股票 › NIC
尼科莱银行控股 NIC
美股市值排名 #2337
$173.12 +$0.32 (+0.19%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $173.12 0.00%
开盘$172.37
昨收$172.80
当日区间$171.14 – $174.20
成交量99.2K
市值$3.60B
市盈率（TTM）18.8
股息率0.79%
基本面
最新报告季度：Q3, ended Sep 2026
营收$174.43M+69.5% YoY
净利润$63.73M+52.7% YoY
摊薄每股收益$2.96+8.4% YoY
自由现金流$89.27M+132.7% YoY
经营现金流$93.41M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率29.8%
净资产收益率10.2%
资产收益率1.5%
负债/资产比率85.2%
现金及投资$510.53M
总负债$92.75M
净现金（净负债）$417.78M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $174.43M | $177.75M | $134.85M | $392.00M | $103.94M |
| 净利息收入 | $142.23M | $141.47M | $109.56M | $306.47M | $80.89M |
| -利息收入 | $200.35M | $200.90M | $158.21M | $470.95M | $120.24M |
| -利息支出 | $58.12M | $59.43M | $48.65M | $164.48M | $39.34M |
| 非利息收入 | $32.20M | $36.28M | $25.29M | $85.53M | $23.05M |
| -已赚保费合计 | $2.40M | $2.31M | $1.88M | $6.36M | $1.86M |
| -手续费及佣金 | $26.90M | $25.83M | $21.57M | $64.23M | $17.64M |
| -其他非利息收入 | $3.48M | $5.78M | $2.71M | $13.82M | $3.18M |
| -资产出售损益 | -$586,000.00 | $2.36M | -$867,000.00 | $1.12M | $380,000.00 |
| 信用损失准备 | -$1.95M | -$1.50M | -$6.05M | -$4.25M | -$750,000.00 |
| 非利息支出 | $86.71M | $96.36M | $69.11M | $198.88M | $51.08M |
| 物业及设备费用 | $16.24M | $16.40M | $12.38M | $36.63M | $9.17M |
| 销售及管理费用 | $52.21M | $55.60M | $41.77M | $127.32M | $33.36M |
| -销售及营销费用 | $3.39M | $3.18M | $2.34M | $8.01M | $2.09M |
| -管理费用 | $48.82M | $52.41M | $39.43M | $119.31M | $31.27M |
| 折旧、摊销与折耗 | $5.96M | $6.16M | $4.10M | $5.74M | $1.29M |
| -折旧与摊销 | $5.96M | $6.16M | $4.10M | $5.74M | $1.29M |
| 其他非利息支出 | $12.30M | $18.21M | $10.87M | $29.19M | $7.26M |
| 其他收入（支出） | -$4.59M | -$7.40M | -$40.69M | -$1.91M | – |
| 特殊收益（费用） | -$4.59M | -$7.40M | -$40.69M | -$1.91M | – |
| -减：重组及并购费用 | $4.59M | $7.40M | $40.69M | $1.96M | – |
| 税前利润 | $81.18M | $72.49M | $19.01M | $186.96M | $50.20M |
| 税费 | $17.45M | $15.59M | $3.81M | $36.27M | $9.87M |
| 净利润 | $63.73M | $56.90M | $15.20M | $150.69M | $40.32M |
| 持续经营利润 | $63.73M | $56.90M | $15.20M | $150.69M | $40.32M |
| 归属母公司净利润 | $63.73M | $56.90M | $15.20M | $150.69M | $40.32M |
| 归属普通股股东净利润 | $63.73M | $56.90M | $15.20M | $150.69M | $40.32M |
| 基本每股收益 | $3.04 | $2.68 | $0.83 | $10.06 | $2.72 |
| 摊薄每股收益 | $2.96 | $2.62 | $0.81 | $9.78 | $2.65 |
| 每股股息 | $0.36 | $0.36 | $0.32 | $1.24 | $0.32 |
| -减：其他特殊支出 | – | – | – | -$57,000.00 | – |
| -减：核销 | – | – | – | $15,000.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $15.06B | $15.41B | $15.57B | $9.19B | $9.19B |
| 现金、现金等价物及联邦基金出售 | $510.53M | $465.25M | $615.45M | $660.23M | $660.23M |
| -现金及现金等价物 | $510.53M | $465.25M | $615.45M | $660.23M | $660.23M |
| 证券投资 | $2.10B | $2.04B | $2.02B | $881.81M | $881.81M |
| -可供出售证券 | $118.07M | $761.90M | $775.33M | $357.91M | $357.91M |
| -短期投资 | $1.98B | $1.28B | $1.25B | $523.90M | $523.90M |
| 贷款净额 | $10.76B | $10.73B | $10.76B | $6.78B | $6.78B |
| -贷款总额 | $10.89B | $10.87B | $10.90B | $6.85B | $6.85B |
| -贷款及租赁损失准备 | $134.78M | $133.58M | $133.44M | $68.81M | $68.81M |
| 固定资产净值 | $193.34M | $189.20M | $187.88M | $120.46M | $120.46M |
| 商誉及其他无形资产 | $959.66M | $961.69M | $967.84M | $382.40M | $382.40M |
