PaySign PAYS
$14.69 +$0.37 (+2.58%)
Market closed · Nov 6, 8:20 pm ET · Last extended-hours $14.80 +0.75%
Open$14.51
Prev close$14.32
Day range$14.41 – $14.96
Volume698.0K
Market cap$829.43M
P/E (TTM)56.5
Dividend yield–
Fundamentals
Latest reported quarter: Q2, ended Jun 2026
Revenue$28.25M+48.1% YoY
Operating profit$7.01M+387.7% YoY
Net profit$6.76M+386.9% YoY
Diluted EPS$0.11+450.0% YoY
Free cash flow-$147,450.00-108.1% YoY
Operating cash flow$1.30M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Gross margin61.0%
Operating margin17.0%
Net margin15.7%
Return on equity30.8%
Return on assets6.2%
Return on invested capital24.2%
Current ratio1.14
Liabilities / assets81.0%
Cash & investments$27.37M
Total debt$4.82M
Net cash (debt)$22.55M
Free cash flow / sales67.1%
Income statement
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Revenue as Reported | $28.25M | $28.04M | $82.03M | $22.76M | $21.60M |
| Total Operating Revenue | $28.25M | $28.04M | $82.03M | $22.76M | $21.60M |
| Cost of Revenue | $10.36M | $9.82M | $33.31M | $9.63M | $9.45M |
| Gross Profit | $17.90M | $18.22M | $48.72M | $13.12M | $12.15M |
| Operating Expense | $10.89M | $11.55M | $41.35M | $11.27M | $10.57M |
| Selling and Admin Expenses | $8.55M | $8.91M | $33.04M | $9.06M | $8.38M |
| Depreciation & Amortization & Depletion | $2.34M | $2.64M | $8.32M | $2.21M | $2.19M |
| -Depreciation & Amortization | $2.34M | $2.64M | $8.32M | $2.21M | $2.19M |
| Operating Profit | $7.01M | $6.67M | $7.36M | $1.85M | $1.58M |
| Net Non-Operating Interest Income (Expense) | $894,203.00 | $800,863.00 | $2.67M | $639,391.00 | $663,666.00 |
| Non-Operating Interest Income | $894,203.00 | $800,863.00 | $2.67M | $639,391.00 | $663,666.00 |
| Pretax Profit | $7.91M | $7.47M | $10.03M | $2.49M | $2.25M |
| Tax | $1.15M | $2.03M | $2.48M | $1.13M | $30,482.00 |
| Net Profit | $6.76M | $5.44M | $7.55M | $1.36M | $2.22M |
| Profit from Continuing Operations | $6.76M | $5.44M | $7.55M | $1.36M | $2.22M |
| Net Income to Parent Company | $6.76M | $5.44M | $7.55M | $1.36M | $2.22M |
| Net Income to Common Stockholders | $6.76M | $5.44M | $7.55M | $1.36M | $2.22M |
| Basic EPS | $0.12 | $0.10 | $0.14 | $0.02 | $0.04 |
| Diluted EPS | $0.11 | $0.09 | $0.13 | $0.02 | $0.04 |
Balance sheet
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $316.99M | $312.73M | $276.25M | $276.25M | $209.51M |
| Total Current Assets | $283.03M | $277.35M | $240.06M | $240.06M | $171.30M |
| Cash and Cash Equivalents & Short-Term Investments | $27.37M | $20.55M | $21.07M | $21.07M | $7.53M |
| -Cash and Cash Equivalents | $27.37M | $20.55M | $21.07M | $21.07M | $7.53M |
| Receivables | $103.51M | $94.59M | $73.12M | $73.12M | $50.30M |
| -Accounts Receivable | $103.17M | $94.25M | $72.19M | $72.19M | $49.64M |
| -Other Receivables | $345,228.00 | $345,228.00 | $926,529.00 | $926,529.00 | $651,294.00 |
| Restricted Cash | $149.11M | $158.95M | $143.92M | $143.92M | $111.02M |
| Other Current Assets | $3.03M | $3.27M | $1.95M | $1.95M | $2.46M |
| Total Non-Current Assets | $33.96M | $35.37M | $36.20M | $36.20M | $38.21M |
| Net PPE | $7.26M | $7.53M | $7.63M | $7.63M | $7.39M |
| -Gross PPE | $10.85M | $10.95M | $10.89M | $10.89M | $10.51M |
| -Accumulated Depreciation | -$3.58M | -$3.42M | -$3.26M | -$3.26M | -$3.12M |
| Goodwill and Other Intangible Assets | $25.33M | $26.16M | $26.83M | $26.83M | $27.83M |
| -Goodwill | $4.49M | $4.49M | $4.49M | $4.49M | $4.49M |
| -Other Intangible Assets | $20.84M | $21.68M | $22.35M | $22.35M | $23.34M |
| Non-Current Deferred Assets | $1.38M | $1.68M | $1.73M | $1.73M | $2.99M |
| Total Liabilities | $256.83M | $257.71M | $227.76M | $227.76M | $163.75M |
| Total Current Liabilities | $248.45M | $248.11M | $216.35M | $216.35M | $152.12M |
