股票 › VOYA
沃雅金融 VOYA
美股市值排名 #1553
$99.01 +$0.61 (+0.62%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $99.01 0.00%
开盘$97.04
昨收$98.40
当日区间$97.03 – $99.57
成交量862.9K
市值$8.84B
市盈率（TTM）15.9
股息率1.90%
基本面
最新报告季度：Q2, ended Jun 2026
营收$1.90B-1.3% YoY
净利润$18.00M-88.8% YoY
摊薄每股收益$0.97-41.6% YoY
自由现金流$503.00M-32.2% YoY
经营现金流$503.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率7.1%
净资产收益率12.2%
资产收益率0.3%
负债/资产比率96.4%
总负债$3.01B
自由现金流/营收14.9%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $1.90B | $2.03B | $8.19B | $2.11B | $2.13B |
| 营业总收入 | $1.90B | $1.99B | $7.99B | $2.05B | $2.07B |
| 已赚保费合计 | $716.00M | $744.00M | $2.91B | $738.00M | $719.00M |
| -净承保保费 | $716.00M | $744.00M | $2.91B | $738.00M | $719.00M |
| 手续费收入及其他收入 | $732.00M | $713.00M | $2.84B | $769.00M | $716.00M |
| -手续费及佣金 | $620.00M | $604.00M | $2.40B | $633.00M | $616.00M |
| -其他收入/费用 | $112.00M | $109.00M | $440.00M | $136.00M | $100.00M |
| 净投资收益 | $551.00M | $595.00M | $2.37B | $611.00M | $679.00M |
| 投资已实现损益净额 | -$98.00M | -$59.00M | -$127.00M | -$68.00M | -$40.00M |
| 总费用 | $1.87B | $1.76B | $7.15B | $1.88B | $1.77B |
| 理赔费用 | $560.00M | $564.00M | $2.29B | $606.00M | $561.00M |
| 保单持有人利息 | $265.00M | $255.00M | $1.07B | $269.00M | $289.00M |
| 保单获取费用 | $62.00M | $65.00M | $249.00M | $64.00M | $65.00M |
| 非经营性利息净收入（支出） | -$68.00M | -$61.00M | -$247.00M | -$57.00M | -$60.00M |
| -非经营性利息支出 | $68.00M | $61.00M | $247.00M | $57.00M | $60.00M |
| 联营企业及其他参股权益收益 | -$5.00M | $38.00M | $202.00M | $61.00M | $54.00M |
| 其他营业费用 | $907.00M | $856.00M | $3.50B | $946.00M | $846.00M |
| 税前利润 | $34.00M | $230.00M | $837.00M | $169.00M | $307.00M |
| 税费 | $16.00M | $35.00M | $104.00M | $20.00M | $35.00M |
| 净利润 | $18.00M | $195.00M | $733.00M | $149.00M | $272.00M |
| 持续经营利润 | $18.00M | $195.00M | $733.00M | $149.00M | $272.00M |
| 少数股东权益 | -$76.00M | $13.00M | $79.00M | $9.00M | $80.00M |
| 归属母公司净利润 | $94.00M | $182.00M | $654.00M | $140.00M | $192.00M |
| 优先股股息 | $4.00M | $17.00M | $41.00M | $4.00M | $16.00M |
| 归属普通股股东净利润 | $90.00M | $165.00M | $613.00M | $136.00M | $176.00M |
| 基本每股收益 | $0.99 | $1.78 | $6.40 | $1.43 | $1.82 |
| 摊薄每股收益 | $0.97 | $1.75 | $6.29 | $1.41 | $1.80 |
| 每股股息 | $0.47 | $0.47 | $1.82 | $0.47 | $0.45 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $182.95B | $173.43B | $178.86B | $178.86B | $177.45B |
| 现金及现金等价物 | $1.09B | $1.09B | $1.35B | $1.35B | $1.28B |
| 投资合计 | $41.08B | $42.38B | $42.79B | $42.79B | $42.11B |
| -短期投资 | $26.59B | $26.86B | $27.30B | $27.30B | $26.93B |
| -贷款净额 | $6.74B | $7.44B | $7.25B | $7.25B | $6.89B |
| -股权投资 | $1.78B | $1.89B | $1.94B | $1.94B | $1.93B |
| -衍生资产 | $197.00M | $203.00M | $197.00M | $197.00M | $185.00M |
| -约定卖出证券 | $964.00M | $1.00B | $984.00M | $984.00M | $1.01B |
| -长期股权投资 | $4.73B | $4.89B | $5.03B | $5.03B | $5.09B |
| -其他投资资产 | $89.00M | $90.00M | $86.00M | $86.00M | $73.00M |
| 应收款 | $10.43B | $10.61B | $10.71B | $10.71B | $10.84B |
| -应收账款 | $10.43B | $10.61B | $10.71B | $10.71B | $10.84B |
| 应计投资收益 | $413.00M | $426.00M | $414.00M | $414.00M | $427.00M |
| 商誉及其他无形资产 | $1.66B | $1.67B | $1.68B | $1.68B | $1.64B |
| -商誉 | $804.00M | $804.00M | $804.00M | $804.00M | $804.00M |
