股票 › TFSL
TFS金融公司 TFSL
美股市值排名 #2151
$16.43 +$0.00 (0.00%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $16.43 0.00%
开盘$16.43
昨收$16.43
当日区间$16.26 – $16.55
成交量695.3K
市值$4.58B
市盈率（TTM）46.9
股息率7.09%
基本面
最新报告季度：Q4, ended Sep 2026
营收$93.54M+9.4% YoY
净利润$24.66M-5.2% YoY
摊薄每股收益$0.09+0.0% YoY
自由现金流$29.04M+16.0% YoY
经营现金流$32.51M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率28.6%
净资产收益率5.2%
资产收益率0.6%
负债/资产比率89.0%
现金及投资$453.11M
总负债$5.77B
净现金（净负债）-$5.32B
利润表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 营业总收入 | $351.78M | $93.54M | $89.27M | $85.24M | $83.73M |
| 净利息收入 | $321.78M | $86.91M | $81.38M | $77.81M | $75.68M |
| -利息收入 | $809.24M | $213.89M | $202.11M | $195.47M | $197.77M |
| -利息支出 | $487.46M | $126.97M | $120.73M | $117.66M | $122.09M |
| 非利息收入 | $30.00M | $6.62M | $7.90M | $7.44M | $8.05M |
| -已赚保费合计 | $11.46M | $2.59M | $3.39M | $2.72M | $2.76M |
| -手续费及佣金 | $10.75M | $2.99M | $2.75M | $2.50M | $2.51M |
| -其他非利息收入 | $2.32M | $473,000.00 | $923,000.00 | $477,000.00 | $443,000.00 |
| -资产出售损益 | $5.47M | $573,000.00 | $826,000.00 | $1.74M | $2.33M |
| 信用损失准备 | $2.50M | -$2.00M | $3.50M | $0.00 | $1.00M |
| 非利息支出 | $225.43M | $59.70M | $54.10M | $55.40M | $56.23M |
| 物业及设备费用 | $32.61M | $8.56M | $8.37M | $7.93M | $7.76M |
| 销售及管理费用 | $152.73M | $39.03M | $35.96M | $37.76M | $39.97M |
| -销售及营销费用 | $18.09M | $3.76M | $4.06M | $4.03M | $6.24M |
| -管理费用 | $134.64M | $35.27M | $31.90M | $33.74M | $33.74M |
| 其他非利息支出 | $40.09M | $12.11M | $9.77M | $9.71M | $8.50M |
| 税前利润 | $128.85M | $31.83M | $38.68M | $29.84M | $28.50M |
| 税费 | $28.14M | $7.18M | $8.14M | $6.60M | $6.22M |
| 净利润 | $100.72M | $24.66M | $30.54M | $23.25M | $22.27M |
| 持续经营利润 | $100.72M | $24.66M | $30.54M | $23.25M | $22.27M |
| 归属母公司净利润 | $100.72M | $24.66M | $30.54M | $23.25M | $22.27M |
| 归属普通股股东净利润 | $100.72M | $24.66M | $30.14M | $22.88M | $21.91M |
| 基本每股收益 | $0.36 | $0.09 | $0.11 | $0.08 | $0.08 |
| 摊薄每股收益 | $0.35 | $0.09 | $0.11 | $0.08 | $0.08 |
| 每股股息 | $1.17 | $0.32 | $0.28 | $0.28 | $0.28 |
| 其他优先股股息 | – | – | $398,000.00 | $367,000.00 | $364,000.00 |
资产负债表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 总资产 | $18.19B | $18.19B | $18.08B | $17.48B | $17.50B |
| 现金、现金等价物及联邦基金出售 | $453.11M | $453.11M | $568.93M | $437.28M | $456.71M |
| -现金及现金等价物 | $453.11M | $453.11M | $568.93M | $437.28M | $456.71M |
| 证券投资 | $494.64M | $494.64M | $482.43M | $454.63M | $454.49M |
| -短期投资 | $494.64M | $494.64M | $4.06M | $4.10M | $4.08M |
| 贷款净额 | $16.42B | $16.42B | $16.20B | $15.75B | $15.76B |
| -贷款总额 | $16.42B | $16.42B | $16.20B | $15.75B | $15.76B |
| -贷款及租赁损失准备 | $75.49M | $75.49M | $73.52M | $74.90M | $74.98M |
| -未实现收入 | $74.54M | $74.54M | $72.24M | $70.25M | $70.32M |
| 应收款 | $66.96M | $66.96M | $63.69M | $59.93M | $60.30M |
| -应收账款 | $66.96M | $66.96M | $63.69M | $59.93M | $60.30M |
| 固定资产净值 | $46.71M | $46.71M | $45.65M | $43.43M | $40.45M |
| 商誉及其他无形资产 | $8.77M | $8.77M | $8.86M | $8.98M | $8.83M |
| -其他无形资产 | $8.77M | $8.77M | $8.86M | $8.98M | $8.83M |
| 银行持有的寿险资产 | $330.73M | $330.73M | $329.78M | $329.36M | $327.34M |
