股票 › PNFP
品诺金融伙伴 PNFP
美股市值排名 #1119
$100.64 −$0.35 (-0.35%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $100.64 0.00%
开盘$100.34
昨收$100.99
当日区间$100.07 – $101.80
成交量1.15M
市值$15.21B
市盈率（TTM）13.5
股息率1.73%
基本面
最新报告季度：Q3, ended Sep 2026
营收$1.26B+151.3% YoY
净利润$379.00M+119.1% YoY
摊薄每股收益$2.40+9.6% YoY
自由现金流$365.00M-3.2% YoY
经营现金流$376.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率24.5%
净资产收益率9.6%
资产收益率1.0%
负债/资产比率88.8%
现金及投资$7.22B
总负债$9.99B
净现金（净负债）-$2.76B
自由现金流/营收35.6%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $1.26B | $1.18B | $1.19B | $1.79B | $366.43M |
| 净利息收入 | $986.00M | $956.00M | $933.00M | $1.55B | $405.26M |
| -利息收入 | $1.64B | $1.57B | $1.51B | $2.80B | $709.63M |
| -利息支出 | $653.00M | $612.00M | $581.00M | $1.25B | $304.37M |
| 非利息收入 | $278.00M | $223.00M | $253.00M | $243.17M | -$38.84M |
| -已赚保费合计 | $21.00M | $19.00M | $20.00M | $45.48M | $10.48M |
| -手续费及佣金 | $184.00M | $178.00M | $175.00M | $169.74M | -$31.27M |
| -其他非利息收入 | $49.00M | $28.00M | $27.00M | $32.14M | $1.14M |
| -资产出售损益 | $24.00M | -$2.00M | $31.00M | -$4.20M | -$19.20M |
| 信用损失准备 | -$86.00M | -$63.00M | -$76.00M | -$107.25M | -$34.25M |
| 非利息支出 | $693.00M | $670.00M | $677.00M | $1.01B | $156.98M |
| 物业及设备费用 | $101.00M | $102.00M | $97.00M | $195.30M | $64.30M |
| 销售及管理费用 | $418.00M | $398.00M | $419.00M | $785.86M | $218.86M |
| -管理费用 | $418.00M | $398.00M | $419.00M | $748.51M | $181.51M |
| 折旧、摊销与折耗 | $46.00M | $46.00M | $48.00M | $5.61M | $1.61M |
| -折旧与摊销 | $46.00M | $46.00M | $48.00M | $5.61M | $1.61M |
| 其他非利息支出 | $128.00M | $124.00M | $113.00M | $13.92M | -$140.08M |
| 其他收入（支出） | -$8.00M | -$27.00M | -$244.00M | $108.67M | $29.67M |
| 联营企业及其他参股权益收益 | $48.00M | $24.00M | $31.00M | $129.79M | $42.79M |
| 特殊收益（费用） | -$56.00M | -$51.00M | -$275.00M | -$21.11M | -$13.11M |
| -减：重组及并购费用 | $56.00M | $51.00M | $275.00M | $21.67M | $13.67M |
| 税前利润 | $477.00M | $419.00M | $189.00M | $779.88M | $204.88M |
| 税费 | $98.00M | $91.00M | $39.00M | $138.01M | $36.01M |
| 净利润 | $379.00M | $328.00M | $150.00M | $641.87M | $168.87M |
| 持续经营利润 | $379.00M | $328.00M | $150.00M | $641.87M | $168.87M |
| 归属母公司净利润 | $379.00M | $328.00M | $150.00M | $641.87M | $168.87M |
| 优先股股息 | $15.00M | $15.00M | $15.00M | $15.19M | $3.19M |
| 归属普通股股东净利润 | $364.00M | $313.00M | $135.00M | $626.67M | $165.67M |
| 基本每股收益 | $2.41 | $2.07 | $0.89 | $8.15 | $2.15 |
| 摊薄每股收益 | $2.40 | $2.07 | $0.89 | $8.07 | $2.11 |
| 每股股息 | $0.50 | $0.50 | $0.50 | $0.96 | $0.24 |
| 专业及外包服务费用 | – | – | – | $12.29M | – |
| -销售及营销费用 | – | – | – | $37.35M | $12.01M |
| -减：其他特殊支出 | – | – | – | -$554,000.00 | -$142,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $130.69B | $129.06B | $122.77B | $57.71B | $57.71B |
| 现金、现金等价物及联邦基金出售 | $7.22B | $7.65B | $5.92B | $3.66B | $3.66B |
| -现金及现金等价物 | $7.22B | $7.65B | $5.92B | $3.47B | $3.47B |
| 证券投资 | $20.57B | $20.60B | $19.48B | $9.16B | $9.16B |
| -持有至到期证券 | $2.38B | $2.45B | $2.54B | $2.59B | $2.59B |
| -短期投资 | $18.19B | $18.15B | $16.94B | $3.05B | $3.05B |
| 贷款净额 | $89.51B | $87.77B | $84.51B | $38.81B | $38.81B |
| -贷款总额 | $90.49B | $88.73B | $85.45B | $39.25B | $39.25B |
| -贷款及租赁损失准备 | $986.00M | $956.00M | $942.00M | $441.54M | $441.54M |
| 固定资产净值 | $895.00M | $903.00M | $907.00M | $339.99M | $339.99M |
| 商誉及其他无形资产 | $4.48B | $4.52B | $4.57B | $1.88B | $1.88B |
| -商誉 | $3.48B | $3.48B | $3.48B | $1.85B | $1.85B |
| -其他无形资产 | $999.00M | $1.05B | $1.09B | $29.72M | $29.72M |
