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UBS Group UBS

US equityMarket cap rank #107
$47.85
+$0.11 (+0.22%)
Market open · Sep 24, 2:00 pm ET
After hours $48.00 +0.54%
Open$47.39
Prev close$47.74
Day range$47.18 – $48.08
Volume1.81M
Market cap$146.49B
P/E (TTM)16.3
Dividend yield2.30%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026

Revenue$13.35B+15.9% YoY
Net profit$2.81B+17.0% YoY
Diluted EPS$0.87+20.8% YoY
Free cash flow$4.21B+131.9% YoY
Operating cash flow$4.88B

Revenue, last 8 quarters

$11.4BSep '24$11.1BDec '24$12.0BMar '25$11.5BJun '25$11.9BSep '25$12.2BDec '25$13.8BMar '26$13.3BJun '26

Net profit, last 8 quarters

$1.4BSep '24$779.0MDec '24$1.7BMar '25$2.4BJun '25$2.5BSep '25$1.2BDec '25$3.1BMar '26$2.8BJun '26

Diluted EPS by quarter

0.43Sep '240.23Dec '240.51Mar '250.72Jun '250.76Sep '250.37Dec '250.94Mar '260.87Jun '26

Free cash flow by quarter

$11.1BMar '24$-186.0MJun '24$3.5BSep '24$-13.2BDec '24$14.8BMar '25$5.0BJun '25$-4.5BSep '25$4.2BDec '25

Annual revenue

$32.1BFY20$35.1BFY21$33.3BFY22$41.1BFY23$45.3BFY24$47.3BFY25

Profitability & balance sheet

Net margin18.7%
Return on equity10.7%
Return on assets0.6%
Liabilities / assets94.8%
Cash & investments$217.12B
Total debt$350.55B
Net cash (debt)-$133.43B
Free cash flow / sales13.0%

Where the revenue comes from

Quarter 2026/Q1

By business line

  • Global Wealth Management$7.11B 48.9%
  • Investment Bank$4.05B 27.9%
  • Personal & Corporate Banking$2.60B 17.9%
  • Asset Management$772.00M 5.3%

Income statement

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Revenue as Reported $13.70B $14.24B $49.57B $12.15B $12.76B
Total Operating Revenue $13.35B $13.77B $47.30B $12.20B $11.94B
Net Interest Income $2.40B $2.32B $7.75B $2.17B $1.98B
-Interest Income $2.40B $8.06B $34.29B $8.37B $8.57B
Non-Interest Income $10.95B $11.45B $39.55B $10.03B $9.96B
-Fees and Commissions $7.58B $7.73B $25.85B $7.22B $6.61B
-Other Non-Interest Income -$328.00M -$225.00M -$2.37B -$358.00M -$749.00M
-Gain Loss on Sale of Assets $3.70B $3.95B $14.01B $3.16B $3.50B
Credit Losses Provision -$121.00M -$70.00M -$524.00M -$159.00M -$102.00M
Non-Interest Expense $9.37B $9.12B $35.52B $8.84B $8.95B
Selling and Admin Expenses $8.62B $8.37B $31.02B $8.38B $7.53B
-General & Admin Expense $8.62B $8.28B $30.45B $8.38B $7.39B
Depreciation & Amortization & Depletion $755.00M $711.00M $3.19B $773.00M $807.00M
-Depreciation & Amortization $755.00M $711.00M $3.19B $773.00M $807.00M
Other Income (Expense) -$263.00M -$746.00M -$2.40B -$1.51B -$63.00M
Special Income (Charges) -$263.00M -$746.00M -$2.48B -$1.51B -$3.00M
-Less:Restructuring and Mergern & Acquisition $293.00M $701.00M $3.55B $1.41B $852.00M
-Less:Other Special Charges -$30.00M $45.00M -$789.00M $17.00M -$683.00M
Pretax Profit $3.59B $3.84B $8.85B $1.70B $2.83B
Tax $782.00M $786.00M $1.06B $495.00M $341.00M
Net Profit $2.81B $3.05B $7.80B $1.21B $2.49B
Profit from Continuing Operations $2.81B $3.06B $7.80B $1.21B $2.49B
Minority Interests $11.00M $14.00M $30.00M $6.00M $6.00M
Net Income to Parent Company $2.80B $3.04B $7.77B $1.20B $2.48B
Net Income to Common Stockholders $2.80B $3.04B $7.77B $1.20B $2.48B
Basic EPS $0.91 $0.98 $2.46 $0.39 $0.79
Diluted EPS $0.87 $0.94 $2.36 $0.37 $0.76
Dividend Per Share $1.10 $0.00 $0.90 $0.00 $0.00
-Interest Expense – $5.74B $26.55B $6.20B $6.59B
Occupancy and Equipment – $229.00M $1.06B – $272.00M
Professional Expense and Contract Services Expense – $224.00M $1.28B – $341.00M
-Selling & Marketing Expense – $99.00M $563.00M – $137.00M
Other Non-Interest Expenses – -$423.00M -$1.02B -$317.00M –
-Investment Banking Profit – – $2.06B – $599.00M
Income from Associates & Other Participating Interests – – $79.00M – -$60.00M
-Less:Write Off – – $2.00M $74.00M –
-Gain on Sale of Business – – $289.00M – $166.00M

