Third Coast Bancshares TCBX

Bart O. Caraway. Mr. Caraway, serves as the Founder, Chairman, President and Chief Executive Officer of the Company and the Bank. Mr. Caraway has been a director of the Company since formation in 2013 and a director of the Bank since its organization in 2008. He is also Chairman, President and Chief Executive Officer and a director of Third Coast Commercial Capital. Mr. Caraway began his career in the early 1990s in banking and public accounting and is a Texas licensed attorney and Certified Public Accountant. Prior to founding the Bank, he served in executive roles at several community banks. Mr. Caraway also created and developed the role of Director of Financial Institution Services for Briggs & Veselka Co. (merged into Crowe LLP) and was responsible for developing the firm's financial institution and consulting practice, including bank audit and attestation services; internal audit services; loan reviews; risk assessments; de novo bank chartering; and consulting for mergers and acquisitions, strategic planning, compliance, and management advisory services. Mr. Caraway was named the 2023 Honoree Most Admired CEO by Houston Business Journal and a 2022 Finalist EY Entrepreneur of the Year. Mr. Caraway graduated from the University of Texas at Austin with a Bachelor of Business Administration degree in Accounting in 1992 and has been a Certified Public Accountant since 1996. Thereafter, he earned a law degree from the University of Houston Law School and has been licensed to practice law since 1999.

R. John McWhorter. Mr. McWhorter has served as Senior Executive Vice President and Chief Financial Officer of the Company and the Bank since January 2021. From April 2015 to January 2021, Mr. McWhorter served as Executive Vice President and Chief Financial Officer of the Company and the Bank. Mr. McWhorter brings over 35 years of banking, bank auditing and public accounting experience to the Company and is a Certified Public Accountant. Prior to joining the Company and the Bank, he was Executive Vice President and Chief Financial Officer at Bank of Houston, a $1 billion bank headquartered in the Greater Houston market, until it was acquired by Independent Bank. Prior to his role with Bank of Houston, Mr. McWhorter was Executive Vice President and Chief Financial Officer of Cadence Bancorp LLC from March 2010 to June 2012. He also served as Senior Vice President and Controller of Amegy Bank from April 1990 to June 2003 and helped take the bank public and grow to over $5 billion in assets. During his career, Mr. McWhorter has helped complete nine acquisitions and several capital offerings and has led numerous cost saving initiatives. Mr. McWhorter graduated from The University of Texas at Austin with a Bachelor of Business Administration in Accounting in 1987. He has served on the Finance Council at Duchesne Academy and Saint Cecilia Catholic Church and has served in other civic organizations.

William (Bill) Bobbora. Mr. Bobbora has served as Executive Vice President and Chief Banking Officer of the Company since February 2023, and Executive Vice President and Chief Banking Officer of the Bank since May 2022. He joined the Bank in October 2021 as Managing Director, Head of Corporate Banking. With over 30 years of corporate finance experience in banking and investing in private companies, Mr. Bobbora's expertise is centered around building middle market corporate banking platforms and supporting the bank's overall growth strategy. Prior to joining the Bank, Mr. Bobbora served as Managing Director at Regions Bank from October 2020 to August 2021, where he led the Houston, South Texas and Louisiana corporate and investment banking activities. Prior to that, Mr. Bobbora was at Cadence Bank from September 2011 to October 2020, where he was part of the team that launched Cadence Bank's middle market banking platform and where he built its chemical and specialty services industry verticals. He was part of the Wachovia corporate banking team and co-founded a Houston office for KeyBank Capital Markets. Mr. Bobbora began his career in banking with Texas Commerce Bank (a predecessor to JPMorgan Chase). He spends his time outside of the Company giving back to students of the Wolff Center for Entrepreneurship and the Commercial Banking program at the University of Houston. He also serves on the Bauer Business School Advisory Board and the Commercial Banking Advisory Board at the University of Houston. Mr. Bobbora is a graduate of the University of Nebraska and received his Master of Business Administration from The University of Texas at Austin.

