BeStock  

Sun Life Financial SLF

US equityMarket cap rank #351Insurance - Diversified
$77.63 −$0.35 (-0.44%)
Market open · Oct 1, 12:40 pm ET · After hours $77.97 0.00%
Open$77.69
Prev close$77.97
Day range$76.57 – $77.79
Volume133.0K
Market cap$43.21B
P/E (TTM)18.7
Dividend yield3.34%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026 · reported in CAD

RevenueC$13.93B+51.4% YoY
Net profitC$1.07B+38.0% YoY
Diluted EPSC$1.81+43.7% YoY
Free cash flowC$90.00M-88.3% YoY
Operating cash flowC$116.00M

Revenue, last 8 quarters

C$15.4BSep '24C$3.3BDec '24C$11.3BMar '25C$9.2BJun '25C$12.4BSep '25C$5.5BDec '25C$8.8BMar '26C$13.9BJun '26

Net profit, last 8 quarters

C$1.4BSep '24C$217.0MDec '24C$1.0BMar '25C$778.0MJun '25C$1.2BSep '25C$810.0MDec '25C$529.0MMar '26C$1.1BJun '26

Diluted EPS by quarter

2.33Sep '240.43Dec '241.62Mar '251.26Jun '251.97Sep '251.30Dec '250.84Mar '261.81Jun '26

Free cash flow by quarter

C$3.2BSep '24C$572.0MDec '24C$-413.0MMar '25C$768.0MJun '25C$1.1BSep '25C$1.2BDec '25C$2.2BMar '26C$90.0MJun '26

Annual revenue

C$43.3BFY20C$35.7BFY21C$3.4BFY22C$36.4BFY23C$34.5BFY24C$38.4BFY25

Profitability & balance sheet

Net margin8.1%
Return on equity14.0%
Return on assets0.8%
Liabilities / assets93.7%
Total debtC$9.12B
Free cash flow / sales11.2%

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2026 Q2
(CAD)
2026 Q1
(CAD)
2025 ANNUAL
(CAD)
2025 Q4
(CAD)
2025 Q3
(CAD)
Total Operating Revenue C$13.93B C$8.76B C$38.45B C$5.51B C$12.40B
Total Premiums Earned C$6.19B C$6.11B C$23.89B C$5.95B C$5.98B
-Net Premiums Written C$6.19B C$6.11B C$23.89B C$5.95B C$5.98B
Fee Revenue and Other Income C$2.22B C$2.32B C$9.06B C$2.43B C$2.26B
-Fees and Commissions C$2.22B C$2.32B C$9.06B C$2.43B C$2.26B
Net Investment Income C$5.52B -C$193.00M C$8.86B C$498.00M C$4.16B
Total Expenses C$12.57B C$8.13B C$33.65B C$4.39B C$10.95B
Loss Adjustment Expense C$10.07B C$5.30B C$22.40B C$197.00M C$8.64B
Policyholder Interest C$0.00 C$0.00 C$0.00 C$0.00 C$0.00
Fees & Commission Expense C$2.37B C$2.67B C$9.03B C$2.36B C$2.18B
Net Non-Operating Interest Income (Expense) -C$131.00M -C$163.00M -C$526.00M -C$133.00M -C$131.00M
-Interest Expense Non-Operating C$131.00M C$163.00M C$526.00M C$133.00M C$131.00M
Pretax Profit C$1.36B C$632.00M C$4.80B C$1.13B C$1.45B
Tax C$284.00M C$103.00M C$1.02B C$316.00M C$260.00M
Net Profit C$1.07B C$529.00M C$3.78B C$810.00M C$1.19B
Profit from Continuing Operations C$1.07B C$529.00M C$3.78B C$810.00M C$1.19B
Minority Interests -C$8.00M -C$7.00M C$37.00M C$17.00M C$14.00M
Net Income to Parent Company C$1.08B C$536.00M C$3.75B C$793.00M C$1.17B
Preferred Stock Dividends C$22.00M C$20.00M C$79.00M C$20.00M C$20.00M
Other Preferred Stock Dividends C$52.00M C$51.00M C$194.00M C$51.00M C$47.00M
Net Income to Common Stockholders C$1.01B C$465.00M C$3.47B C$722.00M C$1.11B
Basic EPS C$1.82 C$0.84 C$6.17 C$1.31 C$1.97
Diluted EPS C$1.81 C$0.84 C$6.15 C$1.30 C$1.97
Dividend Per Share C$0.96 C$0.92 C$3.52 C$0.92 C$0.88
Net Realized Gain/Loss on Investments – -C$1.39B – – –
Interest Income – C$1.92B -C$3.34B – –
Net Foreign Exchange Gain/Loss – – -C$20.00M – –
Policy Acquisition Expense – – C$1.70B – –

