股票 › WTFC
温特拉斯特金融 WTFC
美股市值排名 #1422
$151.27 −$0.45 (-0.30%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $151.27 0.00%
开盘$150.77
昨收$151.72
当日区间$150.47 – $152.80
成交量456.2K
市值$10.21B
市盈率（TTM）11.6
股息率1.42%
基本面
最新报告季度：Q3, ended Sep 2026
营收$757.88M+8.6% YoY
净利润$239.05M+10.5% YoY
摊薄每股收益$3.37+21.2% YoY
自由现金流$237.86M-25.5% YoY
经营现金流$255.11M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率30.4%
净资产收益率13.2%
资产收益率1.2%
负债/资产比率90.4%
现金及投资$4.19B
总负债$4.36B
净现金（净负债）-$165.42M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $757.88M | $738.64M | $713.17M | $2.73B | $714.33M |
| 净利息收入 | $621.60M | $597.37M | $579.02M | $2.22B | $583.87M |
| -利息收入 | $1.00B | $961.41M | $927.56M | $3.73B | $956.33M |
| -利息支出 | $381.26M | $364.05M | $348.54M | $1.50B | $372.45M |
| 非利息收入 | $136.28M | $141.27M | $134.15M | $501.94M | $130.45M |
| -已赚保费合计 | $846,000.00 | $3.22M | $948,000.00 | $6.56M | $1.92M |
| -手续费及佣金 | $98.44M | $97.81M | $96.38M | $357.12M | $94.40M |
| -交易损益 | $48,000.00 | $70,000.00 | $10,000.00 | $2,000.00 | -$257,000.00 |
| -外汇交易收益 | -$433,000.00 | $253,000.00 | -$368,000.00 | $381,000.00 | $322,000.00 |
| -其他非利息收入 | $38.99M | $38.07M | $37.21M | $129.56M | $32.51M |
| -资产出售损益 | -$1.61M | $1.85M | -$28,000.00 | $8.32M | $1.57M |
| 信用损失准备 | -$25.89M | -$23.13M | -$29.60M | -$95.55M | -$27.65M |
| 非利息支出 | $405.67M | $402.69M | $382.58M | $1.51B | $391.47M |
| 物业及设备费用 | $70.39M | $71.63M | $67.21M | $266.95M | $67.24M |
| 专业及外包服务费用 | $10.69M | $9.34M | $7.38M | $34.03M | $8.28M |
| 销售及管理费用 | $264.50M | $266.32M | $252.66M | $981.52M | $247.41M |
| -销售及营销费用 | $21.81M | $20.43M | $13.22M | $63.85M | $13.79M |
| -管理费用 | $242.69M | $245.89M | $239.44M | $917.67M | $233.62M |
| 折旧、摊销与折耗 | $4.69M | $4.92M | $4.96M | $21.39M | $5.00M |
| -折旧与摊销 | $4.69M | $4.92M | $4.96M | $21.39M | $5.00M |
| 其他非利息支出 | $55.41M | $50.49M | $50.38M | $208.63M | $63.55M |
| 特殊收益（费用） | $0.00 | $5.16M | -$56,000.00 | $499,000.00 | $7.02M |
| 税前利润 | $326.33M | $317.96M | $300.94M | $1.12B | $302.22M |
| 税费 | $87.28M | $84.27M | $73.55M | $294.56M | $79.20M |
| 净利润 | $239.05M | $233.69M | $227.39M | $823.84M | $223.02M |
| 持续经营利润 | $239.05M | $233.69M | $227.39M | $823.84M | $223.02M |
| 归属母公司净利润 | $239.05M | $233.69M | $227.39M | $823.84M | $223.02M |
| 优先股股息 | $8.37M | $8.37M | $8.37M | $35.64M | $8.37M |
| 归属普通股股东净利润 | $230.69M | $225.33M | $219.02M | $774.15M | $214.66M |
