优纳姆集团 UNM
$76.75 +$2.80 (+3.79%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $76.75 0.00%
开盘$74.35
昨收$73.95
当日区间$73.39 – $76.98
成交量3.88M
市值$11.89B
市盈率（TTM）52.2
股息率2.46%
基本面
最新报告季度：Q2, ended Jun 2026
营收$3.35B+0.1% YoY
净利润$256.90M-23.5% YoY
摊薄每股收益$1.61-16.1% YoY
自由现金流$474.30M+48.2% YoY
经营现金流$503.50M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率5.3%
净资产收益率6.4%
资产收益率1.1%
负债/资产比率83.0%
总负债$3.76B
自由现金流/营收5.2%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $3.37B | $3.36B | $13.08B | $3.24B | $3.38B |
| 营业总收入 | $3.35B | $3.33B | $12.98B | $3.21B | $3.36B |
| 已赚保费合计 | $2.82B | $2.79B | $10.83B | $2.69B | $2.69B |
| 手续费收入及其他收入 | $79.00M | $82.80M | $318.40M | $80.10M | $85.60M |
| -其他收入/费用 | $79.00M | $82.80M | $318.40M | $80.10M | $85.60M |
| 净投资收益 | $456.10M | $456.50M | $1.78B | $456.90M | $456.90M |
| 投资已实现损益净额 | -$1.30M | -$500,000.00 | $54.00M | -$22.70M | $127.90M |
| 汇兑损益净额 | -$1.60M | -$1.40M | $5.40M | -$300,000.00 | -$900,000.00 |
| 总费用 | $3.02B | $3.03B | $12.05B | $2.99B | $3.30B |
| 理赔费用 | $2.00B | $2.00B | $8.07B | $1.89B | $2.33B |
| 保单获取费用 | -$52.00M | -$56.40M | -$170.00M | -$38.90M | -$41.20M |
| 手续费及佣金支出 | $364.30M | $368.50M | $1.36B | $333.40M | $335.20M |
| 销售及管理费用 | $307.00M | $325.50M | $1.18B | $288.80M | $292.40M |
| -管理费用 | $307.00M | $325.50M | $1.18B | $288.80M | $292.40M |
| 非经营性利息净收入（支出） | -$53.30M | -$53.10M | -$208.80M | -$52.60M | -$52.20M |
| -非经营性利息支出 | $53.30M | $53.10M | $208.80M | $52.60M | $52.20M |
| 联营企业及其他参股权益收益 | $20.80M | $23.20M | $91.20M | $25.90M | $21.70M |
| 其他营业费用 | $367.50M | $357.20M | $1.50B | $484.80M | $360.80M |
| 税前利润 | $329.50M | $302.70M | $933.50M | $218.40M | $54.50M |
| 税费 | $72.60M | $70.70M | $195.00M | $44.30M | $14.80M |
| 净利润 | $256.90M | $232.00M | $738.50M | $174.10M | $39.70M |
| 持续经营利润 | $256.90M | $232.00M | $738.50M | $174.10M | $39.70M |
| 归属母公司净利润 | $256.90M | $232.00M | $738.50M | $174.10M | $39.70M |
| 归属普通股股东净利润 | $256.90M | $232.00M | $738.50M | $174.10M | $39.70M |
| 基本每股收益 | $1.61 | $1.41 | $4.28 | $1.04 | $0.23 |
| 摊薄每股收益 | $1.61 | $1.41 | $4.27 | $1.04 | $0.23 |
| 每股股息 | $0.46 | $0.46 | $1.76 | $0.46 | $0.46 |
| 特殊收益（费用） | – | $0.00 | – | – | – |
| 减：核销 | – | $0.00 | – | – | – |
| -净承保保费 | – | – | $10.83B | – | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $63.49B | $62.71B | $63.52B | $63.52B | $63.68B |
| 现金及现金等价物 | $199.20M | $192.60M | $158.20M | $158.20M | $327.90M |
| 投资合计 | $43.70B | $42.79B | $43.52B | $43.52B | $43.19B |
| -短期投资 | $36.32B | $35.36B | $36.07B | $36.07B | $35.79B |
| -贷款净额 | $5.75B | $5.77B | $5.78B | $5.78B | $5.71B |
| -其他投资资产 | $1.63B | $1.66B | $1.67B | $1.67B | $1.68B |
| 应收款 | $12.72B | $12.93B | $13.00B | $13.00B | $13.15B |
| -应收账款 | $12.72B | $12.93B | $13.00B | $13.00B | $13.15B |
| 应计投资收益 | $681.10M | $582.00M | $596.00M | $596.00M | $735.70M |
| 固定资产净值 | $506.10M | $509.30M | $503.70M | $503.70M | $496.60M |
| 商誉及其他无形资产 | $353.00M | $353.00M | $410.80M | $410.80M | $354.00M |
| -商誉 | $353.00M | $353.00M | $353.90M | $353.90M | $354.00M |
