股票 › PRU
保诚 PRU
美股市值排名 #530
$119.24 −$3.22 (-2.63%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $119.24 0.00%
开盘$120.46
昨收$122.46
当日区间$119.11 – $121.50
成交量2.08M
市值$40.90B
市盈率（TTM）10.9
股息率4.65%
基本面
最新报告季度：Q3, ended Sep 2026
营收$14.50B-19.2% YoY
净利润$1.41B-5.3% YoY
摊薄每股收益$3.96-1.2% YoY
自由现金流$3.93B-8.4% YoY
经营现金流$3.93B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率6.2%
净资产收益率12.4%
资产收益率0.5%
负债/资产比率95.8%
总负债$25.40B
自由现金流/营收17.3%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $14.45B | $15.66B | $15.53B | $60.77B | $15.69B |
| 营业总收入 | $14.50B | $15.69B | $15.55B | $60.97B | $15.68B |
| 已赚保费合计 | $6.82B | $6.88B | $8.36B | $30.80B | $7.60B |
| -净承保保费 | $6.82B | $6.88B | $8.36B | $30.80B | $7.60B |
| 手续费收入及其他收入 | $1.67B | $4.64B | $2.16B | $13.11B | $3.20B |
| -手续费及佣金 | $2.13B | $2.27B | $2.13B | $8.69B | $2.18B |
| -其他收入/费用 | -$466.00M | $2.37B | $30.00M | $4.43B | $1.01B |
| 净投资收益 | $5.92B | $4.73B | $5.66B | $18.24B | $5.26B |
| 投资已实现损益净额 | $90.00M | -$551.00M | -$630.00M | -$1.18B | -$386.00M |
| 总费用 | $12.86B | $14.51B | $14.81B | $56.31B | $14.46B |
| 理赔费用 | $7.89B | $8.26B | $9.57B | $35.33B | $8.80B |
| 保单持有人利息 | $1.45B | $1.97B | $1.11B | $5.07B | $1.52B |
| 保单持有人股息 | $110.00M | $478.00M | $232.00M | $1.08B | $256.00M |
| 保单获取费用 | $442.00M | $430.00M | $411.00M | $1.64B | $418.00M |
| 销售及管理费用 | $2.92B | $3.34B | $3.47B | $13.01B | $3.48B |
| -管理费用 | $2.92B | $3.34B | $3.47B | $13.01B | $3.48B |
| 其他营业费用 | $50.00M | $31.00M | $20.00M | $192.00M | -$15.00M |
| 税前利润 | $1.64B | $1.18B | $733.00M | $4.66B | $1.21B |
| 税费 | $257.00M | $218.00M | $129.00M | $1.05B | $269.00M |
| 权益法投资税后收益 | $21.00M | $76.00M | $2.00M | $129.00M | -$4.00M |
| 净利润 | $1.41B | $1.04B | $606.00M | $3.73B | $941.00M |
| 持续经营利润 | $1.41B | $1.04B | $606.00M | $3.73B | $941.00M |
| 少数股东权益 | $17.00M | $51.00M | $9.00M | $156.00M | $36.00M |
| 归属母公司净利润 | $1.39B | $985.00M | $597.00M | $3.58B | $905.00M |
| 其他优先股股息 | $17.00M | $12.00M | $9.00M | $41.00M | $10.00M |
| 归属普通股股东净利润 | $1.37B | $973.00M | $588.00M | $3.54B | $895.00M |
| 基本每股收益 | $3.98 | $2.81 | $1.69 | $10.05 | $2.56 |
| 摊薄每股收益 | $3.96 | $2.80 | $1.68 | $9.99 | $2.55 |
| 每股股息 | $1.40 | $1.40 | $1.40 | $5.40 | $1.35 |
| 特殊收益（费用） | – | – | – | $0.00 | – |
| -减：资本性资产减值 | – | – | – | $0.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $771.38B | $783.55B | $765.40B | $773.74B | $773.74B |
| 现金及现金等价物 | $18.69B | $15.16B | $15.94B | $19.71B | $19.71B |
| 投资合计 | $470.76B | $481.84B | $474.12B | $470.52B | $470.52B |
| -短期投资 | $67.50B | $70.98B | $67.56B | $53.31B | $53.31B |
| -交易性资产 | $16.98B | $16.76B | $15.83B | $14.87B | $14.87B |
| -贷款净额 | $77.07B | $75.97B | $75.40B | $74.67B | $74.67B |
| -固定期限投资 | $934.00M | $906.00M | $915.00M | $896.00M | $896.00M |
| -股权投资 | $279.70B | $288.65B | $286.63B | $299.47B | $299.47B |
| -衍生资产 | $1.20B | $1.72B | $1.46B | $1.67B | $1.67B |
| -长期股权投资 | $21.09B | $20.59B | $20.32B | $20.12B | $20.12B |
| -其他投资资产 | $6.29B | $6.27B | $6.02B | $5.50B | $5.50B |
| 应收款 | $46.08B | $44.26B | $43.21B | $44.36B | $44.36B |
| -应收账款 | $45.47B | $44.22B | $43.21B | $44.08B | $44.08B |
| -应收税款 | $611.00M | $37.00M | $0.00 | $279.00M | $279.00M |
| 应计投资收益 | $3.79B | $3.76B | $3.63B | $3.64B | $3.64B |
| 商誉及其他无形资产 | $369.00M | $366.00M | $382.00M | $1.88B | $1.88B |
| -其他无形资产 | $369.00M | $366.00M | $382.00M | $787.00M | $787.00M |
| 递延保单获取成本 | $22.21B | $21.88B | $21.73B | $21.53B | $21.53B |