Ms. Bailey, has been a director of the Company and the Bank since 2020. Ms. Bailey's career began in the early 1990s and includes combined industry and consulting experience in assisting large multinational companies with complex federal, state and international income tax compliance, accounting and tax department operational and technology issues. She was a partner in tax services at Ernst & Young from 2007 until her retirement in 2019, and has served in various roles including America's Digital Tax Administration Services Leader and the US Business Tax Compliance Leader. Prior to Ernst & Young, she was the Director of Income Tax Reporting and Accounting for Continental Airlines and Director of Income Tax Reporting and Accounting for GE Capital. Ms. Bailey formerly served as an adjunct professor at the University of Houston, where she taught business courses to undergraduate students in the Wolff Center for Entrepreneurship. Ms. Bailey holds a Certified Public Accountant certification in the State of Texas and a Bachelor of Science in Accountancy from Wright State University in Fairborn, Ohio. Ms. Bailey's accounting and management experience qualify her to serve on our board of directors.

Mr. Stunja, has served as a director of the Company since 2013 and a director of the Bank since 2008. From August 2016 to December 2019, Mr. Stunja served as Business Development Officer of the Bank. From June 2010 to January 2016, Mr. Stunja also served as director and Treasurer of the San Jacinto River Authority. He retired from Friendswood Development Company in 2012 after 34 years of service and numerous assignments leading up to his role as past president of Friendswood Development Company. Friendswood Development Company, a Lennar Company, was previously a subsidiary of Exxon and developed the Kingwood community. Mr. Stunja and his wife, Tracy, co-owned and operated RE/MAX Associates Northeast, one of the largest real estate agencies in Houston, from 1998 to 2010. He has also been intimately involved in the community. He has served on: the Lake Houston Area (formerly, Humble Area) Chamber of Commerce Board from 1993 to 2012, the Board of the Lake Houston YMCA from 1996 to 2002, Director of the Kingwood Super Neighborhood Council from 2002 to 2012, and The Clubs of Kingwood Board of Governors from 2003 to 2005. Mr. Stunja is also the co-founder and former chairman of the Lake Houston Tax Increment Reinvestment Zone. He has also participated in numerous community advisory committees and philanthropic initiatives. Mr. Stunja earned a Bachelor of Science in Industrial Engineering, as well as a Master of Business Administration, from Pennsylvania State University.

Mr. Swinbank, has been a director of the Company and the Bank since 2020. Prior to becoming a director of the Company and the Bank, Mr. Swinbank served as a board member of Heritage Bancorp, Inc. and Heritage Bank from 2017 until the consummation of our merger with Heritage Bancorp, Inc. Mr. Swinbank is a partner at Sprint Transport, and actively manages all of the Sprint Companies. Sprint focuses on industrial service companies along the Texas and Louisiana Gulf Coast. Mr. Swinbank is a 2003 graduate of Texas A&M University with a Bachelor of Business Administration in Finance, and lifelong Houstonian.

Mr. Glander, has been a director of the Company since 2013 and a director of the Bank since 2008. He is a partner with Nava & Glander, PLLC and practices primarily in the area of business litigation. He has been a member of the law firm since 2012 and has also served as President of the firm since that time. Mr. Glander has been recognized as a Texas Monthly Magazine Rising Star, the SA Longhorns Club and Texas Exes' Longhorn of the Year, and a Texas Monthly Magazine Super Lawyer. He has also been recognized as a Top Attorney in Texas by Texas Monthly and a Top Lawyer by S.A. Scene and is a recipient of AT&T's In the Trenches award, Brown & Brown's Peacemaker award, and the Longhorn Foundation's Excellence in Leadership award. Mr. Glander obtained a Bachelor of Business Administration from The University of Texas at Austin and a Doctor of Jurisprudence (J.D.) from St. Mary's University School of Law. Mr. Glander is a member of the Million Dollar Advocates Forum, Association of Trial Lawyers of America, State Bar of Texas, Texas Association of Defense Counsel, and San Antonio Bar Association. He is a Fellow of the Texas Bar Foundation. He has served on the board of directors for the Texas Association of Defense Counsel and Texas Exes and chaired their Chapter Advisory Board. He was a director of the San Antonio Texas Exes and is a Past-President of the Chapter. He was a director of the San Antonio Longhorn Foundation and is the Past-President of that organization.

