股票 › SLF
永明金融 SLF
美股市值排名 #541
$71.53 −$1.95 (-2.65%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $71.53 0.00%
开盘$72.27
昨收$73.48
当日区间$71.16 – $72.57
成交量562.4K
市值$39.73B
市盈率(TTM)18.8
股息率3.69%
基本面
最新报告季度:Q3, ended Sep 2026 · 报告货币为CAD
营收C$3.64B-70.6% YoY
净利润C$885.00M-25.4% YoY
摊薄每股收益C$1.40-28.9% YoY
自由现金流C$588.00M-48.6% YoY
经营现金流C$612.00M
营收,近8个季度
净利润,近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率9.4%
净资产收益率12.4%
资产收益率0.7%
负债/资产比率93.6%
总负债C$9.12B
自由现金流/营收12.5%
营收构成
2026/Q2 季度
按业务线
该公司以本国货币报告财务数据,并非美元。以下数字均标注了实际货币单位,未自动换算。
利润表
| 项目 | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| 营业总收入 | C$3.64B | C$13.93B | C$8.76B | C$38.45B | C$5.51B |
| 已赚保费合计 | C$6.20B | C$6.19B | C$6.11B | C$23.89B | C$5.95B |
| -净承保保费 | C$6.20B | C$6.19B | C$6.11B | C$23.89B | C$5.95B |
| 手续费收入及其他收入 | C$2.32B | C$2.22B | C$2.32B | C$9.06B | C$2.43B |
| -手续费及佣金 | C$2.32B | C$2.22B | C$2.32B | C$9.06B | C$2.43B |
| 净投资收益 | -C$4.88B | C$5.52B | -C$193.00M | C$8.86B | C$498.00M |
| 总费用 | C$2.39B | C$12.57B | C$8.13B | C$33.65B | C$4.39B |
| 理赔费用 | -C$23.00M | C$10.07B | C$5.30B | C$22.40B | C$197.00M |
| 保单持有人利息 | C$0.00 | C$0.00 | C$0.00 | C$0.00 | C$0.00 |
| 手续费及佣金支出 | C$2.28B | C$2.37B | C$2.67B | C$9.03B | C$2.36B |
| 非经营性利息净收入(支出) | -C$136.00M | -C$131.00M | -C$163.00M | -C$526.00M | -C$133.00M |
| -非经营性利息支出 | C$136.00M | C$131.00M | C$163.00M | C$526.00M | C$133.00M |
| 税前利润 | C$1.25B | C$1.36B | C$632.00M | C$4.80B | C$1.13B |
| 税费 | C$368.00M | C$284.00M | C$103.00M | C$1.02B | C$316.00M |
| 净利润 | C$885.00M | C$1.07B | C$529.00M | C$3.78B | C$810.00M |
| 持续经营利润 | C$885.00M | C$1.07B | C$529.00M | C$3.78B | C$810.00M |
| 少数股东权益 | -C$10.00M | -C$8.00M | -C$7.00M | C$37.00M | C$17.00M |
| 归属母公司净利润 | C$895.00M | C$1.08B | C$536.00M | C$3.75B | C$793.00M |
| 优先股股息 | C$28.00M | C$22.00M | C$20.00M | C$79.00M | C$20.00M |
| 其他优先股股息 | C$82.00M | C$52.00M | C$51.00M | C$194.00M | C$51.00M |
| 归属普通股股东净利润 | C$785.00M | C$1.01B | C$465.00M | C$3.47B | C$722.00M |
| 基本每股收益 | C$1.41 | C$1.82 | C$0.84 | C$6.17 | C$1.31 |
| 摊薄每股收益 | C$1.40 | C$1.81 | C$0.84 | C$6.15 | C$1.30 |
| 每股股息 | C$0.96 | C$0.96 | C$0.92 | C$3.52 | C$0.92 |
| 投资已实现损益净额 | – | – | -C$1.39B | – | – |
| 利息收入 | – | – | C$1.92B | -C$3.34B | – |
| 汇兑损益净额 | – | – | – | -C$20.00M | – |
| 保单获取费用 | – | – | – | C$1.70B | – |
资产负债表
