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ICICI Bank IBN

US equityMarket cap rank #158Banks - Regional
$27.84
−$0.07 (-0.25%)
Market open · Sep 24, 2:00 pm ET
After hours $27.91 0.00%
Open$27.95
Prev close$27.91
Day range$27.81 – $28.02
Volume1.36M
Market cap$99.92B
P/E (TTM)17.8
Dividend yield0.83%

Fundamentals

Latest reported quarter: Q1, ended Jun 2026 · reported in INR

Revenue₹383.66B+7.7% YoY
Net profit₹162.76B+12.6% YoY
Diluted EPS₹42.58+13.8% YoY

Revenue, last 8 quarters

₹333.8BSep '24₹331.1BDec '24₹337.7BMar '25₹356.1BJun '25₹346.0BSep '25₹352.9BDec '25₹357.4BMar '26₹383.7BJun '26

Net profit, last 8 quarters

₹139.1BSep '24₹138.5BDec '24₹143.5BMar '25₹144.6BJun '25₹143.2BSep '25₹134.8BDec '25₹156.8BMar '26₹162.8BJun '26

Diluted EPS by quarter

36.10Sep '2435.90Dec '2437.68Mar '2537.42Jun '2536.84Sep '2534.58Dec '2540.72Mar '2642.58Jun '26

Annual revenue

₹1.2TFY21₹1.2TFY22₹1.4TFY23₹1.6TFY24₹2.0TFY25₹2.2TFY26

Profitability & balance sheet

Net margin24.8%
Return on equity15.8%
Return on assets2.0%
Liabilities / assets86.7%
Cash & investments₹1.96T
Total debt₹2.26T
Net cash (debt)-₹298.24B

Where the revenue comes from

Quarter 2027/Q1

By business line

  • Retail Banking₹421.66B 31.6%
  • Treasury₹372.12B 27.9%
  • Wholesale Banking₹253.27B 19.0%
  • Life Insurance₹136.33B 10.2%
  • General insurance₹75.42B 5.6%
  • Others₹51.74B 3.9%
  • Other Banking business₹24.32B 1.8%

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2027 Q1
(INR)
2026 ANNUAL
(INR)
2026 Q4
(INR)
2026 Q3
(INR)
2026 Q2
(INR)
Total Operating Revenue ₹383.66B ₹2.23T ₹357.42B ₹352.93B ₹346.05B
Net Interest Income ₹291.77B ₹1.06T ₹275.47B ₹264.90B ₹261.64B
-Interest Income ₹522.41B ₹1.95T ₹495.94B ₹483.64B ₹481.81B
-Interest Expense ₹230.64B ₹890.29B ₹220.47B ₹218.74B ₹220.17B
Non-Interest Income ₹91.89B ₹1.17T ₹81.95B ₹88.03B ₹84.41B
-Total Premiums Earned -₹14.80B ₹776.24B -₹9.23B -₹10.61B -₹10.92B
-Other Non-Interest Income ₹106.68B ₹3.84B ₹91.19B ₹98.64B ₹95.33B
Credit Losses Provision -₹12.97B -₹62.77B -₹2.61B -₹26.47B -₹9.09B
Non-Interest Expense ₹157.61B ₹1.40T ₹147.37B ₹148.92B ₹146.31B
Selling and Admin Expenses ₹69.12B ₹651.00B ₹62.57B ₹62.43B ₹61.20B
-General & Admin Expense ₹69.12B ₹599.60B ₹62.57B ₹62.43B ₹61.20B
Other Non-Interest Expenses ₹88.50B ₹672.41B ₹84.81B ₹86.49B ₹85.11B
Other Income (Expense) ₹664.80M ₹5.51B ₹687.70M ₹698.00M ₹617.50M
Income from Associates & Other Participating Interests ₹664.80M ₹2.63B ₹687.70M ₹698.00M ₹617.50M
Special Income (Charges) ₹0.00 ₹2.89B ₹0.00 – ₹0.00
Pretax Profit ₹213.74B ₹773.20B ₹208.13B ₹178.24B ₹191.26B
Tax ₹50.97B ₹193.84B ₹51.32B ₹43.43B ₹48.08B
Net Profit ₹162.76B ₹579.36B ₹156.81B ₹134.81B ₹143.18B
Profit from Continuing Operations ₹162.76B ₹579.36B ₹156.81B ₹134.81B ₹143.18B
Net Income Extraordinary ₹0.00 ₹0.00 ₹0.00 – ₹0.00
Minority Interests ₹8.36B ₹37.29B ₹9.26B ₹9.43B ₹9.61B
Net Income to Parent Company ₹154.40B ₹542.08B ₹147.55B ₹125.38B ₹133.57B
Net Income to Common Stockholders ₹154.40B ₹542.08B ₹147.55B ₹125.38B ₹133.57B
Basic EPS ₹43.08 ₹151.78 ₹41.24 ₹35.08 ₹37.42
Diluted EPS ₹42.58 ₹149.54 ₹40.72 ₹34.58 ₹36.84
Dividend Per Share ₹0.00 ₹21.96 ₹0.00 ₹0.00 ₹21.96
-Fees and Commissions – ₹293.30B – – –
-Foreign Exchange Trading Gains – ₹53.07B – – –
-Gain Loss on Sale of Assets – ₹45.71B – – –
Occupancy and Equipment – ₹46.95B – – –
Professional Expense and Contract Services Expense – ₹2.65B – – –
-Selling & Marketing Expense – ₹51.40B – – –
Depreciation & Amortization & Depletion – ₹30.61B – – –
-Depreciation & Amortization – ₹30.61B – – –
-Less:Other Special Charges – -₹2.89B – – –

