股票 › PGY
Pagaya科技 PGY
美股市值排名 #2956
$17.50 +$0.09 (+0.52%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $17.60 +0.57%
开盘$17.53
昨收$17.41
当日区间$17.04 – $17.71
成交量1.73M
市值$1.47B
市盈率（TTM）10.4
股息率–
基本面
最新报告季度：Q2, ended Jun 2026
营收$365.64M+15.1% YoY
营业利润$84.40M+76.6% YoY
净利润$42.33M+155.6% YoY
摊薄每股收益$0.49+145.0% YoY
自由现金流$71.25M+33.1% YoY
经营现金流$74.70M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
毛利率40.6%
营业利润率21.2%
净利率9.2%
净资产收益率25.5%
资产收益率7.9%
投入资本回报率6.1%
流动比率11.51
负债/资产比率61.7%
现金及投资$1.29B
总负债$874.93M
净现金（净负债）$414.44M
自由现金流/营收19.0%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $365.64M | $298.99M | $1.26B | $321.04M | $339.89M |
| 营业总收入 | $365.64M | $298.99M | $1.26B | $321.04M | $339.89M |
| 营业成本 | $218.72M | $177.56M | $749.17M | $190.05M | $200.57M |
| 毛利润 | $146.92M | $121.43M | $512.17M | $130.99M | $139.31M |
| 营业费用 | $62.53M | $60.38M | $288.36M | $65.05M | $69.63M |
| 销售及管理费用 | $45.18M | $44.44M | $213.15M | $45.97M | $51.40M |
| -销售及营销费用 | $10.09M | $11.13M | $53.59M | $9.88M | $14.45M |
| -管理费用 | $35.09M | $33.31M | $159.56M | $36.08M | $36.94M |
| 研发费用 | $17.35M | $15.94M | $75.21M | $19.08M | $18.24M |
| 营业利润 | $84.40M | $61.05M | $223.81M | $65.94M | $69.68M |
| 非经营性利息净收入（支出） | $22.21M | $17.67M | $48.43M | $15.10M | $14.92M |
| 非经营性利息收入 | $22.21M | $17.67M | $48.43M | $15.10M | $14.92M |
| 其他收入（支出） | -$65.36M | -$51.41M | -$220.62M | -$58.98M | -$76.54M |
| 证券出售收益 | -$43.12M | -$36.71M | -$115.45M | -$45.53M | -$24.20M |
| 特殊收益（费用） | $737,000.00 | $767,000.00 | -$24.76M | $702,000.00 | -$24.96M |
| -减：其他特殊支出 | -$737,000.00 | -$767,000.00 | $24.76M | -$702,000.00 | $24.96M |
| 其他非经营性收入（支出） | -$22.97M | -$15.47M | -$80.42M | -$14.15M | -$27.38M |
| 税前利润 | $41.25M | $27.31M | $51.63M | $22.07M | $8.06M |
| 税费 | -$1.09M | $3.15M | -$19.75M | -$6.97M | -$15.21M |
| 净利润 | $42.33M | $24.16M | $71.37M | $29.04M | $23.27M |
| 持续经营利润 | $42.33M | $24.16M | $71.37M | $29.04M | $23.27M |
| 少数股东权益 | -$2.94M | -$533,000.00 | -$10.02M | -$5.25M | $728,000.00 |
| 归属母公司净利润 | $45.27M | $24.69M | $81.39M | $34.30M | $22.55M |
| 其他优先股股息 | $1.08M | $591,000.00 | $4.11M | $1.30M | $1.26M |
| 归属普通股股东净利润 | $44.20M | $24.10M | $77.28M | $33.00M | $21.29M |
| 基本每股收益 | $0.53 | $0.29 | $0.99 | $0.41 | $0.27 |
| 摊薄每股收益 | $0.49 | $0.29 | $0.93 | $0.36 | $0.23 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $1.69B | $1.65B | $1.55B | $1.55B | $1.46B |
| 流动资产合计 | $1.59B | $1.54B | $1.45B | $1.45B | $264.77M |
| 现金及现金等价物与短期投资 | $1.29B | $1.26B | $1.19B | $1.19B | $218.31M |
| -现金及现金等价物 | $249.26M | $317.81M | $235.33M | $235.33M | $218.31M |
| -短期投资 | $1.04B | $941.37M | $958.79M | $958.79M | – |
| 应收款 | $190.47M | $170.69M | $195.81M | $195.81M | – |
| -应收账款 | $190.47M | $170.69M | $153.25M | $153.25M | – |
| 受限现金 | $55.17M | $62.22M | $53.02M | $53.02M | $46.45M |
| 其他流动资产 | $59.11M | $52.24M | $4.68M | $4.68M | – |
| 非流动资产合计 | $98.99M | $104.32M | $91.36M | $91.36M | $1.19B |
| 固定资产净值 | $59.98M | $60.38M | $60.80M | $60.80M | $64.57M |
| -固定资产原值 | $59.98M | $60.38M | $141.43M | $141.43M | $64.57M |
| 投资及预付款 | $11.30M | $14.81M | – | – | $902.58M |
| -长期股权投资 | $7.31M | $8.11M | – | – | $9.69M |
| 商誉及其他无形资产 | $27.70M | $29.13M | $30.56M | $30.56M | $31.99M |
| -商誉 | $22.90M | $22.90M | $22.90M | $22.90M | $22.90M |
| -其他无形资产 | $4.80M | $6.23M | $7.66M | $7.66M | $9.09M |
| 负债合计 | $1.04B | $1.05B | $990.56M | $990.56M | $919.54M |
| 流动负债合计 | $138.52M | $238.15M | $131.47M | $131.47M | $114.60M |
| 应付款 | $25.97M | $27.36M | $50.61M | $50.61M | $31.04M |
