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Citigroup C

US equityMarket cap rank #66Banks - DiversifiedAsset Management
$132.17
+$0.24 (+0.18%)
Market open · Sep 24, 1:10 pm ET
After hours $132.24 +0.23%
Open$131.99
Prev close$131.93
Day range$130.62 – $132.75
Volume4.13M
Market cap$221.59B
P/E (TTM)14.2
Dividend yield1.82%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026

Revenue$24.77B+14.3% YoY
Net profit$6.02B+49.4% YoY
Diluted EPS$3.15+60.7% YoY
Free cash flow-$25.63B+33.1% YoY
Operating cash flow-$24.08B

Revenue, last 8 quarters

$20.2BSep '24$19.5BDec '24$21.6BMar '25$21.7BJun '25$22.1BSep '25$19.7BDec '25$24.7BMar '26$24.8BJun '26

Net profit, last 8 quarters

$3.3BSep '24$2.9BDec '24$4.1BMar '25$4.0BJun '25$3.8BSep '25$2.5BDec '25$5.9BMar '26$6.0BJun '26

Diluted EPS by quarter

1.51Sep '241.34Dec '241.96Mar '251.96Jun '251.86Sep '251.19Dec '253.06Mar '263.15Jun '26

Free cash flow by quarter

$-18.2BSep '24$23.1BDec '24$-60.2BMar '25$-38.3BJun '25$-517.0MSep '25$24.9BDec '25$-23.3BMar '26$-25.6BJun '26

Annual revenue

$75.5BFY20$71.9BFY21$74.5BFY22$78.1BFY23$80.7BFY24$85.2BFY25

Profitability & balance sheet

Net margin18.0%
Return on equity8.5%
Return on assets0.6%
Liabilities / assets92.6%
Cash & investments$366.41B
Total debt$402.73B
Net cash (debt)-$36.31B

Where the revenue comes from

Quarter 2026/Q2

By business line

  • Markets$7.01B 28.3%
  • Services$6.38B 25.8%
  • United States Consumer Cards (USCC)$4.52B 18.3%
  • Wealth$3.18B 12.8%
  • Banking$1.92B 7.8%
  • All other$1.74B 7.0%
  • Reconciling Items$20.00M 0.1%

Income statement

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Revenue as Reported $24.77B $24.63B $85.23B $19.87B $22.09B
Total Operating Revenue $24.77B $24.66B $85.21B $19.67B $22.10B
Net Interest Income $17.13B $15.74B $59.79B $15.67B $14.94B
-Interest Income $37.66B $35.51B $142.86B $36.65B $36.69B
-Interest Expense $20.54B $19.77B $83.07B $20.98B $21.75B
Non-Interest Income $7.64B $8.92B $25.42B $4.01B $7.16B
-Total Premiums Earned $60.00M $47.00M $106.00M $30.00M $23.00M
-Fees and Commissions $2.86B $2.96B $10.38B $2.52B $2.68B
-Trading Gain Loss $686.00M $2.19B $4.11B -$107.00M $1.23B
-Investment Banking Profit $1.64B $1.39B $5.10B $1.41B $1.31B
-Foreign Exchange Trading Gains $1.80B $1.82B $6.13B $1.56B $1.55B
-Other Non-Interest Income $504.00M $359.00M -$504.00M -$1.26B $293.00M
-Gain Loss on Sale of Assets $100.00M $160.00M $107.00M -$142.00M $85.00M
Credit Losses Provision -$2.50B -$2.82B -$10.17B -$2.18B -$2.44B
Non-Interest Expense $14.23B $14.32B $54.12B $13.59B $13.55B
Occupancy and Equipment $618.00M $586.00M $2.48B $681.00M $607.00M
Professional Expense and Contract Services Expense $438.00M $441.00M $2.07B $573.00M $514.00M
Selling and Admin Expenses $8.29B $8.63B $30.82B $7.41B $7.75B
-Selling & Marketing Expense $283.00M $233.00M $1.10B $318.00M $260.00M
-General & Admin Expense $8.01B $8.40B $29.73B $7.09B $7.49B
Other Non-Interest Expenses $4.88B $4.67B $18.75B $4.93B $4.67B
Pretax Profit $8.03B $7.52B $19.83B $3.81B $5.35B
Tax $2.01B $1.58B $5.37B $1.29B $1.56B
Net Profit $6.02B $5.94B $14.45B $2.52B $3.79B
Profit from Continuing Operations $6.02B $5.94B $14.46B $2.52B $3.79B
Net Income from Discontinuous Operations $0.00 -$1.00M -$3.00M -$1.00M -$1.00M
Minority Interests $193.00M $153.00M $146.00M $51.00M $38.00M
Net Income to Parent Company $5.83B $5.79B $14.31B $2.47B $3.75B
Preferred Stock Dividends $338.00M $305.00M $1.11B $284.00M $274.00M
Other Preferred Stock Dividends $47.00M $56.00M $171.00M $38.00M $40.00M
Net Income to Common Stockholders $5.45B $5.42B $13.02B $2.15B $3.44B
Basic EPS $3.20 $3.12 $7.11 $1.21 $1.89
Diluted EPS $3.15 $3.06 $6.99 $1.19 $1.86
Dividend Per Share $0.60 $0.60 $2.32 $0.60 $0.60
Other Income (Expense) -$1.10B -$88.00M -$761.00M
Special Income (Charges) -$1.10B -$88.00M -$761.00M
-Less:Restructuring and Mergern & Acquisition -$14.00M -$4.00M -$5.00M
-Less:Other Special Charges $238.00M
-Gain on Sale of Business -$877.00M -$580.00M -$40.00M
-Less:Impairment of Capital Assets $726.00M

