West Coast Community WCCB

Jon P. Sisk serves as our Executive Vice President, Chief Banking Officer, a position he has held since November 2018, following the merger with Lighthouse Bank. Mr. Sisk has 29 years of experience as a community banking leader in Santa Cruz County. Mr. Sisk previously served as founder and president of Lighthouse Bank, and senior vice president, senior relationship manager at Coast Commercial Bank. Mr. Sisk currently serves in board, committee and advisory roles with the American Bankers Association, California Marine Sanctuary Foundation, Dominican Hospital - Dignity Health, Santa Cruz Works and Santa Cruz Board Riders Club. He is a member of the Santa Cruz Sunrise Rotary, Santa Cruz Business Council and Cabrillo College Foundation President's Circle. Mr. Sisk serves on the Advisory Board of the American Bankers Association (ABA) and as vice chairman of the ABA Community Bankers Council. Mr. Sisk is a graduate of Saint Mary's College where he obtained a Bachelor of Science degree in economics and business administration. He is also an alumnus of The Wharton School Advanced Management Program. In 2009, Mr. Sisk was recognized by the Santa Cruz County Chamber of Commerce as Man of the Year.

Mark Gouvion serves as our Executive Vice President, Chief Operations Officer, a position he has held since June 2025. Mr. Gouvion brings nearly 30 years of experience in banking leadership, operational transformation and client-focused innovation. Mr. Gouvion previously served as Senior Executive Vice President/Head of Retail Banking at Pacific Premier Bancorp from 2019 to 2023 and prior to that in various executive roles at Opus Bank from 2016 to 2019, as well as other progressive roles at U.S. Bank and First Federal Bank of California. Mr. Gouvion is a graduate of the Pacific Coast Banking School at the University of Washington and completed advanced coursework in business administration at California State University, Fullerton.

Shawn Lipman serves as our Executive Vice President, Chief Credit Officer, a position he has held since August 2024. Mr. Lipman joined the Bank in September 2011 as Vice President, Senior Relationship Manager and was promoted to Senior Vice President/Director of Credit Administration in January 2022. Mr. Lipman has more than 30 years of lending experience across banking, commercial finance and mezzanine lending. His prior experience includes credit administration, portfolio management, underwriting and marketing. Mr. Lipman previously served as vice president/team leader at Union Bank of California and senior vice president/western region portfolio manager at GMAC Commercial Finance. Additionally, he held various positions at Comerica Bank, Libra Mezzanine Partners and Finova Capital. Mr. Lipman currently serves on the board of the Dominican Hospital Foundation. Mr. Lipman graduated from San Diego State University with a Bachelor of Science degree in business administration, Finance.

Cecilia Situ serves as our Executive Vice President, Chief Financial Officer, a position she has held since October 2022. Ms. Situ has more than two decades of well-rounded financial management experience, including with respect to financial and strategic planning, interest rate risk management, investment portfolio management, business combinations, financial accounting and SEC reporting, Sarbanes-Oxley internal control and procedures, and team development. From 2008 to 2022, Ms. Situ held a number of progressively more senior positions, including Controller and Principal Accounting Officer, at Bank of Marin Bancorp, a Nasdaq listed bank holding company in California where she served from 2019 to 2022 as Senior Vice President and Treasurer. Her career began in public accounting at Deloitte & Touche in 2002 with a specialty in auditing community banks, real estate firms, nonprofit organizations and other financial service companies. Ms. Situ served on the Diversity and Inclusion Committee for the Deloitte Sacramento office and participated in the Deloitte Focus Forward program aimed at developing high-achieving women leaders. Ms. Situ graduated from the University of Macau with a Bachelor of Business Administration degree in accounting, with honors. She also holds a Master of Accounting degree from the University of Florida, Fisher School of Accounting. Ms. Situ is a Chartered Financial Analyst and California Certified Public Accountant. In 2023, Ms. Situ and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award. She was also recognized as a 2026 Women of Influence honoree by the Silicon Valley Business Journal.

