旅行者保险集团 TRV
$395.20 −$7.69 (-1.91%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $396.16 +0.24%
开盘$394.72
昨收$402.89
当日区间$389.64 – $400.11
成交量1.42M
市值$82.43B
市盈率（TTM）10.4
股息率1.19%
基本面
最新报告季度：Q3, ended Sep 2026
营收$12.41B-0.5% YoY
净利润$1.92B+1.5% YoY
摊薄每股收益$9.04+9.7% YoY
自由现金流$3.88B-8.3% YoY
经营现金流$3.88B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率16.9%
净资产收益率27.3%
资产收益率5.8%
负债/资产比率79.6%
总负债$9.81B
自由现金流/营收21.8%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $12.41B | $12.15B | $11.92B | $48.83B | $12.43B |
| 营业总收入 | $12.41B | $12.15B | $11.92B | $48.83B | $12.43B |
| 已赚保费合计 | $11.10B | $10.75B | $10.61B | $43.91B | $11.15B |
| 手续费收入及其他收入 | $245.00M | $270.00M | $262.00M | $1.00B | $250.00M |
| -手续费及佣金 | $123.00M | $126.00M | $121.00M | $495.00M | $125.00M |
| -其他收入/费用 | $122.00M | $144.00M | $141.00M | $508.00M | $125.00M |
| 净投资收益 | $1.10B | $1.06B | $1.01B | $3.96B | $1.05B |
| 投资已实现损益净额 | -$34.00M | $69.00M | $52.00M | -$46.00M | -$20.00M |
| 总费用 | $10.04B | $9.39B | $9.81B | $41.03B | $9.33B |
| 理赔费用 | $6.49B | $5.92B | $6.38B | $27.22B | $5.83B |
| 保单获取费用 | $1.86B | $1.79B | $1.77B | $7.27B | $1.84B |
| 销售及管理费用 | $1.58B | $1.57B | $1.54B | $6.12B | $1.54B |
| -管理费用 | $1.58B | $1.57B | $1.54B | $6.12B | $1.54B |
| 非经营性利息净收入（支出） | -$118.00M | -$113.00M | -$116.00M | -$425.00M | -$116.00M |
| -非经营性利息支出 | $118.00M | $113.00M | $116.00M | $425.00M | $116.00M |
| 税前利润 | $2.37B | $2.77B | $2.12B | $7.80B | $3.10B |
| 税费 | $452.00M | $559.00M | $408.00M | $1.51B | $607.00M |
| 净利润 | $1.92B | $2.21B | $1.71B | $6.29B | $2.50B |
| 持续经营利润 | $1.92B | $2.21B | $1.71B | $6.29B | $2.50B |
| 归属母公司净利润 | $1.92B | $2.21B | $1.71B | $6.29B | $2.50B |
| 其他优先股股息 | $13.00M | $15.00M | $12.00M | $46.00M | $19.00M |
| 归属普通股股东净利润 | $1.90B | $2.19B | $1.70B | $6.24B | $2.48B |
| 基本每股收益 | $9.20 | $10.41 | $7.89 | $27.83 | $11.24 |
| 摊薄每股收益 | $9.04 | $10.26 | $7.78 | $27.43 | $11.06 |
| 每股股息 | $1.25 | $1.25 | $1.10 | $4.35 | $1.10 |
| -净承保保费 | – | – | – | $44.39B | – |
| -未到期保费净准备增减 | – | – | – | -$473.00M | – |
| 特殊收益（费用） | – | – | – | $0.00 | – |
| -减：资本性资产减值 | – | – | – | $0.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $142.09B | $143.58B | $142.31B | $143.71B | $143.71B |
| 现金及现金等价物 | $619.00M | $482.00M | $481.00M | $710.00M | $710.00M |
| 受限现金及现金等价物 | $147.00M | $139.00M | $134.00M | $132.00M | $132.00M |
| 投资合计 | $100.59B | $103.18B | $102.98B | $101.18B | $101.18B |
| -短期投资 | $94.93B | $97.50B | $97.40B | $25.46B | $25.46B |
| -股权投资 | $640.00M | $652.00M | $591.00M | $70.71B | $70.71B |
| -其他投资资产 | $5.02B | $5.03B | $4.99B | $5.02B | $5.02B |
| 应收款 | $23.26B | $23.47B | $22.46B | $21.89B | $21.89B |
| -应收账款 | $23.26B | $23.47B | $22.46B | $21.89B | $21.89B |
| 应计投资收益 | $860.00M | $911.00M | $801.00M | $877.00M | $877.00M |
| 商誉及其他无形资产 | $4.39B | $4.39B | $4.39B | $4.40B | $4.40B |
| -商誉 | $4.06B | $4.06B | $4.06B | $4.07B | $4.07B |
| -其他无形资产 | $326.00M | $325.00M | $331.00M | $336.00M | $336.00M |
| 预付资产 | $1.49B | $1.67B | $1.88B | $1.28B | $1.28B |
