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Navient NAVI

US equityMarket cap rank #3361Credit Services
$9.04 +$0.11 (+1.23%)
Pre-market · Oct 8, 9:10 am ET · After hours $9.04 0.00%
Open$8.86
Prev close$8.93
Day range$8.82 – $9.17
Volume1.68M
Market cap$847.81M
P/E (TTM)–
Dividend yield7.08%

Ownership & positioning

Who holds it, who is betting against it, and where the big money is moving

Institutional ownership104.8%+0.19 pts vs. prior quarter
Institutions holding295+1 vs. prior quarter
Insider trades (recent)20 buys / 29 sellsNet selling
Short interest12.80% of floatDays to cover 9.4 · as of 15 Sep 2026
Short-sale volume share23.7%5-day average of daily volume

Short-sale volume as % of daily volume

19%25%31%37%Sep '26Sep '26Oct '26

Large-order net flow, last 20 sessions

Net of large-order buying minus selling, in USD. Over this window: +$8.37M (11 inflow days, 9 outflow days).

Net flow by order size, last 20 sessions

+$5.0MSuper+$3.4MBig+$1.9MMid+$6.6MSmall

Super/Big orders approximate institutional-size trades; Mid/Small approximate retail-size trades. Net buy minus sell value in each bucket, summed over the window.

The five largest holders on file together own 57.2% of shares outstanding.

Largest holders

  • Sherborne Investors Management LP31.40%
  • BlackRock13.81%
  • Dimensional Fund Advisors5.66%
  • Vanguard Capital Management, LLC3.44%
  • State Street Global Advisors2.93%
  • Vanguard Portfolio Management, LLC2.56%
  • American Century Investment Management2.16%
  • Wellington Management Group2.07%

By investor type

  • Mutual Fund57.96%
  • VC/PE Fund31.40%
  • Hedge Fund9.96%
  • Public Company3.33%
  • Individual/Insider1.54%
  • Government Pension Fund1.11%
  • Private Company0.57%
  • Family Office/Trust0.24%

Reported short interest has risen from 10.85% to 12.80% of float over the last 6 biweekly reports (30 Jun 2026 to 15 Sep 2026).

Recent institutional activity

HolderTypePeriodShare changeNew stake
Nuveen Asset Management LLC Insurance Company 2026/Q3 +176,156 0.2%
Gator Capital Management, LLC Mutual Fund 2026/Q3 +1,394,532 1.7%
Centerbook Partners LP Hedge Fund 2026/Q3 +740,706 0.8%
Nordea Investment Management AB Mutual Fund 2026/Q3 +573,306 0.6%
Wellington Management Group Mutual Fund 2026/Q3 +568,590 2.1%
Squarepoint OPS LLC Hedge Fund 2026/Q3 +557,141 1.0%
Nuveen Investments Mutual Fund 2026/Q3 +512,050 0.6%
AQR Capital Management Hedge Fund 2026/Q3 +450,111 0.8%
Jupiter Fund Management Plc Mutual Fund 2026/Q3 +299,731 1.6%
PDT Partners, LLC Hedge Fund 2026/Q3 +282,287 0.6%
BlackRock Mutual Fund 2026/Q3 +237,745 13.8%
Caxton Associates (USA) LLC Hedge Fund 2026/Q3 +236,731 0.5%
Hotchkis and Wiley Capital Management, LLC Mutual Fund 2026/Q3 +203,580 1.7%
Quantinno Capital Management LP Mutual Fund 2026/Q3 +193,905 0.3%
The Goldman Sachs Group, Inc. Public Company 2026/Q3 +192,739 0.6%

Institutional buy/sell activity by reporting period, largest moves first.

Insider transactions

DateInsiderTitleTransactionSharesPriceHeld after
23 Sep 2026 Diane Offereins Director Other Acquisition +10,035 – 10,035
3 Jun 2026 Larry Klane Independent Director Other Derivative Acquisition +18,018 – 82,436
3 Jun 2026 Frederick Arnold Independent Director Other Acquisition +18,018 $7.77 98,885
3 Jun 2026 David Yowan Chief Executive Officer Sale to Issuer -14,676 $7.77 411,261
3 Jun 2026 David Yowan Chief Executive Officer Other Acquisition +54,253 $7.77 411,261
3 Jun 2026 David Yowan Chief Executive Officer Derivative Exercise and Sale -107,363 $7.77 411,261
3 Jun 2026 Anna Cabral Independent Director Other Derivative Acquisition +18,018 – 84,915
3 Jun 2026 Michael Lawson Independent Director Other Acquisition +18,018 $7.77 55,928
21 May 2026 Stephen Hauber Executive VP and Chief Risk & Compliance Officer Sale to Issuer -816 $8.44 353,517
21 May 2026 Troy Standish Senior Vice President of Asset Management & Servicing Operations Sale to Issuer -1,125 $8.44 267,982
15 Apr 2026 Joe Fisher Chief Financial Officer Intent to Sell (Form 144) -23,146 $8.47 –
13 Apr 2026 Joe Fisher Chief Financial Officer Intent to Sell (Form 144) -30,982 $8.19 –
12 Apr 2026 Joe Fisher Chief Financial Officer Intent to Sell (Form 144) -30,000 $8.03 –
11 Mar 2026 Joe Fisher Chief Financial Officer Intent to Sell (Form 144) -20,000 $8.02 –
3 Mar 2026 Stephen Hauber Executive VP and Chief Risk & Compliance Officer Other Acquisition +73,444 $8.68 350,947
3 Mar 2026 Troy Standish Senior Vice President of Asset Management & Servicing Operations Other Acquisition +51,843 $8.68 266,470
1 Mar 2026 Stephen Hauber Executive VP and Chief Risk & Compliance Officer Sale to Issuer -4,838 $8.62 277,503
1 Mar 2026 Troy Standish Senior Vice President of Asset Management & Servicing Operations Sale to Issuer -1,783 $8.62 214,644
8 Feb 2026 Stephen Hauber Executive VP and Chief Risk & Compliance Officer Sale to Issuer -11,108 $10.05 289,964
8 Feb 2026 Troy Standish Senior Vice President of Asset Management & Servicing Operations Sale to Issuer -5,762 $10.05 218,594

From Form 4/Form 144 filings. Negative share counts are disposals (sales, gifts, or shares withheld for taxes); positive are acquisitions.

Short interest, by report

Report dateShares short% of floatDays to cover
15 Sep 2026 12,000,615 12.8% 9.4
31 Aug 2026 11,394,931 12.2% 11.7
14 Aug 2026 10,933,529 11.7% 7.0
31 Jul 2026 10,327,823 11.0% 13.8
15 Jul 2026 10,320,836 11.0% 12.9
30 Jun 2026 10,193,856 10.8% 6.9

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