Matthew March serves as our Executive Vice President, Chief Information Officer, a position he has held since February 2025. Mr. March has more than 25 years of experience in financial services and technology sectors, with deep expertise in digital transformation and innovation, strategic IT leadership, cybersecurity, regulatory compliance and team leadership and development. Mr. March previously served as Chief Information Officer at Sunwest Bank from 2019 to 2024, Pacific Premier Bank from 2017 to 2019, Colony American Finance from 2015 to 2017 and Carrington Mortgage Holding, LLC from 2007 to 2013. He also served as Chief Information Officer and Chief Administrative Officer at Banc of California from 2013 to 2015. Mr. March served as chairman of the Carrington Charitable Foundation, on the technology mentoring program with the California Conservation Corps youth program in Los Angeles, California, and implemented a program that donated refurbished laptops and monitors to schools, Boys and Girls Clubs and charities. Mr. March holds a Bachelor of Science degree in computer science with a mathematics minor from California State University, Chico.

Mr. French is a private investor. He previously served as the President of French Resources Group, Inc., a real estate investment and development company, based in Santa Cruz, California from 2012 to 2020. He is a former director of Lighthouse Bank, serving from 2007 until the merger with West Coast Community Bank in 2019. Mr. French also served for 15 years as Managing Director of Redtree Partners, LP, a Santa Cruz based real estate company during which he managed all aspects of the operations, including acquisitions, exchanges, entitlement, development and leasing. Mr. French is active in the community and has served as a director on the boards of many local nonprofit organizations. Mr. French obtained a Bachelor of Science degree in business from California State University San Jose.

Mr. Ruder has served since 2019 as President and Chief Executive Officer of S. Martinelli & Company, a longstanding, family-owned beverage manufacturer known for its Martinelli's brand of sparkling ciders and juices. He is responsible for corporate strategy, financial performance and long-term organizational leadership, with a consistent focus on risk management, governance and disciplined capital allocation. Mr. Ruder joined Martinelli's in June 2013 as Vice President and Chief Financial Officer and was promoted to President and CEO in 2019. Prior to joining Martinelli's, he served as President of Agassi Graf Holdings, where he managed direct investments and real estate development, and as Regional Director of the Canyon Agassi Charter School Facilities Fund, leading underwriting and investment strategy. He previously worked with McKinsey & Company, MBNA and in international project management. Mr. Ruder has both a Master of Business Administration degree from Stanford University and a Bachelor of Arts degree in history and international relations from Georgetown University. Mr. Ruder was selected as a nominee by the Board for his extensive experience in financial and enterprise risk management as well as his background in a closely held, family-operated business that provides insight into credit discipline, capital planning and financial needs of small- and mid-sized businesses.

Ms. Snelling has been our President, Chief Executive Officer and a member of the Board of Directors since March 2021 and was appointed as Chairman of the Boards of the Bank and Bancorp in September 2025. She previously served as executive vice president, chief operating officer and chief financial officer of Five Star Bancorp, Roseville, California from February 2017 to February 2021. During her tenure, she was instrumental in Five Star Bank's initial public offering and Nasdaq listing process. She is also the former Chief Financial Officer of Inspire Communities, Rancho Cordova, California from February 2013 to February 2017. She serves on the California Bankers Association's Board of Directors and the San Francisco Federal Reserve's Home Office Board of Directors. Ms. Snelling was recognized in the American Banker Magazine's Most Powerful Women in Banking Watch List for 2023 and 2024 by the Silicon Valley Business Journal in their 2023, 2024 and 2025 Power 100 Lists. Ms. Snelling graduated from the University of the Pacific with a Bachelor of Science degree with a double major in Mathematics and Economics. She also holds a Master of Arts degree in Economics from the University of California, Davis and is a California Certified Public Accountant (inactive). Ms. Snelling was selected as a nominee by the Board because of her proven Bancorp leadership role, her extensive financial experience and broad industry knowledge.

