股票 › RJF
雷蒙德詹姆斯金融 RJF
美股市值排名 #647
$162.81 −$2.01 (-1.22%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $162.81 0.00%
开盘$162.96
昨收$164.82
当日区间$161.33 – $166.05
成交量921.0K
市值$31.26B
市盈率（TTM）13.7
股息率1.33%
基本面
最新报告季度：Q3, ended Jun 2026
营收$3.87B+15.6% YoY
净利润$595.00M+36.5% YoY
摊薄每股收益$3.01+42.0% YoY
自由现金流-$308.00M-148.6% YoY
经营现金流-$246.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率15.3%
净资产收益率18.5%
资产收益率2.6%
负债/资产比率86.4%
现金及投资$9.98B
总负债$4.47B
净现金（净负债）$5.51B
自由现金流/营收9.6%
营收构成
2026/Q3 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $3.93B | $3.86B | $3.74B | $14.07B | $3.73B |
| 营业总收入 | $3.87B | $3.80B | $3.67B | $13.84B | $3.67B |
| 净利息收入 | $560.00M | $557.00M | $566.00M | $2.15B | $551.00M |
| -利息收入 | $994.00M | $960.00M | $1.01B | $3.99B | $1.01B |
| -利息支出 | $434.00M | $403.00M | $441.00M | $1.85B | $463.00M |
| 非利息收入 | $3.31B | $3.24B | $3.11B | $11.70B | $3.12B |
| -手续费及佣金 | $2.96B | $2.91B | $2.86B | $10.42B | $2.72B |
| -投资银行业务利润 | $291.00M | $279.00M | $208.00M | $1.07B | $316.00M |
| -其他非利息收入 | $57.00M | $53.00M | $42.00M | $205.00M | $80.00M |
| 信用损失准备 | $26.00M | -$5.00M | $3.00M | -$37.00M | -$6.00M |
| 非利息支出 | $3.14B | $3.06B | $2.95B | $11.09B | $2.93B |
| 物业及设备费用 | $85.00M | $80.00M | $80.00M | $308.00M | $84.00M |
| 专业及外包服务费用 | $63.00M | $36.00M | $37.00M | $163.00M | $53.00M |
| 销售及管理费用 | $2.58B | $2.54B | $2.45B | $9.07B | $2.39B |
| -管理费用 | $2.58B | $2.54B | $2.45B | $9.07B | $2.39B |
| 其他非利息支出 | $414.00M | $399.00M | $380.00M | $1.55B | $399.00M |
| 税前利润 | $750.00M | $735.00M | $728.00M | $2.71B | $731.00M |
| 税费 | $155.00M | $191.00M | $165.00M | $579.00M | $127.00M |
| 净利润 | $595.00M | $544.00M | $563.00M | $2.14B | $604.00M |
| 持续经营利润 | $595.00M | $544.00M | $563.00M | $2.14B | $604.00M |
| 归属母公司净利润 | $595.00M | $544.00M | $563.00M | $2.14B | $604.00M |
| 归属普通股股东净利润 | $595.00M | $542.00M | $562.00M | $2.13B | $600.00M |
| 基本每股收益 | $3.06 | $2.76 | $2.85 | $10.53 | $3.03 |
| 摊薄每股收益 | $3.01 | $2.72 | $2.79 | $10.30 | $2.95 |
| 每股股息 | $0.54 | $0.54 | $0.54 | $2.00 | $0.50 |
| 优先股股息 | – | $2.00M | $1.00M | $5.00M | $1.00M |
| 其他优先股股息 | – | – | – | $3.00M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $94.24B | $91.94B | $88.76B | $88.23B | $88.23B |
| 现金、现金等价物及联邦基金出售 | $13.25B | $14.96B | $13.57B | $14.79B | $14.79B |
| -现金及现金等价物 | $9.98B | $11.22B | $9.89B | $11.39B | $11.39B |
| -受限现金及投资 | $3.28B | $3.75B | $3.68B | $3.40B | $3.40B |
| 证券投资 | $7.07B | $6.85B | $7.29B | $7.55B | $7.55B |