| 基本每股收益 | $3.42 | $3.34 | $3.26 | $11.57 | $3.21 |
| 摊薄每股收益 | $3.37 | $3.30 | $3.22 | $11.40 | $3.15 |
| 每股股息 | $0.55 | $0.55 | $0.55 | $2.00 | $0.50 |
| 其他收入（支出） | – | $5.16M | -$56,000.00 | $499,000.00 | $7.02M |
| -减：其他特殊支出 | – | -$5.16M | $56,000.00 | -$499,000.00 | -$917,000.00 |
| 其他优先股股息 | – | – | – | $14.05M | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $75.97B | $74.67B | $72.16B | $71.14B | $71.14B |
| 现金、现金等价物及联邦基金出售 | $4.19B | $4.17B | $3.60B | $3.65B | $3.65B |
| -现金及现金等价物 | $4.19B | $4.17B | $3.60B | $3.65B | $3.65B |
| -货币市场投资 | $65,000.00 | $65,000.00 | $65,000.00 | $64,000.00 | $64,000.00 |
| 证券投资 | $10.75B | $10.85B | $10.58B | $9.64B | $9.64B |
| -可供出售证券 | $64.81M | $311.75M | $315.00M | $309.82M | $309.82M |
| -持有至到期证券 | $3.12B | $3.16B | $3.23B | $3.30B | $3.30B |
| -短期投资 | $7.57B | $7.38B | $7.03B | $6.04B | $6.04B |
| 贷款净额 | $53.58B | $55.66B | $54.06B | $53.07B | $53.07B |
| -贷款总额 | $53.98B | $56.06B | $54.45B | $53.45B | $53.45B |
| -贷款及租赁损失准备 | $401.73M | $402.95M | $390.65M | $379.28M | $379.28M |
| 应收款 | $3.13B | $0.00 | $0.00 | $835.28M | $835.28M |
| -其他应收款 | $3.13B | – | – | $835.28M | $835.28M |
| 固定资产净值 | $1.16B | $1.14B | $1.14B | $1.14B | $1.14B |
| -固定资产原值 | $1.16B | $1.14B | $1.14B | $1.69B | $1.69B |
| 商誉及其他无形资产 | $914.69M | $885.34M | $890.70M | $895.96M | $895.96M |
| -商誉 | $804.66M | $797.22M | $797.66M | $797.96M | $797.96M |
| -其他无形资产 | $110.03M | $88.12M | $93.04M | $98.00M | $98.00M |
| 联邦住房贷款银行股票 | $296.17M | $294.63M | $292.04M | $291.88M | $291.88M |
| 其他资产 | $1.95B | $1.67B | $1.60B | $1.62B | $1.62B |
| 负债合计 | $68.68B | $67.14B | $64.78B | $63.88B | $63.88B |
| 存款合计 | $62.44B | $61.14B | $58.91B | $57.72B | $57.72B |
| 长期债务及融资租赁负债 | $4.36B | $4.37B | $4.00B | $4.48B | $4.48B |
| -长期债务 | $4.36B | $4.37B | $4.00B | $4.48B | $4.48B |
| 其他负债 | $1.89B | $1.63B | $1.52B | $1.68B | $1.68B |
| 股东权益合计 | $7.29B | $7.53B | $7.38B | $7.26B | $7.26B |
| 股东权益 | $7.29B | $7.53B | $7.38B | $7.26B | $7.26B |
| 股本 | $492.60M | $492.58M | $492.56M | $492.06M | $492.06M |
| -普通股 | $67.60M | $67.58M | $67.56M | $67.06M | $67.06M |
| -优先股 | $425.00M | $425.00M | $425.00M | $425.00M | $425.00M |
| 资本公积 | $2.57B | $2.56B | $2.55B | $2.53B | $2.53B |
| 留存收益 | $5.10B | $4.91B | $4.72B | $4.54B | $4.54B |
| 减：库存股 | $14.90M | $14.88M | $13.97M | $9.16M | $9.16M |
