第一源头银行 SRCE
$86.94 −$0.41 (-0.47%)
休市 · Nov 7, 9:50 pm ET · 最新盘后价 $86.94 0.00%
开盘$87.13
昨收$87.35
当日区间$86.45 – $87.76
成交量119.0K
市值$2.09B
市盈率（TTM）11.9
股息率1.93%
基本面
最新报告季度：Q3, ended Sep 2026
营收$120.28M+8.7% YoY
净利润$49.54M+17.2% YoY
摊薄每股收益$2.03+18.7% YoY
自由现金流$69.12M+46.3% YoY
经营现金流$71.08M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率38.1%
净资产收益率13.8%
资产收益率1.9%
负债/资产比率85.5%
现金及投资$67.55M
总负债$191.02M
净现金（净负债）-$123.47M
自由现金流/营收49.7%
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $120.28M | $118.16M | $113.14M | $433.78M | $110.83M |
| 净利息收入 | $95.59M | $93.14M | $90.14M | $348.18M | $93.30M |
| -利息收入 | $133.31M | $131.08M | $126.13M | $514.39M | $132.99M |
| -利息支出 | $37.72M | $37.94M | $36.00M | $166.22M | $39.69M |
| 非利息收入 | $24.70M | $25.02M | $23.00M | $85.60M | $17.54M |
| -手续费及佣金 | $19.32M | $19.51M | $18.27M | $70.63M | $17.96M |
| -其他非利息收入 | $9.20M | $5.50M | $4.73M | $23.65M | $5.38M |
| -资产出售损益 | -$3.82M | $13,000.00 | – | -$8.68M | -$5.81M |
| 信用损失准备 | -$903,000.00 | -$1.54M | -$7.27M | -$12.56M | -$711,000.00 |
| 非利息支出 | $55.22M | $55.03M | $54.52M | $216.84M | $56.56M |
| 物业及设备费用 | $4.70M | $5.05M | $5.01M | $19.18M | $5.24M |
| 专业及外包服务费用 | $2.08M | $2.15M | $1.58M | $7.12M | $2.18M |
| 销售及管理费用 | $36.85M | $36.67M | $36.17M | $144.21M | $37.09M |
| -销售及营销费用 | $2.64M | $2.06M | $1.90M | $8.86M | $2.20M |
| -管理费用 | $34.21M | $34.61M | $34.27M | $135.36M | $34.89M |
| 折旧、摊销与折耗 | $334,000.00 | $423,000.00 | $454,000.00 | $2.42M | $521,000.00 |
| -折旧与摊销 | $334,000.00 | $423,000.00 | $454,000.00 | $2.42M | $521,000.00 |
| 其他非利息支出 | $11.25M | $10.73M | $11.31M | $43.92M | $11.52M |
| 税前利润 | $64.16M | $61.60M | $51.35M | $204.38M | $53.56M |
| 税费 | $14.61M | $14.06M | $11.39M | $46.12M | $12.43M |
| 净利润 | $49.54M | $47.54M | $39.96M | $158.26M | $41.13M |
| 持续经营利润 | $49.54M | $47.54M | $39.96M | $158.26M | $41.13M |
| 少数股东权益 | $0.00 | -$2,000.00 | $5,000.00 | -$18,000.00 | -$11,000.00 |
| 归属母公司净利润 | $49.54M | $47.54M | $39.96M | $158.28M | $41.14M |
| 其他优先股股息 | $537,000.00 | $518,000.00 | $388,000.00 | $1.41M | $412,000.00 |
| 归属普通股股东净利润 | $49.01M | $47.03M | $39.57M | $156.86M | $40.73M |
| 基本每股收益 | $2.03 | $1.95 | $1.63 | $6.41 | $1.67 |
| 摊薄每股收益 | $2.03 | $1.95 | $1.63 | $6.41 | $1.67 |
| 每股股息 | $0.45 | $0.43 | $0.40 | $1.52 | $0.40 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $9.34B | $9.26B | $9.11B | $9.06B | $9.06B |
| 现金、现金等价物及联邦基金出售 | $104.80M | $127.30M | $118.81M | $119.86M | $119.86M |
| -现金及现金等价物 | $67.55M | $67.50M | $67.67M | $69.25M | $69.25M |
| -货币市场投资 | $37.25M | $59.81M | $51.14M | $50.61M | $50.61M |
| 证券投资 | $1.50B | $1.25B | $1.26B | $1.54B | $1.54B |
| -可供出售证券 | $21.16M | $22.14M | $22.14M | $761.87M | $761.87M |
| -短期投资 | $1.48B | $1.23B | $1.24B | $782.76M | $782.76M |
| 长期股权投资 | $127.35M | $152.79M | $150.50M | – | – |
| 贷款净额 | $7.18B | $7.06B | $6.92B | $6.89B | $6.89B |
| -贷款总额 | $7.34B | $7.22B | $7.09B | $7.05B | $7.05B |
| -贷款及租赁损失准备 | $167.16M | $166.35M | $164.90M | $161.85M | $161.85M |
| 应收款 | $35.88M | $34.65M | $34.44M | – | – |
| -应收账款 | $35.88M | $34.65M | $34.44M | – | – |
| 固定资产净值 | $84.93M | $86.07M | $87.24M | $65.28M | $65.28M |
| -固定资产原值 | $84.93M | $86.07M | $87.24M | $151.23M | $151.23M |
| 商誉及其他无形资产 | $87.12M | $87.16M | $87.21M | $83.90M | $83.90M |
| -商誉 | $83.90M | $83.90M | $83.90M | $83.90M | $83.90M |
| -其他无形资产 | $3.23M | $3.27M | $3.32M | – | – |