Balance sheet

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Assets $2.89T $2.78T $2.66T $2.66T $2.64T
Cash, Cash Equivalents & Federal Funds Sold $771.07B $738.82B $705.77B $705.77B $669.41B
-Cash and Cash Equivalents $366.41B $385.72B $349.58B $349.58B $348.06B
-Money Market Investments $404.66B $353.09B $356.20B $356.20B $321.35B
Securities Investment $806.37B $772.26B $747.55B $747.55B $759.28B
-Trading Securities $350.71B $334.48B $308.32B $308.32B $317.19B
-Available for Sale Securities $8.26B $7.84B $7.68B $7.68B $7.41B
-Held to Maturity Securities $167.77B $178.41B $189.76B $189.76B $197.02B
-Short Term Investments $279.63B $251.54B $241.79B $241.79B $237.66B
Net Loan $773.57B $741.86B $732.86B $732.86B $714.53B
-Gross Loan $793.54B $761.50B $752.11B $752.11B $733.73B
-Allowance for Loans and Lease Losses $19.96B $19.64B $19.25B $19.25B $19.21B
Receivables $83.45B $91.84B $62.80B $62.80B $76.17B
-Accounts Receivable $83.32B $91.72B $62.68B $62.68B $75.99B
-Other Receivables $123.00M $116.00M $119.00M $119.00M $173.00M
Net PPE $33.90B $33.57B $33.34B $33.34B $32.82B
Goodwill and Other Intangible Assets $24.02B $23.30B $23.38B $23.38B $23.46B
-Goodwill $19.01B $19.00B $19.10B $19.10B $19.13B
-Other Intangible Assets $5.00B $4.31B $4.28B $4.28B $4.33B
Other Assets $402.29B $376.03B $351.49B $351.49B $366.82B
Total Liabilities $2.68T $2.57T $2.44T $2.44T $2.43T
Total Deposits $1.49T $1.45T $1.40T $1.40T $1.38T
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase $411.13B $369.59B $348.10B $348.10B $349.73B
Short-Term Debt and Capital Lease Obligation $68.98B $72.06B $51.88B $51.88B $54.76B
-Current Debt $68.98B $72.06B $51.88B $51.88B $54.76B
Trading Liabilities $187.19B $185.27B $162.80B $162.80B $160.24B
Payables $116.08B $111.22B $74.84B $74.84B $89.60B
-Accounts Payable $116.08B $111.22B $74.84B $74.84B $89.60B
Long Term Debt and Capital Lease Obligation $333.75B $307.57B $315.83B $315.83B $315.85B
-Long Term Debt $333.75B $307.57B $315.83B $315.83B $315.85B
Other Liabilities $70.48B $73.18B $86.37B $86.37B $74.50B
Total Equity $214.45B $212.57B $213.82B $213.82B $213.88B
Stockholders' Equity $212.02B $210.96B $212.29B $212.29B $213.02B
Capital Stock $19.58B $19.58B $20.08B $20.08B $19.08B
-Common Stock $31.00M $31.00M $31.00M $31.00M $31.00M
-Preferred Stock $19.55B $19.55B $20.05B $20.05B $19.05B
Additional Paid-In Capital $107.34B $107.82B $108.45B $108.45B $109.01B
Retained Earnings $223.99B $219.54B $215.13B $215.13B $214.03B
Less: Treasury Stock $99.40B $95.37B $89.47B $89.47B $84.93B
Gains/Losses Not Affecting Retained Earnings -$39.50B -$40.62B -$41.90B -$41.90B -$44.17B
Minority Interests $2.44B $1.61B $1.53B $1.53B $854.00M