| -交易性证券 | $217.00M | $81.00M | $274.00M | $290.00M | $290.00M |
| -可供出售证券 | $363.00M | $379.00M | $375.00M | $382.00M | $382.00M |
| -短期投资 | $6.49B | $6.39B | $6.64B | $6.88B | $6.88B |
| 衍生资产 | $32.00M | $71.00M | $70.00M | $68.00M | $68.00M |
| 贷款净额 | $58.30B | $56.73B | $55.21B | $53.19B | $53.19B |
| -贷款总额 | $58.74B | $57.21B | $55.70B | $53.68B | $53.68B |
| -贷款及租赁损失准备 | $445.00M | $485.00M | $483.00M | $491.00M | $491.00M |
| 应收款 | $5.80B | $5.11B | $4.45B | $4.64B | $4.64B |
| -应收账款 | $3.33B | $3.30B | $2.96B | $2.82B | $2.82B |
| -其他应收款 | $2.47B | $1.81B | $1.49B | $1.81B | $1.81B |
| 固定资产净值 | $1.33B | $1.28B | $1.26B | $1.25B | $1.25B |
| -固定资产原值 | $1.33B | $1.28B | $1.26B | $2.58B | $2.58B |
| 商誉及其他无形资产 | $2.61B | $1.98B | $1.84B | $1.85B | $1.85B |
| 预付资产 | $252.00M | $241.00M | $254.00M | $218.00M | $218.00M |
| 银行持有的寿险资产 | $1.80B | $1.61B | $1.63B | $1.58B | $1.58B |
| 联邦住房贷款银行股票 | $103.00M | $103.00M | $103.00M | $103.00M | $103.00M |
| 递延资产 | $465.00M | $549.00M | $623.00M | $671.00M | $671.00M |
| 其他资产 | $3.24B | $2.45B | $2.47B | $2.33B | $2.33B |
| 负债合计 | $81.45B | $79.33B | $76.19B | $75.73B | $75.73B |
| 存款合计 | $63.32B | $62.42B | $60.15B | $58.90B | $58.90B |
| 联邦基金购入及回购协议下证券出售 | $265.00M | $361.00M | $368.00M | $325.00M | $325.00M |
| 衍生产品负债 | $215.00M | $198.00M | $181.00M | $190.00M | $190.00M |
| 短期债务及融资租赁负债 | $250.00M | – | – | – | – |
| -一年内到期债务 | $250.00M | – | – | – | – |
| 衍生负债 | $564.00M | $781.00M | $514.00M | $786.00M | $786.00M |
| 交易性负债 | $891.00M | $726.00M | $883.00M | $891.00M | $891.00M |
| 应付款 | $9.17B | $8.51B | $7.92B | $7.81B | $7.81B |
| -应付账款 | $6.88B | $6.61B | $6.08B | $5.85B | $5.85B |
| -其他应付款 | $2.29B | $1.91B | $1.84B | $1.96B | $1.96B |
| 长期债务及融资租赁负债 | $4.22B | $4.22B | $4.22B | $4.22B | $4.22B |
| -长期债务 | $4.22B | $4.22B | $4.22B | $4.22B | $4.22B |
| 员工福利 | $2.56B | $2.11B | $1.95B | $2.60B | $2.60B |
| 股东权益合计 | $12.78B | $12.61B | $12.57B | $12.50B | $12.50B |
| 股东权益 | $12.70B | $12.57B | $12.57B | $12.50B | $12.50B |
| 股本 | $3.00M | $3.00M | $82.00M | $82.00M | $82.00M |
| -普通股 | $3.00M | $3.00M | $3.00M | $3.00M | $3.00M |
| -优先股 | $0.00 | $0.00 | $79.00M | $79.00M | $79.00M |
| 资本公积 | $3.20B | $3.16B | $3.11B | $3.24B | $3.24B |
| 留存收益 | $14.98B | $14.49B | $14.05B | $13.60B | $13.60B |
| 减：库存股 | $5.10B | $4.71B | $4.32B | $4.02B | $4.02B |
| 不影响留存收益的损益 | -$381.00M | -$368.00M | -$348.00M | -$396.00M | -$396.00M |
| 少数股东权益 | $84.00M | $43.00M | $4.00M | $1.00M | $1.00M |
