Ally 金融 ALLY

Mr. Rhodes joined Ally as its CEO in April of 2024, bringing with him more than 30 years of experience in the financial services industry. Throughout his lengthy tenure in the financial services industry, he has been a part of and led many business growth and transformation initiatives, Career Highlights Ally Financial Inc.-a leading financial services company with the nation's largest all-digital bank and a major auto financing business, where the individual has served as CEO (2024-Present). Previously, they served as President and CEO of Discover Financial Services (2024), one of the country's largest credit card issuers prior to its acquisition by Capital One Financial Corporation. Earlier roles include Group Head of Canadian Personal Banking (2022-2023) and Group Head of Innovation, Technology, and Shared Services (2017-2021) at TD Bank Group. Significant Career Accomplishments At TD Bank Group, he drove significant growth in North American credit card and merchant services as well as Canadian personal banking, strengthening market position and expanding scale across key customer segments. He also led initiatives to enhance operational resilience and scale technology platforms, enabling digital transformation, cloud migration, and adoption of emerging technologies. Education: MBA, Wharton School of Business at the University of Pennsylvania BS, Engineering, Duke University

Russell E. Hutchinson - Chief Financial Officer of Ally since July 2023. In this role, he is responsible for oversight of Ally's finance, accounting, capital markets, treasury, investor relations, supply chain, and modeling and analytics functions. Prior to joining Ally, Mr. Hutchinson, 51, served as chief operating officer for global mergers and acquisitions at Goldman Sachs Group Inc. from January through April of 2023 after holding the position of chief strategy officer from 2021 to 2022, where he oversaw mergers and acquisitions (M&A), strategy and innovation. Earlier, he spent two decades working in Goldman's Investment Banking Division, advising clients in the financial services sector, including Ally. Mr. Hutchinson began his career as an associate consultant at the Boston Consulting Group in its Toronto office. He is a member of the Board of Trustees of The Studio Museum in Harlem and is also a member of the Council on Chicago Booth, which advises leadership at the University of Chicago Booth School of Business. In addition, Mr. Hutchinson serves on the Board of Directors of Charlotte Center City Partners. Mr. Hutchinson was a Canada Scholar and earned a Bachelor of Science in Engineering Physics from Queen's University in Canada and an MBA from the University of Chicago Booth School of Business.

Douglas R. Timmerman - President of Dealer Financial Services of Ally since August 2021. In this role, Mr. Timmerman, 63, was responsible for deepening Ally's relationships with approximately 21,400 dealer customers and further optimizing the full spectrum of automotive finance and insurance services for dealer and consumer customers. Previously, he was president of Automotive Finance from 2018 to 2021, and served as president of Ally's Insurance business from 2014 to 2018. Mr. Timmerman's thirty-plus years at Ally, spanning leadership positions across the automotive finance and insurance business, make his understanding of this dynamic industry unparalleled. Prior to leading the insurance business, Mr. Timmerman was Vice President of Automotive Finance for the southeast region in Atlanta. In that capacity, he was responsible for sales, risk management, and portfolio management for more than 4,000 dealer relationships across 11 states. Since joining Ally in 1986, he has held a variety of leadership roles in different areas including commercial lending, consumer lending, collections, sales, and marketing. His experience also includes a broad geographical reach, holding assignments that have touched nearly every state. The Nebraska native began his career with Ally shortly after earning his master's degree in business administration from the University of Nebraska. He also holds a bachelor's degree from the University of Nebraska. Mr. Timmerman supports several organizations and research efforts associated with finding a cure for Type 1 diabetes. He is an active volunteer and supporter of Children's Hospital of Atlanta and the Juvenile Diabetes Research Foundation.

