海洋第一金融 OCFC
$18.13 −$0.21 (-1.15%)
休市 · Nov 6, 9:40 pm ET · 最新盘后价 $18.13 0.00%
开盘$18.08
昨收$18.34
当日区间$18.00 – $18.62
成交量1.03M
市值$1.79B
市盈率（TTM）26.7
股息率4.41%
基本面
最新报告季度：Q3, ended Sep 2026
营收$183.96M+80.7% YoY
净利润$16.46M-5.3% YoY
摊薄每股收益$0.17-43.3% YoY
自由现金流$33.46M+23.1% YoY
经营现金流$36.04M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率9.0%
净资产收益率2.3%
资产收益率0.2%
负债/资产比率89.7%
现金及投资$269.83M
总负债$2.27B
净现金（净负债）-$2.00B
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $183.96M | $130.23M | $102.10M | $400.34M | $103.60M |
| 净利息收入 | $172.12M | $120.73M | $96.45M | $360.22M | $95.28M |
| -利息收入 | $301.70M | $209.60M | $168.29M | $642.45M | $171.73M |
| -利息支出 | $129.58M | $88.87M | $71.84M | $282.23M | $76.45M |
| 非利息收入 | $11.84M | $9.50M | $5.65M | $40.12M | $8.33M |
| -已赚保费合计 | $4.52M | $2.47M | $1.87M | $7.75M | $2.13M |
| -手续费及佣金 | $6.50M | $4.45M | $3.78M | $21.33M | $4.05M |
| -其他非利息收入 | -$43,000.00 | $34,000.00 | $200,000.00 | $3.07M | $61,000.00 |
| -资产出售损益 | $867,000.00 | $2.55M | -$201,000.00 | $7.97M | $2.09M |
| 信用损失准备 | -$4.27M | -$4.00M | -$2.74M | -$16.17M | -$3.70M |
| 非利息支出 | $113.16M | $86.07M | $68.03M | $275.88M | $71.42M |
| 物业及设备费用 | $12.43M | $8.44M | $6.75M | $26.47M | $6.70M |
| 专业及外包服务费用 | $3.60M | $3.41M | $3.22M | $15.09M | $4.86M |
| 销售及管理费用 | $68.01M | $56.23M | $43.66M | $176.61M | $45.55M |
| -销售及营销费用 | $2.09M | $1.89M | $963,000.00 | $5.65M | $1.47M |
| -管理费用 | $65.93M | $54.33M | $42.70M | $170.95M | $44.09M |
| 折旧、摊销与折耗 | $6.12M | $2.59M | $848,000.00 | $3.63M | $888,000.00 |
| -折旧与摊销 | $6.12M | $2.59M | $848,000.00 | $3.63M | $888,000.00 |
| 其他非利息支出 | $23.00M | $15.41M | $13.54M | $54.08M | $13.42M |
| 其他收入（支出） | -$37.04M | -$42.69M | -$4.28M | -$15.78M | -$11.63M |
| 特殊收益（费用） | -$37.04M | -$42.69M | -$4.28M | -$15.78M | -$11.63M |
| -减：重组及并购费用 | $37.04M | $42.69M | $4.28M | $15.78M | $11.63M |
| 税前利润 | $29.49M | -$2.53M | $27.05M | $92.52M | $16.85M |
| 税费 | $13.03M | $496,000.00 | $6.55M | $21.49M | $3.75M |
| 净利润 | $16.46M | -$3.03M | $20.51M | $71.03M | $13.09M |
| 持续经营利润 | $16.46M | -$3.03M | $20.51M | $71.03M | $13.09M |
| 少数股东权益 | $0.00 | $0.00 | $0.00 | $49,000.00 | $0.00 |
| 归属母公司净利润 | $16.46M | -$3.03M | $20.51M | $70.98M | $13.09M |
| 归属普通股股东净利润 | $16.46M | -$3.03M | $20.51M | $67.13M | $13.09M |
| 基本每股收益 | $0.17 | -$0.04 | $0.36 | $1.17 | $0.23 |
| 摊薄每股收益 | $0.17 | -$0.04 | $0.36 | $1.17 | $0.23 |
| 每股股息 | $0.20 | $0.20 | $0.20 | $0.80 | $0.20 |
