Trustco Bank TRST

Robert M. Leonard, Age 62, Executive Vice President of TrustCo and Trustco Bank from 2013 to present, and Chief Operating Officer of TrustCo and Trustco Bank from July 2024 to present. Senior Vice President of TrustCo and Trustco Bank from 2010 to 2013. Secretary of TrustCo and Trustco Bank from 2003 to 2006 and 2009 to 2016. Assistant Secretary of TrustCo and Trustco Bank from 2006 to 2009. Executive Officer of TrustCo and Trustco Bank from 2003 to present. Joined Trustco Bank in 1986. On January 27, 2026, Robert M. Leonard, Executive Vice President and Chief Operating Officer of TrustCo Bank Corp NY, delivered notice to the Company that he intends to retire from his positions with the Company and its subsidiaries, including Trustco Bank, effective December 31, 2026.

Michael M. Ozimek, Age 52, Executive Vice President and Chief Financial Officer, TrustCo and Trustco Bank from 2018 to present. Senior Vice President and Chief Financial Officer of TrustCo and Trustco Bank from 2014 to 2018. Executive Officer of TrustCo and Trustco Bank from 2014 to present. Joined TrustCo and Trustco Bank in 2002.

Kevin M. Curley, Executive Vice President, TrustCo and Trustco Bank from 2018 to present, and Chief Banking Officer of TrustCo and Trustco Bank from July 2024 to present. Senior Vice President of TrustCo and Trustco Bank from 2011 to 2018. Executive Officer of TrustCo and Trustco Bank from 2017 to present. Joined Trustco Bank in 1990.

Michael Hall, Age 61, General Counsel and Corporate Secretary of TrustCo and Trustco Bank from 2018 to present. Vice President and Counsel of TrustCo and Trustco Bank from 2015 to 2018. Assistant Secretary of TrustCo and Trustco Bank for 2016. Executive Officer and Secretary of TrustCo and Trustco Bank from 2017 to present. Attorney with McNamee, Lochner, Titus & William, P.C. from 1992 to 2015. Joined TrustCo and Trustco Bank in 2015.

Brian C. Flynn, Age 75, Director of TrustCo and Trustco Bank from 2016 to present. Consultant and Certified Public Accountant (NY). Former partner of KPMG LLP, a leading professional services firm, where he was employed for approximately 30 years (retired 2010). Mr. Flynn served in KPMG's banking and finance practice area where his specialties included providing tax services to community banks, thrift institutions, and real estate developers and operators. Since his retirement in 2010, he has served as a technical tax consultant to a community bank trade group.

Thomas O. Maggs, Age 81, Director of TrustCo and Trustco Bank from 2005 to present, chair for 2015. Managing Director, Brown & Brown, Inc., an insurance brokerage firm, from January 1, 2026 to present. President, Risk Strategies, Inc., an insurance agency, from 2018 to December 31, 2025. President, Maggs & Associates, The Business Insurance Brokers, Inc., an insurance broker, from 1987 to 2018.

Curtis N. Powell, Age 72, Director of TrustCo and Trustco Bank from 2021 to present. Member, Walker Powell Investments, LLC, an executive and leadership coaching firm, September 2022 to present. Former Vice President for Human Resources and Environmental Health, Safety, and Risk Management at Rensselaer Polytechnic Institute, a private research university from 2000 to 2022. Member, board of directors, St. Peter's Health Partners, from 2011 to 2022.

Lisa M. Lucarelli, Age 62, Director of TrustCo and Trustco Bank from 2017 to present. Private investor. Owner of LMKD Properties, LLC, a property management firm, from 2003 to 2021.

Frank B. Silverman, Age 55, Director TrustCo and Trustco Bank from 2020 to present. Managing member of Vision Development and Management, Inc., a real estate development firm, from 2005 to present. Owner of Silverman Consulting, a small business development firm, from 2005 to present. Executive Director, Martial Arts Industry Association from 2001 to present. Owner of Central Florida Championship Karate from 1991 to present.

Steffani Cotugno, DO, Age 58, Director of TrustCo and Trustco Bank from 2023 to present. Physician, Community Care Physicians, a multispecialty healthcare group, from 1996 to present. School physician for the Shenendehowa Central School District from 1996 to present, the Niskayuna School District from 2015 to present, the North Colonie School District from 2019 to present, and the Cohoes City School District from 2025 to present. Teaching preceptor at Albany Medical College from 1997 to present.

Kimberly A. Russell, Age 57, Director of TrustCo and Trustco Bank from 2020 to present. Chief Executive Officer of Frank Adams Jewelers, Inc. from February 2024 to present, a premier retailer and jewelry design firm. President and Chief Operating Officer of Frank Adams Jewelers, Inc. from 2007 to February 2024. Ms. Russell began her career at Frank Adams Jewelers in 1991.

Anthony J. Marinello, MD, PhD, Age 70, Director of TrustCo and Trustco Bank from 1995 to present, chair for 2013. Vice President MVP Health Care, a not-for-profit health plan, from July 2024 to present. Interim Chief Medical Officer, Emblem Health, a health insurance provider, March 2024 to July 2024. Consultant, Emblem Health, August 2022 to March 2025. Physician, Chief Medical Officer, Capital District Physicians Health Plan, a health insurance provider, January 2020 to July 2022; Vice President, Primary Care Services of Capital District Physicians Health Plan from 2018 to 2019. Previously a physician in private practice.

On September 15, 2026, the Board of Directors appointed Mr. Bryan L. Guentner effective immediately. Bryan L. Guentner is a broker associate with RE/MAX Palm Realty in Sarasota, Florida and is the former owner and Chief Executive Officer of RE/MAX Platinum Realty also in Sarasota, Florida. Mr. Guentner is the former President of Siesta Key Chamber of Commerce and the Osprey-Nokomis Chamber of Commerce. He is also a realtor emeritus with the National Association of Realtors and has been active with numerous other business and community groups. He also served as a member of the Trustco Bank Advisory Board of Directors.

On September 15, 2026, the Board of Directors appointed Ms. Patricia Kieper-Fusco effective immediately. Patricia Kieper-Fusco is the President, Chief Executive Officer, and Owner of Fusco Personnel, Inc. of Latham, New York. Her firm provides staffing, recruiting, and search services. Ms. Kieper-Fusco is also a member of the board of directors of the Capital Region Chamber of Commerce, is a former member of the board of directors of Ronald McDonald Charities of the Capital Region, and she is active in numerous other charitable and business-centered groups. She previously served on the Trustco Bank Advisory Board of Directors.

Robert J. McCormick, Age 62, Director of TrustCo and Trustco Bank from 2005 to present, chair from 2009 to 2010 and 2019 to present. President and Chief Executive Officer of TrustCo from 2004 to present, executive officer of TrustCo from 2001 to present and Chief Executive Officer of Trustco Bank from 2002 to present. Joined Trustco Bank in 1995.

Lauren A. McCormick, Age 36, Vice President and Treasurer of TrustCo and Trustco Bank from December 2025 to present. Assistant Corporate Secretary of TrustCo and Trustco Bank from 2022 to present. Executive Officer of TrustCo and Trustco Bank from December 2025 to present. Assistant Vice President from 2020 to December 2025. Investment Advisor, Trustco Bank Wealth Management Department from 2012 to 2022. Joined Trustco Bank in 2011.