Affirm 控股 AFRM
$68.11 −$1.55 (-2.23%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $68.37 +0.38%
开盘$66.05
昨收$69.66
当日区间$66.02 – $71.78
成交量9.67M
市值$23.09B
市盈率（TTM）11.8
股息率–
基本面
最新报告季度：Q4, ended Jun 2026
营收$1.17B+33.0% YoY
营业利润$265.77M+62.1% YoY
净利润$1.62B+2,234.7% YoY
摊薄每股收益$4.62+2,210.0% YoY
自由现金流$229.29M+875.0% YoY
经营现金流$296.16M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
毛利率68.1%
营业利润率20.4%
净利率45.3%
净资产收益率45.1%
资产收益率14.3%
投入资本回报率16.7%
流动比率55.07
负债/资产比率65.3%
现金及投资$2.60B
总负债$10.02B
净现金（净负债）-$7.42B
自由现金流/营收23.3%
营收构成
2026/FY 季度
按地区
利润表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 报告营业总收入 | $4.26B | $1.17B | $1.04B | $1.12B | $933.34M |
| 营业总收入 | $4.26B | $1.17B | $1.04B | $1.12B | $933.34M |
| 营业成本 | $1.36B | $361.46M | $353.91M | $343.45M | $301.91M |
| 毛利润 | $2.90B | $804.50M | $684.86M | $779.57M | $631.42M |
| 营业费用 | $2.03B | $538.73M | $482.67M | $550.22M | $457.74M |
| 销售及管理费用 | $920.84M | $239.25M | $218.16M | $240.01M | $223.43M |
| -销售及营销费用 | $342.53M | $92.40M | $72.85M | $98.78M | $78.49M |
| -管理费用 | $578.31M | $146.84M | $145.30M | $141.22M | $144.94M |
| 资产减值损失 | $796.65M | $223.20M | $196.54M | $214.15M | $162.75M |
| 其他营业费用 | $311.86M | $76.28M | $67.96M | $96.07M | $71.55M |
| 营业利润 | $870.99M | $265.77M | $202.19M | $229.34M | $173.69M |
| 非经营性利息净收入（支出） | -$454.02M | -$118.51M | -$113.76M | -$111.72M | -$110.03M |
| 非经营性利息支出 | $454.02M | $118.51M | $113.76M | $111.72M | $110.03M |
| 其他收入（支出） | $75.75M | $21.83M | $18.95M | $15.61M | $19.36M |
| 特殊收益（费用） | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -减：重组及并购费用 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 其他非经营性收入（支出） | $75.75M | $21.83M | $18.95M | $15.61M | $19.36M |
| 税前利润 | $492.73M | $169.09M | $107.38M | $133.24M | $83.02M |
| 税费 | -$1.44B | -$1.45B | $4.48M | $3.65M | $2.33M |
| 净利润 | $1.93B | $1.62B | $102.90M | $129.59M | $80.69M |
| 持续经营利润 | $1.93B | $1.62B | $102.90M | $129.59M | $80.69M |
| 归属母公司净利润 | $1.93B | $1.62B | $102.90M | $129.59M | $80.69M |
| 归属普通股股东净利润 | $1.93B | $1.62B | $102.90M | $129.59M | $80.69M |
| 基本每股收益 | $5.76 | $4.77 | $0.31 | $0.39 | $0.23 |
| 摊薄每股收益 | $5.53 | $4.62 | $0.30 | $0.37 | $0.23 |
资产负债表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 总资产 | $15.79B | $15.79B | $13.14B | $12.96B | $11.48B |
| 流动资产合计 | $12.77B | $12.77B | $11.63B | $11.47B | $10.08B |
| 现金及现金等价物与短期投资 | $2.60B | $2.60B | $2.48B | $2.25B | $2.24B |
| -现金及现金等价物 | $1.63B | $1.63B | $1.72B | $1.53B | $1.43B |
| -短期投资 | $972.64M | $972.64M | $757.60M | $723.38M | $812.44M |
| 应收款 | $9.28B | $9.28B | $8.29B | $8.56B | $7.09B |
| -应收账款 | $284.35M | $284.35M | $230.70M | $268.18M | $283.73M |
| -应收贷款 | $9.00B | $9.00B | $8.06B | $8.30B | $6.81B |
| 预付资产 | $86.32M | $86.32M | $110.06M | $86.60M | $78.02M |
| 受限现金 | $803.01M | $803.01M | $750.89M | $566.69M | $668.76M |
| 非流动资产合计 | $3.02B | $3.02B | $1.51B | $1.49B | $1.40B |
| 固定资产净值 | $708.81M | $708.81M | $691.82M | $665.79M | $630.69M |
| -固定资产原值 | $1.43B | $1.43B | $1.35B | $1.25B | $1.15B |
| -累计折旧 | -$716.66M | -$716.66M | -$660.67M | -$587.01M | -$518.16M |
| 投资及预付款 | $40.40M | $40.40M | $40.40M | $40.40M | $40.40M |
| -可供出售证券 | $40.40M | $40.40M | $40.40M | $40.40M | $40.40M |
