BeStock  

Independent Bank (Ionia MI) IBCP

US equityMarket cap rank #3419Banks - Regional
$35.55 −$0.24 (-0.67%)
Pre-market · Oct 8, 9:10 am ET · After hours $35.55 0.00%
Open$35.56
Prev close$35.79
Day range$35.27 – $35.80
Volume175.2K
Market cap$789.18M
P/E (TTM)10.3
Dividend yield3.04%

Earnings

Average move on report day±2.3%last 16 reports
Closed higher8 of 1650% of the time
Best reaction+5.7%
Worst reaction-5.7%

Stock move on the day after each report

-0.8%2023/Q3-3.5%2023/Q4+0.2%2024/Q1+5.7%2024/Q2-1.5%2024/Q3+1.3%2024/Q4-1.2%2025/Q1-3.9%2025/Q2-0.8%2025/Q3+1.0%2025/Q4-1.0%2026/Q1+1.8%2026/Q2
QuarterReport dateTimingImplied moveActual moveVersus implied
2026/Q223 Jul 2026Pre Market±14.1%+1.78%Within range
2026/Q123 Apr 2026Pre Market±8.9%-0.98%Within range
2025/Q422 Jan 2026Pre Market±8.8%+0.97%Within range
2025/Q328 Oct 2025Pre Market–-0.75%–
2025/Q224 Jul 2025Pre Market±11.1%-3.95%Within range
2025/Q124 Apr 2025Pre Market–-1.21%–
2024/Q423 Jan 2025Pre Market±18.9%+1.26%Within range
2024/Q324 Oct 2024Pre Market±12.6%-1.47%Within range
2024/Q225 Jul 2024Pre Market±26.9%+5.69%Within range
2024/Q125 Apr 2024Pre Market±8.2%+0.20%Within range
2023/Q425 Jan 2024Pre Market–-3.45%–
2023/Q324 Oct 2023Pre Market±22.8%-0.84%Within range
2023/Q225 Jul 2023Pre Market±25.4%+0.15%Within range
2023/Q127 Apr 2023Pre Market–+3.63%–
2022/Q426 Jan 2023Pre Market±9.2%-5.71%Within range
2022/Q325 Oct 2022Pre Market±9.8%+5.22%Within range

"Implied move" is the size of move the options market was pricing ahead of the report. Move is the stock’s change on the first session after the release.

Latest reported quarter: Q2, ended Jun 2026

Revenue$60.98M+12.8% YoY
Net profit$18.81M+11.4% YoY
Diluted EPS$0.90+11.1% YoY
Free cash flow$16.72M-1.1% YoY
Operating cash flow$20.28M

Revenue, last 8 quarters

$49.5MSep '24$60.2MDec '24$52.3MMar '25$54.1MJun '25$55.5MSep '25$56.5MDec '25$56.9MMar '26$61.0MJun '26

Net profit, last 8 quarters

$13.8MSep '24$18.5MDec '24$15.6MMar '25$16.9MJun '25$17.5MSep '25$18.6MDec '25$16.9MMar '26$18.8MJun '26

Profitability & balance sheet

Net margin31.2%
Return on equity14.4%
Return on assets1.3%
Liabilities / assets90.7%
Cash & investments$165.45M
Total debt$166.90M
Net cash (debt)-$1.45M
Free cash flow / sales16.6%

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