开盘$16.13
昨收$16.04
当日区间$15.93 – $16.56
成交量44.19M
市值$21.04B
市盈率（TTM）29.5
股息率–
基本面
最新报告季度：Q2, ended Jun 2026
营收$1.22B+42.5% YoY
净利润$156.59M+61.0% YoY
摊薄每股收益$0.12+50.0% YoY
自由现金流-$3.99B-160.2% YoY
经营现金流-$3.89B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率14.8%
净资产收益率7.1%
资产收益率1.2%
负债/资产比率81.8%
现金及投资$3.13B
总负债$3.41B
净现金（净负债）-$278.90M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $1.22B | $1.10B | $3.61B | $1.03B | $961.60M |
| 营业总收入 | $1.22B | $1.10B | $3.61B | $1.03B | $961.60M |
| 净利息收入 | $788.20M | $692.99M | $2.22B | $617.28M | $585.11M |
| -利息收入 | $1.14B | $1.00B | $3.38B | $927.42M | $891.56M |
| -利息支出 | $352.33M | $308.01M | $1.16B | $310.14M | $306.45M |
| 非利息收入 | $430.48M | $407.38M | $1.39B | $407.77M | $376.49M |
| -手续费及佣金 | $344.98M | $330.67M | $1.18B | $338.68M | $320.04M |
| -其他非利息收入 | $85.50M | $76.71M | $214.64M | $69.09M | $56.45M |
| 信用损失准备 | -$13.76M | -$8.90M | -$30.32M | -$5.41M | -$9.20M |
| 非利息支出 | $994.62M | $888.68M | $3.05B | $832.48M | $800.86M |
| 销售及管理费用 | $609.20M | $533.12M | $1.80B | $499.86M | $475.28M |
| -销售及营销费用 | $392.40M | $335.54M | $1.10B | $305.61M | $286.88M |
| -管理费用 | $216.80M | $197.58M | $704.44M | $194.24M | $188.41M |
| 其他非利息支出 | $385.42M | $355.55M | $1.25B | $332.63M | $325.57M |
| 其他收入（支出） | -$5.99M | -$3.24M | -$8.05M | -$1.83M | -$3.00M |
| 特殊收益（费用） | -$5.99M | -$3.24M | -$8.05M | -$1.83M | -$3.00M |
| -减：重组及并购费用 | $5.99M | $3.24M | $8.05M | $1.83M | $3.00M |
| 税前利润 | $204.31M | $199.55M | $525.86M | $185.33M | $148.55M |
| 税费 | $47.72M | $32.82M | $44.54M | $11.78M | $9.16M |
| 净利润 | $156.59M | $166.73M | $481.32M | $173.55M | $139.39M |
| 持续经营利润 | $156.59M | $166.73M | $481.32M | $173.55M | $139.39M |
| 归属母公司净利润 | $156.59M | $166.73M | $481.32M | $173.55M | $139.39M |
| 归属普通股股东净利润 | $156.59M | $166.73M | $481.32M | $173.55M | $139.39M |
| 基本每股收益 | $0.12 | $0.13 | $0.42 | $0.14 | $0.12 |
| 摊薄每股收益 | $0.12 | $0.12 | $0.39 | $0.13 | $0.11 |
| -减：资本性资产减值 | – | – | $0.00 | – | – |
| -债务清偿收益 | – | – | $0.00 | $0.00 | $0.00 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $60.95B | $53.70B | $50.66B | $50.66B | $45.29B |
| 现金、现金等价物及联邦基金出售 | $3.57B | $3.76B | $5.50B | $5.50B | $3.75B |
| -现金及现金等价物 | $3.13B | $3.40B | $4.93B | $4.93B | $3.25B |
| -受限现金及投资 | $439.32M | $360.23M | $573.53M | $573.53M | $500.10M |
| 证券投资 | $4.23B | $3.23B | $2.63B | $2.63B | $2.51B |
| -短期投资 | $4.23B | $3.05B | $2.43B | $2.43B | $2.39B |
| 贷款净额 | $47.93B | $42.17B | $38.04B | $38.04B | $34.90B |
| -贷款总额 | $47.99B | $42.22B | $38.09B | $38.09B | $34.95B |
| -贷款及租赁损失准备 | $56.46M | $51.93M | $50.93M | $50.93M | $50.63M |
| 固定资产净值 | $582.86M | $537.34M | $510.39M | $510.39M | $466.05M |
| -固定资产原值 | $582.86M | $537.34M | $797.69M | $797.69M | $466.05M |
| 商誉及其他无形资产 | $2.02B | $1.98B | $2.00B | $2.00B | $2.02B |
| -商誉 | $1.43B | $1.39B | $1.39B | $1.39B | $1.39B |
| -其他无形资产 | $590.85M | $582.99M | $610.10M | $610.10M | $631.37M |
| 其他资产 | $2.62B | $2.02B | $78.04M | $78.04M | $1.64B |
| 负债合计 | $49.87B | $42.89B | $40.17B | $40.17B | $36.51B |
| 存款合计 | $45.54B | $40.24B | $37.51B | $37.51B | $32.95B |
| 短期债务及融资租赁负债 | $486.00M | $486.00M | $486.00M | $486.00M | $486.00M |
| -一年内到期债务 | $486.00M | $486.00M | $486.00M | $486.00M | $486.00M |
| 长期债务及融资租赁负债 | $2.92B | $1.43B | $1.45B | $1.45B | $2.32B |
| -长期债务 | $2.82B | $1.33B | $1.33B | $1.33B | $2.23B |