| 递延保单获取成本 | $3.03B | $2.97B | $2.92B | $2.92B | $2.88B |
| 其他资产 | $2.25B | $2.35B | $2.33B | $2.33B | $2.43B |
| 负债合计 | $52.68B | $51.82B | $52.40B | $52.40B | $52.77B |
| 保单持有人负债 | $45.63B | $45.02B | $45.55B | $45.55B | $45.94B |
| 应付款 | $101.80M | $87.60M | $52.20M | $52.20M | $57.20M |
| -应付税款合计 | $101.80M | $87.60M | $52.20M | $52.20M | $57.20M |
| 长期债务及融资租赁负债 | $3.76B | $3.76B | $3.77B | $3.77B | $3.47B |
| -长期债务 | $3.76B | $3.76B | $3.77B | $3.77B | $3.47B |
| 一年以上递延负债 | $37.40M | $41.00M | $38.80M | $38.80M | $38.10M |
| 其他负债 | $3.14B | $2.91B | $3.00B | $3.00B | $2.99B |
| 股东权益合计 | $10.81B | $10.89B | $11.12B | $11.12B | $10.91B |
| 股东权益 | $10.81B | $10.89B | $11.12B | $11.12B | $10.91B |
| 股本 | $19.60M | $19.60M | $19.60M | $19.60M | $19.60M |
| -普通股 | $19.60M | $19.60M | $19.60M | $19.60M | $19.60M |
| 资本公积 | $1.61B | $1.60B | $1.59B | $1.59B | $1.59B |
| 留存收益 | $13.68B | $13.50B | $13.35B | $13.35B | $13.25B |
| 减：库存股 | $2.63B | $2.43B | $2.03B | $2.03B | $1.78B |
| 不影响留存收益的损益 | -$1.87B | -$1.80B | -$1.81B | -$1.81B | -$2.17B |
| -其他无形资产 | – | – | $56.90M | $56.90M | – |
| 短期债务及融资租赁负债 | – | – | $0.00 | $0.00 | $274.90M |
| -一年内到期债务 | – | – | $0.00 | $0.00 | $274.90M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $503.50M | $340.80M | $687.70M | $357.90M | -$371.80M |
| 持续经营经营活动现金流净额 | $503.50M | $340.80M | $687.70M | $357.90M | -$371.80M |
| 持续经营净利润 | $256.90M | $232.00M | $738.50M | $174.10M | $39.70M |
| 持续经营损益 | -$129.20M | -$32.00M | -$12.10M | $203.70M | -$248.30M |
| 其他非现金项目 | $101.00M | $52.30M | -$820.00M | $41.80M | -$872.60M |
| 营运资金变动 | $225.70M | $55.20M | $661.70M | -$88.80M | $681.20M |
| -应收款变动 | $185.60M | -$33.80M | $529.40M | $8.20M | $161.00M |
| -赔款及理赔费用准备变动 | $51.90M | $143.50M | $437.30M | -$47.20M | $429.50M |
| -递延获取成本变动 | -$52.00M | -$56.40M | -$170.00M | -$38.90M | -$41.20M |
| -应付账款及应计费用变动 | $40.20M | $1.90M | -$135.00M | -$10.90M | $131.90M |
| 投资活动现金流净额 | -$499.40M | $82.70M | $548.90M | -$222.50M | -$189.30M |
| 持续经营投资活动现金流净额 | -$499.40M | $82.70M | $548.90M | -$222.50M | -$189.30M |
| 固定资产购置及出售净额 | -$29.20M | -$39.60M | -$132.30M | -$37.80M | -$30.80M |
| 投资购置及出售净额 | -$204.60M | $181.70M | $350.30M | -$209.20M | -$302.80M |
| 其他投资变动净额 | -$265.60M | -$59.40M | $330.90M | $24.50M | $144.30M |
| 筹资活动现金流 | $2.50M | -$389.10M | -$1.24B | -$305.10M | -$305.80M |
| 持续经营筹资活动现金流净额 | $2.50M | -$389.10M | -$1.24B | -$305.10M | -$305.80M |
| Net Issuance Payments of Debt | $0.00 | -$7.20M | $21.00M | $21.00M | $0.00 |
| 普通股发行净额 | -$208.50M | -$397.20M | -$1.01B | -$257.70M | -$249.40M |
| 已付现金股利 | -$73.60M | -$78.20M | -$306.20M | -$77.30M | -$78.40M |
| 其他筹资费用净额 | $284.60M | $93.50M | $49.20M | $8.90M | $22.00M |
| 期末现金余额 | $199.20M | $192.60M | $158.20M | $158.20M | $327.90M |
| 现金净变动 | $6.60M | $34.40M | -$4.60M | -$169.70M | -$866.90M |
| 期初现金余额 | $192.60M | $158.20M | $162.80M | $327.90M | $1.19B |
| 自由现金流 | $474.30M | $301.20M | $555.40M | $320.10M | -$402.60M |
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