XP公司 XP

Thiago Maffra is our chief executive officer, a position he has held since May 2021 after Mr. Benchimol stepped down from the position. Previously, Mr. Maffra was our chief technology officer, a position he held from September 2018 to May 2021. He joined the XP group in February 2015 and has led the strategy and development of our technology-driven financial services platform and digital transformation. Prior to joining the XP group, Mr. Maffra worked as a trader at Corretora Souza Barros Cambio e Titulos S.A. from November 2010 to January 2015 and at Bulltick Capital Markets Holdings, LLC from September 2006 to November 2010. Mr. Maffra was awarded a Chartered Financial Analyst (CFA) charter in 2015. Mr. Maffra holds a bachelor's degree in business administration from INSPER and an MBA from Columbia Business School.

Jose Luiz Acar Pedro is an independent member of our board of directors, a position he has held since May 2024. He is a specialist in the Brazilian financial market and banking industry and is the founder and CEO of three venture capital firms in Brazil: Celerit Invest, Devas Investimentos and Acarpar Empreendimentos e Participacoes. He is also the founder of Associacao Amigos das Escolas a non-profit Brazilian organization focused in improving the environment in public schools. He served as Executive Vice President of BCN and Bradesco, Partner and Member of the Executive Committee at BTG Pactual, CEO of Banco Pan, Chairman of the board of directors of Banco Safra and member of the board of directors at HBR Realty Empreendimentos. He contributed significantly to the banking industry by holding key roles in SROs such as Vice President of FEBRABAN and President of IBRI

Mr. Oscar Rodrigues Herrero is an independent member of our board of directors, a position he has held since May 2024. He brings more than 28 years of international experience in risk management, private equity and strategic consulting and will significantly enhance the credit and risk management capabilities of the Board. He previously worked at McKinsey & Co. at their offices in Miami, Madrid, and Lisbon. Then he held the positions of CRO of Banco Santander Brasil and later for the Global Wholesale Banking Business of Santander. Then Oscar joined, as a Senior Advisor, Cambridge Family Enterprise Group, where he advised international family businesses on corporate governance and risk management. He also served in the Board of Advisors of Grupo Verdi-Rodobens and lead the Risk Committee of the Board. Until earlier 2024, he served as a member of the Executive Risk Committee at Nubank, a Brazilian digital bank. Mr. Rodriguez holds a Bachelor's degree in business administration from CUNEF (Spain). He also earned a Master of Business Administration (MBA) from the Kellogg School of Management -Northwestern University in 2000.

Fabricio Cunha de Almeida is our general counsel, a position he has held since November 2019. Mr. Almeida has been the general counsel of the XP group since 2011. Prior to joining us, he was a lawyer at Barbosa, Mussnich & Aragao from 2005 to 2011. Mr. Almeida holds a bachelor's degree in law from Universidade Candido Mendes in Rio de Janeiro and holds a postgraduate degree in corporate law and capital markets from FGV.

Gabriel Klas da Rocha Leal is a member of our board of directors, a position he has held since November 2019. Mr. Leal has been with the Company group since 2006 and was a board member of XP Brazil until November 2019. He was also an executive officer of XP CCTVM, Banco XP, XP VP and other Brazilian entities of the Company group until 2023, when he ceased to be an executive officer of the Company group. Mr. Leal holds a bachelor's degree in chemical engineering from Pontificia Universidade Catolica do Rio de Janeiro and an MBA from IBMEC Group.

Victor Andreu Mansur Farinassi is our Chief Financial Officer, a position he has held since August 2024. With over 15 years of experience in the financial market, he joined XP CCTVM in 2012. Throughout his career at XP, he has held several leadership positions, including Executive Director, Head of Treasury and Head of Structuring, Trading and Sales. Since 2022, he has been a key member of XP's financial team. Before joining XP, Victor gained experience at two other brokerage firms. He holds a degree in Business Administration from Escola Superior de Propaganda e Marketing.

Joao Roberto Goncalves Teixeira is an independent member of our board of directors, a position he has held since May 2024. He is a member of the Board of Directors of The Mosaic Co. in the USA. He is also a pro bono member of the advisory board of Artemisia, a pioneer Impact Social Business Company in Brazil, and managing partner at Inviste Participacoes. He acted as an independent member of the Board of Directors of Fleury S.A., the largest provider of premium medical diagnostic services in Brazil, from April 2023 to May 2025, as an independent member and chairman of the Board of Directors of Br Malls Participacoes S.A. and a pro bono independent member of the Investment Committee of Yunus Social Business Brazil from May 2018 to April 2023. Between 2018 and 2020 he also acted as an independent member and chairman of the Board of Directors of Julius Baer Family Office in Brazil. From December 2018 until 2022, Mr. Teixeira served as the CEO of Copersucar S.A., a Brazilian sugar, ethanol and logistics corporation, where he was responsible for managing financial and operational risks due to the complexity of the Company's operations. He is also the former CEO of Banco Votorantim S.A., one of the largest Brazilian privately owned banks, from 2011 to November 2016, a period in which he also served as a Director of Febraban (Brazilian Federation of Banks). Mr. Teixeira holds a Bachelor's and Master's degree in economics from PUC-RJ. He also earned a Master of Business Administration (MBA) from the London Business School in 1995 and participated in the Executive Program at Singularity University in 2018

Martin Emiliano Escobari Lifchitz is an independent member of our board of directors, a position he has held since November 2019. He is Co-President and, Head of Global Growth Equity of General Atlantic. He is Chairman of General Atlantic's Global Growth Equity Investment Committee and also services on the Executive and Portfolio Committee. Before joining General Atlantic in 2012, he was a Managing Director at Advent International where he focused on the financial services sector. Prior to that, he was Co-Founder and CFO of Submarino.com, a leading Brazilian online retailer that went public on Bovespa. Martin started his career as a management consultant at the Boston Consulting Group. Martin currently sits on the board of General Atlantic portfolio companies Arco, dLocal, and XP. He also serves on the board of Endeavor Global, Harvard Management Company, Lincoln Center, the Partnership for New York City, and the Rockefeller Center for Latin American Studies at Harvard.

Guilherme Dias Fernandes Benchimol is the chairman of our board of directors, a position he has held since August 2019. Mr. Benchimol has over 21 years' experience in the financial services market. He founded the XP group in 2001 and was its CEO until May, 2021. Mr. Benchimol also served on the board of XP Brazil as the chairman from August 2018 to November 2019. Mr. Benchimol holds a bachelor's degree in business economics from Universidade Federal do Rio de Janeiro.