William C. Hall Jr. - President of Ally's Corporate Finance business since 2006. In this role, Mr. Hall, 65, leads the sponsor finance, private credit finance, and specialty finance teams. Under his leadership, these groups provide senior secured loans to companies owned by private equity sponsors and leading asset managers, specializing in leveraged lending, lender finance and priority revolvers, and diverse sectors including real estate, energy and infrastructure, and technology. Mr. Hall has more than four decades of experience in the leverage finance and secured lending arena. He previously served as Chief Operating Officer for Ally Corporate Finance, president of corporate finance's European operations, and interim head of former Ally Credit Card and Ally Home. Mr. Hall also co-founded GMAC's structured finance division, a predecessor company to Corporate Finance. Prior to joining Ally, Mr. Hall served as a senior vice president of Heller Financial. He was responsible for a team of professionals originating and underwriting leveraged loans. He also held several roles at National Westminster Bank, including department head for private equity loan origination. Mr. Hall holds a bachelor's degree in business administration from Bucknell University.

Stephanie N. Richard - Chief Risk Officer of Ally since November 2024. In this role, Ms. Richard, 53, is responsible for overseeing the identification, assessment and management of risks across the organization and ensuring the company's risk strategy supports business goals and objectives. She works closely with senior leadership to develop policies and frameworks to safeguard the company's financial stability and reputation. Since joining Ally in 1997, Ms. Richard has had a long and respected reputation with key stakeholders and helped design the company's initial risk appetite framework and stress testing process. She has served in numerous roles with increasing levels of responsibility across finance, treasury, and risk management. Since Ally became a BHC in 2008, she has played an integral part in many of the company's transformation initiatives. Prior to her current role, Ms. Richard served as Ally's Chief Audit Executive, where she led the internal audit function and had administrative oversight for the company's loan review function. During that time, she established a strategic focus on the transformation of the internal audit function, with efforts on cultivating innovation and expanding the use of technology and data analytics. Ms. Richard serves as a board member and treasurer for Dress for Success's Charlotte chapter and as treasurer for Project Scientist, a leading STEAM education nonprofit organization. She is also a member of the program advisory board for the Wake Forest University School of Professional Studies' enterprise risk management program. Additionally, she previously served as president of Women Executives for Community Service (WECS), a non-profit organization whose mission is to provide financial, mentoring, and other support to women who are pursuing a degree at local universities through the Women Initiating and Nurturing Growth through Scholarships (WINGS) program. In 2022, Ms. Richard was an honoree for Charlotte Business Journal's Women in Business Achievement Awards. She holds a bachelor's degree in accounting from Michigan State University and an MBA from Wayne State University.

Mr. Franklin W. Hobbs, IV Director of Ally since May 2009 and the current Chairman of the Board. Career Highlights One Equity Partners LLC-an investor in middle-market industrial and technology businesses, where he has served as Advisor (2004-Present). He was President and CEO of Ribbon Communications Inc. (2017-2019), CEO of Houlihan Lokey (2002-2003), and held senior leadership roles at Warburg Dillon Read (a division of UBS AG), including Chairman (1999-2000) and President and CEO (1991-1997). Significant Career Accomplishments Over his career, he has led organizations across multiple industries-including investment banking, banking, and communications-driving major business transformations. He also served as Chair of Ally Financial's Board during its transition to a standalone, publicly traded bank holding company. Education: MBA, Harvard Business School BS, American History, Harvard College

Mr. William H. Cary, Director of Ally since June 2016. Career Highlights General Electric (GE)-a global conglomerate prior to its restructuring into separate companies. Mr. Cary served as President and Chief Operating Officer of GE Capital (2008-2015) and President and Chief Executive Officer of GE Money (2008). He also held several other leadership roles across finance, risk, and capital markets within GE. Significant Career Accomplishments During his tenure at GE, Mr. Cary oversaw numerous major acquisitions and business integrations. He also played a key leadership role in the spin-off and initial public offering of Synchrony Financial. Leadership Skills and Key Experience Mr. Cary brings extensive experience in leading financial organizations, including global operations, risk management, and capital markets. He has deep expertise in both consumer and commercial finance, along with experience overseeing technology strategies through his career and board roles. Other Public Company Directorships Mr. Cary currently serves on the board of Rush Enterprises, Inc.. He previously served as a director of Secureworks Corp. (2024-2025). Education: BA, Business Administration and Finance, San Jose State University