Balance sheet

Line item 2027 Q1
(INR)
2026 ANNUAL
(INR)
2026 Q4
(INR)
2026 Q3
(INR)
2026 Q2
(INR)
Total Assets ₹30.02T ₹29.14T ₹29.14T ₹27.53T ₹26.86T
Cash, Cash Equivalents & Federal Funds Sold ₹1.96T ₹2.90T ₹2.90T ₹1.79T ₹1.68T
-Cash and Cash Equivalents ₹1.96T ₹2.90T ₹2.90T ₹1.79T ₹1.68T
Securities Investment ₹9.39T ₹7.17T ₹7.17T ₹9.01T ₹9.00T
Net Loan ₹17.29T ₹15.99T ₹15.99T ₹15.52T ₹14.92T
-Gross Loan ₹17.29T ₹15.99T ₹15.99T ₹15.52T ₹14.92T
Net PPE ₹173.29B ₹181.95B ₹181.95B ₹170.15B ₹165.62B
Goodwill and Other Intangible Assets ₹105.50B ₹105.50B ₹105.50B ₹104.87B ₹84.59B
-Goodwill ₹105.50B ₹105.50B ₹105.50B ₹104.87B ₹84.59B
Other Assets ₹1.09T ₹1.82T ₹1.82T ₹930.40B ₹1.02T
Total Liabilities ₹26.04T ₹25.35T ₹25.35T ₹23.88T ₹23.35T
Total Deposits ₹18.70T ₹18.36T ₹18.36T ₹16.93T ₹16.46T
Long Term Debt and Capital Lease Obligation ₹2.26T ₹1.83T ₹1.83T ₹2.15T ₹2.15T
-Long Term Debt ₹2.26T ₹1.83T ₹1.83T ₹2.15T ₹2.15T
Other Liabilities ₹5.08T ₹3.64T ₹3.64T ₹4.79T ₹4.74T
Total Equity ₹3.98T ₹3.80T ₹3.80T ₹3.66T ₹3.52T
Stockholders' Equity ₹3.81T ₹3.63T ₹3.63T ₹3.49T ₹3.36T
Capital Stock ₹14.35B ₹14.32B ₹14.32B ₹14.30B ₹14.29B
-Common Stock ₹14.35B ₹14.32B ₹14.32B ₹14.30B ₹14.29B
Gains/Losses Not Affecting Retained Earnings ₹3.76T ₹1.48T ₹1.48T ₹3.45T ₹3.32T
Other Equity Interests ₹27.13B ₹26.82B ₹26.82B ₹24.99B ₹23.17B
Minority Interests ₹175.33B ₹165.11B ₹165.11B ₹169.31B ₹162.38B
-Available for Sale Securities – ₹7.17T ₹7.17T – –
Long Term Equity Investment – ₹26.49B ₹26.49B – –
Derivative Assets – ₹215.73B ₹215.73B – –
Receivables – ₹690.08B ₹690.08B – –
-Accounts Receivable – ₹236.60B ₹236.60B – –
-Notes Receivable – ₹453.49B ₹453.49B – –
-Gross PPE – ₹357.35B ₹357.35B – –
-Accumulated Depreciation – -₹175.40B -₹175.40B – –
Prepaid Assets – ₹0.00 ₹0.00 – –
Deferred Assets – ₹42.62B ₹42.62B – –
Derivative Product Liabilities – ₹252.31B ₹252.31B – –
Short-Term Debt and Capital Lease Obligation – ₹245.18B ₹245.18B – –
-Current Debt – ₹245.18B ₹245.18B – –
Payables – ₹793.83B ₹793.83B – –
-Accounts Payable – ₹42.05B ₹42.05B – –
-Other Payable – ₹751.77B ₹751.77B – –
Non-Current Liabilities – ₹225.75B ₹225.75B – –
Additional Paid-In Capital – ₹626.54B ₹626.54B – –
Retained Earnings – ₹1.48T ₹1.48T – –