Mr. Chappell is a Certified Public Accountant and has been a Partner Emeritus of the Watsonville, California office of the accounting firm of Hutchinson and Bloodgood LLP since October 2018 to present. Mr. Chappell's areas of expertise include the taxation of closely held corporations, partnerships, individuals, estates and trusts. Mr. Chappell specializes in serving clients in the agribusiness industry, including growers, processors and brokers. He also works with contractors, retailers and wholesalers. Mr. Chappell has served at the board level of numerous local charitable and community service organizations. He received a Bachelor of Science degree from California State University, San Diego, where he majored in accounting, and received his Masters of Science degree in taxation from Golden Gate University. Mr. Chappell is a member of the American Institute of Certified Public Accountants. Mr. Chappell is a founder of West Coast Community Bank. We believe Mr. Chappell's experience as a Certified Public Accountant serving clients in the agribusiness qualifies him to serve on the Board.

Mr. Gollnick has served on the Board of the Bank and Bancorp since 2024. He is the co-owner and farmer of Rodnick Farms. Mr. Gollnick served as the Chief Operating Officer (COO) of Scheid Vineyards, Inc., dba Scheid Family Wines, from July 1998 to until his retirement in December 2021. Scheid is one of the country's largest independent growers of premium grapes which produces in excess of two million cases of wine per year. In his role as COO, Mr. Gollnick managed all aspects of the operations including financial planning, land development, farming, wine production and packaging. He was a founding director and former Chairman of 1st Capital Bank Board of Directors, serving from 2007 until the merger with West Coast Community Bank in 2024. Mr. Gollnick completed his undergraduate studies in agriculture business at California Polytechnic State University, San Luis Obispo. Mr. Gollnick is the 2006 recipient of the National Steinbeck Center's Emerging Agricultural Leader Award. He also has served on various nonprofit boards throughout Monterey County, including holding the titles of President or Chairman.

Maxwell Sinclair serves as our Executive Vice President, Chief Risk Officer, a position he has held since May 2022. Mr. Sinclair has also served as our Corporate Secretary since August 2026. Mr. Sinclair is a proven leader with more than 35 years in the banking industry consisting of extensive experience in executive leadership, risk management, compliance, Bank Secrecy Act and anti-money laundering and human resource management. Previously, Mr. Sinclair served as executive vice president/chief risk, compliance and human resources officer at Pacific Mercantile Bank from 2011 to 2021 and was a founder of an Arizona-based de novo where he served in the capacity of Executive Vice President and Chief Risk Officer. Mr. Sinclair has also previously served as vice president, compliance & BSA manager at Zions Bancorp (California Bank & Trust) from 2005 to 2011, and also as vice president, compliance & BSA officer and CRA & security manager at several Southern California-based financial institutions. Mr. Sinclair currently serves on the boards of Alliance of Jamaican & American Humanitarians, the California Bankers Association, Habitat for Humanity Monterey Bay and the Wiley Center. Mr. Sinclair obtained his Bachelor of Science degree in business management from the University of Redlands and earned his Master of Business Administration degree from the University of Southern California. He is a graduate of Pacific Coast Banking School, American Bankers Association National Compliance School and also holds a certificate in Human Resource Management from Loyola Marymount University.

Mr. Doiguchi serves as the Board's Lead Independent Director. He is a retired banking executive and community leader. He was the founding board member of Pan Pacific Bank and later became Chairman and CEO of the bank. He has previously served from 2015 to 2023 on the board of California Bank of Commerce, a wholly owned subsidiary of California Bancorp, a Nasdaq-listed bank holding company, where he served on its Directors Loan Committee, Asset/Liability committee, and chaired the Strategic Banking committee and Governance and Nominating committee. He has also been active in community work, where he has served on the boards of the San Jose Sports Authority, Silicon Valley Capital Club, Japanese Chamber of Commerce of Northern California and as a member of the Silicon Valley Japan Platform. He also currently serves on the board of El Camino Health Care as a member of the Finance Committee and chairman of the Executive Compensation Committee. He received his Bachelor of Arts degree from the University of California Los Angeles, his MBA from Santa Clara University and a Banking degree from the Pacific Coast Banking School at the University of Washington. We believe Mr. Doiguchi's experience as a public company director and executive qualifies him to serve on the Board.

