股票 › UNTY
团结银行 UNTY
美股市值排名 #3590
$57.22 −$0.55 (-0.95%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $57.22 0.00%
开盘$57.46
昨收$57.77
当日区间$57.22 – $58.46
成交量39.6K
市值$576.26M
市盈率（TTM）9.5
股息率1.12%
基本面
最新报告季度：Q3, ended Sep 2026
营收$35.85M+7.1% YoY
净利润$17.38M+20.8% YoY
摊薄每股收益$1.70+20.6% YoY
自由现金流-$38.84M-57.9% YoY
经营现金流-$38.75M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率44.9%
净资产收益率17.1%
资产收益率2.0%
负债/资产比率88.0%
现金及投资$230.14M
总负债$261.41M
净现金（净负债）-$31.27M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $35.85M | $33.35M | $33.61M | $133.75M | $34.84M |
| 净利息收入 | $34.29M | $31.83M | $30.73M | $117.03M | $31.37M |
| -利息收入 | $49.99M | $46.64M | $45.18M | $173.63M | $45.87M |
| -利息支出 | $15.70M | $14.81M | $14.45M | $56.60M | $14.50M |
| 非利息收入 | $1.56M | $1.53M | $2.88M | $16.72M | $3.47M |
| -已赚保费合计 | $209,000.00 | $213,000.00 | $217,000.00 | $774,000.00 | $228,000.00 |
| -手续费及佣金 | $460,000.00 | $873,000.00 | $1.40M | $3.66M | $753,000.00 |
| -其他非利息收入 | $456,000.00 | $463,000.00 | $413,000.00 | $1.63M | $412,000.00 |
| -资产出售损益 | $432,000.00 | -$24,000.00 | $845,000.00 | $10.65M | $2.08M |
| 信用损失准备 | -$1.05M | -$1.17M | -$1.05M | -$6.77M | -$2.26M |
| 非利息支出 | $14.80M | $13.53M | $14.07M | $51.47M | $12.89M |
| 物业及设备费用 | $1.82M | $1.67M | $1.70M | $6.63M | $1.73M |
| 专业及外包服务费用 | $425,000.00 | $456,000.00 | $488,000.00 | $1.76M | $640,000.00 |
| 销售及管理费用 | $10.61M | $9.68M | $9.63M | $36.34M | $8.65M |
| -销售及营销费用 | $431,000.00 | $442,000.00 | $393,000.00 | $1.68M | $380,000.00 |
| -管理费用 | $10.18M | $9.24M | $9.23M | $34.65M | $8.27M |
| 其他非利息支出 | $1.94M | $1.72M | $2.26M | $6.75M | $1.87M |
| 税前利润 | $20.01M | $18.65M | $18.49M | $75.51M | $19.69M |
| 税费 | $2.63M | $4.18M | $4.20M | $17.56M | $4.22M |
| 净利润 | $17.38M | $14.47M | $14.29M | $57.95M | $15.47M |
| 持续经营利润 | $17.38M | $14.47M | $14.29M | $57.95M | $15.47M |
| 归属母公司净利润 | $17.38M | $14.47M | $14.29M | $57.95M | $15.47M |
| 归属普通股股东净利润 | $17.38M | $14.47M | $14.29M | $57.95M | $15.47M |
| 基本每股收益 | $1.73 | $1.44 | $1.43 | $5.78 | $1.55 |
| 摊薄每股收益 | $1.70 | $1.42 | $1.40 | $5.67 | $1.52 |
| 每股股息 | $0.17 | $0.16 | $0.16 | $0.58 | $0.15 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $3.25B | $3.19B | $3.03B | $2.97B | $2.97B |
| 现金、现金等价物及联邦基金出售 | $230.14M | $250.32M | $229.16M | $216.52M | $216.52M |
| -现金及现金等价物 | $230.14M | $250.32M | $229.16M | $216.52M | $216.52M |
| 证券投资 | $122.79M | $119.30M | $115.27M | $124.02M | $124.02M |
| -可供出售证券 | $13.43M | $63.48M | $63.21M | $85.47M | $85.47M |
| -持有至到期证券 | $37.78M | $36.72M | $29.32M | $36.58M | $36.58M |
| -短期投资 | $71.58M | $19.10M | $22.75M | $1.97M | $1.97M |
| 贷款净额 | $2.74B | $2.65B | $2.57B | $2.51B | $2.51B |
| -贷款总额 | $2.78B | $2.68B | $2.60B | $2.54B | $2.54B |
| -贷款及租赁损失准备 | $35.61M | $34.55M | $33.35M | $32.34M | $32.34M |
| 应收款 | $13.70M | $12.99M | $13.26M | $12.90M | $12.90M |
| -应收账款 | $13.70M | $12.99M | $13.26M | $12.90M | $12.90M |
| 固定资产净值 | $17.87M | $17.88M | $18.12M | $18.02M | $18.02M |
| 商誉及其他无形资产 | $1.52M | $1.52M | $1.52M | $1.52M | $1.52M |
| -商誉 | $1.52M | $1.52M | $1.52M | $1.52M | $1.52M |