| 项目 | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| 总资产 | C$421.43B | C$425.33B | C$398.31B | C$398.46B | C$398.46B |
| 现金及现金等价物 | C$8.55B | C$8.90B | C$8.79B | C$9.69B | C$9.69B |
| 投资合计 | C$198.27B | C$201.35B | C$190.55B | C$189.49B | C$189.49B |
| -短期投资 | C$19.07B | C$19.15B | C$17.42B | C$18.25B | C$18.25B |
| -贷款净额 | C$57.74B | C$59.13B | C$58.37B | C$59.43B | C$59.43B |
| -股权投资 | C$107.87B | C$109.82B | C$101.78B | C$99.15B | C$99.15B |
| -衍生资产 | C$1.71B | C$1.62B | C$1.46B | C$1.53B | C$1.53B |
| -长期股权投资 | C$1.92B | C$1.84B | C$1.80B | C$1.69B | C$1.69B |
| -其他投资资产 | C$9.96B | C$9.80B | C$9.73B | C$9.43B | C$9.43B |
| 再保险可收回额 | C$6.18B | C$6.43B | C$6.25B | C$6.14B | C$6.14B |
| 商誉及其他无形资产 | C$15.40B | C$14.89B | C$14.79B | C$14.69B | C$14.69B |
| -商誉 | C$10.04B | C$9.73B | C$9.61B | C$9.53B | C$9.53B |
| -其他无形资产 | C$5.36B | C$5.15B | C$5.19B | C$5.16B | C$5.16B |
| 独立账户资产 | C$181.51B | C$182.24B | C$166.28B | C$166.57B | C$166.57B |
| 其他资产 | C$7.52B | C$7.45B | C$7.56B | C$461.00M | C$461.00M |
| 负债合计 | C$394.40B | C$398.57B | C$372.36B | C$372.96B | C$372.96B |
| 保单持有人负债 | C$162.83B | C$166.33B | C$158.18B | C$155.91B | C$155.91B |
| 衍生产品负债 | C$2.84B | C$2.46B | C$2.23B | C$2.07B | C$2.07B |
| 长期债务及融资租赁负债 | C$9.12B | C$9.12B | C$8.37B | C$16.96B | C$16.96B |
| -长期债务 | C$9.12B | C$9.12B | C$8.37B | C$16.03B | C$16.03B |
| 独立账户负债 | C$181.51B | C$182.24B | C$166.28B | C$166.57B | C$166.57B |
| 一年以上递延负债 | C$286.00M | C$298.00M | C$303.00M | C$301.00M | C$301.00M |
| 其他负债 | C$37.81B | C$38.12B | C$37.00B | C$18.58B | C$18.58B |
| 股东权益合计 | C$27.03B | C$26.76B | C$25.95B | C$25.49B | C$25.49B |
| 股东权益 | C$26.88B | C$26.56B | C$25.75B | C$25.23B | C$25.23B |
| 股本 | C$10.57B | C$10.18B | C$10.16B | C$9.15B | C$9.15B |
| -普通股 | C$8.33B | C$7.94B | C$7.92B | C$7.90B | C$7.90B |
| -优先股 | C$2.24B | C$2.24B | C$2.24B | C$1.25B | C$1.25B |
| 资本公积 | C$554.00M | C$546.00M | C$535.00M | C$81.00M | C$81.00M |
| 留存收益 | C$13.14B | C$13.09B | C$12.78B | C$12.93B | C$12.93B |
| 不影响留存收益的损益 | C$1.75B | C$1.95B | C$1.54B | C$1.39B | C$1.39B |
| 其他权益权益 | C$878.00M | C$796.00M | C$745.00M | C$1.68B | C$1.68B |
| 少数股东权益 | C$144.00M | C$199.00M | C$195.00M | C$264.00M | C$264.00M |
| 应收款 | – | – | – | C$3.86B | C$3.86B |
| -应收账款 | – | – | – | C$3.86B | C$3.86B |
| 应计投资收益 | – | – | – | C$1.18B | C$1.18B |
| 固定资产净值 | – | – | – | C$1.44B | C$1.44B |
| 预付资产 | – | – | – | C$931.00M | C$931.00M |
