南密苏里银行 SMBC

Since July 2022, Mr. Steffens has served as Chairman of the Board of the Company. Mr. Steffens has served as Chief Executive Officer of the Company since 2003. He previously served as President of the Company from October 2000 to June 2022. Prior to being elected President, Mr. Steffens served as Chief Financial Officer of Southern Missouri Bancorp, and President and Chief Executive Officer of Southern Bank. Previously, Mr. Steffens was the Chief Financial Officer of Sho-Me Financial Corp. for four years, and before that Mr. Steffens was employed as a bank examiner with the Office of Thrift Supervision. Mr. Steffens has been a director of Southern Missouri Bancorp and Southern Bank since 2000.

Matthew T. Funke, the Company's President and Chief Administrative Officer, joined our Company in 2003. He has more than 27 years of banking and finance experience. Mr. Funke was initially hired to establish an internal audit function for the Company, and served as internal auditor and compliance officer until 2006, when he was named Chief Financial Officer. Previously, Mr. Funke was employed with Central Bancompany, Inc. (Jefferson City, Missouri), where he advanced to the role of internal audit manager, and as a fiscal analyst with the Missouri General Assembly. Mr. Funke holds a Bachelor of Science Degree in Accounting from Missouri State University, Springfield, Missouri, and is a graduate of the Southwest Graduate School of Banking at SMU, Dallas, Texas. Effective July 1, 2022, Mr. Funke was promoted to President and Chief Administrative Officer of the Company and to President and CEO of the Bank. He was also named a director of the Bank.

Justin G. Cox is our Chief Banking Officer and has joint oversight for loan production activity, wealth management and retail banking. Mr. Cox joined our Company in 2010 as a lending officer, as an integral part of the team which established our presence in Springfield, Missouri, through the opening of a loan production office in that market until 2017, when he was named Regional President for the Bank's west region. Mr. Cox has more than 23 years banking experience. He previously worked for Metropolitan National Bank (Springfield, Missouri), and advanced to the role of Vice President of Lending for that institution. Mr. Cox holds a Bachelor of Science Degree in Business Administration-Marketing & Management from Southwest Baptist University, Bolivar, Missouri.

Rick A. Windes, the Company's Chief Lending Officer, joined our Company in May 2018. Mr. Windes is responsible for the Company's loan production. Mr. Windes has 33 years of experience in commercial lending and lending management. Most recently, he served as a regional president in Springfield, Missouri, for Bear State Bank (Little Rock, Arkansas), prior to its merger with Arvest Bank. Previously, he was the senior lender for Metropolitan National Bank (Springfield, Missouri) prior to its acquisition by Bear State Bank. Mr. Windes holds a Bachelor of Science Degree in Business Administration from Truman State University, Kirksville, Missouri, and is a graduate of the Graduate School of Banking at Colorado, Boulder, Colorado.

Stefan Chkautovich became the Company's Chief Financial Officer and Principal Accounting Officer on September 18, 2023. In November, 2024, Mr. Chkautovich was appointed the Principal Financial Officer of the Company. Mr. Chkautovich, has over 19 years of banking experience, having most recently been Chief Financial Officer of Midwest Regional Bank (St. Louis, Missouri) for two years. Prior to that, Mr. Chkautovich worked at Kennedy Capital Management (St. Louis, Missouri) as assistant portfolio manager of Kennedy Capital's Bank Sector Strategy and a financial analyst focusing on the financial services sector for six years. Mr. Chkautovich also served in several positions as an examiner for the Federal Reserve Bank of St. Louis, for over nine years, with the last one being Senior Bank Examiner, and is a commissioned bank examiner. Mr. Chkautovich holds a Bachelor of Science Degree in Business Administration-Finance from the University of Dayton, Dayton, Ohio.

Mr. McCoy is co-founder and managing partner of BSH Companies, having established this real estate investment venture in 2005. Under his leadership, BSH has invested in a unique portfolio of assets including self-storage, student housing, single family residential, land, medical office, and bank REO properties. Prior to BSH, Mr. McCoy worked for Trammell Crow Company / CBRE Group where he was Senior Managing Director of Global Workplace Solutions, a full-service outsourcing business serving the world's largest real estate occupiers. Earlier in his career, Mr. McCoy worked for a life insurance company, the U.S. House of Representatives and the State of Wisconsin Legislature. He currently serves on the board of Tessera, The Graaskamp Center for Real Estate at the University of Wisconsin, and The Montessori School of Denver. He earned his MBA from Harvard University and BA at the University of Wisconsin - Madison. Mr. McCoy brings a strong blend of leadership, operational expertise and public service that will enhance the Board's capacity for impact and innovation.