Mr. Potts is a financial services executive with 30 years' leadership experience in investment management, advisory platforms and fiduciary wealth services. He is recognized for serving as president and director of Loring Ward, a Silicon Valley-based turnkey asset management program that supported registered investment advisors and broker dealers in overseeing billions in assets nationwide, from November 2018 to November 2023, in addition to serving as president emeritus from November 2023 to March 2024. Mr. Potts played a key role in Loring Ward's strategic combination with Focus Financial Partners, completed in 2018 in a transaction valued at $235 million. Post combination, Mr. Potts served as the President of Focus Partners Advisor Solutions, (formerly Buckingham Strategic Partners), a subsidiary of Focus Financial Partners which was NASDAQ-listed until taken private in August 2023. During his tenure, Mr. Potts advanced an evidence-based investment approach, launched a mutual fund company, strengthened research capabilities, upgraded technology infrastructure and refined operational disciplines to support scale and efficiency. He currently serves in various advisory and board roles, including on the board of directors of Aristotle Funds, offering insight on investment management, distribution strategy, operational scale and governance. Mr. Potts obtained a Bachelor of Science degree in Economics from Santa Clara University. Mr. Potts was selected as a nominee by the Board for his ability to combine oversight, risk evaluation and growth planning with a focus on technology's role.

Ms. Chapin is a civil engineer and has served as the Executive Vice President and Chief Operating Officer of The Don Chapin Company, Inc., Salinas, California since 2018 to present. In this role, Ms. Chapin oversees all aspects of operations including financial reporting and analysis, operational efficiency and the development and implementation of business strategy. Ms. Chapin has also served as Chief Contract Administrator for public works and private contracts at The Don Chapin Co. since 2018, with responsibility for regulatory compliance and engagement with public agencies. She is also the General Manager of Landset Engineers, Inc., a Civil Engineering Firm based in Salinas, California, since 2005. Ms. Chapin serves on the Board of the Salinas Valley Basin Groundwater Sustainability Agency and as Treasurer of the Don and Barbara Chapin Foundation. She is a graduate of Leadership Salinas Valley and Focus Agriculture, a program of the educational nonprofit organization Agri-Culture. Ms. Chapin has a Bachelor of Science degree in civil engineering from Texas A&M University and is a Professional Civil Engineer. We believe Ms. Chapin's management experience and public works and private contracts experience qualify her to serve on the Board.

Ms. Bornstein is an experienced finance executive with more than 20 years in senior leadership roles across private equity, venture debt and specialty finance. Ms. Bornstein is the founder of C Suite Resolutions, a conflict consulting firm and since 2021, has provided mediation, conflict and negotiation coaching, ombuds services and corporate trainings to organizations and individuals. She previously served as chief financial officer and chief compliance officer at WTI, a venture debt firm with more than $6 billion in loans issued from 2019 to 2021, from 2017 to 2019, as chief financial officer at Generate Capital, Inc., a sustainable infrastructure investment company, and from 2000 to 2017 as CFO and CCO at American Infrastructure Funds, a private equity firm focused on master limited partnership-qualifying infrastructure investments. Her background includes extensive work in SEC compliance, complex fund structures, audit oversight and risk management. She also has guided organizations through start-up, turnaround and high growth cycles. Ms. Bornstein serves on the boards of GOLD Comedy, Inc. and Congress of Neutrals. She is a mediation panel member with the San Francisco Bar Association and an arbitration panel member with Financial Industry Regulatory Authority (FINRA). Additionally, she teaches mediation at institutions in Northern California. Ms. Bornstein holds an Master of Business Administration degree from Simmons University in Boston, a Masters in Dispute Resolution from Pepperdine University, and is a doctoral candidate at Pennsylvania State University's Smeal College of Business.

