股票 › OBK
源点银行控股 OBK
美股市值排名 #2880
$53.24 −$0.79 (-1.46%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $53.24 0.00%
开盘$53.76
昨收$54.03
当日区间$53.20 – $55.44
成交量111.2K
市值$1.63B
市盈率（TTM）12.9
股息率1.31%
基本面
最新报告季度：Q2, ended Jun 2026
营收$107.16M+26.5% YoY
净利润$33.85M+131.1% YoY
摊薄每股收益$1.09+131.9% YoY
自由现金流$30.83M+57.3% YoY
经营现金流$40.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率23.7%
净资产收益率8.0%
资产收益率1.0%
负债/资产比率87.5%
现金及投资$546.53M
总负债$146.94M
净现金（净负债）$399.59M
自由现金流/营收41.7%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 营业总收入 | $107.16M | $104.66M | $388.99M | $100.78M | $108.30M |
| 净利息收入 | $92.20M | $87.24M | $330.99M | $86.69M | $83.70M |
| -利息收入 | $135.72M | $131.30M | $537.96M | $134.64M | $136.14M |
| -利息支出 | $43.52M | $44.05M | $206.97M | $47.95M | $52.44M |
| 非利息收入 | $14.96M | $17.42M | $57.99M | $14.09M | $24.60M |
| -手续费及佣金 | $14.37M | $16.57M | $60.34M | $13.05M | $14.96M |
| -其他非利息收入 | $586,000.00 | $852,000.00 | $5.13M | $1.04M | $2.67M |
| -资产出售损益 | $1,000.00 | – | -$7.48M | $0.00 | $6.97M |
| 信用损失准备 | -$65,000.00 | -$4.97M | -$46.28M | -$3.16M | -$36.82M |
| 非利息支出 | $63.37M | $62.90M | $245.87M | $62.04M | $61.05M |
| 物业及设备费用 | $7.20M | $6.98M | $29.77M | $6.96M | $7.08M |
| 专业及外包服务费用 | $1.81M | $2.65M | $6.63M | $2.70M | $1.40M |
| 销售及管理费用 | $42.02M | $39.76M | $156.45M | $38.76M | $39.39M |
| -销售及营销费用 | $1.65M | $1.36M | $5.56M | $1.75M | $1.52M |
| -管理费用 | $40.37M | $38.40M | $150.89M | $37.02M | $37.86M |
| 折旧、摊销与折耗 | $1.48M | $1.49M | $6.61M | $1.50M | $1.58M |
| -折旧与摊销 | $1.48M | $1.49M | $6.61M | $1.50M | $1.58M |
| 其他非利息支出 | $10.85M | $12.03M | $46.40M | $12.11M | $11.61M |
| 其他收入（支出） | -$612,000.00 | -$1.52M | -$1.19M | $1.86M | $550,000.00 |
| 联营企业及其他参股权益收益 | -$612,000.00 | -$1.52M | -$1.19M | $1.86M | $550,000.00 |
| 税前利润 | $43.12M | $35.28M | $95.64M | $37.45M | $10.98M |
| 税费 | $9.27M | $7.58M | $20.44M | $7.93M | $2.36M |
| 净利润 | $33.85M | $27.69M | $75.20M | $29.52M | $8.62M |
| 持续经营利润 | $33.85M | $27.69M | $75.20M | $29.52M | $8.62M |
| 归属母公司净利润 | $33.85M | $27.69M | $75.20M | $29.52M | $8.62M |
| 归属普通股股东净利润 | $33.85M | $27.69M | $75.20M | $29.52M | $8.62M |
| 基本每股收益 | $1.10 | $0.89 | $2.42 | $0.95 | $0.28 |
| 摊薄每股收益 | $1.09 | $0.89 | $2.40 | $0.95 | $0.27 |
| 每股股息 | $0.25 | $0.15 | $0.60 | $0.15 | $0.15 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $10.28B | $10.19B | $9.72B | $9.72B | $9.79B |
| 现金、现金等价物及联邦基金出售 | $546.53M | $666.20M | $424.22M | $424.22M | $657.95M |
| -现金及现金等价物 | $546.53M | $666.20M | $424.22M | $424.22M | $626.91M |
| 证券投资 | $1.20B | $1.20B | $1.17B | $1.17B | $1.12B |
| -可供出售证券 | $396.19M | $374.95M | $382.42M | $382.42M | $354.91M |
| -持有至到期证券 | $10.56M | $10.56M | $10.56M | $10.56M | $10.56M |
| -短期投资 | $789.57M | $813.85M | $772.04M | $772.04M | $756.08M |
| 长期股权投资 | $63.14M | $66.09M | $67.50M | $67.50M | $65.64M |
| 贷款净额 | $7.98B | $7.77B | $7.58B | $7.58B | $7.44B |
| -贷款总额 | $8.07B | $7.87B | $7.67B | $7.67B | $7.54B |
| -贷款及租赁损失准备 | $98.19M | $99.02M | $96.78M | $96.78M | $96.26M |
| 固定资产净值 | $133.78M | $126.92M | $124.25M | $124.25M | $122.90M |
| 商誉及其他无形资产 | $159.07M | $160.56M | $162.04M | $162.04M | $163.54M |
| -商誉 | $128.68M | $128.68M | $128.68M | $128.68M | $128.68M |
| -其他无形资产 | $30.39M | $31.88M | $33.36M | $33.36M | $34.86M |
