家信银行 HTB
$46.98 +$0.01 (+0.02%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $46.98 0.00%
开盘$46.57
昨收$46.97
当日区间$46.57 – $47.26
成交量67.8K
市值$743.05M
市盈率（TTM）11.8
股息率1.19%
基本面
最新报告季度：Q3, ended Sep 2026
营收$55.51M+2.5% YoY
净利润$17.97M+8.9% YoY
摊薄每股收益$1.11+16.8% YoY
自由现金流$126,000.00+101.2% YoY
经营现金流$1.47M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率30.6%
净资产收益率11.4%
资产收益率1.5%
负债/资产比率87.1%
现金及投资$255.16M
总负债$214.00M
净现金（净负债）$41.16M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $55.51M | $53.44M | $53.96M | $211.53M | $53.54M |
| 净利息收入 | $46.46M | $45.29M | $44.31M | $176.74M | $44.21M |
| -利息收入 | $62.89M | $61.17M | $61.50M | $256.14M | $63.47M |
| -利息支出 | $16.43M | $15.88M | $17.19M | $79.40M | $19.25M |
| 非利息收入 | $9.05M | $8.15M | $9.65M | $34.79M | $9.33M |
| -已赚保费合计 | $925,000.00 | $893,000.00 | $892,000.00 | $3.55M | $976,000.00 |
| -手续费及佣金 | $3.76M | $3.13M | $3.11M | $12.58M | $3.46M |
| -其他非利息收入 | $2.77M | $2.25M | $3.00M | $10.99M | $2.97M |
| -资产出售损益 | $1.59M | $1.87M | $2.65M | $7.67M | $1.93M |
| 信用损失准备 | -$805,000.00 | -$920,000.00 | -$370,000.00 | -$6.94M | -$2.08M |
| 非利息支出 | $33.23M | $32.90M | $32.98M | $125.18M | $31.69M |
| 物业及设备费用 | $2.55M | $2.42M | $2.63M | $10.02M | $2.57M |
| 销售及管理费用 | $21.43M | $21.23M | $20.78M | $76.77M | $19.54M |
| -销售及营销费用 | $837,000.00 | $584,000.00 | $417,000.00 | $1.88M | $514,000.00 |
| -管理费用 | $20.60M | $20.65M | $20.36M | $74.89M | $19.02M |
| 折旧、摊销与折耗 | $1.43M | $1.68M | $1.89M | $8.76M | $1.99M |
| -折旧与摊销 | $1.43M | $1.68M | $1.89M | $8.76M | $1.99M |
| 其他非利息支出 | $7.82M | $7.57M | $7.68M | $29.63M | $7.59M |
| 其他收入（支出） | -$883,000.00 | $22,000.00 | $377,000.00 | $1.54M | $65,000.00 |
| 特殊收益（费用） | -$883,000.00 | $22,000.00 | $377,000.00 | $1.54M | $65,000.00 |
| -减：重组及并购费用 | $904,000.00 | – | – | $0.00 | – |
| -减：其他特殊支出 | -$21,000.00 | -$1.10M | -$377,000.00 | -$93,000.00 | -$65,000.00 |
| -Gain on Sale of Business | $0.00 | $0.00 | – | $1.45M | $0.00 |
| -债务清偿收益 | $0.00 | $1.08M | – | – | – |
| 税前利润 | $20.59M | $19.64M | $20.99M | $80.96M | $19.84M |
| 税费 | $2.63M | $4.01M | $4.22M | $16.59M | $3.71M |
| 净利润 | $17.97M | $15.63M | $16.77M | $64.36M | $16.12M |
| 持续经营利润 | $17.97M | $15.63M | $16.77M | $64.36M | $16.12M |
| 归属母公司净利润 | $17.97M | $15.63M | $16.77M | $64.36M | $16.12M |
| 归属普通股股东净利润 | $17.97M | $15.43M | $16.56M | $63.70M | $15.96M |
| 基本每股收益 | $1.11 | $0.95 | $1.00 | $3.75 | $0.94 |
| 摊薄每股收益 | $1.11 | $0.94 | $0.99 | $3.72 | $0.93 |
| 每股股息 | $0.15 | $0.15 | $0.13 | $0.49 | $0.13 |
| 其他优先股股息 | – | $199,000.00 | $216,000.00 | $661,000.00 | $166,000.00 |
| 专业及外包服务费用 | – | – | – | $0.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $4.42B | $4.44B | $4.39B | $4.55B | $4.55B |
| 现金、现金等价物及联邦基金出售 | $255.16M | $284.17M | $314.31M | $343.53M | $343.53M |
| -现金及现金等价物 | $255.16M | $284.17M | $314.31M | $343.53M | $343.53M |
| 证券投资 | $159.41M | $166.28M | $169.19M | $161.36M | $161.36M |
| -可供出售证券 | $20.75M | $23.64M | $25.52M | $24.87M | $24.87M |
| -短期投资 | $138.66M | $142.64M | $143.67M | $136.49M | $136.49M |
| 贷款净额 | $3.53B | $3.53B | $3.45B | $3.58B | $3.58B |
| -贷款总额 | $3.57B | $3.57B | $3.49B | $3.62B | $3.62B |
| -贷款及租赁损失准备 | $39.50M | $39.79M | $40.61M | $41.48M | $41.48M |
| 应收款 | $197.27M | $184.14M | $182.01M | $182.37M | $182.37M |
| -应收账款 | $13.44M | $14.53M | $14.64M | $15.97M | $15.97M |
| -其他应收款 | $183.83M | $169.61M | $167.37M | $166.40M | $166.40M |
| 固定资产净值 | $62.48M | $62.49M | $62.21M | $62.40M | $62.40M |
| -固定资产原值 | $62.48M | $62.49M | $62.21M | $112.07M | $112.07M |
