RLI保险 RLI
$68.35 −$1.37 (-1.97%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $68.35 0.00%
开盘$68.10
昨收$69.72
当日区间$67.25 – $68.71
成交量761.2K
市值$6.27B
市盈率（TTM）16.0
股息率0.99%
基本面
最新报告季度：Q3, ended Sep 2026
营收$476.96M-6.3% YoY
净利润$81.01M-35.0% YoY
摊薄每股收益$0.88-34.8% YoY
自由现金流$192.36M+8.2% YoY
经营现金流$194.66M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率20.3%
净资产收益率22.1%
资产收益率6.2%
负债/资产比率73.7%
总负债$297.04M
自由现金流/营收27.4%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $476.96M | $575.57M | $423.87M | $1.88B | $465.69M |
| 营业总收入 | $476.96M | $575.57M | $423.87M | $1.88B | $465.69M |
| 已赚保费合计 | $424.91M | $417.10M | $411.39M | $1.61B | $406.40M |
| 净投资收益 | $43.41M | $149.07M | $2.93M | $35.31M | -$125.27M |
| 投资已实现损益净额 | $8.64M | $9.41M | $9.56M | $65.12M | $16.88M |
| 总费用 | $376.87M | $364.88M | $356.53M | $1.38B | $352.10M |
| 理赔费用 | $232.00M | $222.51M | $221.52M | $841.77M | $205.27M |
| 保单获取费用 | $134.15M | $134.68M | $132.08M | $508.39M | $130.26M |
| 销售及管理费用 | $3.39M | $6.22M | $2.72M | $17.03M | $4.28M |
| -管理费用 | $3.39M | $6.22M | $2.72M | $17.03M | $4.28M |
| 非经营性利息净收入（支出） | -$4.20M | -$4.44M | -$2.35M | -$5.36M | -$1.31M |
| -非经营性利息支出 | $4.20M | $4.44M | $2.35M | $5.36M | $1.31M |
| 联营企业及其他参股权益收益 | -$3.14M | $2.97M | $2.15M | -$3.92M | -$10.98M |
| 税前利润 | $100.09M | $210.69M | $67.34M | $505.98M | $113.59M |
| 税费 | $19.08M | $42.66M | $12.46M | $102.64M | $22.41M |
| 净利润 | $81.01M | $168.03M | $54.89M | $403.34M | $91.18M |
| 持续经营利润 | $81.01M | $168.03M | $54.89M | $403.34M | $91.18M |
| 归属母公司净利润 | $81.01M | $168.03M | $54.89M | $403.34M | $91.18M |
| 归属普通股股东净利润 | $81.01M | $168.03M | $54.89M | $403.34M | $91.18M |
| 基本每股收益 | $0.88 | $1.83 | $0.60 | $4.39 | $0.99 |
| 摊薄每股收益 | $0.88 | $1.82 | $0.60 | $4.37 | $0.99 |
| 每股股息 | $0.18 | $0.18 | $0.16 | $0.63 | $0.16 |
| -净承保保费 | – | – | – | $1.62B | – |
| -未到期保费净准备增减 | – | – | – | -$7.78M | – |
| 利息收入 | – | – | – | $167.68M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $6.45B | $6.41B | $6.40B | $6.16B | $6.16B |
| 现金及现金等价物 | $46.21M | $32.10M | $49.12M | $51.57M | $51.57M |
| 投资合计 | $4.92B | $4.90B | $4.90B | $4.67B | $4.67B |
| -短期投资 | $1.75B | $1.74B | $1.89B | $1.64B | $1.64B |
| -股权投资 | $3.06B | $3.04B | $2.89B | $2.91B | $2.91B |
| -长期股权投资 | $54.46M | $57.87M | $56.05M | $53.52M | $53.52M |
| -其他投资资产 | $57.61M | $58.66M | $60.51M | $59.28M | $59.28M |
| 应收款 | $958.77M | $985.51M | $983.95M | $959.02M | $959.02M |
| -应收账款 | $958.77M | $985.51M | $983.95M | $959.02M | $959.02M |
| 应计投资收益 | $32.21M | $32.12M | $30.46M | $30.03M | $30.03M |
| 固定资产净值 | $41.03M | $40.71M | $39.81M | $40.73M | $40.73M |
| 商誉及其他无形资产 | $53.56M | $53.56M | $53.56M | $53.56M | $53.56M |
| -商誉 | $46.06M | $46.06M | $46.06M | $46.06M | $46.06M |
| -其他无形资产 | $7.50M | $7.50M | $7.50M | $7.50M | $7.50M |
| 预付资产 | $124.17M | $122.33M | $118.48M | $124.67M | $124.67M |
| 递延保单获取成本 | $191.39M | $188.86M | $176.19M | $172.65M | $172.65M |
| 其他资产 | $73.09M | $57.85M | $53.87M | $63.68M | $63.68M |