| Short-Term Debt and Capital Lease Obligation | $890,846.00 | $871,495.00 | $751,503.00 | $751,503.00 | $583,773.00 |
| -Current Capital Lease Obligation | $890,846.00 | $871,495.00 | $751,503.00 | $751,503.00 | $583,773.00 |
| Current Deferred Liabilities | $148.20M | $158.11M | $143.19M | $143.19M | $110.36M |
| Other Current Liabilities | $1.69M | $1.59M | $1.86M | $1.86M | $1.73M |
| Total Non-Current Liabilities | $8.38M | $9.60M | $11.41M | $11.41M | $11.64M |
| Long Term Debt and Capital Lease Obligation | $4.82M | $5.05M | $5.27M | $5.27M | $5.50M |
| -Long Term Capital Lease Obligation | $4.82M | $5.05M | $5.27M | $5.27M | $5.50M |
| Other Non-Current Liabilities | $3.56M | $4.55M | $6.14M | $6.14M | $6.14M |
| Total Equity | $60.16M | $55.01M | $48.49M | $48.49M | $45.76M |
| Stockholders' Equity | $60.16M | $55.01M | $48.49M | $48.49M | $45.76M |
| Capital Stock | $57,902.00 | $56,733.00 | $56,022.00 | $56,022.00 | $55,978.00 |
| -Common Stock | $57,902.00 | $56,733.00 | $56,022.00 | $56,022.00 | $55,978.00 |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $38.16M | $36.79M | $35.50M | $35.50M | $34.13M |
| Retained Earnings | $27.28M | $20.52M | $15.08M | $15.08M | $13.72M |
| Less: Treasury Stock | $5.34M | $2.35M | $2.15M | $2.15M | $2.15M |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $1.30M | $18.79M | $52.45M | $48.09M | $6.75M |
| Net cash flow from continuing operations | $1.30M | $18.79M | $52.45M | $48.09M | $6.75M |
| Net Income from Continuing Operations | $6.76M | $5.44M | $7.55M | $1.36M | $2.22M |
| Depreciation & Depletion & Amortization | $2.34M | $2.64M | $8.32M | $2.21M | $2.19M |
| Deferred Tax | $301,262.00 | $57,865.00 | $2.27M | $1.25M | $337,955.00 |
| Other Non-Cash Items | -$780,736.00 | $206,765.00 | $591,786.00 | $206,257.00 | $165,692.00 |
| Change in Working Capital | -$8.57M | $9.16M | $29.46M | $41.69M | $577,654.00 |
| -Change in Receivables | -$8.92M | -$21.48M | -$38.87M | -$22.82M | -$7.91M |
| -Change in Prepaid Assets | $234,888.00 | -$1.31M | $294,212.00 | $502,343.00 | -$43,808.00 |
| -Change in Payables and Accrued Expense | $10.24M | $17.13M | $36.61M | $31.24M | $96,000.00 |
| -Change in Other Current Liabilities | -$209,777.00 | -$105,320.00 | -$431,089.00 | -$53,832.00 | -$170,903.00 |
| -Change In Other Working Capital | -$9.92M | $14.92M | $31.86M | $32.83M | $8.61M |
| Net cash flow from investing | -$1.44M | -$2.08M | -$10.09M | -$1.66M | -$2.18M |
| Net Cash Flow from Continuing Investing Activities | -$1.44M | -$2.08M | -$10.09M | -$1.66M | -$2.18M |
| Capital Expenditure | -$1.33M | -$1.41M | -$6.80M | -$1.07M | -$1.67M |
| Net PPE Purchase and Sale | -$103,222.00 | -$266,465.00 | -$1.21M | -$590,579.00 | -$453,556.00 |
| Net Intangibles Purchase and Sale | -$7,246.00 | -$400,000.00 | -$83,401.00 | $1.00 | -$62,727.00 |
| Net Business Purchase and Sale | $0.00 | $0.00 | -$2.00M | $0.00 | $0.00 |
| Financing Cash Flow | -$2.87M | -$2.20M | $284,868.00 | $0.00 | $69,120.00 |
| Net Cash Flow from Continuing Financing Activities | -$2.87M | -$2.20M | $284,868.00 | $0.00 | $69,120.00 |
| Net Common Stock Issuance | $199,677.00 | -$199,677.00 | -$375,786.00 | $0.00 | $0.00 |
| Net Other Financing Charges | -$3.19M | -$2.00M | – | – | – |
| Ending Cash Balance | $176.48M | $179.50M | $164.98M | $164.98M | $118.55M |
| Net Change in Cash | -$3.01M | $14.51M | $42.64M | $46.43M | $4.64M |
| Beginning Cash Balance | $179.50M | $164.98M | $122.34M | $118.55M | $113.91M |
| Free Cash Flow | -$147,450.00 | $16.71M | $44.36M | $46.43M | $4.57M |
| Proceeds from Stock Option Exercised | – | – | $660,654.00 | $0.00 | $69,120.00 |
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