| -累计折旧 | – | – | – | -$1.32B | -$1.32B |
| -商誉 | – | – | – | $1.45B | $1.45B |
| -其他无形资产 | – | – | – | $396.00M | $396.00M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$246.00M | $1.10B | -$10.00M | $2.43B | $796.00M |
| 持续经营经营活动现金流净额 | -$246.00M | $1.10B | -$10.00M | $2.43B | $796.00M |
| 持续经营净利润 | $595.00M | $544.00M | $563.00M | $2.14B | $604.00M |
| 折旧、折耗与摊销 | $55.00M | $50.00M | $49.00M | $195.00M | $52.00M |
| 递延税款 | $17.00M | $77.00M | $35.00M | -$52.00M | -$48.00M |
| 其他非现金项目 | -$149.00M | $133.00M | $99.00M | -$296.00M | -$180.00M |
| 营运资金变动 | -$785.00M | $226.00M | -$838.00M | $95.00M | $298.00M |
| -应收款变动 | -$660.00M | -$685.00M | $206.00M | -$106.00M | $64.00M |
| -应付账款及应计费用变动 | $288.00M | $616.00M | $5.00M | $7.00M | -$324.00M |
| -贷款变动 | -$1.06B | $263.00M | -$428.00M | -$105.00M | $336.00M |
| -其他流动资产变动 | $112.00M | $10.00M | -$54.00M | $119.00M | $41.00M |
| -其他流动负债变动 | $407.00M | $166.00M | -$659.00M | $279.00M | $388.00M |
| -Change in Other Working Capital | $124.00M | -$144.00M | $92.00M | -$99.00M | -$207.00M |
| 投资活动现金流净额 | -$2.09B | -$1.34B | -$1.87B | -$4.32B | -$1.42B |
| 持续经营投资活动现金流净额 | -$2.09B | -$1.34B | -$1.87B | -$4.32B | -$1.42B |
| 固定资产购置及出售净额 | -$62.00M | -$45.00M | -$46.00M | -$188.00M | -$44.00M |
| 业务购买及出售净额 | -$392.00M | – | – | – | – |
| 投资购置及出售净额 | -$195.00M | $232.00M | $294.00M | $1.38B | $274.00M |
| 贷款净收益 | -$1.44B | -$1.40B | -$2.06B | -$5.47B | -$1.64B |
| 其他投资变动净额 | -$5.00M | -$32.00M | -$57.00M | -$46.00M | -$13.00M |
| 筹资活动现金流 | $649.00M | $1.69B | $629.00M | $2.36B | $2.53B |
| 持续经营筹资活动现金流净额 | $649.00M | $1.69B | $629.00M | $2.36B | $2.53B |
| 存款增减 | $896.00M | $2.27B | $1.26B | $2.89B | $1.65B |
| Net Issuance Payments of Debt | $250.00M | $0.00 | $0.00 | $1.13B | $1.33B |
| 普通股发行净额 | -$401.00M | -$405.00M | -$513.00M | -$1.27B | -$353.00M |
| 优先股发行净额 | $0.00 | – | – | $0.00 | $0.00 |
| 已付现金股利 | -$105.00M | -$109.00M | -$112.00M | -$416.00M | -$102.00M |
| 股票期权行使所得 | $10.00M | $14.00M | $9.00M | $31.00M | $5.00M |
| 其他筹资活动净额 | -$1.00M | $0.00 | -$10.00M | -$6.00M | $2.00M |
| 期末现金余额 | $13.25B | $14.96B | $13.57B | $14.79B | $14.79B |
| 现金净变动 | -$1.69B | $1.45B | -$1.25B | $474.00M | $1.91B |
| 期初现金余额 | $14.96B | $13.57B | $14.79B | $14.35B | $12.97B |
| 汇率变动影响 | -$21.00M | -$58.00M | $29.00M | -$35.00M | -$83.00M |
| 自由现金流 | -$308.00M | $1.05B | -$56.00M | $2.25B | $752.00M |
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