| 银行持有的寿险资产 | $89.36M | $88.91M | $88.49M | – | – |
| 抵债资产 | $2.36M | $2.40M | $1.32M | – | – |
| 递延资产 | $50.69M | $43.93M | $42.24M | – | – |
| 其他资产 | $85.48M | $326.91M | $323.83M | $351.92M | $351.92M |
| 负债合计 | $7.99B | $7.91B | $7.79B | $7.74B | $7.74B |
| 存款合计 | $7.47B | $7.43B | $7.23B | $7.23B | $7.23B |
| 联邦基金购入及回购协议下证券出售 | $137.02M | $63.49M | $153.39M | $112.47M | $112.47M |
| 短期债务及融资租赁负债 | $96.62M | $136.00M | $135.79M | $126.15M | $126.15M |
| -一年内到期债务 | $96.62M | $136.00M | $135.79M | $126.15M | $126.15M |
| 长期债务及融资租赁负债 | $94.40M | $94.79M | $94.27M | $74.31M | $74.31M |
| -长期债务 | $94.40M | $94.79M | $94.27M | $74.31M | $74.31M |
| 其他负债 | $194.57M | $183.47M | $181.54M | $198.67M | $198.67M |
| 股东权益合计 | $1.35B | $1.35B | $1.32B | $1.32B | $1.32B |
| 股东权益 | $1.32B | $1.31B | $1.28B | $1.27B | $1.27B |
| 股本 | $436.54M | $436.54M | $436.54M | $436.54M | $436.54M |
| -普通股 | $436.54M | $436.54M | $436.54M | $436.54M | $436.54M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 留存收益 | $1.12B | $1.08B | $1.05B | $1.02B | $1.02B |
| 减：库存股 | $164.48M | $164.51M | $164.71M | $141.95M | $141.95M |
| 不影响留存收益的损益 | -$76.11M | -$46.52M | -$40.90M | -$34.78M | -$34.78M |
| 少数股东权益 | $30.90M | $42.79M | $42.88M | $43.12M | $43.12M |
| -累计折旧 | – | – | – | -$85.94M | -$85.94M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $71.08M | $50.75M | $59.14M | $223.12M | $55.43M |
| 持续经营经营活动现金流净额 | $71.08M | $50.75M | $59.14M | $223.12M | $55.43M |
| 持续经营净利润 | $49.54M | $47.54M | $39.96M | $158.26M | $41.13M |
| 持续经营损益 | $3.43M | -$397,000.00 | -$277,000.00 | $6.97M | $4.16M |
| 折旧、折耗与摊销 | $2.73M | $2.82M | $2.81M | $11.27M | $2.85M |
| 递延税款 | $1.27M | $4.18M | -$30,000.00 | -$5.40M | $2.46M |
| 其他非现金项目 | -$2.65M | -$1.56M | $2.13M | -$2.04M | $4.14M |
| 营运资金变动 | $15.14M | -$4.10M | $6.40M | $38.42M | -$1.16M |
| -应收款变动 | -$1.23M | -$216,000.00 | $1.10M | -$2.75M | -$3.40M |
| -应付账款及应计费用变动 | -$1.14M | $929,000.00 | -$621,000.00 | -$11.76M | -$3.04M |
| -其他流动资产变动 | -$16.74M | -$3.99M | $6.90M | $1.91M | -$6.68M |
| -其他流动负债变动 | $34.25M | -$821,000.00 | -$976,000.00 | $51.02M | $11.97M |
| 投资活动现金流净额 | -$151.65M | -$146.33M | -$67.43M | -$154.22M | -$114.41M |
| 持续经营投资活动现金流净额 | -$151.65M | -$146.33M | -$67.43M | -$154.22M | -$114.41M |
| 固定资产购置及出售净额 | -$1.29M | -$755,000.00 | -$1.13M | -$7.72M | -$1.66M |
| 投资购置及出售净额 | -$20.46M | -$7.91M | -$24.46M | $53.86M | -$30.61M |
| 贷款净收益 | -$139.86M | -$159.58M | -$74.36M | -$285.42M | -$98.91M |
| 其他投资变动净额 | $9.97M | $21.91M | $32.52M | $85.06M | $16.78M |
| 筹资活动现金流 | $58.06M | $104.08M | $7.24M | -$73.87M | -$35.42M |
| 持续经营筹资活动现金流净额 | $58.06M | $104.08M | $7.24M | -$73.87M | -$35.42M |
| 存款增减 | $36.97M | $204.65M | $2.02M | -$4.46M | -$184.24M |
| Net Issuance Payments of Debt | $33.70M | -$89.88M | $38.89M | -$12.92M | $165.04M |
| 普通股发行净额 | $0.00 | $0.00 | -$23.35M | -$13.87M | -$4.20M |
| 已付现金股利 | -$11.22M | -$10.73M | -$10.08M | -$38.43M | -$10.09M |
| 股票期权行使所得 | $0.00 | – | – | $133,000.00 | $0.00 |
| 其他筹资活动净额 | -$1.39M | -$88,000.00 | -$242,000.00 | -$4.32M | -$1.93M |
| 期末现金余额 | $104.80M | $127.30M | $118.81M | $119.86M | $119.86M |
| 现金净变动 | -$22.51M | $8.50M | -$1.05M | -$4.97M | -$94.40M |
| 期初现金余额 | $127.30M | $118.81M | $119.86M | $124.83M | $214.26M |
| 自由现金流 | $69.12M | $49.40M | $58.02M | $213.04M | $53.47M |
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