股票 › WCCB
西海岸社区银行 WCCB
美股市值排名 #3517
$62.08 −$0.32 (-0.51%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $62.08 0.00%
开盘$62.69
昨收$62.40
当日区间$61.90 – $63.17
成交量78.3K
市值$653.36M
市盈率（TTM）11.3
股息率1.51%
基本面
最新报告季度：Q3, ended Sep 2026
营收$38.41M+6.9% YoY
净利润$16.74M+38.8% YoY
摊薄每股收益$1.59+39.5% YoY
自由现金流$0.00
经营现金流$0.00
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率39.7%
净资产收益率15.0%
资产收益率2.0%
负债/资产比率86.5%
现金及投资$117.03M
净现金（净负债）$117.03M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $38.41M | $34.31M | $36.79M | $139.25M | $35.78M |
| 净利息收入 | $37.11M | $33.14M | $34.08M | $134.23M | $34.44M |
| -利息收入 | $45.66M | $42.89M | $41.84M | $167.14M | $43.65M |
| -利息支出 | $8.55M | $9.76M | $7.75M | $32.91M | $9.20M |
| 非利息收入 | $1.30M | $1.18M | $2.71M | $5.02M | $1.34M |
| -已赚保费合计 | $208,000.00 | $205,000.00 | $200,000.00 | $742,000.00 | $195,000.00 |
| -手续费及佣金 | $632,000.00 | $615,000.00 | $614,000.00 | $2.36M | $613,000.00 |
| -股息收入 | $309,000.00 | $174,000.00 | $656,000.00 | $1.14M | $288,000.00 |
| -其他非利息收入 | $217,000.00 | $247,000.00 | $228,000.00 | $1.06M | $243,000.00 |
| -资产出售损益 | -$63,000.00 | -$65,000.00 | $1.01M | -$281,000.00 | $0.00 |
| 信用损失准备 | -$7,000.00 | -$1.51M | $359,000.00 | -$6.96M | -$1.47M |
| 非利息支出 | $16.25M | $15.87M | $16.04M | $61.53M | $15.59M |
| 物业及设备费用 | $1.97M | $2.05M | $1.88M | $7.02M | $1.80M |
| 专业及外包服务费用 | $779,000.00 | $439,000.00 | $1.26M | $2.17M | $815,000.00 |
| 销售及管理费用 | $9.49M | $9.87M | $9.21M | $37.42M | $9.28M |
| -销售及营销费用 | $431,000.00 | $352,000.00 | $283,000.00 | $1.97M | $525,000.00 |
| -管理费用 | $9.05M | $9.52M | $8.93M | $35.46M | $8.76M |
| 折旧、摊销与折耗 | $986,000.00 | $987,000.00 | $986,000.00 | $4.19M | $991,000.00 |
| -折旧与摊销 | $986,000.00 | $987,000.00 | $986,000.00 | $4.19M | $991,000.00 |
| 其他非利息支出 | $3.03M | $2.52M | $2.70M | $10.72M | $2.70M |
| 特殊收益（费用） | $0.00 | $0.00 | $0.00 | -$698,000.00 | -$201,000.00 |
| -减：重组及并购费用 | $0.00 | $0.00 | $0.00 | $698,000.00 | $201,000.00 |
| 税前利润 | $22.15M | $16.93M | $21.12M | $70.06M | $18.52M |
| 税费 | $5.41M | $4.77M | $6.13M | $19.64M | $4.75M |
| 净利润 | $16.74M | $12.16M | $14.99M | $50.43M | $13.77M |
| 持续经营利润 | $16.74M | $12.16M | $14.99M | $50.43M | $13.77M |
| 归属母公司净利润 | $16.74M | $12.16M | $14.99M | $50.43M | $13.77M |
| 归属普通股股东净利润 | $16.74M | $12.16M | $14.99M | $50.43M | $13.77M |
| 基本每股收益 | $1.61 | $1.17 | $1.45 | $4.81 | $1.32 |
| 摊薄每股收益 | $1.59 | $1.16 | $1.43 | $4.76 | $1.31 |
| 每股股息 | $0.25 | $0.24 | $0.23 | $0.82 | $0.22 |
| 其他收入（支出） | – | – | – | -$698,000.00 | -$201,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $2.98B | $2.95B | $2.90B | $2.88B | $2.88B |
| 现金、现金等价物及联邦基金出售 | $117.03M | $146.97M | $161.61M | $190.78M | $190.78M |
| -现金及现金等价物 | $117.03M | $146.97M | $161.61M | $190.78M | $190.78M |
| 证券投资 | $393.25M | $403.50M | $392.93M | $406.51M | $406.51M |
| -可供出售证券 | $15.37M | $15.37M | $15.36M | $367.70M | $367.70M |
| -持有至到期证券 | $6.37M | $6.38M | $6.41M | $6.52M | $6.52M |
| -短期投资 | $371.52M | $381.75M | $371.17M | $32.29M | $32.29M |
| 贷款净额 | $2.30B | $2.24B | $2.18B | $2.13B | $2.13B |
| -贷款总额 | $2.35B | $2.28B | $2.24B | $2.17B | $2.17B |
| -贷款及租赁损失准备 | $36.61M | $35.12M | $34.68M | $38.17M | $38.17M |
| -未实现收入 | -$11.45M | -$13.44M | -$17.53M | – | – |
| 固定资产净值 | $10.68M | $10.81M | $10.37M | $10.29M | $10.29M |
| 商誉及其他无形资产 | $60.95M | $61.94M | $62.93M | $63.91M | $63.91M |