Balance sheet

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Assets $1.71T $1.69T $1.62T $1.62T $1.63T
Cash, Cash Equivalents & Federal Funds Sold $323.40B $313.02B $316.16B $316.16B $337.26B
-Cash and Cash Equivalents $217.12B $225.46B $211.01B $211.01B $221.41B
-Money Market Investments $106.28B $87.57B $105.15B $105.15B $115.85B
Securities Investment $265.63B $319.32B $253.76B $253.76B $252.27B
-Trading Securities $135.91B $121.46B $127.26B $127.26B $129.70B
-Available for Sale Securities $115.20B $184.11B $112.63B $112.63B $112.77B
-Short Term Investments $14.52B $13.75B $13.87B $13.87B $9.80B
Long Term Equity Investment $2.26B $2.26B $2.33B $2.33B $2.26B
Derivative Assets $193.16B $181.50B $147.78B $147.78B $154.11B
Net Loan $701.19B $681.12B $689.01B $689.01B $682.65B
-Gross Loan $703.74B $683.65B $691.55B $691.55B $685.09B
-Allowance for Loans and Lease Losses $2.55B $2.53B $2.54B $2.54B $2.45B
Receivables $58.41B $40.79B $49.97B $49.97B $45.28B
-Accounts Receivable $49.73B $40.79B $40.28B $40.28B $35.68B
-Other Receivables $8.68B – $9.70B $9.70B $9.61B
Net PPE $15.99B $16.18B $16.06B $16.06B $16.15B
Goodwill and Other Intangible Assets $6.85B $6.90B $6.95B $6.95B $6.98B
Prepaid Assets $1.82B – $1.73B $1.73B $1.80B
Deferred Assets $11.11B $11.18B $11.53B $11.53B $11.61B
Assets Held for Sale $234.00M – $425.00M $425.00M $371.00M
Other Assets $127.24B $114.26B $121.73B $121.73B $121.50B
Total Liabilities $1.62T $1.59T $1.53T $1.53T $1.54T
Total Deposits $812.19B $811.47B $812.80B $812.80B $811.30B
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase $24.71B $20.20B $20.07B $20.07B $24.10B
Derivative Product Liabilities $199.34B $184.41B $156.24B $156.24B $163.51B
Short-Term Debt and Capital Lease Obligation $44.03B – $33.87B $33.87B $28.87B
-Current Debt $44.03B – $33.87B $33.87B $28.87B
Trading Liabilities $64.98B $105.49B $56.05B $56.05B $57.07B
Payables $123.34B $112.68B $103.39B $103.39B $102.61B
-Accounts Payable $83.37B $75.17B $66.98B $66.98B $66.70B
-Total Tax Payable $2.66B – $2.19B $2.19B $1.96B
-Other Payable $37.30B $37.51B $34.22B $34.22B $33.94B
Current Accrued Expenses $2.59B – $2.97B $2.97B $3.00B
Long Term Debt and Capital Lease Obligation $306.52B $343.92B $302.17B $302.17B $312.93B
-Long Term Debt $302.25B $343.92B $297.92B $297.92B $308.57B
-Long Term Capital Lease Obligation $4.27B – $4.26B $4.26B $4.36B
Non-Current Liabilities $4.63B $4.98B $5.04B $5.04B $6.16B
Employee Benefits $9.15B – $10.48B $10.48B $9.42B
Non-Current Deferred Liabilities $1.02B – $1.15B $1.15B $1.12B
Other Liabilities $25.36B $10.87B $22.70B $22.70B $21.97B
Total Equity $89.43B $92.50B $90.48B $90.48B $90.20B
Stockholders' Equity $89.17B $92.25B $90.21B $90.21B $89.90B
Capital Stock $328.00M $334.00M $334.00M $334.00M $334.00M
-Common Stock $328.00M $334.00M $334.00M $334.00M $334.00M
Additional Paid-In Capital $5.92B $8.06B $9.22B $9.22B $8.88B
Retained Earnings $86.00B $86.48B $82.74B $82.74B $81.67B
Less: Treasury Stock $7.79B $7.86B $7.89B $7.89B $6.59B
Gains/Losses Not Affecting Retained Earnings $4.70B $5.23B $5.81B $5.81B $5.61B
Other Equity Interests -$1.00M $1.00M – – –
Minority Interests $265.00M $255.00M $271.00M $271.00M $305.00M
-Gross PPE – – $38.47B $38.47B –
-Accumulated Depreciation – – -$22.41B -$22.41B –
-Goodwill – – $6.07B $6.07B –
-Other Intangible Assets – – $881.00M $881.00M –

