开盘$118.06
昨收$118.45
当日区间$117.88 – $121.53
成交量12.24M
市值$197.05B
市盈率（TTM）11.6
股息率2.07%
基本面
最新报告季度：Q3, ended Sep 2026
营收$23.84B+7.9% YoY
净利润$5.42B+43.0% YoY
摊薄每股收益$2.85+53.2% YoY
自由现金流-$25.63B+33.1% YoY
经营现金流-$24.08B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率19.2%
净资产收益率9.3%
资产收益率0.6%
负债/资产比率92.8%
现金及投资$354.84B
总负债$407.30B
净现金（净负债）-$52.46B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $23.85B | $24.77B | $24.63B | $85.23B | $19.87B |
| 营业总收入 | $23.84B | $24.77B | $24.66B | $85.21B | $19.67B |
| 净利息收入 | $16.98B | $17.13B | $15.74B | $59.79B | $15.67B |
| -利息收入 | $38.77B | $37.66B | $35.51B | $142.86B | $36.65B |
| -利息支出 | $21.78B | $20.54B | $19.77B | $83.07B | $20.98B |
| 非利息收入 | $6.86B | $7.64B | $8.92B | $25.42B | $4.01B |
| -手续费及佣金 | $4.19B | $2.86B | $2.96B | $10.38B | $2.52B |
| -交易损益 | $2.28B | $686.00M | $2.19B | $4.11B | -$107.00M |
| -其他非利息收入 | $371.00M | $504.00M | $359.00M | -$504.00M | -$1.26B |
| -资产出售损益 | $26.00M | $100.00M | $160.00M | $107.00M | -$142.00M |
| 信用损失准备 | -$2.50B | -$2.50B | -$2.82B | -$10.17B | -$2.18B |
| 非利息支出 | $14.04B | $14.23B | $14.32B | $54.12B | $13.59B |
| 物业及设备费用 | $632.00M | $618.00M | $586.00M | $2.48B | $681.00M |
| 专业及外包服务费用 | $434.00M | $438.00M | $441.00M | $2.07B | $573.00M |
| 销售及管理费用 | $7.85B | $8.29B | $8.63B | $30.82B | $7.41B |
| -销售及营销费用 | $234.00M | $283.00M | $233.00M | $1.10B | $318.00M |
| -管理费用 | $7.62B | $8.01B | $8.40B | $29.73B | $7.09B |
| 其他非利息支出 | $5.12B | $4.88B | $4.67B | $18.75B | $4.93B |
| 特殊收益（费用） | $0.00 | – | – | -$1.10B | -$88.00M |
| -减：重组及并购费用 | $0.00 | – | – | -$14.00M | -$4.00M |
| 税前利润 | $7.31B | $8.03B | $7.52B | $19.83B | $3.81B |
| 税费 | $1.89B | $2.01B | $1.58B | $5.37B | $1.29B |
| 净利润 | $5.42B | $6.02B | $5.94B | $14.45B | $2.52B |
| 持续经营利润 | $5.42B | $6.02B | $5.94B | $14.46B | $2.52B |
| 终止经营净利润 | $0.00 | $0.00 | -$1.00M | -$3.00M | -$1.00M |
| 少数股东权益 | $175.00M | $193.00M | $153.00M | $146.00M | $51.00M |
| 归属母公司净利润 | $5.25B | $5.83B | $5.79B | $14.31B | $2.47B |
| 优先股股息 | $353.00M | $338.00M | $305.00M | $1.11B | $284.00M |
| 其他优先股股息 | $52.00M | $47.00M | $56.00M | $171.00M | $38.00M |
| 归属普通股股东净利润 | $4.84B | $5.45B | $5.42B | $13.02B | $2.15B |
| 基本每股收益 | $2.90 | $3.20 | $3.12 | $7.11 | $1.21 |
| 摊薄每股收益 | $2.85 | $3.15 | $3.06 | $6.99 | $1.19 |
| 每股股息 | $0.67 | $0.60 | $0.60 | $2.32 | $0.60 |
| -已赚保费合计 | – | $60.00M | $47.00M | $106.00M | $30.00M |
| -投资银行业务利润 | – | $1.64B | $1.39B | $5.10B | $1.41B |
| -外汇交易收益 | – | $1.80B | $1.82B | $6.13B | $1.56B |
| 其他收入（支出） | – | – | – | -$1.10B | -$88.00M |