| 金融资产 | $34.15M | $34.15M | $34.73M | – | – |
| 商誉及其他无形资产 | $550.87M | $550.87M | $556.72M | $546.06M | $542.60M |
| -商誉 | $524.45M | $524.45M | $529.28M | $533.44M | $529.91M |
| -其他无形资产 | $26.42M | $26.42M | $27.44M | $12.62M | $12.69M |
| 一年以上递延资产 | $1.47B | $1.47B | $7.43M | $9.57M | $11.89M |
| 其他非流动资产 | $215.09M | $215.09M | $177.16M | $226.91M | $171.81M |
| 负债合计 | $10.31B | $10.31B | $9.36B | $9.41B | $8.18B |
| 流动负债合计 | $231.96M | $231.96M | $205.12M | $171.41M | $159.34M |
| 应付款 | $84.65M | $84.65M | $59.59M | $57.23M | $58.02M |
| -应付账款 | $84.65M | $84.65M | $59.59M | $57.23M | $58.02M |
| 一年内应计费用 | $147.31M | $147.31M | $145.53M | $114.18M | $101.32M |
| 非流动负债合计 | $10.07B | $10.07B | $9.15B | $9.24B | $8.02B |
| 长期债务及融资租赁负债 | $10.02B | $10.02B | $9.09B | $9.18B | $7.96B |
| -长期债务 | $9.99B | $9.99B | $9.05B | $9.14B | $7.93B |
| -长期融资租赁负债 | $29.19M | $29.19M | $38.56M | $42.28M | $28.11M |
| 其他非流动负债 | $51.56M | $51.56M | $62.30M | $56.78M | $62.05M |
| 股东权益合计 | $5.48B | $5.48B | $3.78B | $3.55B | $3.30B |
| 股东权益 | $5.48B | $5.48B | $3.78B | $3.55B | $3.30B |
| 股本 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| -普通股 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| 资本公积 | $6.65B | $6.65B | $6.55B | $6.41B | $6.30B |
| 留存收益 | -$1.13B | -$1.13B | -$2.74B | -$2.85B | -$2.98B |
| 不影响留存收益的损益 | -$36.37M | -$36.37M | -$23.59M | -$16.94M | -$24.39M |
现金流量表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 经营活动现金流 | $1.23B | $296.16M | $386.50M | $173.74M | $374.57M |
| 持续经营经营活动现金流净额 | $1.23B | $296.16M | $386.50M | $173.74M | $374.57M |
| 持续经营净利润 | $1.93B | $1.62B | $102.90M | $129.59M | $80.69M |
| 持续经营损益 | $190.74M | $49.60M | $40.50M | $61.17M | $39.48M |
| 折旧、折耗与摊销 | $303.33M | $87.35M | $75.06M | $75.59M | $65.33M |
| 递延税款 | -$1.46B | – | – | – | – |
| 其他非现金项目 | -$891.71M | -$239.21M | -$213.19M | -$264.59M | -$174.72M |
| 营运资金变动 | $88.14M | -$44.00M | $118.65M | -$111.66M | $125.14M |
| -应收款变动 | $132.60M | -$52.87M | $35.55M | $11.05M | $138.86M |
| -应付账款及应计费用变动 | $5.64M | $23.80M | $79.25M | -$52.73M | -$44.68M |
| -其他流动资产变动 | -$50.11M | -$14.93M | $3.85M | -$69.99M | $30.96M |
| 投资活动现金流净额 | -$2.55B | -$1.20B | $149.44M | -$1.36B | -$139.61M |
| 持续经营投资活动现金流净额 | -$2.55B | -$1.20B | $149.44M | -$1.36B | -$139.61M |
| 固定资产购置及出售净额 | -$238.35M | -$66.87M | -$61.41M | -$55.70M | -$54.37M |
| 投资购置及出售净额 | $9.86M | -$175.45M | -$26.98M | $142.32M | $69.96M |
| 其他投资变动净额 | -$2.32B | -$955.94M | $237.82M | -$1.45B | -$155.21M |
| 筹资活动现金流 | $2.01B | $865.65M | -$152.63M | $1.19B | $110.09M |
| 持续经营筹资活动现金流净额 | $2.01B | $865.65M | -$152.63M | $1.19B | $110.09M |
| 债务发行及偿还净额 | $2.24B | $928.00M | -$87.30M | $1.23B | $161.85M |
| 普通股发行净额 | $0.00 | $0.00 | $0.00 | – | – |
| 股票期权行使所得 | $158.93M | $16.25M | $38.58M | $9.27M | $94.83M |
| 其他筹资费用净额 | -$386.44M | -$78.60M | -$103.91M | -$57.35M | -$146.59M |
| 期末现金余额 | $2.43B | $2.43B | $2.47B | $2.09B | $2.10B |
| 现金净变动 | $687.24M | -$36.45M | $383.32M | -$4.68M | $345.05M |
| 期初现金余额 | $1.76B | $2.47B | $2.09B | $2.10B | $1.76B |
| 汇率变动影响 | -$10.62M | -$4.81M | -$3.58M | $1.64M | -$3.86M |
| 自由现金流 | $992.63M | $229.29M | $325.10M | $118.03M | $320.21M |
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