| 银行持有的寿险资产 | $27.19M | $26.98M | $26.76M | $26.55M | $26.55M |
| 抵债资产 | $1.47M | $1.47M | $1.47M | $1.47M | $1.47M |
| 联邦住房贷款银行股票 | $14.51M | $17.40M | $13.99M | $14.31M | $14.31M |
| 递延资产 | $16.58M | $15.98M | $14.89M | $14.64M | $14.64M |
| 其他资产 | $60.07M | $82.54M | $24.60M | $24.34M | $24.34M |
| 负债合计 | $2.86B | $2.82B | $2.67B | $2.62B | $2.62B |
| 存款合计 | $2.56B | $2.46B | $2.38B | $2.32B | $2.32B |
| 应付款 | $1.90M | $2.76M | $2.30M | $2.14M | $2.14M |
| -应付账款 | $1.90M | $2.76M | $2.30M | $2.14M | $2.14M |
| 长期债务及融资租赁负债 | $261.41M | $326.43M | $258.58M | $266.08M | $266.08M |
| -长期债务 | $261.41M | $326.43M | $258.58M | $266.08M | $266.08M |
| 其他负债 | $39.22M | $30.76M | $29.21M | $28.74M | $28.74M |
| 股东权益合计 | $388.47M | $371.81M | $358.10M | $345.63M | $345.63M |
| 股东权益 | $388.47M | $371.81M | $358.10M | $345.63M | $345.63M |
| 股本 | $107.91M | $106.70M | $106.03M | $105.89M | $105.89M |
| -普通股 | $107.91M | $106.70M | $106.03M | $105.89M | $105.89M |
| 留存收益 | $285.15M | $269.49M | $256.62M | $243.94M | $243.94M |
| 减：库存股 | $3.43M | $3.43M | $3.43M | $3.10M | $3.10M |
| 不影响留存收益的损益 | -$1.16M | -$949,000.00 | -$1.13M | -$1.10M | -$1.10M |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| -固定资产原值 | – | – | – | $28.58M | $28.58M |
| -累计折旧 | – | – | – | -$10.56M | -$10.56M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$38.75M | $14.92M | $44.91M | $6.83M | $44.64M |
| 持续经营经营活动现金流净额 | -$38.75M | $14.92M | $44.91M | $6.83M | $44.64M |
| 持续经营净利润 | $14.47M | $14.29M | $57.95M | $15.47M | $14.40M |
| 持续经营损益 | -$902,000.00 | $82,000.00 | -$7.83M | -$2.61M | -$767,000.00 |
| 折旧、折耗与摊销 | $619,000.00 | $296,000.00 | $2.81M | $1.10M | $729,000.00 |
| 递延税款 | -$1.15M | -$240,000.00 | -$840,000.00 | $325,000.00 | -$446,000.00 |
| 其他非现金项目 | $405,000.00 | $710,000.00 | -$774,000.00 | -$228,000.00 | -$1.12M |
| 营运资金变动 | -$53.73M | -$1.73M | -$12.29M | -$9.94M | $30.71M |
| 投资活动现金流净额 | -$89.83M | -$47.52M | -$256.84M | -$69.87M | -$68.21M |
| 持续经营投资活动现金流净额 | -$89.83M | -$47.52M | -$256.84M | -$69.87M | -$68.21M |
| 固定资产购置及出售净额 | -$94,000.00 | -$425,000.00 | -$564,000.00 | $116,000.00 | -$214,000.00 |
| 投资购置及出售净额 | -$4.44M | $8.60M | $31.43M | $9.13M | $10.27M |
| 贷款净收益 | -$81.89M | -$56.01M | -$285.89M | -$78.02M | -$84.78M |
| 其他投资变动净额 | -$3.41M | $325,000.00 | -$1.81M | -$1.10M | $6.51M |
| 筹资活动现金流 | $149.74M | $45.24M | $248.01M | $76.08M | -$66.68M |
| 持续经营筹资活动现金流净额 | $149.74M | $45.24M | $248.01M | $76.08M | -$66.68M |
| 存款增减 | $83.41M | $55.08M | $223.75M | $56.58M | $80.12M |
| Net Issuance Payments of Debt | $67.85M | -$7.50M | $35.27M | $24.07M | -$145.40M |
| 普通股发行净额 | $0.00 | -$324,000.00 | -$5.04M | -$3.10M | $0.00 |
| 已付现金股利 | -$1.58M | -$1.54M | -$5.61M | -$1.46M | -$1.45M |
| 股票期权行使所得 | $59,000.00 | -$474,000.00 | -$359,000.00 | -$12,000.00 | $53,000.00 |
| 期末现金余额 | $250.32M | $229.16M | $216.52M | $216.52M | $203.49M |
| 现金净变动 | $21.16M | $12.64M | $36.08M | $13.03M | -$90.25M |
| 期初现金余额 | $229.16M | $216.52M | $180.44M | $203.49M | $293.73M |
| 自由现金流 | -$38.84M | $14.50M | $44.34M | $6.95M | $44.42M |
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