Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $34.31M | $36.79M | $139.25M | $35.78M | $35.92M |
| Net Interest Income | $33.14M | $34.08M | $134.23M | $34.44M | $34.63M |
| -Interest Income | $42.89M | $41.84M | $167.14M | $43.65M | $42.88M |
| -Interest Expense | $9.76M | $7.75M | $32.91M | $9.20M | $8.25M |
| Non-Interest Income | $1.18M | $2.71M | $5.02M | $1.34M | $1.29M |
| -Total Premiums Earned | $205,000.00 | $200,000.00 | $742,000.00 | $195,000.00 | $185,000.00 |
| -Fees and Commissions | $615,000.00 | $614,000.00 | $2.36M | $613,000.00 | $583,000.00 |
| -Dividend Income | $174,000.00 | $656,000.00 | $1.14M | $288,000.00 | $281,000.00 |
| -Other Non-Interest Income | $247,000.00 | $228,000.00 | $1.06M | $243,000.00 | $238,000.00 |
| -Gain Loss on Sale of Assets | -$65,000.00 | $1.01M | -$281,000.00 | $0.00 | -$2,000.00 |
| Credit Losses Provision | -$1.51M | $359,000.00 | -$6.96M | -$1.47M | -$3.49M |
| Non-Interest Expense | $15.87M | $16.04M | $61.53M | $15.59M | $15.34M |
| Occupancy and Equipment | $2.05M | $1.88M | $7.02M | $1.80M | $1.69M |
| Professional Expense and Contract Services Expense | $439,000.00 | $1.26M | $2.17M | $815,000.00 | $629,000.00 |
| Selling and Admin Expenses | $9.87M | $9.21M | $37.42M | $9.28M | $9.19M |
| -Selling & Marketing Expense | $352,000.00 | $283,000.00 | $1.97M | $525,000.00 | $519,000.00 |
| -General & Admin Expense | $9.52M | $8.93M | $35.46M | $8.76M | $8.67M |
| Depreciation & Amortization & Depletion | $987,000.00 | $986,000.00 | $4.19M | $991,000.00 | $1.07M |
| -Depreciation & Amortization | $987,000.00 | $986,000.00 | $4.19M | $991,000.00 | $1.07M |
| Other Non-Interest Expenses | $2.52M | $2.70M | $10.72M | $2.70M | $2.77M |
| Special Income (Charges) | $0.00 | $0.00 | -$698,000.00 | -$201,000.00 | -$150,000.00 |
| -Less:Restructuring and Mergern & Acquisition | $0.00 | $0.00 | $698,000.00 | $201,000.00 | $150,000.00 |
| Pretax Profit | $16.93M | $21.12M | $70.06M | $18.52M | $16.94M |
| Tax | $4.77M | $6.13M | $19.64M | $4.75M | $4.88M |
| Net Profit | $12.16M | $14.99M | $50.43M | $13.77M | $12.06M |
| Profit from Continuing Operations | $12.16M | $14.99M | $50.43M | $13.77M | $12.06M |
| Net Income to Parent Company | $12.16M | $14.99M | $50.43M | $13.77M | $12.06M |
| Net Income to Common Stockholders | $12.16M | $14.99M | $50.43M | $13.77M | $12.06M |
| Basic EPS | $1.17 | $1.45 | $4.81 | $1.32 | $1.15 |
| Diluted EPS | $1.16 | $1.43 | $4.76 | $1.31 | $1.14 |
| Dividend Per Share | $0.24 | $0.23 | $0.82 | $0.22 | $0.21 |
| Other Income (Expense) | – | – | -$698,000.00 | -$201,000.00 | -$150,000.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $2.95B | $2.90B | $2.88B | $2.88B | $2.84B |
| Cash, Cash Equivalents & Federal Funds Sold | $146.97M | $161.61M | $190.78M | $190.78M | $143.75M |
| -Cash and Cash Equivalents | $146.97M | $161.61M | $190.78M | $190.78M | $143.75M |
| Securities Investment | $403.50M | $392.93M | $406.51M | $406.51M | $449.93M |
| -Available for Sale Securities | $15.37M | $15.36M | $367.70M | $367.70M | $15.36M |
| -Held to Maturity Securities | $6.38M | $6.41M | $6.52M | $6.52M | $6.57M |
| -Short Term Investments | $381.75M | $371.17M | $32.29M | $32.29M | $428.01M |
| Net Loan | $2.24B | $2.18B | $2.13B | $2.13B | $2.09B |
| -Gross Loan | $2.28B | $2.24B | $2.17B | $2.17B | $2.15B |
| -Allowance for Loans and Lease Losses | $35.12M | $34.68M | $38.17M | $38.17M | $37.09M |
| -Unearned Income | -$13.44M | -$17.53M | – | – | -$20.89M |
| Net PPE | $10.81M | $10.37M | $10.29M | $10.29M | $10.21M |
| Goodwill and Other Intangible Assets | $61.94M | $62.93M | $63.91M | $63.91M | $64.90M |
| -Goodwill | $40.05M | $40.05M | $40.05M | $40.05M | $40.05M |
| -Other Intangible Assets | $21.89M | $22.87M | $23.86M | $23.86M | $24.85M |
| Bank-Owned Life Insurance | $29.90M | $29.69M | $29.49M | $29.49M | $28.10M |
| Other Assets | $55.80M | $52.94M | $48.42M | $48.42M | $51.19M |