Cash flow

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Operating Cash Flow -$24.08B -$21.87B -$67.63B $26.56B $1.10B
Net cash flow from continuing operations -$24.08B -$21.87B -$67.63B $26.56B $1.10B
Net Income from Continuing Operations $5.83B $5.79B $14.31B $2.47B $3.75B
Gain/Loss from Continuing Operations -$122.00M -$116.00M $1.22B $1.28B -$84.00M
Depreciation & Depletion & Amortization $1.15B $1.12B $4.37B $1.10B $1.12B
Deferred Tax $357.00M -$168.00M $452.00M $225.00M $7.00M
Other Non-Cash Items -$4.14B $1.33B -$14.11B -$1.26B $918.00M
Change in Working Capital -$29.67B -$32.62B -$84.87B $20.51B -$7.79B
-Change in Loans -$1.48B $588.00M -$1.87B -$2.18B $5.12B
-Change in Other Current Assets -$5.53B -$6.92B -$12.92B -$2.58B -$1.76B
-Change in Other Current Liabilities $3.08B $264.00M -$863.00M -$907.00M -$393.00M
-Change in Other Working Capital -$25.74B -$26.56B -$69.21B $26.18B -$10.77B
Net cash flow from investing -$106.22B -$12.39B -$108.28B -$49.33B -$10.00B
Net Cash Flow from Continuing Investing Activities -$106.22B -$12.39B -$108.28B -$49.33B -$10.00B
Capital Expenditure -$1.55B -$1.42B -$6.52B -$1.63B -$1.62B
Net PPE Purchase and Sale $40.00M $3.00M $62.00M $38.00M $8.00M
Net Business Purchase and Sale $144.00M $233.00M $0.00
Net Investment Purchase and Sale -$17.20B -$2.24B $48.72B $8.08B -$1.35B
Net Income from Loans -$35.03B -$12.22B -$70.58B -$21.05B -$11.30B
Net Other Investing Changes -$1.06B $150.00M $2.17B $83.00M $1.71B
Financing Cash Flow $110.91B $71.25B $238.03B $25.28B $20.69B
Net Cash Flow from Continuing Financing Activities $110.91B $71.25B $238.03B $25.28B $20.69B
Change in Federal Funds and Securities Sold for Repurchase $41.54B $21.49B $93.34B -$1.63B $1.81B
Increase/Decrease in Deposit $46.37B $42.67B $137.95B $32.39B $26.20B
Net Issuance Payments of Debt $25.95B $16.41B $22.08B -$2.50B -$3.64B
Net Common Stock Issuance -$4.00B -$6.30B -$13.25B -$4.50B -$5.00B
Net Preferred Stock Issuance $0.00 -$515.00M $2.19B $996.00M $2.70B
Cash Dividends Paid -$1.36B -$1.35B -$5.37B -$1.35B -$1.37B
Net Other Financing Activities $2.41B -$1.15B $1.10B $1.87B -$5.00M
Ending Cash Balance $366.41B $385.72B $349.58B $349.58B $348.06B
Net Change in Cash -$19.39B $36.99B $62.12B $2.51B $11.78B
Beginning Cash Balance $385.72B $349.58B $276.53B $348.06B $337.47B
Effect of Exchange Rate Changes $80.00M -$842.00M $10.93B -$987.00M -$1.20B
Free Cash Flow -$25.63B -$23.29B -$74.15B $24.92B -$517.00M
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