| 银行持有的寿险资产 | $298.50M | $296.10M | $293.79M | $192.50M | $192.50M |
| 持有待售资产 | $0.00 | $411.35M | $400.44M | – | – |
| 其他资产 | $247.34M | $233.54M | $259.42M | $125.28M | $125.28M |
| 负债合计 | $12.83B | $13.14B | $13.32B | $7.93B | $7.93B |
| 存款合计 | $12.60B | $12.52B | $12.62B | $7.73B | $7.73B |
| 长期债务及融资租赁负债 | $92.75M | $92.75M | $179.97M | $134.86M | $134.86M |
| -长期债务 | $92.75M | $92.75M | $179.97M | $134.86M | $134.86M |
| 终止经营负债 | $0.00 | $388.06M | $385.88M | – | – |
| 其他负债 | $141.18M | $139.00M | $127.40M | $61.81M | $61.81M |
| 股东权益合计 | $2.23B | $2.27B | $2.26B | $1.26B | $1.26B |
| 股东权益 | $2.23B | $2.27B | $2.26B | $1.26B | $1.26B |
| 股本 | $209,000.00 | $211,000.00 | $213,000.00 | $148,000.00 | $148,000.00 |
| -普通股 | $209,000.00 | $211,000.00 | $213,000.00 | $148,000.00 | $148,000.00 |
| 资本公积 | $1.51B | $1.55B | $1.59B | $583.26M | $583.26M |
| 留存收益 | $811.46M | $755.31M | $706.10M | $697.80M | $697.80M |
| 不影响留存收益的损益 | -$91.17M | -$37.00M | -$39.43M | -$23.54M | -$23.54M |
| -商誉 | – | $834.50M | $834.50M | $367.39M | $367.39M |
| -其他无形资产 | – | $127.19M | $133.35M | $15.01M | $15.01M |
| 联邦住房贷款银行股票 | – | $80.37M | $66.19M | $41.28M | $41.28M |
| -固定资产原值 | – | – | – | $185.96M | $185.96M |
| -累计折旧 | – | – | – | -$65.50M | -$65.50M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $93.41M | $16.27M | $153.54M | $26.98M | $45.86M |
| 持续经营经营活动现金流净额 | $93.41M | $16.27M | $153.54M | $26.98M | $45.86M |
| 持续经营净利润 | $56.90M | $15.20M | $150.69M | $40.32M | $41.74M |
| 持续经营损益 | $304,000.00 | -$2.08M | -$11.69M | -$3.96M | -$4.80M |
| 折旧、折耗与摊销 | $979,000.00 | $2.22M | $14.99M | $4.01M | $3.60M |
| 其他非现金项目 | -$3.58M | -$1.82M | -$5.24M | -$1.83M | -$505,000.00 |
| 营运资金变动 | $33.78M | -$10.10M | -$2.16M | -$9.73M | $3.20M |
| -应收款变动 | $22.82M | -$1.15M | -$5.20M | -$2.94M | -$510,000.00 |
| -应付账款及应计费用变动 | $10.96M | -$8.95M | $3.04M | -$6.79M | $3.71M |
| 投资活动现金流净额 | -$2.38M | $65.83M | -$230.75M | $45.39M | -$38.11M |
| 持续经营投资活动现金流净额 | -$2.38M | $65.83M | -$230.75M | $45.39M | -$38.11M |
| 固定资产购置及出售净额 | -$4.14M | -$1.19M | -$1.77M | -$765,000.00 | $4,000.00 |
| 业务购买及出售净额 | $0.00 | $165.64M | – | – | – |
| 投资购置及出售净额 | -$28.85M | -$55.19M | -$22.67M | $7.30M | -$3.48M |
| 贷款净收益 | $27.92M | -$43.77M | -$206.71M | $38.77M | -$34.77M |
| 其他投资变动净额 | $2.69M | $346,000.00 | $406,000.00 | $80,000.00 | $134,000.00 |
| 筹资活动现金流 | -$241.24M | -$126.88M | $201.40M | $113.91M | $43.56M |
| 持续经营筹资活动现金流净额 | -$241.24M | -$126.88M | $201.40M | $113.91M | $43.56M |
| 存款增减 | -$100.09M | -$41.48M | $327.09M | $119.31M | $69.79M |
| Net Issuance Payments of Debt | -$92.89M | -$48.21M | -$27.40M | $0.00 | $0.00 |
| 普通股发行净额 | -$36.89M | -$37.50M | -$89.19M | -$1.34M | -$24.50M |
| 已付现金股利 | -$7.69M | -$6.90M | -$18.66M | -$4.78M | -$4.73M |
| 股票期权行使所得 | -$3.68M | $7.21M | $9.56M | $715,000.00 | $3.00M |
| 期末现金余额 | $465.25M | $615.45M | $660.23M | $660.23M | $473.96M |
| 现金净变动 | -$150.20M | -$44.78M | $124.19M | $186.28M | $51.32M |
| 期初现金余额 | $615.45M | $660.23M | $536.05M | $473.96M | $422.64M |
| 自由现金流 | $89.27M | $15.08M | $149.44M | $23.89M | $45.87M |
| 递延税款 | – | – | -$4.64M | – | – |
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