| -长期融资租赁负债 | $104.08M | $100.71M | $118.94M | $118.94M | $93.00M |
| 其他负债 | $923.02M | $729.27M | $86.79M | $86.79M | $759.61M |
| 股东权益合计 | $11.08B | $10.81B | $10.49B | $10.49B | $8.78B |
| 股东权益 | $11.08B | $10.81B | $10.49B | $10.49B | $8.78B |
| 股本 | $128,000.00 | $127,000.00 | $126,000.00 | $126,000.00 | $120,000.00 |
| -普通股 | $128,000.00 | $127,000.00 | $126,000.00 | $126,000.00 | $120,000.00 |
| 资本公积 | $11.59B | $11.47B | $11.30B | $11.30B | $9.77B |
| 留存收益 | -$500.96M | -$657.55M | -$824.28M | -$824.28M | -$997.83M |
| 不影响留存收益的损益 | -$11.98M | -$2.74M | $10.98M | $10.98M | $9.55M |
| -可供出售证券 | – | $182.87M | $198.13M | $198.13M | $119.20M |
| 长期股权投资 | – | – | $51.08M | $51.08M | – |
| 衍生资产 | – | – | $227.65M | $227.65M | – |
| 应收款 | – | – | $893.48M | $893.48M | – |
| -应收账款 | – | – | $893.48M | $893.48M | – |
| -累计折旧 | – | – | -$287.30M | -$287.30M | – |
| 预付资产 | – | – | $477.75M | $477.75M | – |
| 递延资产 | – | – | $249.34M | $249.34M | – |
| 衍生产品负债 | – | – | $160.23M | $160.23M | – |
| 应付款 | – | – | $89.81M | $89.81M | – |
| -应付账款 | – | – | $89.81M | $89.81M | – |
| 一年内应计费用 | – | – | $364.16M | $364.16M | – |
| 一年以上递延负债 | – | – | $29.96M | $29.96M | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$3.89B | -$2.31B | -$3.74B | -$991.18M | -$1.31B |
| 持续经营经营活动现金流净额 | -$3.89B | -$2.31B | -$3.74B | -$991.18M | -$1.31B |
| 持续经营净利润 | $156.59M | $166.73M | $481.32M | $173.55M | $139.39M |
| 持续经营损益 | $39.24M | -$39.94M | -$351.19M | -$78.91M | -$271.14M |
| 折旧、折耗与摊销 | $73.11M | $67.58M | $234.15M | $62.88M | $59.25M |
| 递延税款 | $33.73M | $28.90M | $16.19M | -$10.37M | $7.39M |
| 其他非现金项目 | $10.27M | -$504,000.00 | $25.09M | $7.33M | $229.45M |
| 营运资金变动 | -$4.29B | -$2.62B | -$4.44B | -$1.22B | -$1.55B |
| -应收款变动 | -$35.53M | -$24.32M | -$45.31M | – | – |
| -贷款变动 | -$4.13B | -$2.43B | -$4.40B | -$1.07B | -$1.40B |
| -其他流动资产变动 | -$235.73M | -$126.41M | -$136.72M | -$74.10M | -$235.82M |
| -其他流动负债变动 | $106.23M | -$33.85M | $140.46M | -$30.34M | $72.22M |
| 投资活动现金流净额 | -$2.83B | -$2.39B | -$6.72B | -$2.10B | -$1.46B |
| 持续经营投资活动现金流净额 | -$2.83B | -$2.39B | -$6.72B | -$2.10B | -$1.46B |
| 资本支出 | -$1.07M | -$1.23M | -$8.67M | -$1.32M | -$3.18M |
| 固定资产购置及出售净额 | -$96.57M | -$67.55M | -$242.44M | -$66.40M | -$59.98M |
| 投资购置及出售净额 | -$934.12M | -$589.54M | -$578.50M | -$46.16M | -$107.85M |
| 贷款净收益 | -$1.73B | -$1.74B | -$5.89B | -$1.98B | -$1.29B |
| 筹资活动现金流 | $6.53B | $3.11B | $13.11B | $4.70B | $3.80B |
| 持续经营筹资活动现金流净额 | $6.53B | $3.11B | $13.11B | $4.70B | $3.80B |
| 存款增减 | $4.97B | $3.03B | $11.25B | $4.15B | $3.33B |
| Net Issuance Payments of Debt | $1.49B | -$3.41M | -$1.29B | -$901.72M | -$1.23B |
| 普通股发行净额 | $0.00 | $87.39M | $3.19B | $1.49B | $1.70B |
| 股票期权行使所得 | $24.56M | $2.37M | $33.17M | $14.76M | $5.85M |
| 其他筹资活动净额 | $47.48M | -$6.26M | -$71.25M | -$49.39M | -$11.57M |
| 期末现金余额 | $3.57B | $3.76B | $5.36B | $5.36B | $3.75B |
| 现金净变动 | -$195.76M | -$1.59B | $2.65B | $1.61B | $1.03B |
| 期初现金余额 | $3.76B | $5.36B | $2.71B | $3.75B | $2.71B |
| 汇率变动影响 | $68,000.00 | -$774,000.00 | -$355,000.00 | $705,000.00 | -$228,000.00 |
| 自由现金流 | -$3.99B | -$2.38B | -$3.99B | -$1.06B | -$1.37B |
| 业务购买及出售净额 | – | – | $0.00 | – | – |
| 优先股发行净额 | – | – | $0.00 | $0.00 | – |
| 已付现金股利 | – | – | $0.00 | $0.00 | – |
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