Dr. Basaldua, is the Company's Lead Independent Director and has been a director of the Company since 2013 and a director of the Bank since 2008. He has been a licensed medical doctor since 1981. Dr. Basaldua is an active leader in numerous medical related endeavors. He is the founder and president of Vytalus Medical Group, PLLC, a physician group in Kingwood, Texas. He was the co-founder of Kingwood Plaza Hospital (now Kingwood Medical Center Hospital). Dr. Basaldua organized and led the creation of Methodist Medical Group, PLLC (in partnership with the Methodist Hospital at the Texas Medical Center) and served as Chief Executive Officer of Methodist Health Services, LLC. He is also the President of several other organizations, including Pinnacle Executive Services, LLC. Moreover, Dr. Basaldua serves as Chairman of the Board of Memorial Hermann Health Care Collaborative, dba, Unity Health Partners. Dr. Basaldua is also an active civic leader. He has served on the Board of Trustees of the North Harris Montgomery Community College District. He has also served on the Texas Higher Education Coordinating Board and the Texas Strategic Economic Planning Commission. Dr. Basaldua was the founder of the Northeast Harris County Division of the American Heart Association and has also served on or been a member of numerous other civic organizations. Dr. Basaldua holds a medical degree from the University of Texas Health Science Center at San Antonio. He also holds a Bachelor of Arts in Biology from Trinity University and an Associate's Degree from San Antonio College.

Mr. Bonnen, has been a director of the Company and the Bank since 2020. Mr. Bonnen has many years of experience as a proven successful banker and founded Heritage Bank in 2008 where he served as President, Chairman, and Chief Executive Officer until the consummation of our merger with Heritage Bancorp, Inc. Mr. Bonnen has also served as President, Business Strategy of R&K Distributors, a beverage distributor. He currently is the founding partner of Second Floor Strategies, a corporate strategic consulting firm. Prior to founding Heritage Bank, he held executive positions with First Community Bank, Wells Fargo Bank, and Moody National Bank. In addition, Mr. Bonnen served as the State Representative for House District 25 in the Texas Legislature from 1997 to 2021 and served as the Speaker of the Texas House of Representatives from January 2019 to January 2021. Prior to becoming Speaker of the House, Mr. Bonnen was appointed as Speaker Pro Tempore for three consecutive sessions and chaired a number of committees focused on economic development, tax policy, insurance, education and many others. In 2009, he was named one of the top 40 Houston business leaders under the age of 40 by the Houston Business Journal. Mr. Bonnen dedicates his time to several business and charitable organization boards throughout Texas. He is a graduate of St. Edwards University.

Dr. Bonnen, has served as a director of the Company since 2025, an advisory director of the Company since 2023 and a director of the Bank since 2020. Dr. Bonnen has lived along the Texas Gulf Coast his entire life. After graduating from Texas A&M, Dr. Bonnen attended medical school at UTMB where he also completed his residency in neurosurgery and served as an assistant professor before founding the Texas Brain and Spine Center. Dr. Bonnen serves as President of the Board of Directors for the Medical Strategic Network, a faith-based coalition of healthcare professionals. Dr. Bonnen has worked for numerous other church and charitable organizations, donating his time and skills as a doctor to overseas missions in Haiti, Cuba, Mexico and the Philippines. Dr. Bonnen co-founded Houston Physician's Hospital in 2003 along with his partners and has served as Chairman of the Board since 2006. The hospital now employs nearly over 300 full-time staff serving the Southeast Texas Gulf Coast community. Since 2013, Dr. Bonnen has been a member of the Texas House of Representatives and Chairman of the Appropriations Committee since 2021.

