瑞银集团 UBS
$47.78 −$0.99 (-2.03%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $47.78 0.00%
开盘$48.03
昨收$48.77
当日区间$47.71 – $48.66
成交量2.77M
市值$146.29B
市盈率（TTM）15.8
股息率2.30%
基本面
最新报告季度：Q3, ended Sep 2026
营收$13.39B+11.0% YoY
净利润$2.70B+8.6% YoY
摊薄每股收益$0.85+11.8% YoY
自由现金流$4.21B+131.9% YoY
经营现金流$4.88B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率18.6%
净资产收益率10.9%
资产收益率0.6%
负债/资产比率94.6%
现金及投资$195.86B
总负债$324.98B
净现金（净负债）-$129.13B
营收构成
2026/Q3 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $13.35B | $13.70B | $14.24B | $49.57B | $12.15B |
| 营业总收入 | $13.39B | $13.35B | $13.77B | $47.30B | $12.20B |
| 净利息收入 | $2.41B | $2.40B | $2.32B | $7.75B | $2.17B |
| -利息收入 | $2.41B | $2.40B | $8.06B | $34.29B | $8.37B |
| 非利息收入 | $10.97B | $10.95B | $11.45B | $39.55B | $10.03B |
| -手续费及佣金 | $7.49B | $7.58B | $7.73B | $25.85B | $7.22B |
| -其他非利息收入 | $437.00M | -$328.00M | -$225.00M | -$2.37B | -$358.00M |
| -资产出售损益 | $3.05B | $3.70B | $3.95B | $14.01B | $3.16B |
| 信用损失准备 | -$114.00M | -$121.00M | -$70.00M | -$524.00M | -$159.00M |
| 非利息支出 | $9.20B | $9.37B | $9.12B | $35.52B | $8.84B |
| 销售及管理费用 | $8.47B | $8.62B | $8.37B | $31.02B | $8.38B |
| -管理费用 | $8.47B | $8.62B | $8.28B | $30.45B | $8.38B |
| 折旧、摊销与折耗 | $730.00M | $755.00M | $711.00M | $3.19B | $773.00M |
| -折旧与摊销 | $730.00M | $755.00M | $711.00M | $3.19B | $773.00M |
| 其他收入（支出） | -$490.00M | -$263.00M | -$746.00M | -$2.40B | -$1.51B |
| 特殊收益（费用） | -$490.00M | -$263.00M | -$746.00M | -$2.48B | -$1.51B |
| -减：重组及并购费用 | $490.00M | $293.00M | $701.00M | $3.55B | $1.41B |
| 税前利润 | $3.59B | $3.59B | $3.84B | $8.85B | $1.70B |
| 税费 | $887.00M | $782.00M | $786.00M | $1.06B | $495.00M |
| 净利润 | $2.70B | $2.81B | $3.05B | $7.80B | $1.21B |
| 持续经营利润 | $2.70B | $2.81B | $3.06B | $7.80B | $1.21B |
| 少数股东权益 | $10.00M | $11.00M | $14.00M | $30.00M | $6.00M |
| 归属母公司净利润 | $2.69B | $2.80B | $3.04B | $7.77B | $1.20B |
| 归属普通股股东净利润 | $2.69B | $2.80B | $3.04B | $7.77B | $1.20B |
| 基本每股收益 | $0.88 | $0.91 | $0.98 | $2.46 | $0.39 |
| 摊薄每股收益 | $0.85 | $0.87 | $0.94 | $2.36 | $0.37 |
| 每股股息 | $0.00 | $1.10 | $0.00 | $0.90 | $0.00 |
| -减：其他特殊支出 | – | -$30.00M | $45.00M | -$789.00M | $17.00M |
| -利息支出 | – | – | $5.74B | $26.55B | $6.20B |
| 物业及设备费用 | – | – | $229.00M | $1.06B | – |
| 专业及外包服务费用 | – | – | $224.00M | $1.28B | – |
| -销售及营销费用 | – | – | $99.00M | $563.00M | – |
| 其他非利息支出 | – | – | -$423.00M | -$1.02B | -$317.00M |
| -投资银行业务利润 | – | – | – | $2.06B | – |
| 联营企业及其他参股权益收益 | – | – | – | $79.00M | – |
| -减：核销 | – | – | – | $2.00M | $74.00M |
