美国合众银行 USB
$59.45 −$0.30 (-0.50%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $59.08 -0.61%
开盘$59.05
昨收$59.75
当日区间$58.99 – $59.95
成交量10.67M
市值$92.64B
市盈率（TTM）11.5
股息率3.53%
基本面
最新报告季度：Q3, ended Sep 2026
营收$7.95B+8.9% YoY
净利润$2.21B+10.0% YoY
摊薄每股收益$1.34+9.8% YoY
自由现金流$4.82B+152.0% YoY
经营现金流$4.82B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率26.5%
净资产收益率13.8%
资产收益率1.1%
负债/资产比率90.5%
现金及投资$49.52B
总负债$73.04B
净现金（净负债）-$23.52B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $7.95B | $7.69B | $7.26B | $28.54B | $7.34B |
| 净利息收入 | $4.47B | $4.36B | $4.26B | $16.65B | $4.28B |
| -利息收入 | $7.77B | $7.60B | $7.84B | $30.97B | $7.92B |
| -利息支出 | $3.31B | $3.24B | $3.58B | $14.32B | $3.64B |
| 非利息收入 | $3.48B | $3.33B | $3.00B | $11.89B | $3.05B |
| -手续费及佣金 | $3.38B | $3.24B | $2.91B | $11.12B | $2.82B |
| -其他非利息收入 | $166.00M | $138.00M | $123.00M | $836.00M | $234.00M |
| -资产出售损益 | -$65.00M | -$49.00M | -$35.00M | -$61.00M | $3.00M |
| 信用损失准备 | -$654.00M | -$538.00M | -$576.00M | -$2.19B | -$577.00M |
| 非利息支出 | $4.49B | $4.43B | $4.27B | $16.84B | $4.23B |
| 物业及设备费用 | $309.00M | $303.00M | $304.00M | $1.23B | $320.00M |
| 专业及外包服务费用 | $115.00M | $112.00M | $92.00M | $468.00M | $144.00M |
| 销售及管理费用 | $2.95B | $2.90B | $2.85B | $11.03B | $2.72B |
| -销售及营销费用 | $199.00M | $216.00M | $217.00M | $705.00M | $187.00M |
| -管理费用 | $2.75B | $2.69B | $2.63B | $10.33B | $2.53B |
| 折旧、摊销与折耗 | $127.00M | $114.00M | $110.00M | $498.00M | $126.00M |
| -折旧与摊销 | $127.00M | $114.00M | $110.00M | $498.00M | $126.00M |
| 其他非利息支出 | $990.00M | $998.00M | $914.00M | $3.61B | $921.00M |
| 税前利润 | $2.80B | $2.72B | $2.42B | $9.52B | $2.53B |
| 税费 | $593.00M | $537.00M | $469.00M | $1.92B | $482.00M |
| 净利润 | $2.21B | $2.18B | $1.95B | $7.60B | $2.05B |
| 持续经营利润 | $2.21B | $2.18B | $1.95B | $7.60B | $2.05B |
| 少数股东权益 | $6.00M | $6.00M | $5.00M | $26.00M | $6.00M |
| 归属母公司净利润 | $2.20B | $2.18B | $1.95B | $7.57B | $2.05B |
| 其他优先股股息 | $107.00M | $13.00M | $11.00M | $47.00M | $13.00M |
| 归属普通股股东净利润 | $2.10B | $2.10B | $1.84B | $7.19B | $1.97B |
| 基本每股收益 | $1.34 | $1.35 | $1.18 | $4.62 | $1.26 |
| 摊薄每股收益 | $1.34 | $1.35 | $1.18 | $4.62 | $1.26 |
| 每股股息 | $0.54 | $0.52 | $0.52 | $2.04 | $0.52 |
| 优先股股息 | – | $66.00M | $93.00M | $329.00M | $67.00M |
| 特殊收益（费用） | – | – | – | $0.00 | $0.00 |
| -减：重组及并购费用 | – | – | – | $0.00 | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $702.97B | $725.92B | $701.00B | $692.35B | $692.35B |
| 现金、现金等价物及联邦基金出售 | $49.52B | $66.49B | $48.42B | $46.89B | $46.89B |
| -现金及现金等价物 | $49.52B | $66.49B | $48.42B | $46.89B | $46.89B |
| 证券投资 | $153.15B | $162.91B | $168.59B | $166.71B | $166.71B |
| -持有至到期证券 | $72.92B | $73.15B | $75.13B | $75.87B | $75.87B |
| -短期投资 | $80.23B | $89.76B | $93.46B | $90.84B | $90.84B |
| 贷款净额 | $409.86B | $397.11B | $386.98B | $378.31B | $378.31B |
| -贷款总额 | $417.67B | $404.76B | $394.63B | $385.91B | $385.91B |
| -贷款及租赁损失准备 | $7.82B | $7.65B | $7.65B | $7.61B | $7.61B |
| 固定资产净值 | $3.89B | $3.85B | $3.82B | $3.77B | $3.77B |
| 商誉及其他无形资产 | $18.54B | $18.23B | $17.42B | $17.54B | $17.54B |