| 银行持有的寿险资产 | $2.22B | $2.20B | $2.18B | – | – |
| 其他资产 | $5.79B | $5.41B | $5.21B | $3.24B | $3.24B |
| 负债合计 | $116.08B | $114.23B | $108.17B | $50.66B | $50.66B |
| 存款合计 | $103.04B | $100.90B | $100.10B | $47.40B | $47.40B |
| 联邦基金购入及回购协议下证券出售 | $586.00M | $850.00M | $308.00M | $316.45M | $316.45M |
| 长期债务及融资租赁负债 | $9.99B | $10.25B | $5.74B | $2.21B | $2.21B |
| -长期债务 | $9.99B | $10.25B | $5.74B | $2.21B | $2.21B |
| 其他负债 | $2.47B | $2.23B | $2.02B | $696.09M | $696.09M |
| 股东权益合计 | $14.61B | $14.83B | $14.59B | $7.04B | $7.04B |
| 股东权益 | $14.61B | $14.83B | $14.59B | $7.04B | $7.04B |
| 股本 | $932.00M | $932.00M | $932.00M | $294.79M | $294.79M |
| -普通股 | $151.00M | $151.00M | $151.00M | $77.66M | $77.66M |
| -优先股 | $781.00M | $781.00M | $781.00M | $217.13M | $217.13M |
| 资本公积 | $10.14B | $10.12B | $10.10B | $3.14B | $3.14B |
| 留存收益 | $4.31B | $4.02B | $3.79B | $3.73B | $3.73B |
| 不影响留存收益的损益 | -$771.00M | -$247.00M | -$225.00M | -$122.97M | -$122.97M |
| -货币市场投资 | – | – | $5.31B | $96.40M | $96.40M |
| -受限现金及投资 | – | – | – | $91.17M | $91.17M |
| -可供出售证券 | – | – | – | $3.51B | $3.51B |
| 长期股权投资 | – | – | – | $391.95M | $391.95M |
| 应收款 | – | – | – | $219.76M | $219.76M |
| -应收账款 | – | – | – | $219.76M | $219.76M |
| -固定资产原值 | – | – | – | $527.16M | $527.16M |
| -累计折旧 | – | – | – | -$187.17M | -$187.17M |
| 抵债资产 | – | – | – | $8.05M | $8.05M |
| 应付款 | – | – | – | $48.25M | $48.25M |
| -应付账款 | – | – | – | $48.25M | $48.25M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $376.00M | $90.00M | $926.00M | $759.01M | $116.01M |
| 持续经营经营活动现金流净额 | $376.00M | $90.00M | $926.00M | $759.01M | $116.01M |
| 持续经营净利润 | $379.00M | $328.00M | $150.00M | $641.87M | $168.87M |
| 持续经营损益 | -$38.00M | -$4.00M | -$34.00M | -$122.57M | -$48.57M |
| 折旧、折耗与摊销 | $105.00M | -$144.00M | $303.00M | $114.41M | -$586,000.00 |
| 递延税款 | -$29.00M | -$1.00M | $163.00M | -$75.43M | -$52.43M |
| 其他非现金项目 | -$86.00M | -$411.00M | -$49.00M | $107.26M | $99.26M |
| 营运资金变动 | -$73.00M | $169.00M | $227.00M | -$258.21M | -$162.21M |
| -其他流动资产变动 | -$101.00M | $16.00M | $351.00M | -$111.22M | -$50.22M |
| -其他流动负债变动 | $28.00M | $153.00M | -$124.00M | -$147.00M | -$112.00M |
| 投资活动现金流净额 | -$2.41B | -$4.14B | -$794.00M | -$5.03B | -$1.45B |
| 持续经营投资活动现金流净额 | -$2.41B | -$4.14B | -$794.00M | -$5.03B | -$1.45B |
| 固定资产购置及出售净额 | -$11.00M | -$23.00M | -$15.00M | -$79.93M | -$21.93M |
| 业务购买及出售净额 | $0.00 | $1.00M | $2.54B | – | – |
| 投资购置及出售净额 | -$718.00M | -$1.26B | -$625.00M | -$1.02B | -$218.33M |
| 贷款净收益 | -$1.73B | -$2.63B | -$2.37B | -$3.77B | -$1.26B |
| 其他投资变动净额 | $48.00M | -$233.00M | -$320.00M | -$129.78M | $86.23M |
| 筹资活动现金流 | $1.60B | $5.79B | $2.22B | $4.40B | $1.63B |
| 持续经营筹资活动现金流净额 | $1.60B | $5.79B | $2.22B | $4.40B | $1.63B |
| 联邦基金及回购证券变动 | -$264.00M | $542.00M | -$57.00M | $86.20M | -$8.80M |
| 存款增减 | $2.15B | $802.00M | $1.39B | $4.55B | $1.67B |
| Net Issuance Payments of Debt | -$198.00M | $4.53B | $1.05B | -$116.69M | $307,000.00 |
| 已付现金股利 | -$91.00M | -$90.00M | -$90.00M | -$89.85M | -$21.85M |
| 股票期权行使所得 | $0.00 | $0.00 | -$73.00M | -$7.68M | $12.32M |
| 期末现金余额 | $7.22B | $7.65B | $5.92B | $3.57B | $3.57B |
| 现金净变动 | -$430.00M | $1.73B | $2.35B | $129.16M | $300.16M |
| 期初现金余额 | $7.65B | $5.92B | $3.57B | $3.44B | $3.27B |
| 自由现金流 | $365.00M | $67.00M | $911.00M | $665.18M | $80.18M |
| 无形资产购置及出售净额 | – | – | – | -$5.55M | $53.81M |
| 普通股发行净额 | – | – | – | -$21.10M | – |
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