Mr. Reilly ,Career Highlights World Wide Technology-a U.S.-based global technology services firm where he serves as Chief Development Officer (2025-Present). He previously held senior technology leadership roles at Bank of America Corporation, including Chief Information Officer for Global Banking & Markets (2017-2021) and Chief Technology Officer (2011-2017). Significant Career Accomplishments He led the strategy, design, and implementation of Bank of America Corporation's Hybrid Cloud platform, delivering a secure computing environment that supported 85% of global computing needs while reducing operational risk and improving service levels. He also enabled enterprise-wide deployment of AI and machine learning capabilities to drive business growth, enhance customer service, and reduce risk. Additionally, he oversaw the migration of the bank's international general ledger to the Oracle Cloud for all businesses outside the U.S. Other Affiliations He serves as a director for private companies including Vectra AI, Arkose Labs, and Graphiant. Education: A-Level Schooling, United Kingdom

Mr. Allan P. Merrill, Career Highlights Beazer Homes USA, Inc.-a diversified national homebuilder where Mr. Merrill has served as Chairman and CEO (2019-Present), CEO (2011-2019), and Executive Vice President and CFO (2007-2011). Prior to this, he held senior leadership roles at Move, Inc. (formerly Homestore, Inc.), including Executive Vice President of Corporate Development and Strategy (2001-2007) and President (2000-2001). Earlier in his career, he worked at UBS Group AG as Managing Director and Co-Head of the Global Resources Group (1998-2000), along with various roles of increasing responsibility from 1987 to 1998. Significant Career Accomplishments He led Beazer Homes USA, Inc.'s transformation into the only national homebuilder exclusively constructing highly energy-efficient (Zero Energy Ready) homes, significantly exceeding local building code standards. He also founded Charity Title and Charity Home Insurance Agency, two company-owned subsidiaries that donate 100% of their profits to charitable organizations. Other Affiliations He previously served on the board of Federal Home Loan Mortgage Corporation (Freddie Mac) (2020-2025). He has also served as Past Chair of the Policy Advisory Board at the Joint Center for Housing Studies of Harvard University and as Past Chair of Leading Builders of America. Education: BA, Economics, University of Pennsylvania

Ms. Tracey D. Weber, Career Highlights Expedia Group, Inc.-where she currently serves as Senior Vice President and General Manager of the Expedia Brand and Portfolio Brands (2024-Present). She previously held senior leadership roles at CVS Health Corporation, including Senior Vice President of Enterprise Digital Product Integration, Design, and Operations (2021-2024). At IBM Corporation, she served as General Manager of Marketplace and Digital Growth/Ecosystems (2021) and General Manager of Digital Commerce and SaaS (2020-2021), along with other increasingly senior roles from 2016-2019. She also held leadership positions at Gilt Groupe, Inc. as Strategic Advisor (2016), President (2015-2016), and Chief Operating Officer (2013-2015). Earlier in her career, she was Managing Director and Head of Internet and Mobile Banking at Citibank N.A. (2010-2013). Significant Career Accomplishments She led the digital product strategy, roadmap, and execution across all digital business lines at CVS Health Corporation. At Citibank N.A., she significantly enhanced online capabilities by redesigning and integrating multiple websites into a unified platform, launching an iPad banking app, and introducing mobile check deposit functionality. During her tenure, she was recognized as Mobile Banker of the Year by Bank Technology. Leadership Skills and Key Experience She is a proven digital-first leader with deep expertise in innovation, brand building, marketing, revenue growth, and operational excellence. She has successfully led both large organizations and high-growth, entrepreneurial environments, managing internet, eCommerce, and SaaS businesses, as well as complex digital transformations across B2B and B2C sectors. Her experience spans industries including travel, retail, financial services, technology, and healthcare. Other Public-Company Directorships She previously served on the board of Houghton Mifflin Harcourt Company (2016-2022). Education: MBA, Wharton School of the University of Pennsylvania BA, Economics, Harvard University