Cash flow

Line item 2026 ANNUAL
(INR)
2025 ANNUAL
(INR)
2024 ANNUAL
(INR)
2023 ANNUAL
(INR)
2022 ANNUAL
(INR)
Operating Cash Flow ₹673.25B ₹1.23T ₹1.57T -₹37.71B ₹581.11B
Net cash flow from continuing operations ₹673.25B ₹1.23T ₹1.57T -₹37.71B ₹581.11B
Net Income from Continuing Operations ₹735.92B ₹694.64B ₹596.84B ₹458.30B ₹335.68B
Gain/Loss from Continuing Operations ₹17.24M -₹1.46B ₹16.03B ₹26.51B ₹18.26B
Depreciation & Depletion & Amortization ₹31.23B ₹26.90B ₹19.96B ₹16.35B ₹14.70B
Other Non-Cash Items -₹320.26M -₹215.94M ₹20.44B ₹59.14B ₹20.58B
Change in Working Capital -₹561.35M ₹640.18B ₹1.04T -₹490.78B ₹175.27B
-Change in Loans -₹2.30T -₹1.64T -₹1.78T -₹1.64T -₹1.35T
-Change in Other Current Assets -₹134.94B -₹5.18B ₹18.82B -₹165.97B ₹46.75B
-Change in Other Current Liabilities ₹492.53B ₹229.96B ₹302.89B ₹277.74B ₹329.99B
-Change in Other Working Capital ₹1.94T ₹2.06T ₹2.50T ₹1.04T ₹1.15T
Net cash flow from investing -₹130.14B -₹772.88B -₹1.46T -₹680.05B -₹393.21B
Net Cash Flow from Continuing Investing Activities -₹130.14B -₹772.88B -₹1.46T -₹680.05B -₹393.21B
Net PPE Purchase and Sale -₹35.47B -₹47.05B -₹36.09B -₹21.80B -₹17.43B
Net Investment Purchase and Sale -₹94.67B -₹725.83B -₹1.42T -₹658.25B -₹375.79B
Financing Cash Flow -₹46.61B ₹55.89B ₹137.65B ₹247.91B ₹174.51B
Net Cash Flow from Continuing Financing Activities -₹46.61B ₹55.89B ₹137.65B ₹247.91B ₹174.51B
Net Issuance Payments of Debt ₹18.32B ₹111.93B ₹181.92B ₹273.28B ₹180.38B
Net Common Stock Issuance ₹13.61B ₹14.38B ₹11.71B ₹9.42B ₹7.98B
Cash Dividends Paid -₹78.53B -₹70.41B -₹55.99B -₹34.79B -₹13.85B
Ending Cash Balance ₹2.65T ₹2.14T ₹1.63T ₹1.36T ₹1.83T
Net Change in Cash ₹496.51B ₹511.06B ₹251.18B -₹469.86B ₹362.41B
Beginning Cash Balance ₹2.14T ₹1.63T ₹1.36T ₹1.83T ₹1.48T
Effect of Exchange Rate Changes ₹13.06B ₹1.48B ₹4.23B ₹3.16B -₹1.27B
Free Cash Flow ₹635.95B ₹1.18T ₹1.54T -₹62.39B ₹562.51B
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