Balance sheet

Line item 2026 Q2
(CAD)
2026 Q1
(CAD)
2025 ANNUAL
(CAD)
2025 Q4
(CAD)
2025 Q3
(CAD)
Total Assets C$425.33B C$398.31B C$398.46B C$398.46B C$394.93B
Cash and Cash Equivalents C$8.90B C$8.79B C$9.69B C$9.69B C$8.75B
Total Investments C$201.35B C$190.55B C$189.49B C$189.49B C$188.59B
-Short Term Investments C$19.15B C$17.42B C$18.25B C$18.25B C$17.73B
-Net Loan C$59.13B C$58.37B C$59.43B C$59.43B C$59.86B
-Equity Investments C$109.82B C$101.78B C$99.15B C$99.15B C$98.43B
-Derivative Assets C$1.62B C$1.46B C$1.53B C$1.53B C$1.59B
-Long Term Equity Investment C$1.84B C$1.80B C$1.69B C$1.69B C$1.73B
-Other Invested Assets C$9.80B C$9.73B C$9.43B C$9.43B C$9.25B
Reinsurance Recoverable C$6.43B C$6.25B C$6.14B C$6.14B C$6.30B
Goodwill and Other Intangible Assets C$14.89B C$14.79B C$14.69B C$14.69B C$14.90B
-Goodwill C$9.73B C$9.61B C$9.53B C$9.53B C$9.62B
-Other Intangible Assets C$5.15B C$5.19B C$5.16B C$5.16B C$5.28B
Separate Account Assets C$182.24B C$166.28B C$166.57B C$166.57B C$164.90B
Other Assets C$7.45B C$7.56B C$461.00M C$461.00M C$7.49B
Total Liabilities C$398.57B C$372.36B C$372.96B C$372.96B C$368.94B
Policy Holders Liabilities C$166.33B C$158.18B C$155.91B C$155.91B C$154.09B
Derivative Product Liabilities C$2.46B C$2.23B C$2.07B C$2.07B C$2.02B
Long Term Debt and Capital Lease Obligation C$9.12B C$8.37B C$16.96B C$16.96B C$7.38B
-Long Term Debt C$9.12B C$8.37B C$16.03B C$16.03B C$7.38B
Separate Account Liability C$182.24B C$166.28B C$166.57B C$166.57B C$164.90B
Non-Current Deferred Liabilities C$298.00M C$303.00M C$301.00M C$301.00M C$300.00M
Other Liabilities C$38.12B C$37.00B C$18.58B C$18.58B C$40.26B
Total Equity C$26.76B C$25.95B C$25.49B C$25.49B C$25.99B
Stockholders' Equity C$26.56B C$25.75B C$25.23B C$25.23B C$25.70B
Capital Stock C$10.18B C$10.16B C$9.15B C$9.15B C$10.21B
-Common Stock C$7.94B C$7.92B C$7.90B C$7.90B C$7.97B
-Preferred Stock C$2.24B C$2.24B C$1.25B C$1.25B C$2.24B
Additional Paid-In Capital C$546.00M C$535.00M C$81.00M C$81.00M C$83.00M
Retained Earnings C$13.09B C$12.78B C$12.93B C$12.93B C$13.00B
Gains/Losses Not Affecting Retained Earnings C$1.95B C$1.54B C$1.39B C$1.39B C$1.76B
Other Equity Interests C$796.00M C$745.00M C$1.68B C$1.68B C$644.00M
Minority Interests C$199.00M C$195.00M C$264.00M C$264.00M C$289.00M
Receivables – – C$3.86B C$3.86B –
-Accounts Receivable – – C$3.86B C$3.86B –
Accrued Investment Income – – C$1.18B C$1.18B –
Net PPE – – C$1.44B C$1.44B –
Prepaid Assets – – C$931.00M C$931.00M –
Deferred Policy Acquisition Costs – – C$142.00M C$142.00M –
Defined Pension Benefit – – C$73.00M C$73.00M –
Short-Term Debt and Capital Lease Obligation – – C$1.83B C$1.83B –
-Current Debt – – C$1.83B C$1.83B –
Payables – – C$2.14B C$2.14B –
-Accounts Payable – – C$2.14B C$2.14B –
Current Accrued Expenses – – C$5.15B C$5.15B –
-Long Term Capital Lease Obligation – – C$924.00M C$924.00M –
Unrepurchased Pre-Sale Securities – – C$3.13B C$3.13B –
Employee Benefits – – C$334.00M C$334.00M –

