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U.S. Bancorp USB

US equityMarket cap rank #177Asset Management
$58.28
−$0.20 (-0.34%)
Market open · Sep 24, 1:10 pm ET
After hours $58.50 +0.03%
Open$58.72
Prev close$58.48
Day range$57.95 – $58.79
Volume2.49M
Market cap$90.80B
P/E (TTM)11.6
Dividend yield3.57%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026

Revenue$7.69B+10.2% YoY
Net profit$2.18B+19.9% YoY
Diluted EPS$1.35+21.6% YoY
Free cash flow$4.82B+152.0% YoY
Operating cash flow$4.82B

Revenue, last 8 quarters

$6.8BSep '24$7.0BDec '24$6.9BMar '25$7.0BJun '25$7.3BSep '25$7.3BDec '25$7.3BMar '26$7.7BJun '26

Net profit, last 8 quarters

$1.7BSep '24$1.7BDec '24$1.7BMar '25$1.8BJun '25$2.0BSep '25$2.1BDec '25$2.0BMar '26$2.2BJun '26

Diluted EPS by quarter

1.03Sep '241.01Dec '241.03Mar '251.11Jun '251.22Sep '251.26Dec '251.18Mar '261.35Jun '26

Free cash flow by quarter

$972.0MSep '24$4.8BDec '24$-308.0MMar '25$1.9BJun '25$3.5BSep '25$2.8BDec '25$1.3BMar '26$4.8BJun '26

Annual revenue

$23.2BFY20$22.7BFY21$24.2BFY22$28.0BFY23$27.3BFY24$28.5BFY25

Profitability & balance sheet

Net margin26.4%
Return on equity13.5%
Return on assets1.1%
Liabilities / assets90.6%
Cash & investments$66.49B
Total debt$96.01B
Net cash (debt)-$29.52B
Free cash flow / sales42.3%

Where the revenue comes from

Quarter 2026/Q2

By business line

  • Wealth, Corporate, Commercial and Institutional Banking$3.77B 47.4%
  • Consumer and Business Banking$2.37B 29.8%
  • Payment services$1.81B 22.8%

Income statement

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Operating Revenue $7.69B $7.26B $28.54B $7.34B $7.30B
Net Interest Income $4.36B $4.26B $16.65B $4.28B $4.22B
-Interest Income $7.60B $7.84B $30.97B $7.92B $7.93B
-Interest Expense $3.24B $3.58B $14.32B $3.64B $3.71B
Non-Interest Income $3.33B $3.00B $11.89B $3.05B $3.08B
-Fees and Commissions $3.24B $2.91B $11.12B $2.82B $2.87B
-Other Non-Interest Income $138.00M $123.00M $836.00M $234.00M $213.00M
-Gain Loss on Sale of Assets -$49.00M -$35.00M -$61.00M $3.00M -$7.00M
Credit Losses Provision -$538.00M -$576.00M -$2.19B -$577.00M -$571.00M
Non-Interest Expense $4.43B $4.27B $16.84B $4.23B $4.20B
Occupancy and Equipment $303.00M $304.00M $1.23B $320.00M $300.00M
Professional Expense and Contract Services Expense $112.00M $92.00M $468.00M $144.00M $117.00M
Selling and Admin Expenses $2.90B $2.85B $11.03B $2.72B $2.74B
-Selling & Marketing Expense $216.00M $217.00M $705.00M $187.00M $175.00M
-General & Admin Expense $2.69B $2.63B $10.33B $2.53B $2.56B
Depreciation & Amortization & Depletion $114.00M $110.00M $498.00M $126.00M $125.00M
-Depreciation & Amortization $114.00M $110.00M $498.00M $126.00M $125.00M
Other Non-Interest Expenses $998.00M $914.00M $3.61B $921.00M $919.00M
Pretax Profit $2.72B $2.42B $9.52B $2.53B $2.53B
Tax $537.00M $469.00M $1.92B $482.00M $524.00M
Net Profit $2.18B $1.95B $7.60B $2.05B $2.01B
Profit from Continuing Operations $2.18B $1.95B $7.60B $2.05B $2.01B
Minority Interests $6.00M $5.00M $26.00M $6.00M $7.00M
Net Income to Parent Company $2.18B $1.95B $7.57B $2.05B $2.00B
Preferred Stock Dividends $66.00M $93.00M $329.00M $67.00M $97.00M
Other Preferred Stock Dividends $13.00M $11.00M $47.00M $13.00M $11.00M
Net Income to Common Stockholders $2.10B $1.84B $7.19B $1.97B $1.89B
Basic EPS $1.35 $1.18 $4.62 $1.26 $1.22
Diluted EPS $1.35 $1.18 $4.62 $1.26 $1.22
Dividend Per Share $0.52 $0.52 $2.04 $0.52 $0.52
Special Income (Charges) $0.00 $0.00 $0.00
-Less:Restructuring and Mergern & Acquisition $0.00 $0.00 $0.00