| 优先股股息 | – | – | – | $2.01M | $0.00 |
| 其他优先股股息 | – | – | – | $1.84M | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $23.37B | $23.27B | $14.56B | $14.56B | $14.56B |
| 现金、现金等价物及联邦基金出售 | $453.88M | $454.77M | $256.48M | $264.46M | $264.46M |
| -现金及现金等价物 | $269.83M | $274.06M | $136.98M | $135.13M | $135.13M |
| -受限现金及投资 | $184.05M | $180.71M | $119.50M | $129.33M | $129.33M |
| 证券投资 | $4.83B | $5.01B | $2.12B | $2.21B | $2.21B |
| -可供出售证券 | $65.85M | $75.97M | $88.24M | $91.88M | $91.88M |
| -持有至到期证券 | $3.00B | $2.86B | $852.92M | $881.57M | $881.57M |
| -短期投资 | $1.77B | $2.07B | $1.18B | $1.23B | $1.23B |
| 贷款净额 | $16.30B | $16.09B | $11.06B | $10.98B | $10.98B |
| -贷款总额 | $16.49B | $16.28B | $11.12B | $11.04B | $11.04B |
| -贷款及租赁损失准备 | $212.29M | $209.72M | $86.11M | $83.73M | $83.73M |
| -未实现收入 | $18.22M | $20.50M | $21.44M | $22.39M | $22.39M |
| 应收款 | $95.45M | $91.50M | $49.59M | $49.01M | $49.01M |
| -应收账款 | $95.45M | $91.50M | $49.59M | $49.01M | $49.01M |
| 固定资产净值 | $126.41M | $126.61M | $112.07M | $112.74M | $112.74M |
| 商誉及其他无形资产 | $615.34M | $620.45M | $525.68M | $526.53M | $526.53M |
| -商誉 | $530.85M | $529.84M | $517.48M | $517.48M | $517.48M |
| -其他无形资产 | $84.49M | $90.61M | $8.20M | $9.05M | $9.05M |
| 银行持有的寿险资产 | $507.36M | $503.91M | $271.65M | $270.30M | $270.30M |
| 抵债资产 | $13.58M | $13.45M | $10.39M | $10.27M | $10.27M |
| 其他资产 | $427.82M | $366.96M | $148.96M | $149.30M | $149.30M |
| 负债合计 | $20.97B | $20.86B | $12.89B | $12.90B | $12.90B |
| 存款合计 | $18.08B | $17.76B | $11.16B | $10.96B | $10.96B |
| 联邦基金购入及回购协议下证券出售 | $32.85M | $61.33M | $67.25M | $54.43M | $54.43M |
| 长期债务及融资租赁负债 | $2.27B | $2.23B | $1.44B | $1.58B | $1.58B |
| -长期债务 | $2.27B | $2.23B | $1.44B | $1.58B | $1.58B |
| 其他负债 | $590.71M | $811.94M | $228.11M | $230.52M | $230.52M |
| 股东权益合计 | $2.40B | $2.41B | $1.67B | $1.66B | $1.66B |
| 股东权益 | $2.40B | $2.41B | $1.67B | $1.66B | $1.66B |
| 少数股东权益 | $0.00 | – | – | $0.00 | $0.00 |
| 股本 | – | $31.47M | $629,000.00 | $625,000.00 | $625,000.00 |
| -普通股 | – | $31.47M | $629,000.00 | $625,000.00 | $625,000.00 |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | – | $1.84B | $1.12B | $1.12B | $1.12B |
| 留存收益 | – | $657.12M | $671.66M | $662.62M | $662.62M |
| 减：库存股 | – | $116.98M | $119.00M | $115.56M | $115.56M |
| 不影响留存收益的损益 | – | -$3.38M | -$4.57M | -$2.16M | -$2.16M |
| 其他权益权益 | – | -$681,000.00 | -$991,000.00 | -$1.30M | -$1.30M |