Mr. Bower is a co-founder and CEO of the Clayton Financial Group, a registered investment advisor headquartered in St. Louis. Mr. Bower received a BA from Dartmouth College in 1994 and following time consulting at Price Waterhouse, he earned his MBA at the Kellogg School of Management Northwestern University in 2000. Following three startups (one in Baltimore and two in St. Louis), he began his career in the financial services industry in 2004. He then tapped his entrepreneurial spirit in 2015 when he and his brother formed CFG, a boutique Family CFO firm serving clients across the country. He has served on dozens of non-profit boards and is currently a board member of Catholic Charities of St. Louis and of Racquet Club Ladue.

Mr. Tooley assisted in the staffing and opening of what began as a loan production office and is now a full-service branch for Southern Bank in Springfield, Missouri, from September 2010 through October 2011. He previously was President, CEO and a director of Metropolitan National Bank (MNB) in Springfield, Missouri, serving from February 2001 until his retirement in March 2010. Prior to MNB, he worked at First Savings Bank (FSB) of Mt. Vernon, Missouri. He started at FSB in January 1975 and was employed there until December 31, 1997. He co-managed FSB, and also served on its board of directors. FSB was converted to a publicly traded company in 1993 and subsequently was purchased by Union Planters Bank of Memphis, Tennessee, in 1997. (Union Planters Bank was later merged into Regions Bank.) He also served on the community bank board of Union Planters after the merger until his employment at MNB. He has over 35 years of management experience at banking institutions. Mr. Tooley has been a director of Southern Missouri Bancorp and Southern Bank since 2011. David J. Tooley will not be standing for re-election at the AGM on 26th October 2026.

Mr. Love is a certified public accountant and retired as a partner with the accounting firm of Kraft, Miles & Tatum, LLC. Mr. Love continues to work as an accountant with Kraft, Miles & Tatum, LLC, where he has served a total of 38 years, and he has over 53 years of experience in public accounting, including conducting audits and preparing financial statements and tax returns. Mr. Love has been a director of Southern Missouri Bancorp and Southern Bank since 2004.

Mr. Bagby served as the City Manager of Poplar Bluff, Missouri from September 2003 until his retirement in June 2014. Previously, he was employed for 14 years as the General Manager of Poplar Bluff Municipal Utilities and had served two earlier years as the Poplar Bluff City Manager. Mr. Bagby also served for six years on the Poplar Bluff R-1 school board. He was Chairman of the Board of the Company through June 30, 2022, and since July 1, 2022 has served as Vice-Chairman of the Board. His background provides expertise in providing deposit services and credit to public units, both directly and through the securities markets. Mr. Bagby has been a director of Southern Missouri Bancorp and Southern Bank since 1997.

Mr. Hensley was formerly Chairman, President, and CEO of Peoples Service Company and its subsidiary, Peoples Banking Company, prior to their acquisition by the Company in August 2014. He also served as Chairman of the Board of Directors of Peoples Banking Company's subsidiary bank, Peoples Bank of the Ozarks. Prior to that, he served as Compliance Officer and General Counsel and also had broad responsibilities for the operations of Peoples Banking Company and its subsidiaries. Now semi-retired, he formerly was an attorney licensed to practice in Missouri and Illinois. He has been involved in the banking industry for over 30 years. Mr. Hensley has been a director of Southern Missouri Bancorp and Southern Bank since 2014.

Mr. Robison is a farmer in Butler and Ripley counties in Missouri. He primarily raises soybeans, rice, and wheat. He served on the board of Riceland Foods from 1994 to 2006. As managing partner of two farming operations, his responsibilities have included budgeting, financing, tax planning, and resource and personnel management. His experience as a farmer provides an ability to understand the operations of the Company's agricultural borrowers, and his experience managing successful farming operations provides insight into general management issues of the Company. Mr. Robison has been a director of Southern Missouri Bancorp and Southern Bank since 2008. Dennis C. Robison will not be standing for re-election at the AGM on 26th October 2026.

Ms. Brooks is the Vice President and financial operations manager for McLane Transport, Inc. She has held that position since 1997. In that capacity, her duties include financial statement preparation and analysis, budgeting, oversight of the firm's payroll, payables, and receivables functions, and tax management. She was previously employed in healthcare administration and served as president of a small hospital employee credit union. That institution merged with Maxwell-Gunter Federal Credit Union, where she served on the board of directors for five years. Ms. Brooks has been a director of Southern Missouri Bancorp and Southern Bank since 2004.

Mr. McClain has been the owner and operator of a State Farm Insurance Agency located in Jonesboro, Arkansas since 2021. Prior to that time Mr. McClain was Executive Director of Development for Arkansas State University - Jonesboro (ASU), a position he held from 2015 to 2021. From 2011-2015 Mr. McClain was Director of Development for ASU. Mr. McClain is also an Alderman for the Jonesboro City Council serving since 2016. Mr. McClain earned a Bachelor of Science in Management and a Master's in Public Administration, from ASU. Mr. McClain became a director of Southern Missouri Bancorp and Southern Bank in 2022.

