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印度ICICI银行 IBN

美股市值排名 #165
$33.89 +$1.36 (+4.18%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $33.91 +0.06%
开盘$33.41
昨收$32.53
当日区间$33.40 – $34.08
成交量12.57M
市值$121.68B
市盈率（TTM）19.7
股息率0.74%

基本面

最新报告季度：Q2, ended Sep 2026 · 报告货币为INR

营收₹401.53B+16.0% YoY
净利润₹173.89B+21.4% YoY
摊薄每股收益₹44.98+22.1% YoY

营收，近8个季度

₹331.1BDec '24₹337.7BMar '25₹356.1BJun '25₹346.0BSep '25₹352.9BDec '25₹357.4BMar '26₹383.7BJun '26₹401.5BSep '26

净利润，近8个季度

₹138.5BDec '24₹143.5BMar '25₹144.6BJun '25₹143.2BSep '25₹134.8BDec '25₹156.8BMar '26₹162.8BJun '26₹173.9BSep '26

各季度摊薄每股收益

35.90Dec '2437.68Mar '2537.42Jun '2536.84Sep '2534.58Dec '2540.72Mar '2642.58Jun '2644.98Sep '26

年度营收

₹1.2TFY21₹1.2TFY22₹1.4TFY23₹1.6TFY24₹2.0TFY25₹2.2TFY26

盈利能力与资产负债表

净利率25.5%
净资产收益率16.3%
资产收益率2.0%
负债/资产比率87.5%
现金及投资₹2.75T
总负债₹2.96T
净现金（净负债）-₹202.99B
自由现金流/营收33.2%

营收构成

2027/Q2 季度

按业务线

  • Retail Banking₹437.24B 30.0%
  • Treasury₹395.22B 27.1%
  • Wholesale Banking₹270.35B 18.5%
  • Life Insurance₹175.04B 12.0%
  • General insurance₹85.98B 5.9%
  • Others₹51.60B 3.5%
  • Other banking₹44.16B 3.0%

该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。

利润表

项目 2027 Q2
(INR)		 2027 Q1
(INR)		 2026 ANNUAL
(INR)		 2026 Q4
(INR)		 2026 Q3
(INR)
营业总收入 ₹401.53B ₹383.66B ₹2.23T ₹357.42B ₹352.93B
净利息收入 ₹303.36B ₹291.77B ₹1.06T ₹275.47B ₹264.90B
-利息收入 ₹559.92B ₹522.41B ₹1.95T ₹495.94B ₹483.64B
-利息支出 ₹256.56B ₹230.64B ₹890.29B ₹220.47B ₹218.74B
非利息收入 ₹98.18B ₹91.89B ₹1.17T ₹81.95B ₹88.03B
-已赚保费合计 -₹9.59B -₹14.80B ₹776.24B -₹9.23B -₹10.61B
-其他非利息收入 ₹107.77B ₹106.68B ₹3.84B ₹91.19B ₹98.64B
信用损失准备 -₹8.95B -₹12.97B -₹62.77B -₹2.61B -₹26.47B
非利息支出 ₹161.43B ₹157.61B ₹1.40T ₹147.37B ₹148.92B
销售及管理费用 ₹69.19B ₹69.12B ₹651.00B ₹62.57B ₹62.43B
-管理费用 ₹69.19B ₹69.12B ₹599.60B ₹62.57B ₹62.43B
其他非利息支出 ₹92.24B ₹88.50B ₹672.41B ₹84.81B ₹86.49B
其他收入（支出） ₹769.90M ₹664.80M ₹5.51B ₹687.70M ₹698.00M
联营企业及其他参股权益收益 ₹769.90M ₹664.80M ₹2.63B ₹687.70M ₹698.00M
特殊收益（费用） ₹0.00 ₹0.00 ₹2.89B ₹0.00 –
税前利润 ₹231.92B ₹213.74B ₹773.20B ₹208.13B ₹178.24B
税费 ₹58.03B ₹50.97B ₹193.84B ₹51.32B ₹43.43B
净利润 ₹173.89B ₹162.76B ₹579.36B ₹156.81B ₹134.81B
持续经营利润 ₹173.89B ₹162.76B ₹579.36B ₹156.81B ₹134.81B
非经常性净利润 ₹0.00 ₹0.00 ₹0.00 ₹0.00 –
少数股东权益 ₹10.56B ₹8.36B ₹37.29B ₹9.26B ₹9.43B
归属母公司净利润 ₹163.33B ₹154.40B ₹542.08B ₹147.55B ₹125.38B
归属普通股股东净利润 ₹163.33B ₹154.40B ₹542.08B ₹147.55B ₹125.38B
基本每股收益 ₹45.52 ₹43.08 ₹151.78 ₹41.24 ₹35.08
摊薄每股收益 ₹44.98 ₹42.58 ₹149.54 ₹40.72 ₹34.58
每股股息 ₹23.96 ₹0.00 ₹21.96 ₹0.00 ₹0.00
-手续费及佣金 – – ₹293.30B – –
-外汇交易收益 – – ₹53.07B – –
-资产出售损益 – – ₹45.71B – –
物业及设备费用 – – ₹46.95B – –
专业及外包服务费用 – – ₹2.65B – –
-销售及营销费用 – – ₹51.40B – –
折旧、摊销与折耗 – – ₹30.61B – –
-折旧与摊销 – – ₹30.61B – –
-减：其他特殊支出 – – -₹2.89B – –