Mary Stich. Ms. Stich, has served as a director of the Company since 2025, an advisory director of the Company since 2023 and a director of the Bank since 2024. She is a business lawyer who began her career in the 1980s. She has served as an executive, C-suite advisor, and deputy general counsel for public and private companies across all business functions in multiple legal practice areas including commercial disputes, HR and employment law, executive agreements, risk management, insurance and compliance, intellectual property, data protection and privacy. She is former vice-president and deputy general counsel at Rackspace Technology (RXT), a multi-cloud technology solutions company headquartered in San Antonio, Texas, where she led a global team. Ms. Stich is a former shareholder and partner at the commercial law firm Cox & Smith Incorporated (now Dykema) and former chief litigation and employment counsel at iHeart Media. She is currently in private practice and is licensed to practice law in the State of Texas and before the U.S Supreme Court. Ms. Stich obtained a Bachelor of Arts degree from St. Mary's University and a Doctor of Jurisprudence (J.D.) from St. Mary's University School of Law. She graduated with academic honors. Ms. Stich is a recognized community leader and contributor. She received the Ethical Life Award from the Association of Corporate Counsel and the President's Award from the San Antonio Bar Association. She is a recipient of the Belva Lockwood Outstanding Lawyer Award from the Bexar County Women's Bar Association. Ms. Stich was awarded a Women's Leadership Award and Outstanding Lawyer Award from the San Antonio Business Journal. She is on the board of directors of Goodwill Industries of San Antonio where she chairs the Mission Committee and served on the selection committee for the CEO. She provides pro bono legal services as a volunteer for the San Antonio Legal Services Association where she has also served as an officer and director of the board. She is on the Board of Trustees of St. Mary's University and is a former member of the Board of Visitors for St. Mary's University School of Law where she previously served as an Associate Dean. In 2024, Ms. Stich completed the Bank Director Director's Certification program. She is a former board member and past president of the Association of Corporate Counsel - South Texas. She is a founding member and former president of the Bexar County Women's Bar Association. She is a former treasurer of the San Antonio Bar Association.

Mr. Phelps, has been a director of the Company since 2023 and a director of the Bank since 2022. Prior to joining the Bank's board of directors, Mr. Phelps led the Business Advisory practice of Briggs & Veselka Company from 2004 until his retirement at the end of 2020 in providing internal audit, SOX compliance, accounting support, efficiency analysis, and policy and procedure development services to various industries. During this time, he also led the financial institution practice for the firm providing internal audit, regulatory compliance, SOX compliance, information technology, and loan review consulting services for over 50 financial institutions ranging in size from small community banks to institutions in excess of several billion in assets. Prior to Briggs & Veselka, Mr. Phelps spent five years as a Senior Manager at Grant Thornton (Houston) where he started their consulting practice. The practice included providing advisory services for banks nationally as well as internal audit and Sarbanes Oxley consulting to clients of various industries. He also spent 10 years as the Director of Internal Audit and Risk Management at a public bank. He is a Certified Public Accountant in the state of Texas and past member of the Texas Society of Certified Public Accountants (TSCPA), the American Institute of Certified Public Accountants (AICPA) and the Institute of Internal Auditors (IIA). He served as a Director on the University of Houston Accounting Advisory Board for 10 years. Mr. Phelps earned a Bachelor of Science in Accounting from the University of Houston.

Ms. Eisenhart, has served as a director of the Company since 2025 and an advisory director of the Company and a director of the Bank since 2024. She is a prominent figure in the world of strategic investments, having most recently served as part of the leadership team for the Bill & Melinda Gates Foundation's $2.5 billion Strategic Investment Fund. She spearheaded the foundation's global fintech investment initiatives across Africa, Asia, and the United States. Prior to this, Ms. Eisenhart was the head strategic advisor to Melinda French Gates, Co-Chair of the Gates Foundation. Before joining the Gates Foundation, Ms. Eisenhart made significant contributions to the fintech industry through her corporate strategy role at T-Mobile, where she developed a fintech joint venture. Her career also includes a tenure as a retail banking Vice President at Washington Mutual (now part of JP Morgan Chase), where she designed innovative customer banking and payment products. Additionally, she has led technology management initiatives for various clients during her time at Accenture. Ms. Eisenhart is a director and the Chair of the Audit Committee of Launch Two Acquisition Corp. She also served as a director of FTAC Olympus Acquisition Corp. from August 2020 to June 2021 and a director of Global Health Investment Fund from April 2020 to March 2021. Ms. Eisenhart's academic background is equally impressive: she holds a Bachelor of Science degree in Foreign Service from Georgetown University and an MBA from Yale University. Born in Texas to first-generation immigrants, Ms. Eisenhart now resides in Washington with her husband and two children.

