Affirm 控股 AFRM

On August 25, 2026, the Board of Directors of the Company appointed Michael Linford to serve as President of the Company, effective August 27, 2026.Michael Linford has served as our Chief Operating Officer since September 2024. He previously served as our Chief Financial Officer from August 2018 until November 2024. Prior to joining Affirm, Mr. Linford held various leadership roles at HP Inc. (HP), a global provider of personal computing devices, and Hewlett Packard Enterprise Company (HPE), an enterprise information technology company, including Chief Financial Officer of HPE Software from March 2017 to May 2018 and Vice President of M&A Integration at HPE from 2015 to March 2017. Mr. Linford also served as Vice President, License Verification and Strategic Deals of Micro Focus International plc, a software and information technology company, from September 2017 to May 2018. Prior to HP, Mr. Linford served as a Principal at KKR & Co., a global investment company, focusing on retail and consumer private equity, and as a Business Analyst at McKinsey & Company, focusing on the consumer, retail and energy sectors.

Mr. Michalek has served as our President since December 2022 and previously served as our President, Technology, Risk and Operations from May 2021 to December 2022 and as our President, Technology from 2018 to May 2021. Mr. Michalek served as the Company's Chief Technology Officer from 2015 to 2018. Prior to joining the Company, Mr. Michalek served as an Engineering Director at YouTube and Google. Prior to that, Mr. Michalek served as the Chief Technology Officer of Slide, a personal media-sharing service, which was acquired by Google in 2010.

Rob O'Hare has served as our Chief Financial Officer since November 2024. Prior to his appointment as Chief Financial Officer, Mr. O'Hare served as our Senior Vice President, Finance from August 2020 to November 2024. Prior to joining Affirm, Mr. O'Hare served as Chief Financial Officer at Tile from February to August 2020 and as Chief Financial Officer at Spark Networks from March 2015 to February 2020. Rob has also held various roles at Square, Pandora, Spitfire Capital, Spectrum Equity Investors, and Thomas Weisel Partners.

Katherine Adkins has served as our Chief Legal Officer and Chief Compliance Officer since July 2021. Prior to her appointment as Chief Legal Officer and Chief Compliance Officer, Ms. Adkins served as Vice President, Legal and Bank Strategy and Deputy General Counsel, Legal Platform Services from 2019 to July 2021. Prior to joining Affirm, Ms. Adkins served as Group Vice President, General Counsel and Secretary of Toyota Financial Services from 2009 to 2019. Ms. Adkins has more than 30 years of experience in the automotive, financial services, and financial technology industries.

Mr. Hughes has over 30 years of experience in financial services and consulting and has been an independent consultant and senior advisor to the Boston Consulting Group, a management consulting firm, since 2022, serving clients in the financial industry on growth strategy, digital transformation and risk management. From 2012 to 2021, Mr. Hughes served in roles of increasing responsibility at Discover Financial Services, a financial services company, including as Chief Risk Officer (2016-2021), SVP and General Manager of Deposits (2015-2016) and SVP of Cardmember Marketing (2012-2015). Prior to joining Discover Financial Services, Mr. Hughes held executive roles, including CEO, for HSBC's Card and Retail Services business and served as a strategy consultant with Booz Allen Hamilton. Mr. Hughes has served on the CFPB's Consumer Advisory Board (2015-2018) where he advised on regulatory policy and on the Board of the Risk Management Association (2018-2021) where he was a member of the executive committee.

Mr. Levchin is our Founder and has served as our Chairman and Chief Executive Officer (CEO) since our founding in 2012. Affirm was spun out of 2012 MRL Investments LLC (f/k/a HVF, LLC), an exploration company Mr. Levchin founded in 2011 to create and fund companies that leveraged large data sets in new ways. Mr. Levchin also helped create Yelp Inc., a consumer internet company, and co-founded PayPal, where he served as Chief Technology Officer from its founding until its sale to eBay in 2003. Other Public Company Boards: -The Coca-Cola Company.