| -应付账款 | $4.05M | $3.80M | $3.93M | $3.93M | $5.06M |
| -应付税款合计 | $21.91M | $23.56M | $18.69M | $18.69M | $25.98M |
| 一年内应计费用 | $80.14M | $63.47M | $22.90M | $22.90M | $48.60M |
| 短期债务及融资租赁负债 | $32.41M | $147.32M | $34.21M | $34.21M | $34.96M |
| -一年内到期融资租赁负债 | $32.41M | $32.62M | $34.21M | $34.21M | $34.96M |
| 非流动负债合计 | $905.81M | $811.34M | $859.10M | $859.10M | $804.94M |
| 长期债务及融资租赁负债 | $874.93M | $780.68M | $824.27M | $824.27M | $767.46M |
| -长期债务 | $874.93M | $780.68M | $824.27M | $824.27M | $767.46M |
| 衍生产品负债 | $775,000.00 | $561,000.00 | $4.72M | $4.72M | $7.38M |
| 可转换优先证券 | $30.10M | $30.10M | $30.10M | $30.10M | $30.10M |
| 股东权益合计 | $648.78M | $599.15M | $555.35M | $555.35M | $535.84M |
| 股东权益 | $594.15M | $529.31M | $480.02M | $480.02M | $438.30M |
| 股本 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -普通股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $1.41B | $1.40B | $1.39B | $1.39B | $1.38B |
| 留存收益 | -$792.69M | -$837.96M | -$862.65M | -$862.65M | -$896.95M |
| 不影响留存收益的损益 | -$21.99M | -$32.28M | -$48.32M | -$48.32M | -$45.29M |
| 少数股东权益 | $54.63M | $69.84M | $75.33M | $75.33M | $97.54M |
| -一年内到期债务 | – | $114.70M | – | – | – |
| -一年内应收关联方款项 | – | – | $42.56M | $42.56M | – |
| 预付资产 | – | – | $6.93M | $6.93M | – |
| -累计折旧 | – | – | -$80.63M | -$80.63M | – |
| -一年内应付关联方款项 | – | – | $10.61M | $10.61M | – |
| -其他应付款 | – | – | $17.38M | $17.38M | – |
| 其他流动负债 | – | – | $23.75M | $23.75M | – |
| -可供出售证券 | – | – | – | – | $887.74M |
| 一年以上应收账款 | – | – | – | – | $154.98M |
| 其他非流动资产 | – | – | – | – | $36.48M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $74.70M | $43.18M | $238.62M | $79.80M | $67.05M |
| 持续经营经营活动现金流净额 | $74.70M | $43.18M | $238.62M | $79.80M | $67.05M |
| 持续经营净利润 | $42.33M | $24.16M | $71.37M | $29.04M | $23.27M |
| 持续经营损益 | $42.58M | $31.96M | $140.15M | $41.43M | $46.98M |
| 折旧、折耗与摊销 | $3.92M | $3.86M | $30.08M | $7.13M | $7.64M |
| 其他非现金项目 | $6.43M | $5.19M | $11.25M | $3.00M | $2.90M |
| 营运资金变动 | -$34.70M | -$31.05M | -$73.27M | -$10.12M | -$30.14M |
| -应收款变动 | -$23.63M | -$17.45M | -$26.28M | $1.90M | -$5.82M |
| -应付账款及应计费用变动 | -$4.18M | -$15.04M | -$33.42M | $2.93M | -$17.36M |
| -其他流动资产变动 | -$6.60M | $1.61M | -$7.05M | -$13.09M | -$4.93M |
| -其他流动负债变动 | -$1.92M | -$1.82M | -$6.52M | -$1.85M | -$1.67M |
| 投资活动现金流净额 | -$118.93M | -$15.92M | -$309.71M | -$100.18M | -$57.34M |
| 持续经营投资活动现金流净额 | -$118.93M | -$15.92M | -$309.71M | -$100.18M | -$57.34M |
| 固定资产购置及出售净额 | -$3.45M | -$3.18M | -$13.90M | -$3.09M | -$3.24M |
| 投资购置及出售净额 | -$118.18M | -$12.74M | -$279.81M | -$96.93M | -$38.10M |
| 筹资活动现金流 | -$33.27M | $64.24M | $129.60M | $42.69M | $12.26M |
| 持续经营筹资活动现金流净额 | -$33.27M | $64.24M | $129.60M | $42.69M | $12.26M |
| 债务发行及偿还净额 | -$21.28M | $69.56M | $160.93M | $55.93M | $25.90M |
| 股票期权行使所得 | $100,000.00 | $802,000.00 | $6.92M | $378,000.00 | $2.57M |
| 其他筹资费用净额 | -$12.09M | -$6.13M | -$38.25M | -$13.62M | -$16.21M |
| 期末现金余额 | $304.42M | $380.03M | $288.35M | $288.35M | $264.77M |
| 现金净变动 | -$77.49M | $91.50M | $58.51M | $22.31M | $21.97M |
| 期初现金余额 | $380.03M | $288.35M | $226.52M | $264.77M | $242.03M |
| 汇率变动影响 | $1.89M | $179,000.00 | $3.32M | $1.27M | $768,000.00 |
| 自由现金流 | $71.25M | $40.01M | $224.72M | $76.71M | $63.81M |
| -预付资产变动 | – | $1.65M | – | – | – |
| 无形资产购置及出售净额 | – | – | $0.00 | – | – |
| 业务购买及出售净额 | – | – | $0.00 | -$159,000.00 | $0.00 |
| 其他投资变动净额 | – | – | -$16.00M | $0.00 | – |
| 普通股发行净额 | – | – | $0.00 | $0.00 | – |
| 优先股发行净额 | – | – | $0.00 | – | – |
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