| -商誉 | $40.05M | $40.05M | $40.05M | $40.05M | $40.05M |
| -其他无形资产 | $20.90M | $21.89M | $22.87M | $23.86M | $23.86M |
| 银行持有的寿险资产 | $30.11M | $29.90M | $29.69M | $29.49M | $29.49M |
| 其他资产 | $71.18M | $55.80M | $52.94M | $48.42M | $48.42M |
| 负债合计 | $2.58B | $2.55B | $2.51B | $2.51B | $2.51B |
| 存款合计 | $2.56B | $2.52B | $2.47B | $2.48B | $2.48B |
| 其他负债 | $25.81M | $24.02M | $24.70M | $22.02M | $22.02M |
| 股东权益合计 | $402.59M | $398.49M | $388.23M | $376.83M | $376.83M |
| 股东权益 | $402.59M | $398.49M | $388.23M | $376.83M | $376.83M |
| 股本 | $200.01M | $199.53M | $198.66M | $198.25M | $198.25M |
| -普通股 | $200.01M | $199.53M | $198.66M | $198.25M | $198.25M |
| 留存收益 | $218.78M | $204.67M | $195.03M | $182.45M | $182.45M |
| 不影响留存收益的损益 | -$16.20M | -$5.71M | -$5.45M | -$3.87M | -$3.87M |
| 短期债务及融资租赁负债 | – | $0.00 | $0.00 | – | – |
| -一年内到期债务 | – | $0.00 | $0.00 | – | – |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| 长期债务及融资租赁负债 | – | – | $7.86M | $7.79M | $7.79M |
| -长期债务 | – | – | $7.86M | $7.79M | $7.79M |
| -固定资产原值 | – | – | – | $18.54M | $18.54M |
| -累计折旧 | – | – | – | -$8.26M | -$8.26M |
现金流量表
| 项目 | 2025 ANNUAL | 2024 ANNUAL | 2023 ANNUAL | 2022 ANNUAL | 2021 ANNUAL |
|---|---|---|---|---|---|
| 经营活动现金流 | $51.85M | $23.73M | $24.11M | $10.01M | -$14.84M |
| 持续经营经营活动现金流净额 | $51.85M | $23.73M | $24.11M | $10.01M | -$14.84M |
| 持续经营净利润 | $50.43M | $29.58M | $35.15M | $30.94M | $21.27M |
| 持续经营损益 | $710,000.00 | $854,000.00 | $97,000.00 | -$1.08M | -$801,000.00 |
| 折旧、折耗与摊销 | $5.80M | $2.61M | $1.73M | $1.41M | $1.57M |
| 递延税款 | $34,000.00 | -$1.01M | $140,000.00 | -$323,000.00 | -$734,000.00 |
| 其他非现金项目 | -$8.67M | -$23.90M | -$15.78M | -$16.54M | -$43.36M |
| 营运资金变动 | -$1.27M | $7.69M | -$115,000.00 | -$8.48M | -$1.38M |
| -应收款变动 | -$14,000.00 | $7.96M | -$740,000.00 | -$3.06M | $1.40M |
| -应付账款及应计费用变动 | -$1.71M | -$600,000.00 | -$528,000.00 | -$1.75M | $1.54M |
| -递延费用变动 | $451,000.00 | $328,000.00 | $1.15M | -$3.67M | -$4.32M |
| 投资活动现金流净额 | -$90.58M | $163.13M | -$43.06M | -$135.37M | -$117.77M |
| 持续经营投资活动现金流净额 | -$90.58M | $163.13M | -$43.06M | -$135.37M | -$117.77M |
| 计息银行存款收付款 | $250,000.00 | $10.20M | $24.20M | -$13.06M | $36.42M |
| 固定资产购置及出售净额 | -$2.67M | $969,000.00 | $2.88M | -$3.74M | -$3.00M |
| 业务购买及出售净额 | $0.00 | $43.11M | $0.00 | – | – |
| 投资购置及出售净额 | $31.58M | $115.64M | $60.50M | -$73.14M | -$228.75M |
| 贷款净收益 | -$117.59M | -$6.79M | -$130.64M | -$45.43M | $78.75M |
| 其他投资变动净额 | -$2.15M | – | – | – | -$1.20M |
| 筹资活动现金流 | $144.75M | -$136.04M | $10.19M | $28.63M | $259.50M |
| 持续经营筹资活动现金流净额 | $144.75M | -$136.04M | $10.19M | $28.63M | $259.50M |
| 存款增减 | $166.57M | -$97.92M | -$15.69M | $34.45M | $301.55M |
| Net Issuance Payments of Debt | -$5.19M | -$32.50M | $32.50M | $0.00 | -$40.36M |
| 普通股发行净额 | -$8.14M | -$7,000.00 | -$3.00M | -$2.00M | $0.00 |
| 已付现金股利 | -$8.65M | -$6.17M | -$3.86M | -$4.04M | -$1.89M |
| 股票期权行使所得 | $255,000.00 | $576,000.00 | $243,000.00 | $218,000.00 | $203,000.00 |
| 其他筹资活动净额 | -$90,000.00 | -$21,000.00 | – | – | – |
| 期末现金余额 | $190.68M | $84.65M | $33.83M | $42.69M | $139.42M |
| 现金净变动 | $106.03M | $50.82M | -$8.76M | -$96.73M | $126.89M |
| 期初现金余额 | $84.65M | $33.83M | $42.59M | $139.42M | $12.53M |
| 自由现金流 | $49.18M | $22.79M | $22.84M | $6.27M | -$17.84M |
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