| 独立账户资产 | $192.67B | $198.95B | $189.04B | $196.25B | $196.25B |
| 其他资产 | $16.81B | $17.35B | $17.34B | $15.86B | $15.86B |
| 负债合计 | $738.91B | $748.97B | $730.47B | $738.16B | $738.16B |
| 保单持有人负债 | $444.66B | $452.24B | $443.69B | $447.05B | $447.05B |
| 短期债务及融资租赁负债 | $1.13B | $1.16B | $1.17B | $1.70B | $1.70B |
| -一年内到期债务 | $1.13B | $1.16B | $1.17B | $1.70B | $1.70B |
| 应付款 | $20.59B | $20.87B | $20.33B | $20.12B | $20.12B |
| -应付账款 | $19.86B | $19.86B | $19.27B | $18.84B | $18.84B |
| -应付股利 | $730.00M | $1.00B | $809.00M | $1.27B | $1.27B |
| 长期债务及融资租赁负债 | $24.27B | $23.48B | $21.95B | $21.26B | $21.26B |
| -长期债务 | $24.27B | $23.48B | $21.95B | $21.26B | $21.26B |
| 未回购预售证券 | $19.50B | $19.31B | $19.88B | $18.30B | $18.30B |
| 独立账户负债 | $192.67B | $198.95B | $189.04B | $196.25B | $196.25B |
| 一年以上递延负债 | $15.87B | $15.66B | $15.91B | $15.80B | $15.80B |
| 其他负债 | $20.22B | $17.31B | $18.51B | $17.69B | $17.69B |
| 股东权益合计 | $32.46B | $34.59B | $34.93B | $35.58B | $35.58B |
| 股东权益 | $29.51B | $31.58B | $31.98B | $32.44B | $32.44B |
| 股本 | $6.00M | $6.00M | $6.00M | $6.00M | $6.00M |
| -普通股 | $6.00M | $6.00M | $6.00M | $6.00M | $6.00M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $25.94B | $25.89B | $25.95B | $26.01B | $26.01B |
| 留存收益 | $36.32B | $35.42B | $34.93B | $34.83B | $34.83B |
| 减：库存股 | $25.90B | $25.69B | $25.46B | $25.34B | $25.34B |
| 不影响留存收益的损益 | -$6.85B | -$4.06B | -$3.45B | -$3.08B | -$3.08B |
| 少数股东权益 | $2.95B | $3.01B | $2.95B | $3.14B | $3.14B |
| -应付税款合计 | – | – | $255.00M | – | – |
| -商誉 | – | – | – | $1.09B | $1.09B |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $3.93B | $2.35B | $1.01B | $6.27B | $3.32B |
| 持续经营经营活动现金流净额 | $3.93B | $2.35B | $1.01B | $6.27B | $3.32B |
| 持续经营净利润 | $1.41B | $1.04B | $606.00M | $3.73B | $941.00M |
| 持续经营损益 | $625.00M | -$46.00M | $1.04B | $971.00M | $175.00M |
| 其他非现金项目 | -$521.00M | -$565.00M | -$620.00M | -$2.03B | -$515.00M |
| 营运资金变动 | $1.79B | -$976.00M | -$1.01B | -$4.59B | $1.04B |
| -赔款及理赔费用准备变动 | -$270.00M | -$826.00M | $525.00M | $3.49B | $854.00M |
| -递延获取成本变动 | -$197.00M | -$204.00M | -$213.00M | -$1.22B | -$261.00M |
| -Change in Other Working Capital | $2.26B | $54.00M | -$1.32B | -$6.87B | $449.00M |
| 投资活动现金流净额 | -$3.66B | -$7.27B | -$10.18B | -$25.89B | -$5.36B |
| 持续经营投资活动现金流净额 | -$3.66B | -$7.27B | -$10.18B | -$25.89B | -$5.36B |
| 投资购置及出售净额 | -$2.53B | -$5.86B | -$9.97B | -$24.11B | -$5.24B |
| 贷款发放/偿还净额 | -$1.13B | -$1.24B | -$282.00M | -$1.57B | -$255.00M |
| 其他投资变动净额 | $4.00M | -$168.00M | $78.00M | -$207.00M | $138.00M |
| 筹资活动现金流 | $3.19B | $4.20B | $5.44B | $20.77B | $4.40B |
| 持续经营筹资活动现金流净额 | $3.19B | $4.20B | $5.44B | $20.77B | $4.40B |
| 存款增减 | $199.00M | -$576.00M | $1.58B | $1.88B | -$236.00M |
| Net Issuance Payments of Debt | $790.00M | $1.52B | $173.00M | $1.22B | $838.00M |
| 普通股发行净额 | -$250.00M | -$250.00M | -$246.00M | -$1.00B | -$254.00M |
| 已付现金股利 | -$487.00M | -$490.00M | -$502.00M | -$1.93B | -$475.00M |
| 股票期权行使所得 | $36.00M | $27.00M | $29.00M | $109.00M | $25.00M |
| 其他筹资费用净额 | $2.90B | $3.96B | $4.40B | $20.49B | $4.50B |
| 期末现金余额 | $18.74B | $15.22B | $15.99B | $19.75B | $19.75B |
| 现金净变动 | $3.46B | -$728.00M | -$3.73B | $1.15B | $2.36B |
| 期初现金余额 | $15.22B | $15.99B | $19.75B | $18.52B | $17.52B |
| 汇率变动影响 | $58.00M | -$48.00M | -$28.00M | $77.00M | -$135.00M |
| 自由现金流 | $3.93B | $2.35B | $1.01B | $6.27B | $3.32B |
暂无评论——快来第一个聊聊 PRU。
登录后参与讨论。