Cash flow

Line item 2025 ANNUAL 2025 Q4 2025 Q3 2025 Q2 2025 Q1
Operating Cash Flow $21.85B $4.88B -$3.91B $5.51B $15.38B
Net cash flow from continuing operations $21.85B $4.88B -$3.91B $5.51B $15.38B
Net Income from Continuing Operations $7.80B $1.21B $2.49B $2.40B $1.70B
Gain/Loss from Continuing Operations -$562.00M -$135.00M -$117.00M $57.00M -$367.00M
Depreciation & Depletion & Amortization $3.53B $866.00M $904.00M $898.00M $861.00M
Deferred Tax -$382.00M $219.00M $6.00M -$577.00M -$30.00M
Other Non-Cash Items -$10.70B $2.70B $4.20B -$12.19B -$5.42B
Change in Working Capital $23.70B -$9.00M -$10.91B $15.85B $18.76B
-Change in Loans $24.99B $3.13B $12.64B -$7.17B $16.39B
-Change in Other Working Capital -$1.29B -$3.14B -$23.55B $23.02B $2.37B
Net cash flow from investing -$22.80B -$4.44B -$4.22B -$6.99B -$7.16B
Net Cash Flow from Continuing Investing Activities -$22.80B -$4.43B -$4.22B -$6.99B -$7.16B
Net PPE Purchase and Sale -$2.15B -$550.00M -$556.00M -$515.00M -$532.00M
Net Business Purchase and Sale $636.00M $29.00M $142.00M $111.00M $354.00M
Net Investment Purchase and Sale -$21.29B -$3.91B -$3.80B -$6.58B -$6.99B
Financing Cash Flow -$30.86B -$8.46B -$9.63B -$9.81B -$2.96B
Net Cash Flow from Continuing Financing Activities -$30.86B -$8.46B -$9.64B -$9.81B -$2.96B
Change in Federal Funds and Securities Sold for Repurchase -$415.00M -$542.00M $1.12B -$276.00M -$720.00M
Net Issuance Payments of Debt -$21.45B -$6.37B -$8.78B -$5.84B -$451.00M
Net Common Stock Issuance -$5.18B -$1.32B -$1.78B -$620.00M -$1.45B
Cash Dividends Paid -$2.87B $0.00 $0.00 – –
Net Other Financing Activities -$958.00M -$223.00M -$192.00M -$209.00M -$334.00M
Ending Cash Balance $231.38B $231.38B $239.70B $259.05B $254.39B
Net Change in Cash -$31.81B -$8.02B -$17.76B -$11.29B $5.26B
Beginning Cash Balance $244.09B $239.70B $259.05B $254.39B $244.09B
Effect of Exchange Rate Changes $19.10B -$309.00M -$1.59B $15.95B $5.04B
Free Cash Flow $19.49B $4.21B -$4.50B $4.96B $14.82B
Net Other Investing Changes – – -$1.00M $1.00M $1.00M
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