| -Gain on Sale of Business | – | – | – | $289.00M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $1.66T | $1.71T | $1.69T | $1.62T | $1.62T |
| 现金、现金等价物及联邦基金出售 | $267.12B | $323.40B | $313.02B | $316.16B | $316.16B |
| -现金及现金等价物 | $195.86B | $217.12B | $225.46B | $211.01B | $211.01B |
| -货币市场投资 | $71.26B | $106.28B | $87.57B | $105.15B | $105.15B |
| 证券投资 | $332.58B | $265.63B | $319.32B | $253.76B | $253.76B |
| -交易性证券 | $138.86B | $135.91B | $121.46B | $127.26B | $127.26B |
| -可供出售证券 | $173.75B | $115.20B | $184.11B | $112.63B | $112.63B |
| -短期投资 | $19.97B | $14.52B | $13.75B | $13.87B | $13.87B |
| 长期股权投资 | $2.31B | $2.26B | $2.26B | $2.33B | $2.33B |
| 衍生资产 | $190.85B | $193.16B | $181.50B | $147.78B | $147.78B |
| 贷款净额 | $682.46B | $701.19B | $681.12B | $689.01B | $689.01B |
| -贷款总额 | $684.94B | $703.74B | $683.65B | $691.55B | $691.55B |
| -贷款及租赁损失准备 | $2.48B | $2.55B | $2.53B | $2.54B | $2.54B |
| 应收款 | $41.67B | $58.41B | $40.79B | $49.97B | $49.97B |
| -应收账款 | $41.67B | $49.73B | $40.79B | $40.28B | $40.28B |
| 固定资产净值 | $15.49B | $15.99B | $16.18B | $16.06B | $16.06B |
| 商誉及其他无形资产 | $6.79B | $6.85B | $6.90B | $6.95B | $6.95B |
| 递延资产 | $11.12B | $11.11B | $11.18B | $11.53B | $11.53B |
| 其他资产 | $104.78B | $127.24B | $114.26B | $121.73B | $121.73B |
| 负债合计 | $1.57T | $1.62T | $1.59T | $1.53T | $1.53T |
| 存款合计 | $802.64B | $812.19B | $811.47B | $812.80B | $812.80B |
| 联邦基金购入及回购协议下证券出售 | $21.05B | $24.71B | $20.20B | $20.07B | $20.07B |
| 衍生产品负债 | $192.10B | $199.34B | $184.41B | $156.24B | $156.24B |
| 交易性负债 | $103.87B | $64.98B | $105.49B | $56.05B | $56.05B |
| 应付款 | $103.00B | $123.34B | $112.68B | $103.39B | $103.39B |
| -应付账款 | $66.56B | $83.37B | $75.17B | $66.98B | $66.98B |
| -其他应付款 | $36.43B | $37.30B | $37.51B | $34.22B | $34.22B |
| 长期债务及融资租赁负债 | $324.98B | $306.52B | $343.92B | $302.17B | $302.17B |
| -长期债务 | $324.98B | $302.25B | $343.92B | $297.92B | $297.92B |
| 非流动负债 | $4.59B | $4.63B | $4.98B | $5.04B | $5.04B |
| 其他负债 | $14.06B | $25.36B | $10.87B | $22.70B | $22.70B |
| 股东权益合计 | $88.89B | $89.43B | $92.50B | $90.48B | $90.48B |
| 股东权益 | $88.61B | $89.17B | $92.25B | $90.21B | $90.21B |
| 股本 | $328.00M | $328.00M | $334.00M | $334.00M | $334.00M |
| -普通股 | $328.00M | $328.00M | $334.00M | $334.00M | $334.00M |
| 资本公积 | $6.16B | $5.92B | $8.06B | $9.22B | $9.22B |
| 留存收益 | $88.92B | $86.00B | $86.48B | $82.74B | $82.74B |
| 减：库存股 | $9.48B | $7.79B | $7.86B | $7.89B | $7.89B |
| 不影响留存收益的损益 | $2.68B | $4.70B | $5.23B | $5.81B | $5.81B |
| 少数股东权益 | $277.00M | $265.00M | $255.00M | $271.00M | $271.00M |
| -其他应收款 | – | $8.68B | – | $9.70B | $9.70B |