| -减：其他特殊支出 | – | – | – | $238.00M | – |
| -Gain on Sale of Business | – | – | – | -$877.00M | -$580.00M |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $2.94T | $2.89T | $2.78T | $2.66T | $2.66T |
| 现金、现金等价物及联邦基金出售 | $766.17B | $771.07B | $738.82B | $705.77B | $705.77B |
| -现金及现金等价物 | $354.84B | $366.41B | $385.72B | $349.58B | $349.58B |
| -货币市场投资 | $411.33B | $404.66B | $353.09B | $356.20B | $356.20B |
| 证券投资 | $1.11T | $806.37B | $772.26B | $747.55B | $747.55B |
| -交易性证券 | $635.08B | $350.71B | $334.48B | $308.32B | $308.32B |
| -可供出售证券 | $8.42B | $8.26B | $7.84B | $7.68B | $7.68B |
| -持有至到期证券 | $157.50B | $167.77B | $178.41B | $189.76B | $189.76B |
| -短期投资 | $306.85B | $279.63B | $251.54B | $241.79B | $241.79B |
| 贷款净额 | $799.61B | $773.57B | $741.86B | $732.86B | $732.86B |
| -贷款总额 | $819.71B | $793.54B | $761.50B | $752.11B | $752.11B |
| -贷款及租赁损失准备 | $20.09B | $19.96B | $19.64B | $19.25B | $19.25B |
| 应收款 | $102.77B | $83.45B | $91.84B | $62.80B | $62.80B |
| -应收账款 | $102.77B | $83.32B | $91.72B | $62.68B | $62.68B |
| 固定资产净值 | $34.08B | $33.90B | $33.57B | $33.34B | $33.34B |
| 商誉及其他无形资产 | $24.11B | $24.02B | $23.30B | $23.38B | $23.38B |
| -商誉 | $19.07B | $19.01B | $19.00B | $19.10B | $19.10B |
| -其他无形资产 | $5.03B | $5.00B | $4.31B | $4.28B | $4.28B |
| 其他资产 | $106.70B | $402.29B | $376.03B | $351.49B | $351.49B |
| 负债合计 | $2.73T | $2.68T | $2.57T | $2.44T | $2.44T |
| 存款合计 | $1.51T | $1.49T | $1.45T | $1.40T | $1.40T |
| 联邦基金购入及回购协议下证券出售 | $410.17B | $411.13B | $369.59B | $348.10B | $348.10B |
| 短期债务及融资租赁负债 | $61.52B | $68.98B | $72.06B | $51.88B | $51.88B |
| -一年内到期债务 | $61.52B | $68.98B | $72.06B | $51.88B | $51.88B |
| 交易性负债 | $212.64B | $187.19B | $185.27B | $162.80B | $162.80B |
| 应付款 | $120.45B | $116.08B | $111.22B | $74.84B | $74.84B |
| -应付账款 | $120.45B | $116.08B | $111.22B | $74.84B | $74.84B |
| 长期债务及融资租赁负债 | $345.79B | $333.75B | $307.57B | $315.83B | $315.83B |
| -长期债务 | $345.79B | $333.75B | $307.57B | $315.83B | $315.83B |
| 非流动负债 | $2.04B | – | – | – | – |
| 其他负债 | $71.57B | $70.48B | $73.18B | $86.37B | $86.37B |
| 股东权益合计 | $211.78B | $214.45B | $212.57B | $213.82B | $213.82B |
| 股东权益 | $209.41B | $212.02B | $210.96B | $212.29B | $212.29B |
| 股本 | $18.08B | $19.58B | $19.58B | $20.08B | $20.08B |
| -普通股 | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M |
| -优先股 | $18.05B | $19.55B | $19.55B | $20.05B | $20.05B |
| 资本公积 | $107.45B | $107.34B | $107.82B | $108.45B | $108.45B |
| 留存收益 | $227.73B | $223.99B | $219.54B | $215.13B | $215.13B |