| 抵债资产 | $1.30M | $1.30M | $1.34M | $1.38M | $1.98M |
| 联邦住房贷款银行股票 | $265.48M | $265.48M | $268.10M | $244.36M | $234.03M |
| 其他资产 | $104.77M | $104.77M | $110.17M | $152.94M | $158.45M |
| 负债合计 | $16.19B | $16.19B | $16.12B | $15.56B | $15.60B |
| 存款合计 | $10.18B | $10.18B | $9.97B | $10.17B | $10.36B |
| 长期债务及融资租赁负债 | $5.77B | $5.77B | $5.86B | $5.17B | $4.98B |
| -长期债务 | $5.77B | $5.77B | $5.86B | $5.17B | $4.98B |
| 其他负债 | $237.40M | $237.40M | $269.58M | $198.22M | $243.55M |
| 股东权益合计 | $2.01B | $2.01B | $1.96B | $1.92B | $1.90B |
| 股东权益 | $2.01B | $2.01B | $1.96B | $1.92B | $1.90B |
| 股本 | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M |
| -普通股 | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $1.76B | $1.76B | $1.76B | $1.76B | $1.76B |
| 留存收益 | $985.19M | $985.19M | $977.59M | $962.21M | $954.16M |
| 减：库存股 | $779.33M | $779.33M | $778.59M | $776.40M | $774.31M |
| 不影响留存收益的损益 | $47.05M | $47.05M | $8.62M | -$8.80M | -$21.23M |
| 其他权益权益 | -$14.08M | -$14.08M | -$15.17M | -$16.25M | -$17.33M |
| -可供出售证券 | – | – | $478.37M | $450.52M | $450.42M |
| 应付款 | – | – | $19.15M | $19.91M | $16.75M |
| -应付账款 | – | – | $19.15M | $19.91M | $16.75M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $32.51M | $17.64M | $58.75M | $82.42M | -$11.10M |
| 持续经营经营活动现金流净额 | $32.51M | $17.64M | $58.75M | $82.42M | -$11.10M |
| 持续经营净利润 | $30.54M | $23.25M | $22.27M | $90.96M | $26.00M |
| 持续经营损益 | -$826,000.00 | -$1.74M | -$2.33M | -$5.34M | -$2.31M |
| 折旧、折耗与摊销 | $6.75M | $5.85M | $6.26M | $23.05M | $6.24M |
| 递延税款 | $37,000.00 | $12,000.00 | -$103,000.00 | $1.35M | $1.32M |
| 其他非现金项目 | -$4.56M | -$3.81M | $12.74M | -$27.56M | -$25.37M |
| 营运资金变动 | $775,000.00 | -$9.02M | $18.26M | -$12.19M | -$20.59M |
| -应收款变动 | -$8.76M | $142,000.00 | $6.46M | $1.04M | -$6.19M |
| -应付账款及应计费用变动 | $9.54M | -$9.16M | $11.80M | -$13.23M | -$14.40M |
| 投资活动现金流净额 | -$503.44M | -$8.37M | $13.97M | -$383.98M | -$73.62M |
| 持续经营投资活动现金流净额 | -$503.44M | -$8.37M | $13.97M | -$383.98M | -$73.62M |
| 固定资产购置及出售净额 | -$3.47M | -$4.25M | -$1.66M | -$11.45M | -$2.14M |
| 投资购置及出售净额 | -$29.92M | -$2.57M | $68.19M | $10.00M | $6.48M |
| 贷款净收益 | -$448.84M | $7.81M | -$53.66M | -$378.78M | -$75.57M |
| 其他投资变动净额 | -$21.22M | -$9.37M | $1.11M | -$3.75M | -$2.39M |
| 筹资活动现金流 | $602.59M | -$28.70M | -$45.45M | $267.28M | $61.58M |
| 持续经营筹资活动现金流净额 | $602.59M | -$28.70M | -$45.45M | $267.28M | $61.58M |
| 存款增减 | -$194.29M | -$187.96M | -$76.76M | $260.62M | $105.83M |
| Net Issuance Payments of Debt | $535.17M | $340.54M | -$66.63M | $82.58M | -$12.39M |
| 普通股发行净额 | -$1.19M | -$2.09M | -$2.99M | -$3.98M | -$2.47M |
| 已付现金股利 | -$14.90M | -$14.93M | -$15.11M | -$59.53M | -$14.86M |
| 其他筹资活动净额 | $127.79M | -$14.26M | -$33.95M | -$12.40M | -$14.53M |
| 期末现金余额 | $568.93M | $437.28M | $456.71M | $429.44M | $429.44M |
| 现金净变动 | $131.65M | -$19.43M | $27.27M | -$34.28M | -$23.14M |
| 期初现金余额 | $437.28M | $456.71M | $429.44M | $463.72M | $452.58M |
| 自由现金流 | $29.04M | $13.39M | $57.09M | $70.97M | -$13.25M |
| 联邦基金及回购证券变动 | – | – | $150.00M | $0.00 | $0.00 |
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