Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $60.98M | $56.95M | $218.33M | $56.53M | $55.46M |
| Net Interest Income | $47.90M | $46.86M | $180.02M | $46.35M | $45.36M |
| -Interest Income | $67.29M | $66.17M | $269.74M | $67.43M | $69.29M |
| -Interest Expense | $19.39M | $19.31M | $89.72M | $21.07M | $23.93M |
| Non-Interest Income | $13.08M | $10.09M | $38.31M | $10.17M | $10.10M |
| -Total Premiums Earned | $356,000.00 | $322,000.00 | $1.19M | $306,000.00 | $288,000.00 |
| -Fees and Commissions | $7.74M | $6.68M | $24.42M | $5.97M | $7.20M |
| -Other Non-Interest Income | $1.82M | $1.82M | $6.25M | $2.57M | $1.22M |
| -Gain Loss on Sale of Assets | $3.17M | $1.27M | $6.46M | $1.33M | $1.40M |
| Credit Losses Provision | -$2.70M | -$349,000.00 | -$5.91M | -$1.72M | -$1.99M |
| Non-Interest Expense | $34.85M | $34.57M | $131.13M | $34.50M | $32.30M |
| Occupancy and Equipment | $3.00M | $3.31M | $12.03M | $3.07M | $3.02M |
| Professional Expense and Contract Services Expense | $613,000.00 | $591,000.00 | $2.45M | $787,000.00 | $682,000.00 |
| Selling and Admin Expenses | $24.76M | $24.10M | $92.26M | $24.67M | $22.53M |
| -Selling & Marketing Expense | $1.18M | $1.21M | $3.21M | $991,000.00 | $526,000.00 |
| -General & Admin Expense | $23.58M | $22.89M | $89.05M | $23.68M | $22.01M |
| Depreciation & Amortization & Depletion | $115,000.00 | $115,000.00 | $487,000.00 | $122,000.00 | $121,000.00 |
| -Depreciation & Amortization | $115,000.00 | $115,000.00 | $487,000.00 | $122,000.00 | $121,000.00 |
| Other Non-Interest Expenses | $6.36M | $6.45M | $23.90M | $5.85M | $5.95M |
| Other Income (Expense) | -$719,000.00 | -$1.80M | – | – | – |
| Special Income (Charges) | -$719,000.00 | -$1.80M | – | – | – |
| -Less:Restructuring and Mergern & Acquisition | $369,000.00 | $300,000.00 | – | – | – |
| -Less:Other Special Charges | $350,000.00 | $1.50M | – | – | – |
| Pretax Profit | $22.71M | $20.23M | $81.29M | $20.31M | $21.18M |
| Tax | $3.91M | $3.36M | $12.75M | $1.74M | $3.67M |
| Net Profit | $18.81M | $16.88M | $68.54M | $18.57M | $17.50M |
| Profit from Continuing Operations | $18.81M | $16.88M | $68.54M | $18.57M | $17.50M |
| Net Income to Parent Company | $18.81M | $16.88M | $68.54M | $18.57M | $17.50M |
| Net Income to Common Stockholders | $18.81M | $16.88M | $68.54M | $18.57M | $17.50M |
| Basic EPS | $0.91 | $0.82 | $3.30 | $0.90 | $0.85 |
| Diluted EPS | $0.90 | $0.81 | $3.27 | $0.89 | $0.84 |
| Dividend Per Share | $0.28 | $0.28 | $1.04 | $0.26 | $0.26 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $5.66B | $5.56B | $5.51B | $5.51B | $5.49B |
| Cash, Cash Equivalents & Federal Funds Sold | $165.45M | $174.92M | $138.39M | $138.39M | $208.69M |
| -Cash and Cash Equivalents | $165.45M | $174.92M | $138.39M | $138.39M | $208.69M |
| Securities Investment | $782.61M | $783.30M | $805.43M | $805.43M | $824.03M |
| -Available for Sale Securities | $297.27M | $299.53M | $472.69M | $472.69M | $318.65M |
| -Held to Maturity Securities | $287.57M | $301.01M | $309.52M | $309.52M | $321.45M |
| -Short Term Investments | $197.77M | $182.76M | $23.22M | $23.22M | $183.93M |
| Net Loan | $4.37B | $4.26B | $4.22B | $4.22B | $4.15B |
| -Gross Loan | $4.43B | $4.33B | $4.29B | $4.29B | $4.21B |
| -Allowance for Loans and Lease Losses | $65.67M | $63.72M | $63.45M | $63.45M | $62.46M |
| Net PPE | $44.55M | $42.32M | $38.97M | $38.97M | $38.81M |
| Goodwill and Other Intangible Assets | $63.02M | $61.42M | $60.79M | $60.79M | $60.95M |
| -Goodwill | $28.30M | $28.30M | $28.30M | $28.30M | $28.30M |
| -Other Intangible Assets | $34.72M | $33.12M | $32.49M | $32.49M | $32.65M |
| Bank-Owned Life Insurance | $53.57M | $54.07M | $53.75M | $53.75M | $53.88M |