Tony Scavuzzo. Mr. Scavuzzo, has been a director of the Company and the Bank since 2022. Mr. Scavuzzo is a Managing Principal of Castle Creek, an alternative asset management firm focused on the community banking industry, and joined the firm in 2009. He sits on the Investment Committee for the Castle Creek funds and is on the board of directors at several portfolio companies including Blue Ridge Bankshares, Pathfinder Bancorp, McGregor Bancshares, Texas Community Bancshares, Central Payments LLC, and Marstone, Inc. His previous board experience includes over a dozen other companies, including Enterprise Financial Services Corp and Guaranty Federal Bancshares. He also serves on various board committees regarding governance, compensation, risk, and asset/liability management. Mr. Scavuzzo is also a member of the Investment Committee for Castle Creek Launchpad Fund I, a venture capital fund focused on the intersection of Fintech and Community Banking. Prior to joining Castle Creek, Mr. Scavuzzo worked in an operating role for the Chief Executive Officer at MB Financial Bank in Chicago where he was responsible for evaluation of merger and acquisition opportunities and capital investment strategy. He also held positions in various departments including corporate treasury, asset/liability management, wealth management, and credit analysis. Mr. Scavuzzo is currently a member of the Board of Trustees for the Dallas Police and Fire Pension System and a member of the CFA Society of Dallas/Fort Worth. He is also a member of The Dallas Petroleum Club. He was formerly Treasurer and a member of the board of directors for the CFA Society of San Diego and past Chairman of the Finance Committee for the CFA Society of Chicago. Mr. Scavuzzo received his Master of Business Administration from the University of Chicago Booth School of Business and graduated with a Bachelor of Business Administration in Finance from the University of Iowa. He is also a CFA Charter holder.

Ms. Eber has served as Executive Vice President and Chief Legal Officer of the Company and the Bank since March 2024. Previously she served as Senior Legal Counsel & Chief of Staff of the Bank since January 2023. Ms. Eber provides comprehensive legal support to Third Coast across various domains, including transactional and commercial affairs, payments law, privacy law, corporate governance, employment law, litigation, and regulatory and compliance matters. She also serves as Corporate Secretary. Prior to joining the Bank, she accumulated seven years of experience at FIS Global, where she served as a senior member of the Regulatory & Compliance Legal Department. In this role, she provided support to corporate risk and compliance leadership, focusing on high-risk vertical businesses within the Merchant Solutions segment. Over the last two years, Ms. Eber dedicated her expertise to advising FIS/Worldpay on digital asset-related endeavors in her capacity as Head Regulatory Counsel for the Cryptocurrency, Digital Assets, and Web3 business unit. Ms. Eber's diverse skill set encompasses supporting domestic and international regulatory and compliance matters, utilizing her proficiency in money movement and payments regulation to aid FIS' money transmission subsidiary and other enterprise payments ventures subject to stringent regulations. She provided counsel to the Corporate Privacy Office and internal investigation units on both domestic and international privacy issues. She also held the position of Head Banking Regulatory Counsel for FIS' Banking Solutions division, specializing in federal bank regulations, product compliance, and regulatory examinations. Furthermore, she offered guidance to the Trade Sanctions & Export compliance teams and senior executive management on global trade sanctions, anti-money laundering regulations and the legal implications of the Russian-Ukrainian conflict affecting FIS. Prior to her tenure at FIS in 2016, Ms. Eber was employed in Washington, D.C. for the federal government. Ms. Eber is an alumna of both George Mason University's Antonin Scalia Law School and the University of Florida. She holds membership in the Virginia Bar.