资产负债表

项目 2027 Q2
(INR)		 2027 Q1
(INR)		 2026 ANNUAL
(INR)		 2026 Q4
(INR)		 2026 Q3
(INR)
总资产 ₹32.93T ₹30.02T ₹29.14T ₹29.14T ₹27.53T
现金、现金等价物及联邦基金出售 ₹2.75T ₹1.96T ₹2.90T ₹2.90T ₹1.79T
-现金及现金等价物 ₹2.75T ₹1.96T ₹2.90T ₹2.90T ₹1.79T
证券投资 ₹9.49T ₹9.39T ₹7.17T ₹7.17T ₹9.01T
贷款净额 ₹19.35T ₹17.29T ₹15.99T ₹15.99T ₹15.52T
-贷款总额 ₹19.35T ₹17.29T ₹15.99T ₹15.99T ₹15.52T
固定资产净值 ₹175.40B ₹173.29B ₹181.95B ₹181.95B ₹170.15B
商誉及其他无形资产 ₹117.28B ₹105.50B ₹105.50B ₹105.50B ₹104.87B
-商誉 ₹117.28B ₹105.50B ₹105.50B ₹105.50B ₹104.87B
其他资产 ₹1.04T ₹1.09T ₹1.82T ₹1.82T ₹930.40B
负债合计 ₹28.83T ₹26.04T ₹25.35T ₹25.35T ₹23.88T
存款合计 ₹20.92T ₹18.70T ₹18.36T ₹18.36T ₹16.93T
长期债务及融资租赁负债 ₹2.96T ₹2.26T ₹1.83T ₹1.83T ₹2.15T
-长期债务 ₹2.96T ₹2.26T ₹1.83T ₹1.83T ₹2.15T
其他负债 ₹4.96T ₹5.08T ₹3.64T ₹3.64T ₹4.79T
股东权益合计 ₹4.10T ₹3.98T ₹3.80T ₹3.80T ₹3.66T
股东权益 ₹3.91T ₹3.81T ₹3.63T ₹3.63T ₹3.49T
股本 ₹14.36B ₹14.35B ₹14.32B ₹14.32B ₹14.30B
-普通股 ₹14.36B ₹14.35B ₹14.32B ₹14.32B ₹14.30B
不影响留存收益的损益 ₹3.86T ₹3.76T ₹1.48T ₹1.48T ₹3.45T
其他权益权益 ₹28.63B ₹27.13B ₹26.82B ₹26.82B ₹24.99B
少数股东权益 ₹196.81B ₹175.33B ₹165.11B ₹165.11B ₹169.31B
-可供出售证券 – – ₹7.17T ₹7.17T –
长期股权投资 – – ₹26.49B ₹26.49B –
衍生资产 – – ₹215.73B ₹215.73B –
应收款 – – ₹690.08B ₹690.08B –
-应收账款 – – ₹236.60B ₹236.60B –
-应收票据 – – ₹453.49B ₹453.49B –
-固定资产原值 – – ₹357.35B ₹357.35B –
-累计折旧 – – -₹175.40B -₹175.40B –
预付资产 – – ₹0.00 ₹0.00 –
递延资产 – – ₹42.62B ₹42.62B –
衍生产品负债 – – ₹252.31B ₹252.31B –
短期债务及融资租赁负债 – – ₹245.18B ₹245.18B –
-一年内到期债务 – – ₹245.18B ₹245.18B –
应付款 – – ₹793.83B ₹793.83B –
-应付账款 – – ₹42.05B ₹42.05B –
-其他应付款 – – ₹751.77B ₹751.77B –
非流动负债 – – ₹225.75B ₹225.75B –
资本公积 – – ₹626.54B ₹626.54B –
留存收益 – – ₹1.48T ₹1.48T –