| -其他无形资产 | $854.00M | $864.00M | $874.00M | $874.00M | $837.00M |
| 递延保单获取成本 | $2.33B | $2.36B | $2.40B | $2.40B | $2.44B |
| 证券借贷担保品 | $1.35B | $1.21B | $1.26B | $1.26B | $1.40B |
| 独立账户资产 | $119.42B | $108.47B | $113.01B | $113.01B | $111.95B |
| 其他资产 | $3.31B | $3.31B | $3.38B | $3.38B | $3.51B |
| 负债合计 | $176.30B | $166.73B | $171.82B | $171.82B | $170.37B |
| 保单持有人负债 | $48.52B | $49.03B | $49.36B | $49.36B | $49.34B |
| 衍生产品负债 | $248.00M | $262.00M | $282.00M | $282.00M | $288.00M |
| 短期债务及融资租赁负债 | $153.00M | $587.00M | $586.00M | $586.00M | $586.00M |
| -一年内到期债务 | $153.00M | $587.00M | $586.00M | $586.00M | $586.00M |
| 长期债务及融资租赁负债 | $2.85B | $3.09B | $2.65B | $2.65B | $2.63B |
| -长期债务 | $2.85B | $3.09B | $2.65B | $2.65B | $2.63B |
| 未回购预售证券 | $1.31B | $1.22B | $1.27B | $1.27B | $1.38B |
| 独立账户负债 | $119.42B | $108.47B | $113.01B | $113.01B | $111.95B |
| 其他负债 | $3.79B | $4.08B | $4.66B | $4.66B | $4.20B |
| 股东权益合计 | $6.64B | $6.71B | $7.04B | $7.04B | $7.08B |
| 股东权益 | $4.69B | $4.66B | $4.95B | $4.95B | $4.96B |
| 股本 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| -普通股 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $6.42B | $6.40B | $6.36B | $6.36B | $6.32B |
| 留存收益 | $1.56B | $1.51B | $1.39B | $1.39B | $1.30B |
| 减：库存股 | $1.35B | $1.19B | $1.01B | $1.01B | $883.00M |
| 不影响留存收益的损益 | -$1.95B | -$2.06B | -$1.79B | -$1.79B | -$1.78B |
| 少数股东权益 | $1.96B | $2.05B | $2.09B | $2.09B | $2.13B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $503.00M | -$36.00M | $1.29B | $557.00M | $168.00M |
| 投资活动现金流净额 | $724.00M | -$352.00M | -$1.37B | -$372.00M | -$718.00M |
| 持续经营投资活动现金流净额 | $724.00M | -$352.00M | -$1.37B | -$372.00M | -$718.00M |
| 业务购买及出售净额 | $30.00M | -$157.00M | -$1.02B | $60.00M | -$721.00M |
| 投资购置及出售净额 | $377.00M | -$105.00M | -$259.00M | -$158.00M | -$370.00M |
| 贷款发放/偿还净额 | $176.00M | -$54.00M | -$116.00M | -$181.00M | $121.00M |
| 其他投资变动净额 | $141.00M | -$36.00M | $26.00M | -$93.00M | $252.00M |
| 筹资活动现金流 | -$1.23B | $130.00M | -$85.00M | -$113.00M | $505.00M |
| 持续经营筹资活动现金流净额 | -$1.23B | $130.00M | -$85.00M | -$113.00M | $505.00M |
| Net Issuance Payments of Debt | -$413.00M | $375.00M | -$503.00M | $51.00M | -$42.00M |
| 普通股发行净额 | -$150.00M | -$147.00M | -$195.00M | -$100.00M | -$98.00M |
| 已付现金股利 | -$50.00M | -$61.00M | -$219.00M | -$49.00M | -$59.00M |
| 其他筹资费用净额 | -$619.00M | -$37.00M | $832.00M | -$15.00M | $704.00M |
| 期末现金余额 | $1.09B | $1.09B | $1.35B | $1.35B | $1.28B |
| 现金净变动 | -$5.00M | -$258.00M | -$166.00M | $72.00M | -$45.00M |
| 期初现金余额 | $1.09B | $1.35B | $1.51B | $1.28B | $1.32B |
| 自由现金流 | $503.00M | -$36.00M | $1.29B | $557.00M | $168.00M |
| 持续经营经营活动现金流净额 | – | – | $1.29B | – | – |
| 持续经营净利润 | – | – | $733.00M | – | – |
| 持续经营损益 | – | – | -$116.00M | – | – |
| 递延税款 | – | – | $89.00M | – | – |
| 其他非现金项目 | – | – | $104.00M | – | – |
| 营运资金变动 | – | – | $406.00M | – | – |
| -应收款变动 | – | – | $712.00M | – | – |
| -递延获取成本变动 | – | – | $137.00M | – | – |
| -应计投资收益变动 | – | – | $109.00M | – | – |
| -应付账款及应计费用变动 | – | – | $107.00M | – | – |
| -Change in Other Working Capital | – | – | -$659.00M | – | – |
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