Ms. Rau has served as Executive Vice President and Chief Risk Officer of the Company since February 2026 and Executive Vice President and Chief Risk Officer of the Bank since January 2026. Prior to joining the Bank, Ms. Rau served as Managing Director of FTI Consulting, a business consulting firm, from July 2025 to January 2026 and as Managing Director of Mitchell Sandler PLLC, a financial services law firm, from January 2025 to July 2025. She served as the Chief Compliance Officer at Independent Financial Bank from April 2022 to January 2025 and at Texas Capital Bank from June 2019 to April 2022. She brings deep subject-matter expertise in regulatory compliance, including Bank Secrecy Act/Anti-money Laundering (BSA/AML), sanctions and counter-terrorist financing (CFT), consumer compliance, and Compliance Management Systems. In addition to her experience in banking, Ms. Rau has significant experience with payments companies, including money services businesses (MSB's). She spent over 15 years working with Western Union and MoneyGram as the Head of the Global BSA/AML Program Office, where she partnered with teams and regulators in the US and across the globe. Ms. Rau began her career as an auditor at the Federal Reserve Bank. She received her undergraduate degree (B.A.) from the University of Minnesota in Minneapolis, Minnesota, and went on to receive her M.B.A from Regis University in Denver, Colorado. Ms. Rau is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Regulatory Compliance Manager (CRCM). She has been an active member of the ACAMS North Texas Chapter Board since 2013, and serves in a leadership role for the National Charity League.

Mr. Peacock has served as Executive Vice President and Chief Retail Officer of the Company since February 2023 and Executive Vice President and Chief Retail Officer of the Bank since February 2021. Mr. Peacock oversees the Bank's retail branch network, retail strategy, and other bank functions. Prior to joining the Bank, Mr. Peacock was the owner and President of Peacock Investment Group, Inc., a home healthcare business in Sarasota, Florida. He has over 33 years of banking experience with 25 years of experience in Retail Banking. Early in his career he served as the Chief Financial Officer of a $6 billion bank in Miami, Florida. Mr. Peacock previously ran multiple markets in Florida for Huntington National Bank and BMO Harris Bank and formed a fast-growing start-up bank in Orlando. His experience includes managing over 1,200 employees across 141 branches in six markets while leading various lines of businesses including Small Business Banking, Consumer Lending, Mortgage, Investments, Marketing, Sales & Service, Training, and Operations. He is a graduate of Florida State University with a degree in Finance, B.S., 1987.

Ms. Spaulding has served as Senior Executive Vice President and Chief Credit Officer of the Company since February 2023 and Senior Executive Vice President and Chief Credit Officer of the Bank since January 2021. From June 2015 to January 2021, Ms. Spaulding served as Executive Vice President and Chief Credit Officer of the Bank. Ms. Spaulding is responsible for the Credit Administration Department, which includes problem loan workout, loan monitoring, loan analytics and credit underwriting. She is also responsible for the allowance for credit losses analysis and Credit Policy. Ms. Spaulding is Chairperson of the Officers' Loan Committee and the Special Assets Committee, as well as a voting member of the Directors' Loan Committee. Ms. Spaulding brings over 35 years of banking and bank regulatory experience to the Company. Prior to joining the Bank, she was employed at LegacyTexas Bank, a bank headquartered in the Dallas-Fort Worth market that had $6.5 billion in assets at the time of Ms. Spaulding's departure. During her tenure there, Ms. Spaulding served as Senior Vice President and Credit Officer for four years, and then Executive Vice President and Chief Credit Officer for nine years, before being named the Director of Credit Risk Management. Prior to her role with LegacyTexas Bank, Ms. Spaulding was a Senior and Commissioned Bank Examiner with the Federal Reserve Bank of Dallas from 1989 to 2000. Ms. Spaulding graduated from Texas Tech University in 1986 with a Bachelor of Business Administration in Finance.

Mr. Clint Greenleaf was appointed upon the consummation of the merger, effective February 1, 2026. He has founded Moonshot, HomePlate Peanut Butter, Tree Neutral, Bambino Balls and Pigs and Bricks, LLC. He also blogs for Inc.com and CNN Money. Clint is a regular guest host on Fox Business Network and has been featured in The Wall Street Journal, Inc. magazine, Fox, CNBC, CNN, MSNBC, Money magazine, Men's Health, Forbes and Entrepreneur, among others.