| 递延保单获取成本 | – | – | – | C$142.00M | C$142.00M |
| 设定受益养老金 | – | – | – | C$73.00M | C$73.00M |
| 短期债务及融资租赁负债 | – | – | – | C$1.83B | C$1.83B |
| -一年内到期债务 | – | – | – | C$1.83B | C$1.83B |
| 应付款 | – | – | – | C$2.14B | C$2.14B |
| -应付账款 | – | – | – | C$2.14B | C$2.14B |
| 一年内应计费用 | – | – | – | C$5.15B | C$5.15B |
| -长期融资租赁负债 | – | – | – | C$924.00M | C$924.00M |
| 未回购预售证券 | – | – | – | C$3.13B | C$3.13B |
| 员工福利 | – | – | – | C$334.00M | C$334.00M |
现金流量表
| 项目 | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| 经营活动现金流 | C$612.00M | C$116.00M | C$2.18B | C$2.80B | C$1.20B |
| 持续经营经营活动现金流净额 | C$612.00M | C$116.00M | C$2.18B | C$2.80B | C$1.20B |
| 持续经营净利润 | C$1.25B | C$1.36B | C$632.00M | C$4.80B | C$1.13B |
| 持续经营损益 | C$7.02B | -C$3.36B | C$1.68B | -C$765.00M | C$1.62B |
| 其他非现金项目 | -C$1.40B | -C$1.45B | C$734.00M | -C$4.19B | -C$710.00M |
| 营运资金变动 | -C$6.23B | C$3.88B | -C$812.00M | C$3.57B | -C$698.00M |
| -赔款及理赔费用准备变动 | C$67.00M | C$69.00M | C$69.00M | C$323.00M | C$72.00M |
| -Change in Other Working Capital | -C$6.29B | C$3.81B | -C$881.00M | C$3.24B | -C$770.00M |
| 投资活动现金流净额 | -C$173.00M | -C$69.00M | -C$90.00M | -C$320.00M | -C$144.00M |
| 持续经营投资活动现金流净额 | -C$173.00M | -C$69.00M | -C$90.00M | -C$320.00M | -C$144.00M |
| 固定资产购置及出售净额 | -C$24.00M | -C$26.00M | -C$23.00M | -C$145.00M | -C$46.00M |
| 业务购买及出售净额 | -C$148.00M | C$2.00M | C$3.00M | -C$19.00M | -C$52.00M |
| 其他投资变动净额 | -C$48.00M | -C$45.00M | -C$70.00M | -C$211.00M | -C$46.00M |
| 筹资活动现金流 | -C$784.00M | C$18.00M | -C$3.01B | -C$2.64B | -C$120.00M |
| 持续经营筹资活动现金流净额 | -C$784.00M | C$18.00M | -C$3.01B | -C$2.64B | -C$120.00M |
| Net Issuance Payments of Debt | C$84.00M | C$769.00M | -C$35.00M | C$1.53B | C$963.00M |
| 普通股发行净额 | -C$247.00M | -C$83.00M | C$0.00 | -C$1.71B | -C$392.00M |
| 已付现金股利 | -C$546.00M | -C$563.00M | -C$520.00M | -C$2.06B | -C$545.00M |
| 股票期权行使所得 | C$13.00M | C$35.00M | C$15.00M | C$37.00M | C$10.00M |
| 其他筹资费用净额 | -C$12.00M | -C$2.00M | -C$2.36B | -C$78.00M | -C$39.00M |
| 期末现金余额 | C$8.55B | C$8.87B | C$8.71B | C$9.60B | C$9.60B |
| 现金净变动 | -C$345.00M | C$65.00M | -C$927.00M | -C$157.00M | C$937.00M |
| 期初现金余额 | C$8.87B | C$8.71B | C$9.60B | C$9.95B | C$8.75B |
| 汇率变动影响 | C$27.00M | C$96.00M | C$38.00M | -C$198.00M | -C$91.00M |
| 自由现金流 | C$588.00M | C$90.00M | C$2.15B | C$2.65B | C$1.16B |
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