Ms. Quarles is the Chief Executive Officer and a Board Director of Alludo, a private software company backed by KKR. Prior to joining Alludo, Ms. Quarles served as Operating Partner of Advent International, a private equity investor, from 2019 to 2020 and the Chief Executive Officer of OpenTable, Inc., an online restaurant reservation service, from 2015 to 2018. Before OpenTable, Ms. Quarles served as the Chief Business Officer of NextDoor, Inc., a social networking company, from 2014 to 2015. Leading up to NextDoor, Ms. Quarles held positions of increasing responsibility with The Walt Disney Company. Other Public Company Boards: Kimberly-Clark Corporation.

Mr. Watson has served as the Chief Financial Officer and Chief Operating Officer of LegalZoom, an online platform for legal and compliance solutions, since November 2020 and August 2024, respectively. Prior to joining LegalZoom, Mr. Watson served as Chief Financial Officer at TrueCar, Inc. from June 2019 to November 2020. From April 2006 to June 2019, Mr. Watson served in roles of increasing responsibility at TripAdvisor, Inc., including as Vice President - Finance and Chief Accounting Officer. Former Public Company Boards (During Past 5 Years): -Zynga Inc. (2020-2022).

Mr. Liew has been a Partner at Lightspeed Venture Partners, a venture capital firm, since 2006. Prior to joining Lightspeed, Mr. Liew was an executive at Netscape, AOL, Citysearch and IAC. Former Public Company Boards (During Past 5 Years) -The Honest Company (2011-2022).

Ms. Reses has served as the Chief Executive Officer of Lead Bank since 2021. From October 2015 to October 2020, Ms. Reses served as Square Capital Lead of Block, Inc., a financial services and technology company, and Executive Chairman of its bank, Square Financial Services. From September 2012 to October 2015, Ms. Reses served as Chief Development Officer of Yahoo! Inc. Prior to Yahoo, Ms. Reses served as the head of the U.S. media group at Apax Partners Worldwide LLP, which she joined in 2001. Ms. Reses also spent seven years at Goldman Sachs in mergers and acquisitions and the principal investment area. Other Public Company Boards: Nu Holdings Ltd. Former Public Company Boards (During Past 5 Years): Context Logic Inc. (2020-2021); Endeavor Group Holdings, Inc. (2021-2025); Pershing Square Tontine Holdings, Ltd (2020-2022); Social Capital Hedosophia Holdings Corp III (2020-2021); TaskUS, Inc. (2019-2025).

On June 24, 2026, the Board of Directors of the Company increased the size of the Board from nine directors to ten directors and appointed Ryan Schneider to the Board as a Class III director, each effective July 1, 2026. Mr. Schneider was the Chief Executive Officer for Anywhere Real Estate, a global leader in residential real estate franchising and brokerage, from 2018 to 2026. Prior to Anywhere Real Estate, he served as President, Card Business for Capital One Financial Corporation from 2007 to 2016, where he was responsible for U.S., U.K., and Canada credit card businesses, and also served as senior advisor from 2016 to 2017. Mr. Schneider previously served as a partner at McKinsey and Company with a focus on financial services clients. Mr. Schneider currently serves on the board of directors of Elevance Health, where he chairs the Audit Committee. He previously served on the board of directors of Anywhere Real Estate from 2017 to 2026 and Capital One Bank (USA) N.A. from 2008 to 2016.

Ms. Siphelele Jiyane, Principal Accounting Officer.

Mr. Galanti is the retired Executive Vice President and Chief Financial Officer of Costco Wholesale Corporation (Costco), an operator of warehouse club retail stores. Mr. Galanti joined Costco in March 1984 as Vice President, Finance and became Senior Vice President and Chief Financial Officer in January 1985. Subsequent to the merger of The Price Company and Costco in October 1993, Mr. Galanti became Executive Vice President and Chief Financial Officer, a position he held until March 2024. Mr. Galanti remained an Executive Vice President of Costco until his retirement in January 2025. In addition to his management roles at Costco, Mr. Galanti also served as a director from January 1995 until January 2025. Prior to joining Costco, Mr. Galanti worked in investment banking for Donaldson, Lufkin & Jenrette. Former Public Company Boards (During Past 5 Years): Costco Wholesale Corporation (1995-2025).