Mr. Sharples Career Highlights HomeAway, Inc.-a global online marketplace for the vacation rental industry, where he served as Co-Founder, Chairman, and CEO (2004-2016) and later as Chairman (2016-2017). Earlier in his career, he was President and CEO of IntelliQuest Information Group, Inc. (1990-2001) and worked as a Consultant at Bain & Company (1986-1988). Significant Career Accomplishments He oversaw the elevation of GoDaddy Inc. to the S&P 500 during his tenure as Chairman. He also led HomeAway, Inc. through its IPO and later guided its strategic sale to Expedia Group, Inc. in a transaction valued at approximately $4 billion. In recognition of his leadership, he received the Ernst & Young National Entrepreneur of the Year Award. Other Public-Company Directorships He currently serves on the board of GoDaddy Inc.. He previously served as a director of Yelp Inc. (2019-2022) and Avalara, Inc. (2020-2022). Education: MBA, Stanford Graduate School of Business BS, Math & Economics, Colby College

Hope D. Mehlman - Chief Legal and Corporate Affairs Officer of Ally since December 2024, and appointed as Corporate Secretary in 2026. In this role, Ms. Mehlman, 61, oversees all legal, compliance, government relations, environmental sustainability, corporate secretary, and community reinvestment matters. Prior to joining Ally, Ms. Mehlman served as Executive Vice President, Chief Legal Officer, General Counsel and Corporate Secretary at Discover Financial Services and Discover Bank. She joined Discover in January 2023 as Executive Vice President, Chief Legal Officer and General Counsel, and became Corporate Secretary in February 2023. Prior to joining Discover, Ms. Mehlman was Executive Vice President, General Counsel and Corporate Secretary of Bank of the West and Corporate Secretary of BNP Paribas USA, Inc., positions she held from 2020 to January 2023. From 2006 to 2020, she held multiple leadership roles at Regions Financial Corp. where she last served as Executive Vice President, Deputy Counsel General, Chief Governance Officer and Corporate Secretary. She also serves on the Board of Directors of the Society for Corporate Governance and is the chair of its Policy Advisory Committee. She holds a bachelor's degree in near eastern studies from Cornell University, a Juris Doctor from Seton Hall University Law School and a Master of Laws in taxation from New York University School of Law.

Austin T. McGrath - Vice President, Controller, and Chief Accounting Officer of Ally since August 2025. In this role, Mr. McGrath, 43, is responsible for all accounting, financial reporting, and financial controls matters. Mr. McGrath joined Ally in 2007 and has held numerous leadership roles in finance and accounting. He most recently served as executive director of investor relations and held prior roles as executive director for finance and accounting, and executive director of SEC reporting, regulatory reporting, and risk finance. Before joining Ally, he worked in the banking practice at KPMG. Mr. McGrath is a Certified Public Accountant and holds a bachelor's degree in accounting from Lehigh University.

Kathleen L. Patterson - Chief Human Resources and Corporate Citizenship Officer of Ally since August 2016. In this role, Ms. Patterson, 52, oversees human capital, talent management, employee relations, total rewards, employee experience, and cultural efforts, ensuring they support Ally's overall strategic objectives and drive Ally's efforts to be a leading employer of choice. She also oversees the company's corporate workplace team as well as Ally's corporate citizenship and community relations efforts. Ms. Patterson also serves as the chair of the Ally Charitable Foundation. Prior to her current role, Ms. Patterson served as the Senior Vice President of human resources for Ally's Automotive Finance and Insurance lines of business. She joined Ally in 2007 to lead change management as the company underwent a major functional reorganization in the wake of its spin-off as an independent financial services company. Prior to joining Ally, Ms. Patterson was the managing Director of Human Resources at DTE Energy, a Detroit-based diversified energy company. There, she managed the company's talent acquisition and development and consulting efforts including organizational and leadership development, employee engagement strategies, and diversity management. She also led DTE's efforts to grow young talent through a partnership with local schools, developing an age-appropriate, hands-on curriculum that developed energy-related trade skills. Ms. Patterson earned a Bachelor of Arts degree from the University of Michigan and a Master of Arts degree from the University of Detroit Mercy in industrial and organizational psychology. Ms. Patterson is active in several organizations aimed at helping the city's renaissance with a particular focus on mentorship and coaching young people in Metro Detroit. She is the immediate past chair of Big Brothers Big Sisters of Southeast Michigan. She is also on the Detroit Advisory Board for CareerSpring and an active member of Impact100 Metro Detroit.