Mr. Weisenstein worked at Intel from 1979 to 1998, serving as general manager of the 64-bit architecture microprocessor cartridge development team, managed the development and ramp of the PC Card faxmodem business and managed the engineering and manufacturing teams of the nonvolatile memory division. From 1998 to 2002, Mr. Weisenstein invested in over 20 new ventures as a member of The Angel's Forum LLC in Palo Alto, CA. After Intel, Mr. Weisenstein also served as founder, president and chief executive officer of Graystone Consulting LLC, from 2001 to 2012, providing business consulting and executive coaching services to business leaders in the Monterey Bay region. He was also active as a business consultant, executive coach, angel investor, business school instructor, board member and founder in a variety of new business ventures. From 2007 he was a director of Lighthouse Bank, which merged into West Coast Community Bank in 2019. Mr. Weisenstein recently served as President and Board member for both of the Community Foundation of Santa Cruz County and Rotary Club of Santa Cruz. He previously served as Vice President and board member of the Santa Cruz County Symphony Association and as a business counselor at Cabrillo College's Small Business Development Corp. Mr. Weisenstein obtained a Bachelor of Science degree in electrical engineering and a Master of Engineering from Cornell University. We believe Mr. Weisenstein's his business acumen, leadership expertise, lengthy experience as a bank director and accumulated knowledge of banking operations qualifies him to serve on the Board.

Angelo DeBernardo, Jr. serves as our Executive Vice President, Chief Lending Officer. Mr. DeBernardo joined the Bank at its inception in February 2004 as Vice President, Senior Business Lender, playing a key role in establishing and expanding the Bank's commercial lending platform and has more than 35 years of progressive financial services experience in commercial banking and credit administration. Mr. DeBernardo previously served as vice president/commercial team leader at Heritage Bank of Commerce in San Jose and as middle market credit analyst with Pacific Western Bank / Comerica Bank in both Santa Cruz County and San Jose. Throughout his career, Mr. DeBernardo has maintained a strong commitment to community leadership and philanthropic service. He currently serves on the boards of the California Community Banking Network, Cabrillo College Foundation, Leadership Santa Cruz County, Santa Cruz Area Chamber of Commerce, and the Rotary Club of Santa Cruz. He is an Emeritus Director of the Dominican Hospital Foundation, a Past President of the Rotary Club of Santa Cruz, and a Trustee of the Santa Cruz Rotary Endowment. Over several decades, he has dedicated substantial time to youth programs, educational fundraising initiatives, and delivering financial literacy education in local high schools. Since 2005, Mr. DeBernardo has served as a faculty member and instructor at Pacific Coast Banking School, the National Graduate School of Banking at the University of Washington, contributing to the professional development of banking executives nationwide. Mr. DeBernardo earned a Bachelor of Science degree in Business Administration, with a concentration in Accounting, from San Jose State University. He is also a graduate of Pacific Coast Banking School, the National Graduate School of Banking at the University of Washington.

Dr. Hightower is a physician at Montage Health where he has worked since 1986, most recently as the Vice Chairman of the Department of Medicine which duties include oversight of clinical quality and patient care standards, leadership of departmental strategy and operations, coordination of multidisciplinary medical teams and guidance on physician recruitment and professional development. He was previously the Chief of Medical Staff, Vice Chief of Staff and Treasurer of the Medical Staff for Community Hospital of the Monterey Peninsula, predecessor of Montage Health. He is currently on the medical staff in the Department of Radiology. He was a founder and former Vice Chairman of the board of directors of 1st Capital Bank, servicing from April 2007 until the merger with West Coast Community Bank in 2024. Dr. Hightower obtained a Bachelor of Science degree in Biological Sciences from the University of Southern California. He earned his medical degree from the University of California, San Francisco, School of Medicine. Dr. Hightower is a past President and former trustee of the Carmel Unified School District Board of Education and a former trustee of the Community Hospital of the Monterey Peninsula. We believe Dr. Hightower's experience at 1st Capital Bank qualifies him to serve on the Board.