WSFS金融 WSFS
$78.94 +$0.01 (+0.01%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $78.94 0.00%
开盘$78.86
昨收$78.93
当日区间$78.34 – $79.33
成交量381.0K
市值$3.99B
市盈率（TTM）12.4
股息率0.94%
基本面
最新报告季度：Q3, ended Sep 2026
营收$287.57M+6.3% YoY
净利润$89.31M+16.8% YoY
摊薄每股收益$1.75+27.6% YoY
自由现金流-$14.45M-141.0% YoY
经营现金流-$12.71M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率29.8%
净资产收益率12.4%
资产收益率1.6%
负债/资产比率88.2%
现金及投资$1.93B
总负债$304.37M
净现金（净负债）$1.62B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $287.57M | $282.47M | $275.25M | $1.07B | $271.88M |
| 净利息收入 | $196.59M | $192.50M | $185.14M | $726.09M | $187.35M |
| -利息收入 | $263.91M | $256.84M | $249.21M | $1.02B | $257.20M |
| -利息支出 | $67.31M | $64.34M | $64.07M | $293.60M | $69.85M |
| 非利息收入 | $90.98M | $89.97M | $90.12M | $339.51M | $84.52M |
| -手续费及佣金 | $78.87M | $93.94M | $90.12M | $343.00M | $88.58M |
| -其他非利息收入 | $11.96M | – | – | -$386,000.00 | $0.00 |
| -资产出售损益 | $146,000.00 | -$3.98M | $0.00 | -$3.10M | -$4.06M |
| 信用损失准备 | -$8.39M | -$5.83M | $1.62M | -$48.98M | -$12.07M |
| 非利息支出 | $161.47M | $165.45M | $159.54M | $634.40M | $161.49M |
| 物业及设备费用 | $24.03M | $21.97M | $23.41M | $88.50M | $21.84M |
| 专业及外包服务费用 | $3.57M | $4.75M | $4.12M | $21.27M | $5.42M |
| 销售及管理费用 | $98.88M | $100.86M | $96.66M | $375.56M | $98.73M |
| -销售及营销费用 | $2.53M | $2.57M | $2.14M | $8.44M | $2.64M |
| -管理费用 | $96.36M | $98.29M | $94.52M | $367.13M | $96.09M |
| 其他非利息支出 | $34.99M | $37.87M | $35.35M | $149.07M | $35.50M |
| 其他收入（支出） | -$86,000.00 | -$63,000.00 | -$2.85M | -$1.61M | -$1.08M |
| 特殊收益（费用） | -$86,000.00 | -$63,000.00 | -$2.85M | -$1.61M | -$1.08M |
| -减：重组及并购费用 | $86,000.00 | $63,000.00 | $2.85M | $488,000.00 | -$71,000.00 |
| -债务清偿收益 | $0.00 | – | – | $1.50M | $1.15M |
| 税前利润 | $117.62M | $111.12M | $114.48M | $380.61M | $97.23M |
| 税费 | $28.31M | $26.80M | $27.64M | $93.36M | $24.54M |
| 净利润 | $89.31M | $84.33M | $86.85M | $287.25M | $72.69M |
| 持续经营利润 | $89.31M | $84.33M | $86.85M | $287.25M | $72.69M |
| 少数股东权益 | $15,000.00 | -$69,000.00 | $18,000.00 | -$100,000.00 | $16,000.00 |
| 归属母公司净利润 | $89.30M | $84.40M | $86.83M | $287.35M | $72.68M |
| 归属普通股股东净利润 | $89.30M | $84.40M | $86.83M | $287.35M | $72.68M |
| 基本每股收益 | $1.75 | $1.63 | $1.64 | $5.11 | $1.36 |
| 摊薄每股收益 | $1.75 | $1.63 | $1.64 | $5.09 | $1.34 |
| 每股股息 | $0.20 | $0.20 | $0.17 | $0.66 | $0.17 |
| -Gain on Sale of Business | – | $0.00 | – | $386,000.00 | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $22.11B | $22.65B | $22.11B | $21.31B | $21.31B |
| 现金、现金等价物及联邦基金出售 | $1.93B | $2.57B | $2.47B | $1.70B | $1.70B |
| -现金及现金等价物 | $1.93B | $2.57B | $2.47B | $1.69B | $1.69B |
| 证券投资 | $4.64B | $4.79B | $4.55B | $4.52B | $4.52B |
| -可供出售证券 | $22.55M | $3.54B | $3.56B | $3.51B | $3.51B |
| -持有至到期证券 | $925.72M | $943.29M | $958.22M | $968.33M | $968.33M |
| -短期投资 | $3.69B | $306.87M | $34.60M | $45.84M | $45.84M |
| 贷款净额 | $12.89B | $12.74B | $12.57B | $12.54B | $12.54B |
| -贷款总额 | $13.07B | $12.92B | $12.75B | $12.72B | $12.72B |
| -贷款及租赁损失准备 | $185.00M | $177.26M | $180.01M | $179.65M | $179.65M |
| 应收款 | $593.00M | $662.25M | $666.83M | $683.61M | $683.61M |
| -其他应收款 | $593.00M | $584.18M | $587.78M | $603.32M | $603.32M |
| 商誉及其他无形资产 | $958.11M | $962.45M | $966.39M | $969.90M | $969.90M |
| 其他资产 | $1.11B | $813.17M | $769.29M | $806.40M | $806.40M |
| 负债合计 | $19.51B | $19.94B | $19.39B | $18.59B | $18.59B |
| 存款合计 | $18.38B | $19.00B | $18.47B | $17.64B | $17.64B |
| 长期债务及融资租赁负债 | $304.37M | $307.02M | $310.36M | $302.68M | $302.68M |
