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Navient NAVI

US equityMarket cap rank #3361Credit Services
$9.04 +$0.11 (+1.23%)
Pre-market · Oct 8, 8:10 am ET · After hours $9.04 0.00%
Open$8.86
Prev close$8.93
Day range$8.82 – $9.17
Volume1.68M
Market cap$847.81M
P/E (TTM)–
Dividend yield7.08%

Valuation

Multiples measured against the stock's own five-year history

Price / earnings-18.8x
CheapRich

Near the bottom of its 5-year range · 8th percentile, 5-year average 5.3x

Price / book0.4x
CheapRich

Near the bottom of its 5-year range · 9th percentile, 5-year average 0.7x

#374 of 5317 stocks by PB (1 = cheapest)

Price / sales1.4x
CheapRich

Around its usual level · 45th percentile, 5-year average 1.4x

#2018 of 5146 stocks by PS (1 = cheapest)

P/E over five years

-30x-4x22x48xOct '21Apr '24Oct '26

Dashed line is the 5-year average; the shaded band is one standard deviation either side.

Morningstar fair value estimate

Fair value$13.12
Price vs. fair value-31.1%Trading below the estimate
Star rating★★★☆☆
Economic moatNone
UncertaintyHigh
MultipleCurrentForward5y averagePercentile vs. own historyIndustry rank
PB 0.35 – 0.65 9% (cheaper than usual) #374 of 5317 (1 = cheapest)
PE -18.83 12.75 5.30 8% (cheaper than usual) –
PS 1.41 1.61 1.41 45% (cheaper than usual) #2018 of 5146 (1 = cheapest)

Percentile is against this stock’s own 5-year valuation range: higher means it’s trading rich relative to its own history, lower means cheap relative to its own history — it is not a comparison against other companies. Forward multiples use consensus estimates for the next twelve months; a forward multiple below the current one usually signals analysts expect earnings to grow.

Morningstar view

Star rating★★★
Fair value estimate$13.12
Economic moatNone
UncertaintyHigh

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