| 减：库存股 | $102.42B | $99.40B | $95.37B | $89.47B | $89.47B |
| 不影响留存收益的损益 | -$41.44B | -$39.50B | -$40.62B | -$41.90B | -$41.90B |
| 少数股东权益 | $2.37B | $2.44B | $1.61B | $1.53B | $1.53B |
| -其他应收款 | – | $123.00M | $116.00M | $119.00M | $119.00M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$24.08B | -$21.87B | -$67.63B | $26.56B | $1.10B |
| 持续经营经营活动现金流净额 | -$24.08B | -$21.87B | -$67.63B | $26.56B | $1.10B |
| 持续经营净利润 | $5.83B | $5.79B | $14.31B | $2.47B | $3.75B |
| 持续经营损益 | -$122.00M | -$116.00M | $1.22B | $1.28B | -$84.00M |
| 折旧、折耗与摊销 | $1.15B | $1.12B | $4.37B | $1.10B | $1.12B |
| 递延税款 | $357.00M | -$168.00M | $452.00M | $225.00M | $7.00M |
| 其他非现金项目 | -$4.14B | $1.33B | -$14.11B | -$1.26B | $918.00M |
| 营运资金变动 | -$29.67B | -$32.62B | -$84.87B | $20.51B | -$7.79B |
| -贷款变动 | -$1.48B | $588.00M | -$1.87B | -$2.18B | $5.12B |
| -其他流动资产变动 | -$5.53B | -$6.92B | -$12.92B | -$2.58B | -$1.76B |
| -其他流动负债变动 | $3.08B | $264.00M | -$863.00M | -$907.00M | -$393.00M |
| -Change in Other Working Capital | -$25.74B | -$26.56B | -$69.21B | $26.18B | -$10.77B |
| 投资活动现金流净额 | -$106.22B | -$12.39B | -$108.28B | -$49.33B | -$10.00B |
| 持续经营投资活动现金流净额 | -$106.22B | -$12.39B | -$108.28B | -$49.33B | -$10.00B |
| 资本支出 | -$1.55B | -$1.42B | -$6.52B | -$1.63B | -$1.62B |
| 固定资产购置及出售净额 | $40.00M | $3.00M | $62.00M | $38.00M | $8.00M |
| 业务购买及出售净额 | $144.00M | $233.00M | $0.00 | – | – |
| 投资购置及出售净额 | -$17.20B | -$2.24B | $48.72B | $8.08B | -$1.35B |
| 贷款净收益 | -$35.03B | -$12.22B | -$70.58B | -$21.05B | -$11.30B |
| 其他投资变动净额 | -$1.06B | $150.00M | $2.17B | $83.00M | $1.71B |
| 筹资活动现金流 | $110.91B | $71.25B | $238.03B | $25.28B | $20.69B |
| 持续经营筹资活动现金流净额 | $110.91B | $71.25B | $238.03B | $25.28B | $20.69B |
| 联邦基金及回购证券变动 | $41.54B | $21.49B | $93.34B | -$1.63B | $1.81B |
| 存款增减 | $46.37B | $42.67B | $137.95B | $32.39B | $26.20B |
| Net Issuance Payments of Debt | $25.95B | $16.41B | $22.08B | -$2.50B | -$3.64B |
| 普通股发行净额 | -$4.00B | -$6.30B | -$13.25B | -$4.50B | -$5.00B |
| 优先股发行净额 | $0.00 | -$515.00M | $2.19B | $996.00M | $2.70B |
| 已付现金股利 | -$1.36B | -$1.35B | -$5.37B | -$1.35B | -$1.37B |
| 其他筹资活动净额 | $2.41B | -$1.15B | $1.10B | $1.87B | -$5.00M |
| 期末现金余额 | $366.41B | $385.72B | $349.58B | $349.58B | $348.06B |
| 现金净变动 | -$19.39B | $36.99B | $62.12B | $2.51B | $11.78B |
| 期初现金余额 | $385.72B | $349.58B | $276.53B | $348.06B | $337.47B |
| 汇率变动影响 | $80.00M | -$842.00M | $10.93B | -$987.00M | -$1.20B |
| 自由现金流 | -$25.63B | -$23.29B | -$74.15B | $24.92B | -$517.00M |
暂无评论——快来第一个聊聊 C。