NatWest NWG

Paul Thwaite has appointed as Group Chief Executive Director & Executive Director with effect from 25th July 2023. Paul has also been appointed as Chief Executive of NatWest Holdings Limited, The Royal Bank of Scotland plc and National Westminster Bank Plc, with effect from 25 July 2023. Paul holds a number of Financial Services advisory and non-exective roles and is a member of the Whitehall Industry Group and the UK Government's Business Finance Council. He previously served as a director of Motability Operations Group plc from 30 September 2016 to 1 March 2021.

Rick is a highly experienced chair who combines a successful commercial career with a deep knowledge of financial services markets and technology, as well as a strong track record of delivery at significant customer-facing organisations. He has served as Chair of Mastercard Inc, Ocado Group plc, Arc International Holdings, Centrica plc and Network Rail Limited, and was a partner at Star Capital. Rick’s past non-executive directorships include Globant S.A., Cookson plc, Lafarge S.A., Land Securities plc and ICI plc. Rick’s chair experience extends to SMEs across industry sectors, including a fintech company, an industrial AI company, and a sustainability consultancy. Rick has been responsible for several high-profile business transformations and rescues, including as CEO of Invensys. Rick also led the Haythornthwaite Review of UK Armed Forces Incentivisation. Rick is currently Chair of AA Limited, Senior advisory partner at Moelis & Co. and Visiting Fellow at the Saïd Business School, University of Oxford.

Patrick was the Chief Financial Officer and a member of the Executive Board of ING Group for over eight years until May 2017. Prior to that, he worked for HSBC for 20 years. Patrick is a Fellow of Chartered Accountants Ireland. His current external appointments include non-executive director and Senior Independent Director of Aviva plc.

Stuart Lewis has been appointed to the board as non-executive director with effect from 01 April 2023. Stuart Lewis served 10 years on the Management Board of Deutsche Bank as Chief Risk Officer, retiring in May 2022. Since joining Deutsche Bank in 1996, he held senior roles including Deputy Chief Risk Officer, Global Chief Credit Officer and Chief Credit Officer for Asia Pacific. He was previously Head of European Credit Risk Management at Credit Suisse Financial Products. In 2013, Stuart was elected to the Global Association of Risk Professionals (GARP) Board of Trustees. He was also a Member of the Foundation Board of the International Financial Risk Institute (IFRI) and served as Chair from 2016 to 2018. Stuart is a visiting Professor in Practice in the Finance Department of the London School of Economics (LSE). Stuart attended the University of Dundee where he obtained an LLB (Hons). He also holds a LLM (Merit) from the London School of Economics and took the Law Society finals examinations at the College of Law, Guildford. Stuart Lewis, non-executive director of NatWest Group PLC, has been appointed an Independent Non-executive Director of Singapore Exchange Ltd with effect from 10 October 2024.

Geeta brings substantial financial and banking expertise to the Board gained through her business leadership and management roles spanning commercial and retail financial services in the UK and internationally, as well as social investment and community development. She has a strong track record as a non-executive director, having served on boards across a variety of industries including Virgin Money UK plc, Dechra Pharmaceuticals Ltd, Ultra Electronics Plc, WiZink Bank S.A. and Vocalink. Geeta is also a Qualified Chartered Accountant of the Chartered Accountants Institute, India. Geeta is currently non-executive director of Intrum AB; Senior Independent Director of Funding Circle Holdings plc and Auto Trader Group plc; and Trustee at The Old Vic Theatre.

Roisin brings extensive customer, marketing and branding experience to the Board as a result of her long executive career at Procter & Gamble where she was most recently Chief Marketing Officer for Procter & Gamble Northern Europe. She has a strong background in digital transformation and data and has significant experience of developing ESG strategies at board level. Roisin has previously served on several listed company boards, including HomeServe plc, Just Eat plc, Holland and Barrett Limited, and Bourne Leisure Limited. Roisin is NatWest Group’s Consumer Duty Board Champion, and Chair of the NatWest Group Colleague Advisory Panel, which provides a valuable link to colleague and customer issues. Roisin is currently non-executive director of Premier Foods plc and of The Sage Group plc; non-executive advisor of the Internet Advertising Bureau; member of the Digital Advisory Board, Coca-Cola Europacific Partners plc; and a Trustee of The British Heart Foundation.

Gill has over 25 years’ of executive experience in the consumer technology and media sectors having worked at Ofcom, Google, Channel 4 and the BBC. She is a Visiting Policy Fellow at the University of Oxford’s Internet Institute. Her board experience spans FTSE 50 companies, public bodies, and sport. Gill is a fellow of the Institute of Chartered Accountants of England and Wales. She has served as a non-executive director of the Financial Ombudsman Service and Camelot. She also previously served as Google UK’s Senior Director of Client Solutions & Analytics. She has also worked in media at Channel 4 and the BBC in a variety of data and technology-driven leadership roles. Gill is currently a non-executive director of Informa PLC and the British Olympic Association. She is also Chair of the Women’s Rugby World Cup 2025.

Josh Critchley will be appointed to the board as non-executive director with effect from 03 November 2025. Josh is a former Vice Chair of Global Investment Banking at the Royal Bank of Canada, and prior to joining RBC in 2009, held senior roles at Goldman Sachs and Merrill Lynch. Josh currently serves as Trustee and Investment Committee Chair at Great Ormond Street Hospital Children's Charity and is an Honorary Senior Visiting Fellow at Bayes Business School, City St. George's, University of London.

Erminia Johannson has been appointed to the board as non-executive director with effect from 01st July 2026. Ernie is a former member of the Executive Committee of the Bank of Montreal, where she most recently served as Group Head of North American Personal and Business Banking, serving approximately 10 million customers across Canada and the United States. She joined BMO in 2012 and held a number of senior leadership roles, including Chief Risk Officer for Canadian Personal and Commercial Banking and North American Personal and Business Banking. Following the end of her executive tenure, Ernie briefly served BMO in an advisory capacity as Senior Advisor for the company's North American Personal & Business Banking. Prior to BMO, she held senior roles at Fidelity Investments and CIBC. She also previously served as Chair of the Canadian Bankers Association and held board positions with the U.S. Consumer Bankers Association, Payments Canada and Moneris Solutions Corporation. She has received industry recognition including being named one of American Banker's Most Powerful Women in Banking for six consecutive years from 2019. She has also been recognized for her leadership in the financial services industry by Forbes and Women Inc.

Albert Hitchcock has been appointed to the board as non-executive director with effect from 16th February 2026. Albert Hitchcock is a highly experienced executive, non-executive director and portfolio advisor. Albert spent a 35-year career in the technology industry and originally worked for BAE Systems and Racal Electronics, in a variety of engineering and product development roles. In 1993 he joined the Canadian telecommunications equipment provider Nortel Networks as a senior engineer and was subsequently promoted through the organisation to become Global CIO in 2002. In January 2007 after 14 years at Nortel Albert joined Vodafone and was appointed into the role of Vodafone Group Chief Information Officer. Albert joined Pearson, the international publishing conglomerate in 2014. He led the 'digital change' at Pearson from a traditional print-based publisher to the global leader in digital learning. Between December 2018 and September 2025, Albert was a non-executive director of Nationwide Building Society. Since leaving Pearson in 2022, Albert has established a portfolio career and now advises the executive teams of Hitachi, Syniti and several technology startups. Albert is a Fellow of the Institute of Engineering and Technology and a Chartered Engineer.