| -固定资产原值 | – | – | – | $213.97M | $213.97M |
| -累计折旧 | – | – | – | -$101.23M | -$101.23M |
| 衍生产品负债 | – | – | – | $72.11M | $72.11M |
| -长期融资租赁负债 | – | – | – | $1.14M | $1.14M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $36.04M | $25.21M | $87.21M | $36.00M | $24.41M |
| 持续经营经营活动现金流净额 | $36.04M | $25.21M | $87.21M | $36.00M | $24.41M |
| 持续经营净利润 | -$3.03M | $20.51M | $71.03M | $13.09M | $17.39M |
| 持续经营损益 | $319,000.00 | $372,000.00 | -$228,000.00 | $3.33M | -$883,000.00 |
| 折旧、折耗与摊销 | $5.88M | $3.75M | $14.41M | $3.68M | $3.65M |
| 递延税款 | $1.17M | -$2,000.00 | $3.01M | $3.03M | $14,000.00 |
| 其他非现金项目 | $3.85M | $5.67M | $17.67M | $12.51M | -$1.68M |
| 营运资金变动 | $26.81M | -$4.55M | -$28.66M | $343,000.00 | $3.50M |
| -应收款变动 | $1.81M | -$578,000.00 | -$3.10M | -$1.40M | -$3.57M |
| -其他流动资产变动 | $39.62M | $4.59M | $29.32M | -$5.34M | $1.61M |
| -其他流动负债变动 | -$11.99M | -$6.80M | -$47.63M | $8.92M | $7.24M |
| -Change in Other Working Capital | -$2.64M | -$1.76M | -$7.25M | -$1.83M | -$1.77M |
| 投资活动现金流净额 | $418.63M | -$1.59M | -$1.18B | -$387.34M | -$888.20M |
| 持续经营投资活动现金流净额 | $418.63M | -$1.59M | -$1.18B | -$387.34M | -$888.20M |
| 固定资产购置及出售净额 | -$2.58M | -$1.95M | -$7.70M | -$2.88M | -$1.57M |
| 投资购置及出售净额 | -$954.71M | $29.16M | -$228.38M | $84.34M | -$484.95M |
| 贷款净收益 | $1.11B | -$38.91M | -$929.65M | -$482.73M | -$372.71M |
| 其他投资变动净额 | -$40.52M | $10.12M | -$12.63M | $11.18M | -$28.97M |
| 筹资活动现金流 | -$317.59M | -$21.77M | $1.10B | $212.34M | $967.31M |
| 持续经营筹资活动现金流净额 | -$317.59M | -$21.77M | $1.10B | $212.34M | $967.31M |
| 存款增减 | -$838.42M | $191.51M | $857.97M | $488.32M | $203.55M |
| Net Issuance Payments of Debt | $382.57M | -$204.20M | $375.25M | -$261.98M | $770.26M |
| 普通股发行净额 | $211.24M | -$3.39M | -$24.91M | -$558,000.00 | -$42,000.00 |
| 已付现金股利 | -$11.51M | -$11.47M | -$48.25M | -$11.45M | -$11.45M |
| 股票期权行使所得 | $0.00 | $2.32M | $717,000.00 | $539,000.00 | $42,000.00 |
| 其他筹资活动净额 | -$61.47M | $3.45M | -$3.50M | -$2.53M | $4.95M |
| 期末现金余额 | $274.06M | $136.98M | $135.13M | $135.13M | $274.13M |
| 现金净变动 | $137.08M | $1.85M | $11.52M | -$139.00M | $103.53M |
| 期初现金余额 | $136.98M | $135.13M | $123.62M | $274.13M | $170.60M |
| 自由现金流 | $33.46M | $23.26M | $79.51M | $33.12M | $22.84M |
| 业务购买及出售净额 | – | – | $2.75M | $2.75M | $0.00 |
| 优先股发行净额 | – | – | -$57.37M | $0.00 | $0.00 |
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