| 银行持有的寿险资产 | $42.22M | $41.97M | $41.73M | $41.73M | $41.48M |
| 其他资产 | $159.34M | $158.92M | $164.80M | $164.80M | $177.09M |
| 负债合计 | $9.00B | $8.93B | $8.48B | $8.48B | $8.58B |
| 存款合计 | $8.70B | $8.76B | $8.31B | $8.31B | $8.33B |
| 联邦基金购入及回购协议下证券出售 | $6.53M | – | $13.14M | $13.14M | $6.81M |
| 短期债务及融资租赁负债 | $125.00M | – | – | – | – |
| -一年内到期债务 | $125.00M | – | – | – | – |
| 长期债务及融资租赁负债 | $21.94M | $29.18M | $22.46M | $22.46M | $95.70M |
| -长期债务 | $21.94M | $29.18M | $22.46M | $22.46M | $95.70M |
| 其他负债 | $139.15M | $142.42M | $135.20M | $135.20M | $142.22M |
| 股东权益合计 | $1.28B | $1.26B | $1.25B | $1.25B | $1.21B |
| 股东权益 | $1.28B | $1.26B | $1.25B | $1.25B | $1.21B |
| 股本 | $154.25M | $154.40M | $154.76M | $154.76M | $154.84M |
| -普通股 | $154.25M | $154.40M | $154.76M | $154.76M | $154.84M |
| 资本公积 | $530.96M | $532.77M | $533.54M | $533.54M | $532.98M |
| 留存收益 | $656.67M | $633.95M | $612.52M | $612.52M | $588.11M |
| 不影响留存收益的损益 | -$60.83M | -$60.84M | -$54.14M | -$54.14M | -$61.16M |
| -固定资产原值 | – | – | $201.57M | $201.57M | – |
| -累计折旧 | – | – | -$77.33M | -$77.33M | – |
| -优先股 | – | – | $0.00 | $0.00 | – |
| -受限现金及投资 | – | – | – | – | $31.04M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $40.00M | $52.88M | $158.92M | $43.43M | $59.30M |
| 持续经营经营活动现金流净额 | $40.00M | $52.88M | $158.92M | $43.43M | $59.30M |
| 持续经营净利润 | $33.85M | $27.69M | $75.20M | $29.52M | $8.62M |
| 持续经营损益 | -$169,000.00 | $1.01M | $6.55M | -$2.49M | -$8.29M |
| 折旧、折耗与摊销 | $3.79M | $3.78M | $16.81M | $3.71M | $3.83M |
| 递延税款 | -$271,000.00 | $1.14M | -$4.52M | -$793,000.00 | -$3.14M |
| 其他非现金项目 | $3.55M | -$2.02M | $10.81M | -$3.37M | $12.69M |
| 营运资金变动 | -$3.87M | $13.65M | -$2.87M | $11.56M | $6.09M |
| -其他流动资产变动 | -$8.28M | $2.94M | -$6.83M | $12.43M | -$1.50M |
| -其他流动负债变动 | $4.65M | $10.96M | $5.10M | -$627,000.00 | $7.85M |
| -Change in Other Working Capital | -$247,000.00 | -$242,000.00 | -$1.14M | -$248,000.00 | -$255,000.00 |
| 投资活动现金流净额 | -$215.11M | -$244.24M | -$113.69M | -$145.87M | $153.90M |
| 持续经营投资活动现金流净额 | -$215.11M | -$244.24M | -$114.11M | -$146.29M | $153.90M |
| 固定资产购置及出售净额 | -$9.17M | -$4.97M | -$7.74M | -$3.55M | -$2.53M |
| 无形资产购置及出售净额 | $0.00 | $0.00 | -$2.50M | $0.00 | $0.00 |
| 投资购置及出售净额 | $3.74M | -$42.82M | $30.46M | -$5.75M | $39.09M |
| 贷款净收益 | -$210.10M | -$196.56M | -$137.81M | -$137.19M | $116.15M |
| 其他投资变动净额 | $425,000.00 | $107,000.00 | $3.91M | $614,000.00 | $1.19M |
| 筹资活动现金流 | $55.43M | $433.34M | -$91.27M | -$100.25M | $79.60M |
| 持续经营筹资活动现金流净额 | $55.43M | $433.34M | -$91.27M | -$100.25M | $79.60M |
| 联邦基金及回购证券变动 | -$240,000.00 | -$6.37M | $6.88M | $6.33M | $19,000.00 |
| 存款增减 | -$53.02M | $449.02M | $84.13M | -$24.58M | $208.79M |
| Net Issuance Payments of Debt | $124.51M | -$73,000.00 | -$148.54M | -$75.74M | -$115.07M |
| 普通股发行净额 | -$10.11M | -$6.83M | -$15.81M | -$1.91M | -$9.51M |
| 已付现金股利 | -$7.85M | -$4.70M | -$18.87M | -$4.70M | -$4.70M |
| 股票期权行使所得 | $2.14M | $2.29M | $954,000.00 | $353,000.00 | $67,000.00 |
| 期末现金余额 | $546.53M | $666.20M | $424.22M | $424.22M | $626.91M |
| 现金净变动 | -$119.67M | $241.99M | -$46.03M | -$202.69M | $292.80M |
| 期初现金余额 | $666.20M | $424.22M | $470.25M | $626.91M | $334.11M |
| 自由现金流 | $30.83M | $47.92M | $148.55M | $39.87M | $56.77M |
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