| Total Liabilities | $2.55B | $2.51B | $2.51B | $2.51B | $2.47B |
| Total Deposits | $2.52B | $2.47B | $2.48B | $2.48B | $2.44B |
| Short-Term Debt and Capital Lease Obligation | $0.00 | $0.00 | – | – | $0.00 |
| -Current Debt | $0.00 | $0.00 | – | – | $0.00 |
| Other Liabilities | $24.02M | $24.70M | $22.02M | $22.02M | $22.49M |
| Total Equity | $398.49M | $388.23M | $376.83M | $376.83M | $368.50M |
| Stockholders' Equity | $398.49M | $388.23M | $376.83M | $376.83M | $368.50M |
| Capital Stock | $199.53M | $198.66M | $198.25M | $198.25M | $203.49M |
| -Common Stock | $199.53M | $198.66M | $198.25M | $198.25M | $203.49M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Retained Earnings | $204.67M | $195.03M | $182.45M | $182.45M | $170.99M |
| Gains/Losses Not Affecting Retained Earnings | -$5.71M | -$5.45M | -$3.87M | -$3.87M | -$5.99M |
| Long Term Debt and Capital Lease Obligation | – | $7.86M | $7.79M | $7.79M | $11.09M |
| -Long Term Debt | – | $7.86M | $7.79M | $7.79M | $11.09M |
| -Gross PPE | – | – | $18.54M | $18.54M | – |
| -Accumulated Depreciation | – | – | -$8.26M | -$8.26M | – |
| Line item | 2025 ANNUAL | 2024 ANNUAL | 2023 ANNUAL | 2022 ANNUAL | 2021 ANNUAL |
|---|---|---|---|---|---|
| Operating Cash Flow | $51.85M | $23.73M | $24.11M | $10.01M | -$14.84M |
| Net cash flow from continuing operations | $51.85M | $23.73M | $24.11M | $10.01M | -$14.84M |
| Net Income from Continuing Operations | $50.43M | $29.58M | $35.15M | $30.94M | $21.27M |
| Gain/Loss from Continuing Operations | $710,000.00 | $854,000.00 | $97,000.00 | -$1.08M | -$801,000.00 |
| Depreciation & Depletion & Amortization | $5.80M | $2.61M | $1.73M | $1.41M | $1.57M |
| Deferred Tax | $34,000.00 | -$1.01M | $140,000.00 | -$323,000.00 | -$734,000.00 |
| Other Non-Cash Items | -$8.67M | -$23.90M | -$15.78M | -$16.54M | -$43.36M |
| Change in Working Capital | -$1.27M | $7.69M | -$115,000.00 | -$8.48M | -$1.38M |
| -Change in Receivables | -$14,000.00 | $7.96M | -$740,000.00 | -$3.06M | $1.40M |
| -Change in Payables and Accrued Expense | -$1.71M | -$600,000.00 | -$528,000.00 | -$1.75M | $1.54M |
| -Change in Deferred Charges | $451,000.00 | $328,000.00 | $1.15M | -$3.67M | -$4.32M |
| Net cash flow from investing | -$90.58M | $163.13M | -$43.06M | -$135.37M | -$117.77M |
| Net Cash Flow from Continuing Investing Activities | -$90.58M | $163.13M | -$43.06M | -$135.37M | -$117.77M |
| Proceeds Payment in Interest Bearing Deposits in Bank | $250,000.00 | $10.20M | $24.20M | -$13.06M | $36.42M |
| Net PPE Purchase and Sale | -$2.67M | $969,000.00 | $2.88M | -$3.74M | -$3.00M |
| Net Business Purchase and Sale | $0.00 | $43.11M | $0.00 | – | – |
| Net Investment Purchase and Sale | $31.58M | $115.64M | $60.50M | -$73.14M | -$228.75M |
| Net Income from Loans | -$117.59M | -$6.79M | -$130.64M | -$45.43M | $78.75M |
| Net Other Investing Changes | -$2.15M | – | – | – | -$1.20M |
| Financing Cash Flow | $144.75M | -$136.04M | $10.19M | $28.63M | $259.50M |
| Net Cash Flow from Continuing Financing Activities | $144.75M | -$136.04M | $10.19M | $28.63M | $259.50M |
| Increase/Decrease in Deposit | $166.57M | -$97.92M | -$15.69M | $34.45M | $301.55M |
| Net Issuance Payments of Debt | -$5.19M | -$32.50M | $32.50M | $0.00 | -$40.36M |
| Net Common Stock Issuance | -$8.14M | -$7,000.00 | -$3.00M | -$2.00M | $0.00 |
| Cash Dividends Paid | -$8.65M | -$6.17M | -$3.86M | -$4.04M | -$1.89M |
| Proceeds from Stock Option Exercised | $255,000.00 | $576,000.00 | $243,000.00 | $218,000.00 | $203,000.00 |
| Net Other Financing Activities | -$90,000.00 | -$21,000.00 | – | – | – |
| Ending Cash Balance | $190.68M | $84.65M | $33.83M | $42.69M | $139.42M |
| Net Change in Cash | $106.03M | $50.82M | -$8.76M | -$96.73M | $126.89M |
| Beginning Cash Balance | $84.65M | $33.83M | $42.59M | $139.42M | $12.53M |
| Free Cash Flow | $49.18M | $22.79M | $22.84M | $6.27M | -$17.84M |
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