| 负债合计 | $4.75B | $4.66B | $4.61B | $4.38B | $4.38B |
| 保单持有人负债 | $4.21B | $4.13B | $4.05B | $4.01B | $4.01B |
| 短期债务及融资租赁负债 | $0.00 | $0.00 | $50.00M | $100.00M | $100.00M |
| -一年内到期债务 | $0.00 | $0.00 | $50.00M | $100.00M | $100.00M |
| 应付款 | $32.38M | $26.66M | $50.25M | $70.30M | $70.30M |
| -应付账款 | $30.54M | $25.01M | $23.46M | $40.58M | $40.58M |
| -应付税款合计 | $1.84M | $1.65M | $26.80M | $29.72M | $29.72M |
| 一年内应计费用 | $110.05M | $92.47M | $68.02M | $128.60M | $128.60M |
| 长期债务及融资租赁负债 | $297.04M | $296.97M | $297.25M | – | – |
| -长期债务 | $297.04M | $296.97M | $297.25M | – | – |
| 其他负债 | $102.54M | $86.74M | $80.49M | $56.92M | $56.92M |
| 股东权益合计 | $1.70B | $1.75B | $1.80B | $1.78B | $1.78B |
| 股东权益 | $1.70B | $1.75B | $1.80B | $1.78B | $1.78B |
| 股本 | $1.38M | $1.38M | $1.38M | $1.38M | $1.38M |
| -普通股 | $1.38M | $1.38M | $1.38M | $1.38M | $1.38M |
| 资本公积 | $386.59M | $382.91M | $380.08M | $376.68M | $376.68M |
| 留存收益 | $1.95B | $1.89B | $1.92B | $1.88B | $1.88B |
| 减：库存股 | $424.67M | $418.20M | $404.54M | $407.08M | $407.08M |
| 不影响留存收益的损益 | -$233.56M | -$115.75M | -$113.44M | -$88.07M | -$88.07M |
| 其他权益权益 | $13.36M | $13.15M | $11.54M | $14.08M | $14.08M |
| 一年以上递延负债 | – | $25.80M | $5.57M | $21.77M | $21.77M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $194.66M | $145.22M | $42.83M | $614.22M | $156.77M |
| 投资活动现金流净额 | -$159.43M | $100.01M | -$279.62M | -$362.13M | $40.39M |
| 持续经营投资活动现金流净额 | -$159.43M | $100.01M | -$279.62M | -$362.13M | $40.39M |
| 固定资产购置及出售净额 | -$2.30M | -$2.79M | -$1.06M | -$5.52M | -$1.79M |
| 投资购置及出售净额 | -$156.99M | $101.40M | -$275.49M | -$360.54M | $36.58M |
| 其他投资变动净额 | -$140,000.00 | $1.40M | -$3.07M | $1.32M | $2.99M |
| 筹资活动现金流 | -$21.12M | -$262.25M | $234.35M | -$240.32M | -$198.21M |
| 持续经营筹资活动现金流净额 | -$21.12M | -$262.25M | $234.35M | -$240.32M | -$198.21M |
| Net Issuance Payments of Debt | $0.00 | -$50.36M | $247.22M | $0.00 | $0.00 |
| 普通股发行净额 | -$6.27M | – | – | – | – |
| 已付现金股利 | -$16.53M | -$200.55M | -$14.71M | -$241.56M | -$198.42M |
| 股票期权行使所得 | $1.68M | $706,000.00 | $1.83M | $1.24M | $202,000.00 |
| 期末现金余额 | $46.21M | $32.10M | $49.12M | $51.57M | $51.57M |
| 现金净变动 | $14.11M | -$17.02M | -$2.44M | $11.78M | -$1.06M |
| 期初现金余额 | $32.10M | $49.12M | $51.57M | $39.79M | $52.62M |
| 自由现金流 | $192.36M | $142.43M | $41.77M | $608.70M | $154.98M |
| 持续经营经营活动现金流净额 | – | – | – | $614.22M | – |
| 持续经营净利润 | – | – | – | $403.34M | – |
| 持续经营损益 | – | – | – | -$61.19M | – |
| 递延税款 | – | – | – | $12.63M | – |
| 其他非现金项目 | – | – | – | $15.55M | – |
| 营运资金变动 | – | – | – | $279.02M | – |
| -应收款变动 | – | – | – | $18.31M | – |
| -预付资产变动 | – | – | – | $286,000.00 | – |
| -赔款及理赔费用准备变动 | – | – | – | $193.35M | – |
| -递延获取成本变动 | – | – | – | -$6.43M | – |
| -应计投资收益变动 | – | – | – | -$1.71M | – |
| -已付及未付赔款再保险可收回额变动 | – | – | – | $8.63M | – |
| -应付账款及应计费用变动 | – | – | – | $29.23M | – |
| -预留资金变动 | – | – | – | $29.86M | – |
| -未到期保费变动 | – | – | – | $7.50M | – |
| 业务购买及出售净额 | – | – | – | $2.61M | – |
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