data and analysis for information only. Nothing here is investment advice or a solicitation to buy or sell any security, and none of it is tailored to your financial situation, goals, or risk tolerance. Quotes may be delayed and figures can contain errors; check primary sources before you trade. How we source and calculate these pages.

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