| -商誉 | $13.23B | $13.23B | $12.63B | $12.64B | $12.64B |
| -其他无形资产 | $5.31B | $5.00B | $4.80B | $4.90B | $4.90B |
| 其他资产 | $68.00B | $68.75B | $67.67B | $71.17B | $71.17B |
| 负债合计 | $636.08B | $658.02B | $634.75B | $626.69B | $626.69B |
| 存款合计 | $531.71B | $532.07B | $528.18B | $522.22B | $522.22B |
| 短期债务及融资租赁负债 | $21.04B | $37.34B | $17.86B | $7.65B | $7.65B |
| -一年内到期债务 | $21.04B | $37.34B | $17.86B | $7.65B | $7.65B |
| 长期债务及融资租赁负债 | $52.00B | $58.67B | $61.36B | $60.76B | $60.76B |
| -长期债务 | $52.00B | $58.67B | $61.36B | $60.76B | $60.76B |
| 其他负债 | $31.33B | $29.95B | $27.35B | $26.55B | $26.55B |
| 股东权益合计 | $66.89B | $67.90B | $66.25B | $65.65B | $65.65B |
| 股东权益 | $66.43B | $67.43B | $65.79B | $65.19B | $65.19B |
| 股本 | $6.83B | $6.83B | $6.83B | $6.83B | $6.83B |
| -普通股 | $21.00M | $21.00M | $21.00M | $21.00M | $21.00M |
| -优先股 | $6.81B | $6.81B | $6.81B | $6.81B | $6.81B |
| 资本公积 | $8.84B | $8.77B | $8.62B | $8.73B | $8.73B |
| 留存收益 | $84.50B | $83.24B | $81.94B | $80.91B | $80.91B |
| 减：库存股 | $24.28B | $24.30B | $24.39B | $24.28B | $24.28B |
| 不影响留存收益的损益 | -$9.46B | -$7.11B | -$7.22B | -$6.99B | -$6.99B |
| 少数股东权益 | $463.00M | $463.00M | $461.00M | $458.00M | $458.00M |
| 应收款 | – | $8.58B | $8.09B | $7.96B | $7.96B |
| -其他应收款 | – | $8.58B | $8.09B | $7.96B | $7.96B |
| -固定资产原值 | – | – | – | $8.47B | $8.47B |
| -累计折旧 | – | – | – | -$4.70B | -$4.70B |
| 联邦基金购入及回购协议下证券出售 | – | – | – | $9.51B | $9.51B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $4.82B | $1.34B | $7.97B | $2.84B | $3.53B |
| 持续经营经营活动现金流净额 | $4.82B | $1.34B | $7.97B | $2.84B | $3.53B |
| 持续经营净利润 | $2.18B | $1.95B | $7.57B | $2.05B | $2.00B |
| 持续经营损益 | $18.00M | -$22.00M | -$256.00M | -$84.00M | -$79.00M |
| 折旧、折耗与摊销 | $209.00M | $204.00M | $875.00M | $227.00M | $216.00M |
| 其他非现金项目 | $1.88B | -$1.36B | -$2.41B | $71.00M | $820.00M |
| 投资活动现金流净额 | -$6.38B | -$5.35B | -$20.54B | -$16.85B | $230.00M |
| 持续经营投资活动现金流净额 | -$6.38B | -$5.35B | -$20.54B | -$16.85B | $230.00M |
| 投资购置及出售净额 | $5.08B | -$1.37B | $1.23B | -$245.00M | $3.53B |
| 贷款净收益 | -$11.31B | -$8.42B | -$12.78B | -$8.57B | -$2.86B |
| 其他投资变动净额 | -$1.17B | -$959.00M | -$2.96B | -$1.01B | -$556.00M |
| 筹资活动现金流 | $19.70B | $5.67B | $2.25B | -$6.44B | $5.82B |
| 持续经营筹资活动现金流净额 | $19.70B | $5.67B | $2.25B | -$6.44B | $5.82B |
| 存款增减 | $3.94B | $6.07B | $3.33B | -$4.50B | $8.03B |
| Net Issuance Payments of Debt | $16.87B | $761.00M | $2.95B | -$898.00M | -$1.25B |
| 普通股发行净额 | -$198.00M | -$260.00M | -$444.00M | -$109.00M | -$91.00M |
| 已付现金股利 | -$904.00M | -$884.00M | -$3.50B | -$910.00M | -$853.00M |
| 其他筹资活动净额 | -$11.00M | -$14.00M | -$86.00M | -$18.00M | -$21.00M |
| 期末现金余额 | $66.49B | $48.42B | $46.89B | $46.89B | $66.64B |
| 现金净变动 | $18.14B | $1.66B | -$10.32B | -$20.45B | $9.58B |
| 期初现金余额 | $48.42B | $46.89B | $56.50B | $66.64B | $57.81B |
| 汇率变动影响 | -$67.00M | -$132.00M | $706.00M | – | – |
| 自由现金流 | $4.82B | $1.34B | $7.97B | $2.84B | $3.53B |
| 业务购买及出售净额 | – | – | -$36.00M | -$1.00M | $0.00 |
暂无评论——快来第一个聊聊 USB。