Cash flow

Line item 2026 Q2
(CAD)
2026 Q1
(CAD)
2025 ANNUAL
(CAD)
2025 Q4
(CAD)
2025 Q3
(CAD)
Operating Cash Flow C$116.00M C$2.18B C$2.80B C$1.20B C$1.18B
Net cash flow from continuing operations C$116.00M C$2.18B C$2.80B C$1.20B C$1.18B
Net Income from Continuing Operations C$1.36B C$632.00M C$4.80B C$1.13B C$1.45B
Gain/Loss from Continuing Operations -C$3.36B C$1.68B -C$765.00M C$1.62B -C$2.02B
Other Non-Cash Items -C$1.45B C$734.00M -C$4.19B -C$710.00M -C$754.00M
Change in Working Capital C$3.88B -C$812.00M C$3.57B -C$698.00M C$2.66B
-Change in Loss and Loss Adjustment Expense Reserves C$69.00M C$69.00M C$323.00M C$72.00M C$80.00M
-Change in Other Working Capital C$3.81B -C$881.00M C$3.24B -C$770.00M C$2.58B
Net cash flow from investing -C$69.00M -C$90.00M -C$320.00M -C$144.00M -C$43.00M
Net Cash Flow from Continuing Investing Activities -C$69.00M -C$90.00M -C$320.00M -C$144.00M -C$43.00M
Net PPE Purchase and Sale -C$26.00M -C$23.00M -C$145.00M -C$46.00M -C$36.00M
Net Business Purchase and Sale C$2.00M C$3.00M -C$19.00M -C$52.00M C$28.00M
Net Other Investing Changes -C$45.00M -C$70.00M -C$211.00M -C$46.00M -C$84.00M
Financing Cash Flow C$18.00M -C$3.01B -C$2.64B -C$120.00M -C$10.00M
Net Cash Flow from Continuing Financing Activities C$18.00M -C$3.01B -C$2.64B -C$120.00M -C$10.00M
Net Issuance Payments of Debt C$769.00M -C$35.00M C$1.53B C$963.00M C$961.00M
Net Common Stock Issuance -C$83.00M C$0.00 -C$1.71B -C$392.00M -C$397.00M
Cash Dividends Paid -C$563.00M -C$520.00M -C$2.06B -C$545.00M -C$507.00M
Proceeds from Stock Option Exercised C$35.00M C$15.00M C$37.00M C$10.00M C$3.00M
Net Other Financing Charges -C$2.00M -C$2.36B -C$78.00M -C$39.00M -C$12.00M
Ending Cash Balance C$8.87B C$8.71B C$9.60B C$9.60B C$8.75B
Net Change in Cash C$65.00M -C$927.00M -C$157.00M C$937.00M C$1.13B
Beginning Cash Balance C$8.71B C$9.60B C$9.95B C$8.75B C$7.50B
Effect of Exchange Rate Changes C$96.00M C$38.00M -C$198.00M -C$91.00M C$124.00M
Free Cash Flow C$90.00M C$2.15B C$2.65B C$1.16B C$1.14B

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