现金流量表

项目 2026 ANNUAL
(INR)		 2025 ANNUAL
(INR)		 2024 ANNUAL
(INR)		 2023 ANNUAL
(INR)		 2022 ANNUAL
(INR)
经营活动现金流 ₹673.25B ₹1.23T ₹1.57T -₹37.71B ₹581.11B
持续经营经营活动现金流净额 ₹673.25B ₹1.23T ₹1.57T -₹37.71B ₹581.11B
持续经营净利润 ₹735.92B ₹694.64B ₹596.84B ₹458.30B ₹335.68B
持续经营损益 ₹17.24M -₹1.46B ₹16.03B ₹26.51B ₹18.26B
折旧、折耗与摊销 ₹31.23B ₹26.90B ₹19.96B ₹16.35B ₹14.70B
其他非现金项目 -₹320.26M -₹215.94M ₹20.44B ₹59.14B ₹20.58B
营运资金变动 -₹561.35M ₹640.18B ₹1.04T -₹490.78B ₹175.27B
-贷款变动 -₹2.30T -₹1.64T -₹1.78T -₹1.64T -₹1.35T
-其他流动资产变动 -₹134.94B -₹5.18B ₹18.82B -₹165.97B ₹46.75B
-其他流动负债变动 ₹492.53B ₹229.96B ₹302.89B ₹277.74B ₹329.99B
-Change in Other Working Capital ₹1.94T ₹2.06T ₹2.50T ₹1.04T ₹1.15T
投资活动现金流净额 -₹130.14B -₹772.88B -₹1.46T -₹680.05B -₹393.21B
持续经营投资活动现金流净额 -₹130.14B -₹772.88B -₹1.46T -₹680.05B -₹393.21B
固定资产购置及出售净额 -₹35.47B -₹47.05B -₹36.09B -₹21.80B -₹17.43B
投资购置及出售净额 -₹94.67B -₹725.83B -₹1.42T -₹658.25B -₹375.79B
筹资活动现金流 -₹46.61B ₹55.89B ₹137.65B ₹247.91B ₹174.51B
持续经营筹资活动现金流净额 -₹46.61B ₹55.89B ₹137.65B ₹247.91B ₹174.51B
Net Issuance Payments of Debt ₹18.32B ₹111.93B ₹181.92B ₹273.28B ₹180.38B
普通股发行净额 ₹13.61B ₹14.38B ₹11.71B ₹9.42B ₹7.98B
已付现金股利 -₹78.53B -₹70.41B -₹55.99B -₹34.79B -₹13.85B
期末现金余额 ₹2.65T ₹2.14T ₹1.63T ₹1.36T ₹1.83T
现金净变动 ₹496.51B ₹511.06B ₹251.18B -₹469.86B ₹362.41B
期初现金余额 ₹2.14T ₹1.63T ₹1.36T ₹1.83T ₹1.48T
汇率变动影响 ₹13.06B ₹1.48B ₹4.23B ₹3.16B -₹1.27B
自由现金流 ₹635.95B ₹1.18T ₹1.54T -₹62.39B ₹562.51B

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