Mr. Jones is a certified public accountant and founder of FortuneBank. He served as its Chairman and Chief Executive Officer until it was acquired by the Company in February 2022. He started his career at KPMG in the community bank practice of the audit group. After leaving KPMG, he acquired a public accounting firm in Arnold, Missouri, and served as legal director for Eagle Bank & Trust Co. and Midwest Bank Centre. He practiced as a Certified Public Accountant for 20 years. After decades in the financial field, he felt there was a need for a truly community-minded bank in northern Jefferson County, Missouri, and in 2004, he started the process of founding FortuneBank. In addition to being an active citizen in the community, he also owns DLJ Properties, Inc., a business that develops, constructs, owns and manages commercial real estate. He earned a bachelor's degree in Business Administration from Southeast Missouri State University. Mr. Jones became a director of Southern Missouri Bancorp and Southern Bank in 2022. In addition to his role as a director, Mr. Jones also serves as Market Chairman for Southern Bank's St. Louis market.

Mark E. Hecker, the Company's Chief Credit Officer, joined our Company in January 2017. Mr. Hecker is responsible for administration of the Company's credit portfolio, including the approval process for proposed new credits and monitoring of the portfolio's credit quality. Mr. Hecker has over 36 years of banking experience, having most recently served twelve years with BankLiberty (Liberty, Missouri) as its Chief Lending Officer. Prior to that, Mr. Hecker served as a commercial banker for Midland Bank (Lee's Summit, Missouri) and its successor organization, Commercial Federal Bank (Omaha, Nebraska) for eight years. Mr. Hecker was employed as an examiner with the FDIC for more than six years and is a Commissioned Bank Examiner. Mr. Hecker holds a Bachelor of Science Degree in Business Administration-Accounting from the University of Central Missouri, Warrensburg, Missouri.

Ms. Judy is the Office Managing Partner of the Polsinelli law firm's Kansas City office. She is an experienced real estate attorney who advises clients nationwide on complex acquisitions, dispositions, financing, development, leasing, sale-leaseback transactions, and multifamily and health care real estate matters. She represents public and private REITs, health care organizations, developers, sports organizations, and other businesses in transactions ranging from small portfolios to multibillion-dollar deals. A graduate of the University of Missouri-Columbia School of Law, Mary Jane is admitted in Missouri and Kansas and is deeply involved in Kansas City civic leadership, serving in roles with organizations including the Greater Kansas City Chamber of Commerce, the National World War I Museum and Memorial, St. Teresa's Academy, and BizPAC. Mary Jane Judy will be appointed to the board with effect from the AGM on 26th October 2026.

On November 19, 2024, the Company appointed Jane Butler as the Company's Principal Accounting Officer to replace Chkautovich, effective immediately. Ms. Butler, currently the Company's Vice President and Financial Reporting Officer, joined the Company in 2013, and has served as Vice President and Financial Reporting Officer since 2015.

Lance K. Greunke, the Company's Chief Operations Officer, is responsible for overseeing the Company's deposit and loan operations and facility management and security functions. Mr. Greunke joined our Company in February 2022 through the Fortune acquisition serving as the Chief Risk Officer responsible for the oversight of the Company's information technology, information security, internal audit, loan review, BSA, CRA, and compliance functions. Mr. Greunke began his banking career as a part-time teller at Southern Commercial Bank (St. Louis, Missouri) in 1988. Mr. Greunke's full-time banking career began in 1992 as a staff accountant at Central West End Bank, AFSB (St. Louis, Missouri) where he progressed to Chief Financial Officer. In 2006, after the sale of Central West End Bank, Mr. Greunke joined Reliance Bancshares, Inc. (St. Louis, Missouri), a publicly traded bank holding company as a banking subsidiary Controller. In 2008, Mr. Greunke was Section 32 qualified by the FDIC and Federal Reserve Bank to serve as EVP and CFO of Concord Bancshares, Inc. and Concord Bank (St. Louis, Missouri) and during his tenure he was named Interim President of Concord Bank. In 2012, Mr. Greunke joined Fortune Financial Corporation and FortuneBank (St. Louis, Missouri) as EVP and CFO and in 2016 was promoted to President with oversight of the bank's daily operations. Mr. Greunke holds a Bachelor of Science in Business Administration with an emphasis in Accounting from the University of Missouri, St. Louis, Missouri.

Kimberly A. Capps, he Company's Chief Retail Officer, joined our Company in 1994. She has over 33 years of banking experience. Ms. Capps is responsible for the Company's retail deposit operations, product development and marketing. Ms. Capps was initially hired by our bank subsidiary as controller, and was named Chief Financial Officer in 2001. In 2006, Ms. Capps was named Chief Operations Officer. Prior to joining the Company, Ms. Capps was employed for more than three years with the accounting firm of Kraft, Miles & Tatum (Poplar Bluff, Missouri), where she specialized in financial institution audits and taxation. She holds a Bachelor of Science Degree in Business Administration-Accounting from Southeast Missouri State University, Cape Girardeau, Missouri.