| 商誉及其他无形资产 | $37.98M | $38.28M | $38.59M | $38.96M | $38.96M |
| -商誉 | $34.11M | $34.11M | $34.11M | $34.11M | $34.11M |
| -其他无形资产 | $3.87M | $4.17M | $4.47M | $4.85M | $4.85M |
| 银行持有的寿险资产 | $96.38M | $95.46M | $94.56M | $93.93M | $93.93M |
| 联邦住房贷款银行股票 | $15.98M | $13.62M | $13.61M | $13.64M | $13.64M |
| 递延资产 | $11.09M | $9.40M | $8.51M | $9.92M | $9.92M |
| 其他资产 | $58.09M | $52.71M | $56.26M | $63.56M | $63.56M |
| 负债合计 | $3.85B | $3.84B | $3.79B | $3.94B | $3.94B |
| 存款合计 | $3.58B | $3.61B | $3.64B | $3.71B | $3.71B |
| 长期债务及融资租赁负债 | $214.00M | – | $10.25M | $10.22M | $10.22M |
| -长期债务 | $214.00M | – | $10.25M | $10.22M | $10.22M |
| 其他负债 | $54.01M | $232.83M | $144.15M | $224.73M | $224.73M |
| 股东权益合计 | $570.13M | $600.60M | $592.41M | $600.69M | $600.69M |
| 股东权益 | $570.13M | $600.60M | $592.41M | $600.69M | $600.69M |
| 股本 | $159,000.00 | $168,000.00 | $168,000.00 | $173,000.00 | $173,000.00 |
| -普通股 | $159,000.00 | $168,000.00 | $168,000.00 | $173,000.00 | $173,000.00 |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $96.60M | $139.76M | $144.47M | $166.86M | $166.86M |
| 留存收益 | $479.82M | $464.29M | $451.13M | $436.52M | $436.52M |
| 不影响留存收益的损益 | -$3.40M | -$438,000.00 | -$47,000.00 | $575,000.00 | $575,000.00 |
| 其他权益权益 | -$3.04M | -$3.17M | -$3.31M | -$3.44M | -$3.44M |
| -累计折旧 | – | – | – | -$49.67M | -$49.67M |
| 短期债务及融资租赁负债 | – | – | – | $0.00 | $0.00 |
| -一年内到期债务 | – | – | – | $0.00 | $0.00 |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $1.47M | $110.83M | $49.49M | -$2.11M | -$11.47M |
| 持续经营经营活动现金流净额 | $1.47M | $110.83M | $49.49M | -$2.11M | -$11.47M |
| 持续经营净利润 | $15.63M | $16.77M | $64.36M | $16.12M | $16.49M |
| 持续经营损益 | -$1.86M | -$1.37M | -$4.71M | $2.91M | -$2.13M |
| 折旧、折耗与摊销 | $3.95M | $2.68M | $14.78M | $3.42M | $3.14M |
| 递延税款 | -$765,000.00 | $1.59M | $132,000.00 | -$214,000.00 | -$1,000.00 |
| 其他非现金项目 | -$22.25M | $91.95M | -$28.73M | -$26.00M | -$31.95M |
| 营运资金变动 | $4.13M | -$3.36M | -$8.49M | -$2.53M | -$792,000.00 |
| -应收款变动 | $347,000.00 | $1.65M | -$396,000.00 | -$3.82M | -$983,000.00 |
| -其他流动负债变动 | $3.78M | -$5.01M | -$8.09M | $1.29M | $191,000.00 |
| 投资活动现金流净额 | -$62.21M | $36.39M | $110.06M | $76.86M | $34.69M |
| 持续经营投资活动现金流净额 | -$62.21M | $36.39M | $110.06M | $76.86M | $34.69M |
| 计息银行存款收付款 | $1.99M | $5.22M | $9.70M | $1.99M | $2.49M |
| 固定资产购置及出售净额 | $4.62M | $1.83M | $2.41M | -$978,000.00 | -$81,000.00 |
| 投资购置及出售净额 | $3.70M | -$7.49M | $5.34M | -$3.56M | -$412,000.00 |
| 贷款净收益 | -$72.03M | $36.24M | $90.35M | $79.14M | $31.65M |
| 其他投资变动净额 | $125,000.00 | $589,000.00 | $3.35M | $1.36M | $1.05M |
| 筹资活动现金流 | $32.59M | -$171.22M | -$114.08M | -$65.89M | -$4.61M |
| 持续经营筹资活动现金流净额 | $32.59M | -$171.22M | -$114.08M | -$65.89M | -$4.61M |
| 存款增减 | -$32.70M | -$70.46M | -$69.21M | -$22.48M | $32.05M |
| Net Issuance Payments of Debt | $73.66M | -$75.00M | -$23.00M | -$65.00M | -$35.00M |
| 普通股发行净额 | -$7.17M | -$23.66M | -$14.92M | -$11.03M | -$116,000.00 |
| 已付现金股利 | -$2.47M | -$2.17M | -$8.38M | -$2.22M | -$2.05M |
| 股票期权行使所得 | $1.27M | $59,000.00 | $1.44M | $589,000.00 | $515,000.00 |
| 期末现金余额 | $272.54M | $300.69M | $324.69M | $324.69M | $315.83M |
| 现金净变动 | -$28.15M | -$24.00M | $45.47M | $8.86M | $18.62M |
| 期初现金余额 | $300.69M | $324.69M | $279.22M | $315.83M | $297.21M |
| 自由现金流 | $126,000.00 | $110.02M | $42.77M | -$3.16M | -$12.23M |
| 业务购买及出售净额 | – | – | -$1.09M | – | – |
| 其他筹资活动净额 | – | – | – | – | $0.00 |
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