| Foreclosed Assets | $710,000.00 | $767,000.00 | $896,000.00 | $896,000.00 | $589,000.00 |
| Federal Home Loan Bank Stock | $18.94M | $18.10M | $18.10M | $18.10M | $18.10M |
| Other Assets | $169.98M | $158.52M | $167.52M | $167.52M | $140.60M |
| Total Liabilities | $5.14B | $5.05B | $5.00B | $5.00B | $5.00B |
| Total Deposits | $4.86B | $4.88B | $4.76B | $4.76B | $4.86B |
| Long Term Debt and Capital Lease Obligation | $166.90M | $66.89M | $116.87M | $116.87M | $41.85M |
| -Long Term Debt | $166.90M | $66.89M | $116.87M | $116.87M | $41.85M |
| Other Liabilities | $106.39M | $99.39M | $124.22M | $124.22M | $101.36M |
| Total Equity | $528.41M | $510.55M | $502.95M | $502.95M | $490.74M |
| Stockholders' Equity | $528.41M | $510.55M | $502.95M | $502.95M | $490.74M |
| Capital Stock | $307.82M | $307.68M | $307.85M | $307.85M | $311.77M |
| -Common Stock | $307.82M | $307.68M | $307.85M | $307.85M | $311.77M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Retained Earnings | $276.93M | $263.90M | $252.79M | $252.79M | $239.60M |
| Gains/Losses Not Affecting Retained Earnings | -$56.34M | -$61.02M | -$57.69M | -$57.69M | -$60.63M |
| -Gross PPE | – | – | $167.50M | $167.50M | – |
| -Accumulated Depreciation | – | – | -$128.53M | -$128.53M | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $20.28M | -$9.16M | $76.66M | $7.79M | $30.43M |
| Net cash flow from continuing operations | $20.28M | -$9.16M | $76.66M | $7.79M | $30.43M |
| Net Income from Continuing Operations | $18.81M | $16.88M | $68.54M | $18.57M | $17.50M |
| Gain/Loss from Continuing Operations | -$3.16M | -$1.28M | -$6.18M | -$1.12M | -$1.61M |
| Depreciation & Depletion & Amortization | $2.39M | $2.37M | $9.91M | $2.39M | $2.76M |
| Deferred Tax | -$422,000.00 | $1.40M | -$3.53M | -$931,000.00 | -$789,000.00 |
| Other Non-Cash Items | $4.36M | -$8.97M | $6.83M | $4.82M | $2.80M |
| Change in Working Capital | -$5.08M | -$20.60M | -$7.76M | -$18.60M | $7.20M |
| -Change in Receivables | -$17.87M | $4.14M | -$25.65M | -$42.17M | $14.40M |
| -Change in Payables and Accrued Expense | $12.79M | -$24.74M | $17.89M | $23.57M | -$7.19M |
| Net cash flow from investing | -$104.89M | -$16.70M | -$122.50M | -$45.56M | -$21.86M |
| Net Cash Flow from Continuing Investing Activities | -$104.89M | -$16.70M | -$122.50M | -$45.56M | -$21.86M |
| Capital Expenditure | -$3.56M | -$4.61M | -$6.49M | -$1.44M | -$1.66M |
| Net PPE Purchase and Sale | $16,000.00 | $23,000.00 | $0.00 | $0.00 | $0.00 |
| Net Investment Purchase and Sale | $5.05M | $21.60M | $109.69M | $22.49M | $27.21M |
| Net Income from Loans | -$106.82M | -$33.93M | -$225.85M | -$67.17M | -$47.21M |
| Net Other Investing Changes | $421,000.00 | $226,000.00 | $153,000.00 | $560,000.00 | -$203,000.00 |
| Financing Cash Flow | $75.15M | $62.38M | $64.34M | -$32.53M | $53.96M |
| Net Cash Flow from Continuing Financing Activities | $75.15M | $62.38M | $64.34M | -$32.53M | $53.96M |
| Increase/Decrease in Deposit | -$18.55M | $119.00M | $107.59M | -$97.47M | $199.80M |
| Net Issuance Payments of Debt | $100.00M | -$49.99M | -$8.01M | $75.00M | -$140.00M |
| Net Common Stock Issuance | $0.00 | $0.00 | -$12.43M | -$4.66M | -$413,000.00 |
| Cash Dividends Paid | -$5.77M | -$5.77M | -$21.60M | -$5.38M | -$5.38M |
| Proceeds from Stock Option Exercised | -$534,000.00 | -$854,000.00 | -$1.22M | -$10,000.00 | -$41,000.00 |
| Ending Cash Balance | $165.45M | $174.92M | $138.39M | $138.39M | $208.69M |
| Net Change in Cash | -$9.47M | $36.53M | $18.51M | -$70.30M | $62.53M |
| Beginning Cash Balance | $174.92M | $138.39M | $119.88M | $208.69M | $146.16M |
| Free Cash Flow | $16.72M | -$13.77M | $70.17M | $6.36M | $28.77M |
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