| 递延保单获取成本 | $3.76B | $3.71B | $3.59B | $3.52B | $3.52B |
| 终止经营资产 | $0.00 | $0.00 | $0.00 | $4.55B | $4.55B |
| 其他资产 | $4.71B | $4.59B | $4.50B | $4.28B | $4.28B |
| 负债合计 | $113.09B | $110.46B | $110.32B | $110.81B | $110.81B |
| 保单持有人负债 | $91.66B | $90.55B | $89.68B | $88.17B | $88.17B |
| 短期债务及融资租赁负债 | $100.00M | $100.00M | $300.00M | $300.00M | $300.00M |
| -一年内到期债务 | $100.00M | $100.00M | $300.00M | $300.00M | $300.00M |
| 应付款 | $3.88B | $4.11B | $4.19B | $3.56B | $3.56B |
| -应付账款 | $3.88B | $4.11B | $4.19B | $3.56B | $3.56B |
| 长期债务及融资租赁负债 | $9.71B | $8.97B | $8.97B | $8.97B | $8.97B |
| -长期债务 | $9.71B | $8.97B | $8.97B | $8.97B | $8.97B |
| 其他负债 | $7.74B | $6.73B | $7.18B | $9.82B | $9.82B |
| 股东权益合计 | $29.00B | $33.12B | $31.99B | $32.89B | $32.89B |
| 股东权益 | $29.00B | $33.12B | $31.99B | $32.89B | $32.89B |
| 股本 | $26.31B | $26.19B | $26.09B | $25.91B | $25.91B |
| -普通股 | $26.31B | $26.19B | $26.09B | $25.91B | $25.91B |
| 留存收益 | $60.00B | $58.35B | $56.40B | $54.93B | $54.93B |
| 减：库存股 | $50.25B | $48.74B | $47.43B | $45.45B | $45.45B |
| 不影响留存收益的损益 | -$7.06B | -$2.67B | -$3.08B | -$2.50B | -$2.50B |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $3.88B | $1.92B | $2.20B | $10.61B | $2.69B |
| 持续经营经营活动现金流净额 | $3.88B | $1.92B | $2.20B | $10.61B | $2.69B |
| 持续经营净利润 | $1.92B | $2.21B | $1.71B | $6.29B | $2.50B |
| 持续经营损益 | -$38.00M | -$135.00M | -$72.00M | -$178.00M | -$37.00M |
| 递延税款 | -$59.00M | -$58.00M | $51.00M | $210.00M | -$58.00M |
| 其他非现金项目 | $661.00M | – | – | $81.00M | $289.00M |
| 营运资金变动 | -$633.00M | -$1.38B | -$1.45B | -$3.74B | -$2.00B |
| -应收款变动 | $173.00M | -$984.00M | -$542.00M | -$252.00M | $502.00M |
| -赔款及理赔费用准备变动 | $903.00M | $319.00M | $1.21B | $3.30B | -$88.00M |
| -递延获取成本变动 | -$1.91B | -$1.91B | -$1.84B | -$7.37B | -$1.76B |
| -未到期保费变动 | $198.00M | $559.00M | $351.00M | $584.00M | -$661.00M |
| 投资活动现金流净额 | -$2.81B | -$165.00M | -$335.00M | -$7.65B | -$575.00M |
| 持续经营投资活动现金流净额 | -$2.81B | -$165.00M | -$335.00M | -$7.65B | -$575.00M |
| 业务购买及出售净额 | $4.00M | $0.00 | $2.38B | $0.00 | $0.00 |
| 投资购置及出售净额 | -$2.68B | -$35.00M | -$2.59B | -$7.07B | -$415.00M |
| 其他投资变动净额 | -$130.00M | -$137.00M | -$119.00M | -$533.00M | -$135.00M |
| 筹资活动现金流 | -$919.00M | -$1.74B | -$2.09B | -$2.66B | -$1.83B |
| 持续经营筹资活动现金流净额 | -$919.00M | -$1.74B | -$2.09B | -$2.66B | -$1.83B |
| Net Issuance Payments of Debt | $744.00M | – | – | $1.23B | $0.00 |
| 普通股发行净额 | -$1.49B | -$1.32B | -$1.93B | -$3.13B | -$1.64B |
| 已付现金股利 | -$259.00M | -$263.00M | -$237.00M | -$979.00M | -$242.00M |
| 股票期权行使所得 | $88.00M | $38.00M | $86.00M | $214.00M | $51.00M |
| 期末现金余额 | $766.00M | $621.00M | $615.00M | $842.00M | $842.00M |
| 现金净变动 | $146.00M | $8.00M | -$222.00M | $291.00M | $282.00M |
| 期初现金余额 | $621.00M | $615.00M | $842.00M | $699.00M | $729.00M |
| 汇率变动影响 | -$1.00M | -$2.00M | -$5.00M | $23.00M | $2.00M |
| 自由现金流 | $3.88B | $1.92B | $2.20B | $10.61B | $2.69B |
| -Change in Other Working Capital | – | – | -$634.00M | – | – |
暂无评论——快来第一个聊聊 TRV。