| 预付资产 | – | $1.82B | – | $1.73B | $1.73B |
| 持有待售资产 | – | $234.00M | – | $425.00M | $425.00M |
| 短期债务及融资租赁负债 | – | $44.03B | – | $33.87B | $33.87B |
| -一年内到期债务 | – | $44.03B | – | $33.87B | $33.87B |
| -应付税款合计 | – | $2.66B | – | $2.19B | $2.19B |
| 一年内应计费用 | – | $2.59B | – | $2.97B | $2.97B |
| -长期融资租赁负债 | – | $4.27B | – | $4.26B | $4.26B |
| 员工福利 | – | $9.15B | – | $10.48B | $10.48B |
| 一年以上递延负债 | – | $1.02B | – | $1.15B | $1.15B |
| 其他权益权益 | – | -$1.00M | $1.00M | – | – |
| -固定资产原值 | – | – | – | $38.47B | $38.47B |
| -累计折旧 | – | – | – | -$22.41B | -$22.41B |
| -商誉 | – | – | – | $6.07B | $6.07B |
| -其他无形资产 | – | – | – | $881.00M | $881.00M |
现金流量表
| 项目 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| 经营活动现金流 | $21.85B | $4.88B | -$3.91B | $5.51B | $15.38B |
| 持续经营经营活动现金流净额 | $21.85B | $4.88B | -$3.91B | $5.51B | $15.38B |
| 持续经营净利润 | $7.80B | $1.21B | $2.49B | $2.40B | $1.70B |
| 持续经营损益 | -$562.00M | -$135.00M | -$117.00M | $57.00M | -$367.00M |
| 折旧、折耗与摊销 | $3.53B | $866.00M | $904.00M | $898.00M | $861.00M |
| 递延税款 | -$382.00M | $219.00M | $6.00M | -$577.00M | -$30.00M |
| 其他非现金项目 | -$10.70B | $2.70B | $4.20B | -$12.19B | -$5.42B |
| 营运资金变动 | $23.70B | -$9.00M | -$10.91B | $15.85B | $18.76B |
| -贷款变动 | $24.99B | $3.13B | $12.64B | -$7.17B | $16.39B |
| -Change in Other Working Capital | -$1.29B | -$3.14B | -$23.55B | $23.02B | $2.37B |
| 投资活动现金流净额 | -$22.80B | -$4.44B | -$4.22B | -$6.99B | -$7.16B |
| 持续经营投资活动现金流净额 | -$22.80B | -$4.43B | -$4.22B | -$6.99B | -$7.16B |
| 固定资产购置及出售净额 | -$2.15B | -$550.00M | -$556.00M | -$515.00M | -$532.00M |
| 业务购买及出售净额 | $636.00M | $29.00M | $142.00M | $111.00M | $354.00M |
| 投资购置及出售净额 | -$21.29B | -$3.91B | -$3.80B | -$6.58B | -$6.99B |
| 筹资活动现金流 | -$30.86B | -$8.46B | -$9.63B | -$9.81B | -$2.96B |
| 持续经营筹资活动现金流净额 | -$30.86B | -$8.46B | -$9.64B | -$9.81B | -$2.96B |
| 联邦基金及回购证券变动 | -$415.00M | -$542.00M | $1.12B | -$276.00M | -$720.00M |
| Net Issuance Payments of Debt | -$21.45B | -$6.37B | -$8.78B | -$5.84B | -$451.00M |
| 普通股发行净额 | -$5.18B | -$1.32B | -$1.78B | -$620.00M | -$1.45B |
| 已付现金股利 | -$2.87B | $0.00 | $0.00 | – | – |
| 其他筹资活动净额 | -$958.00M | -$223.00M | -$192.00M | -$209.00M | -$334.00M |
| 期末现金余额 | $231.38B | $231.38B | $239.70B | $259.05B | $254.39B |
| 现金净变动 | -$31.81B | -$8.02B | -$17.76B | -$11.29B | $5.26B |
| 期初现金余额 | $244.09B | $239.70B | $259.05B | $254.39B | $244.09B |
| 汇率变动影响 | $19.10B | -$309.00M | -$1.59B | $15.95B | $5.04B |
| 自由现金流 | $19.49B | $4.21B | -$4.50B | $4.96B | $14.82B |
| 其他投资变动净额 | – | – | -$1.00M | $1.00M | $1.00M |
暂无评论——快来第一个聊聊 UBS。
登录后参与讨论。