| -长期债务 | $304.37M | $307.02M | $310.36M | $302.68M | $302.68M |
| 其他负债 | $820.58M | $615.99M | $593.70M | $621.19M | $621.19M |
| 股东权益合计 | $2.60B | $2.71B | $2.71B | $2.73B | $2.73B |
| 股东权益 | $2.61B | $2.72B | $2.72B | $2.74B | $2.74B |
| 少数股东权益 | -$10.71M | -$10.72M | -$10.45M | -$10.47M | -$10.47M |
| -受限现金及投资 | – | $2.48M | $3.54M | $6.53M | $6.53M |
| -应收账款 | – | $78.08M | $79.04M | $80.29M | $80.29M |
| 固定资产净值 | – | $75.60M | $76.56M | $80.32M | $80.32M |
| -商誉 | – | $885.22M | $885.22M | $885.22M | $885.22M |
| -其他无形资产 | – | $77.23M | $81.16M | $84.68M | $84.68M |
| 抵债资产 | – | $12.69M | $12.72M | $200,000.00 | $200,000.00 |
| 联邦住房贷款银行股票 | – | $24.36M | $24.28M | $10.19M | $10.19M |
| 应付款 | – | $16.23M | $20.34M | $19.65M | $19.65M |
| -应付账款 | – | $16.23M | $20.34M | $19.65M | $19.65M |
| 股本 | – | $767,000.00 | $765,000.00 | $765,000.00 | $765,000.00 |
| -普通股 | – | $767,000.00 | $765,000.00 | $765,000.00 | $765,000.00 |
| 资本公积 | – | $2.01B | $2.01B | $2.01B | $2.01B |
| 留存收益 | – | $2.27B | $2.20B | $2.12B | $2.12B |
| 减：库存股 | – | $1.10B | $1.03B | $944.13M | $944.13M |
| 不影响留存收益的损益 | – | -$466.22M | -$454.09M | -$445.55M | -$445.55M |
| -固定资产原值 | – | – | – | $194.28M | $194.28M |
| -累计折旧 | – | – | – | -$113.96M | -$113.96M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$12.71M | $86.37M | $220.00M | $52.55M | $121.52M |
| 持续经营经营活动现金流净额 | -$12.71M | $86.37M | $220.00M | $52.55M | $121.52M |
| 持续经营净利润 | $84.33M | $86.85M | $287.25M | $72.69M | $76.47M |
| 折旧、折耗与摊销 | $8.54M | $10.69M | $37.64M | $10.49M | $8.45M |
| 递延税款 | -$4.05M | $11.45M | $5.70M | -$5.84M | $3.98M |
| 其他非现金项目 | -$85.91M | -$18.86M | -$8.88M | -$27.23M | $72.58M |
| 营运资金变动 | -$19.78M | $514,000.00 | -$142.41M | -$12.89M | -$42.08M |
| -应收款变动 | $966,000.00 | $1.24M | $4.39M | -$773,000.00 | $257,000.00 |
| -应付账款及应计费用变动 | -$4.11M | $689,000.00 | -$18.53M | -$6.10M | -$3.39M |
| -递延费用变动 | -$136,000.00 | -$139,000.00 | -$1.59M | $96,000.00 | -$635,000.00 |
| -其他流动资产变动 | -$41.41M | $26.73M | $36.05M | -$36.50M | $8.81M |
| -其他流动负债变动 | $25.85M | -$27.52M | -$162.06M | $30.65M | -$46.43M |
| -Change in Other Working Capital | -$936,000.00 | -$481,000.00 | -$672,000.00 | -$265,000.00 | -$687,000.00 |
| 投资活动现金流净额 | -$341.17M | -$51.64M | $124.88M | -$269.17M | $120.29M |
| 持续经营投资活动现金流净额 | -$341.17M | -$51.64M | $124.88M | -$269.17M | $120.29M |
| 固定资产购置及出售净额 | -$1.74M | -$885,000.00 | -$6.39M | -$749,000.00 | -$1.23M |
| 投资购置及出售净额 | -$251.65M | -$38.21M | $239.77M | $6.09M | $68.93M |
| 贷款净收益 | -$87.74M | $1.36M | -$117.75M | -$284.71M | $50.16M |
| 其他投资变动净额 | -$51,000.00 | -$13.90M | $6.82M | $10.19M | $2.43M |
| 筹资活动现金流 | $452.94M | $737.69M | $199.46M | $342.68M | -$208,000.00 |
| 持续经营筹资活动现金流净额 | $452.94M | $737.69M | $199.46M | $342.68M | -$208,000.00 |
| 存款增减 | $531.68M | $833.56M | $604.29M | $415.70M | $107.32M |
| Net Issuance Payments of Debt | $0.00 | $0.00 | -$71.04M | $50.00M | -$51.04M |
| 普通股发行净额 | -$68.14M | -$86.84M | -$293.51M | -$110.64M | -$46.99M |
| 已付现金股利 | -$10.40M | -$9.03M | -$37.17M | -$9.26M | -$9.50M |
| 期末现金余额 | $2.57B | $2.47B | $1.70B | $1.70B | $1.57B |
| 现金净变动 | $99.06M | $772.43M | $544.34M | $126.05M | $241.60M |
| 期初现金余额 | $2.47B | $1.70B | $1.15B | $1.57B | $1.33B |
| 自由现金流 | -$14.45M | $85.49M | $213.61M | $51.80M | $120.29M |
| 持续经营损益 | – | – | -$1.35M | -$2,000.00 | -$938,000.00 |
| 业务购买及出售净额 | – | – | $2.43M | $8,000.00 | $0.00 |
| 联邦基金及回购证券变动 | – | – | $0.00 | $0.00 | – |
| 其他筹资活动净额 | – | – | -$3.12M | – | – |
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