| 不影响留存收益的损益 | -$863.78M | -$420.80M | -$366.81M | -$295.75M | -$295.75M |
| 应付款 | – | $0.00 | – | – | – |
| 短期债务及融资租赁负债 | – | – | $340.65M | $0.00 | $0.00 |
| -一年内到期债务 | – | – | $340.65M | $0.00 | $0.00 |
| -交易性证券 | – | – | – | $0.00 | $0.00 |
| -应收账款 | – | – | – | $0.00 | $0.00 |
| -累计折旧 | – | – | – | -$551.28M | -$551.28M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $255.11M | $927.18M | $910.35M | $251.66M | $209.78M |
| 持续经营经营活动现金流净额 | $255.11M | $927.18M | $910.35M | $251.66M | $209.78M |
| 持续经营净利润 | $233.69M | $227.39M | $823.84M | $223.02M | $216.25M |
| 持续经营损益 | -$36.99M | -$39.31M | -$113.53M | -$32.31M | -$131.87M |
| 折旧、折耗与摊销 | $29.24M | $29.93M | $118.78M | $29.87M | $28.55M |
| 其他非现金项目 | -$12.82M | -$26.18M | $34.13M | $8.57M | -$1.29M |
| 营运资金变动 | $26.37M | $688.03M | -$104.49M | -$50.01M | $73.67M |
| -应收款变动 | -$87.17M | $823.27M | -$50.89M | -$128.73M | -$30.58M |
| -应付账款及应计费用变动 | $113.54M | -$135.24M | -$57.67M | $78.72M | $104.26M |
| 投资活动现金流净额 | -$2.42B | -$1.87B | -$6.17B | -$1.51B | -$739.96M |
| 持续经营投资活动现金流净额 | -$2.42B | -$1.87B | -$6.17B | -$1.51B | -$739.96M |
| 计息银行存款收付款 | $475.20M | -$872.08M | $1.24B | $243.69M | $1.14B |
| 固定资产购置及出售净额 | -$17.25M | -$13.21M | -$49.95M | -$23.03M | -$17.21M |
| 投资购置及出售净额 | -$282.95M | -$987.71M | -$2.30B | -$705.79M | -$792.23M |
| 其他投资变动净额 | -$751,000.00 | $4.60M | -$7.98M | -$6.63M | -$668,000.00 |
| 筹资活动现金流 | $2.22B | $1.02B | $5.27B | $1.16B | $400.08M |
| 持续经营筹资活动现金流净额 | $2.22B | $1.02B | $5.27B | $1.16B | $400.08M |
| 存款增减 | $2.23B | $1.20B | $5.20B | $1.01B | $894.57M |
| Net Issuance Payments of Debt | $37.81M | -$133.34M | $226.39M | $192.64M | -$36.80M |
| 普通股发行净额 | -$912,000.00 | -$4.81M | -$3.00M | -$6,000.00 | $6,000.00 |
| 已付现金股利 | -$45.47M | -$45.37M | -$169.42M | -$41.85M | -$46.76M |
| 股票期权行使所得 | $2.03M | $1.91M | $7.22M | $1.83M | $1.63M |
| 期末现金余额 | $595.86M | $543.72M | $467.94M | $467.94M | $565.47M |
| 现金净变动 | $52.14M | $75.78M | $9.40M | -$97.53M | -$130.10M |
| 期初现金余额 | $543.72M | $467.94M | $458.54M | $565.47M | $695.56M |
| 自由现金流 | $237.86M | $913.97M | $860.40M | $228.63M | $192.57M |
| 递延税款 | – | – | $44.84M | – | – |
| -Change in Other Working Capital | – | – | $4.07M | $0.00 | $0.00 |
| 业务购买及出售净额 | – | – | $0.00 | $0.00 | – |
| 贷款净收益 | – | – | -$5.04B | -$1.02B | -$1.06B |
| 优先股发行净额 | – | – | $1.65M | $0.00 | -$412.56M |
暂无评论——快来第一个聊聊 WTFC。
登录后参与讨论。