Balance sheet

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Assets $725.92B $701.00B $692.35B $692.35B $695.36B
Cash, Cash Equivalents & Federal Funds Sold $66.49B $48.42B $46.89B $46.89B $66.64B
-Cash and Cash Equivalents $66.49B $48.42B $46.89B $46.89B $66.64B
Securities Investment $162.91B $168.59B $166.71B $166.71B $165.67B
-Held to Maturity Securities $73.15B $75.13B $75.87B $75.87B $76.63B
-Short Term Investments $89.76B $93.46B $90.84B $90.84B $89.04B
Net Loan $397.11B $386.98B $378.31B $378.31B $369.52B
-Gross Loan $404.76B $394.63B $385.91B $385.91B $377.07B
-Allowance for Loans and Lease Losses $7.65B $7.65B $7.61B $7.61B $7.56B
Receivables $8.58B $8.09B $7.96B $7.96B $7.94B
-Other Receivables $8.58B $8.09B $7.96B $7.96B $7.94B
Net PPE $3.85B $3.82B $3.77B $3.77B $3.70B
Goodwill and Other Intangible Assets $18.23B $17.42B $17.54B $17.54B $17.79B
-Goodwill $13.23B $12.63B $12.64B $12.64B $12.63B
-Other Intangible Assets $5.00B $4.80B $4.90B $4.90B $5.15B
Other Assets $68.75B $67.67B $71.17B $71.17B $64.12B
Total Liabilities $658.02B $634.75B $626.69B $626.69B $631.56B
Total Deposits $532.07B $528.18B $522.22B $522.22B $526.15B
Short-Term Debt and Capital Lease Obligation $37.34B $17.86B $7.65B $7.65B $15.45B
-Current Debt $37.34B $17.86B $7.65B $7.65B $15.45B
Long Term Debt and Capital Lease Obligation $58.67B $61.36B $60.76B $60.76B $62.54B
-Long Term Debt $58.67B $61.36B $60.76B $60.76B $62.54B
Other Liabilities $29.95B $27.35B $26.55B $26.55B $27.43B
Total Equity $67.90B $66.25B $65.65B $65.65B $63.80B
Stockholders' Equity $67.43B $65.79B $65.19B $65.19B $63.34B
Capital Stock $6.83B $6.83B $6.83B $6.83B $6.83B
-Common Stock $21.00M $21.00M $21.00M $21.00M $21.00M
-Preferred Stock $6.81B $6.81B $6.81B $6.81B $6.81B
Additional Paid-In Capital $8.77B $8.62B $8.73B $8.73B $8.75B
Retained Earnings $83.24B $81.94B $80.91B $80.91B $79.74B
Less: Treasury Stock $24.30B $24.39B $24.28B $24.28B $24.23B
Gains/Losses Not Affecting Retained Earnings -$7.11B -$7.22B -$6.99B -$6.99B -$7.75B
Minority Interests $463.00M $461.00M $458.00M $458.00M $458.00M
-Gross PPE $8.47B $8.47B
-Accumulated Depreciation -$4.70B -$4.70B
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase $9.51B $9.51B

Cash flow

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Operating Cash Flow $4.82B $1.34B $7.97B $2.84B $3.53B
Net cash flow from continuing operations $4.82B $1.34B $7.97B $2.84B $3.53B
Net Income from Continuing Operations $2.18B $1.95B $7.57B $2.05B $2.00B
Gain/Loss from Continuing Operations $18.00M -$22.00M -$256.00M -$84.00M -$79.00M
Depreciation & Depletion & Amortization $209.00M $204.00M $875.00M $227.00M $216.00M
Other Non-Cash Items $1.88B -$1.36B -$2.41B $71.00M $820.00M
Net cash flow from investing -$6.38B -$5.35B -$20.54B -$16.85B $230.00M
Net Cash Flow from Continuing Investing Activities -$6.38B -$5.35B -$20.54B -$16.85B $230.00M
Net Investment Purchase and Sale $5.08B -$1.37B $1.23B -$245.00M $3.53B
Net Income from Loans -$11.31B -$8.42B -$12.78B -$8.57B -$2.86B
Net Other Investing Changes -$1.17B -$959.00M -$2.96B -$1.01B -$556.00M
Financing Cash Flow $19.70B $5.67B $2.25B -$6.44B $5.82B
Net Cash Flow from Continuing Financing Activities $19.70B $5.67B $2.25B -$6.44B $5.82B
Increase/Decrease in Deposit $3.94B $6.07B $3.33B -$4.50B $8.03B
Net Issuance Payments of Debt $16.87B $761.00M $2.95B -$898.00M -$1.25B
Net Common Stock Issuance -$198.00M -$260.00M -$444.00M -$109.00M -$91.00M
Cash Dividends Paid -$904.00M -$884.00M -$3.50B -$910.00M -$853.00M
Net Other Financing Activities -$11.00M -$14.00M -$86.00M -$18.00M -$21.00M
Ending Cash Balance $66.49B $48.42B $46.89B $46.89B $66.64B
Net Change in Cash $18.14B $1.66B -$10.32B -$20.45B $9.58B
Beginning Cash Balance $48.42B $46.89B $56.50B $66.64B $57.81B
Effect of Exchange Rate Changes -$67.00M -$132.00M $706.00M
Free Cash Flow $4.82B $1.34B $7.97B $2.84B $3.53B
Net Business Purchase and Sale -$36.00M -$1.00M $0.00
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