NBT银行控股 NBTB
$52.83 −$0.14 (-0.26%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $52.83 0.00%
开盘$52.71
昨收$52.97
当日区间$52.48 – $53.17
成交量243.1K
市值$2.74B
市盈率（TTM）12.7
股息率2.86%
基本面
最新报告季度：Q3, ended Sep 2026
营收$195.03M+5.2% YoY
净利润$58.03M+6.5% YoY
摊薄每股收益$1.11+7.8% YoY
自由现金流$60.53M+37.1% YoY
经营现金流$61.89M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率29.0%
净资产收益率11.5%
资产收益率1.3%
负债/资产比率88.2%
现金及投资$322.20M
总负债$569.11M
净现金（净负债）-$246.91M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $195.03M | $186.15M | $183.87M | $694.39M | $184.36M |
| 净利息收入 | $142.08M | $136.96M | $134.35M | $501.55M | $135.44M |
| -利息收入 | $192.39M | $185.76M | $182.65M | $710.99M | $188.54M |
| -利息支出 | $50.31M | $48.80M | $48.30M | $209.45M | $53.10M |
| 非利息收入 | $52.95M | $49.18M | $49.53M | $192.85M | $48.92M |
| -已赚保费合计 | $2.40M | $2.51M | $2.66M | $12.39M | $3.58M |
| -手续费及佣金 | $46.60M | $43.32M | $42.87M | $164.78M | $40.62M |
| -其他非利息收入 | $3.89M | $3.19M | $3.56M | $15.52M | $4.59M |
| -资产出售损益 | $62,000.00 | $175,000.00 | $442,000.00 | $148,000.00 | $142,000.00 |
| 信用损失准备 | -$4.24M | -$6.14M | -$5.58M | -$32.25M | -$3.77M |
| 非利息支出 | $114.71M | $110.89M | $111.62M | $423.17M | $110.91M |
| 物业及设备费用 | $9.56M | $9.48M | $11.01M | $36.39M | $9.27M |
| 专业及外包服务费用 | $5.90M | $5.66M | $5.55M | $21.74M | $5.83M |
| 销售及管理费用 | $69.57M | $71.93M | $71.69M | $269.38M | $69.17M |
| -管理费用 | $69.57M | $70.99M | $70.77M | $265.37M | $68.11M |
| 折旧、摊销与折耗 | $3.02M | $3.19M | $3.35M | $11.94M | $3.36M |
| -折旧与摊销 | $3.02M | $3.19M | $3.35M | $11.94M | $3.36M |
| 其他非利息支出 | $26.67M | $20.64M | $20.02M | $83.72M | $23.28M |
| 特殊收益（费用） | $0.00 | $0.00 | $0.00 | -$19.53M | $0.00 |
| -减：重组及并购费用 | $0.00 | $0.00 | $0.00 | $19.53M | $0.00 |
| 税前利润 | $76.07M | $69.12M | $66.68M | $219.44M | $69.69M |
| 税费 | $18.05M | $16.09M | $15.53M | $50.21M | $14.18M |
| 净利润 | $58.03M | $53.03M | $51.14M | $169.24M | $55.51M |
| 持续经营利润 | $58.03M | $53.03M | $51.14M | $169.24M | $55.51M |
| 归属母公司净利润 | $58.03M | $53.03M | $51.14M | $169.24M | $55.51M |
| 归属普通股股东净利润 | $58.03M | $53.03M | $51.14M | $169.24M | $55.51M |
| 基本每股收益 | $1.12 | $1.02 | $0.98 | $3.34 | $1.06 |
| 摊薄每股收益 | $1.11 | $1.02 | $0.98 | $3.33 | $1.06 |
| 每股股息 | $0.40 | $0.37 | $0.37 | $1.42 | $0.37 |
| -销售及营销费用 | – | $937,000.00 | $918,000.00 | $4.01M | $1.07M |
| 其他收入（支出） | – | – | – | -$19.53M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $16.39B | $16.21B | $16.20B | $16.00B | $16.00B |
| 现金、现金等价物及联邦基金出售 | $322.20M | $294.65M | $716.07M | $487.12M | $487.12M |
| -现金及现金等价物 | $322.20M | $294.65M | $716.07M | $487.12M | $487.12M |
| 证券投资 | $2.85B | $2.81B | $2.71B | $2.67B | $2.67B |
| -可供出售证券 | $49.95M | $1.98B | $1.88B | $1.83B | $1.83B |
| -持有至到期证券 | $808.65M | $632.87M | $648.53M | $671.22M | $671.22M |
| -短期投资 | $1.99B | $201.09M | $185.72M | $173.27M | $173.27M |
| 贷款净额 | $11.81B | $11.73B | $11.41B | $11.46B | $11.46B |
| -贷款总额 | $11.95B | $11.87B | $11.55B | $11.60B | $11.60B |
| -贷款及租赁损失准备 | $140.00M | $140.50M | $138.60M | $138.00M | $138.00M |
| 固定资产净值 | $96.55M | $98.12M | $100.25M | $99.28M | $99.28M |
| 商誉及其他无形资产 | $501.37M | $504.40M | $507.59M | $510.93M | $510.93M |
| -商誉 | $453.28M | $453.28M | $453.28M | $453.28M | $453.28M |
| -其他无形资产 | $48.10M | $51.12M | $54.31M | $57.66M | $57.66M |
| 银行持有的寿险资产 | $317.20M | $314.81M | $319.40M | $317.73M | $317.73M |
| 联邦住房贷款银行股票 | $56.66M | $51.54M | $44.66M | $44.58M | $44.58M |
| 其他资产 | $442.41M | $405.84M | $393.28M | $399.91M | $399.91M |
| 负债合计 | $14.45B | $14.27B | $14.29B | $14.10B | $14.10B |
| 存款合计 | $13.59B | $13.54B | $13.74B | $13.50B | $13.50B |
| 短期债务及融资租赁负债 | $414.40M | $157.00M | – | $0.00 | $0.00 |
| -一年内到期债务 | $414.40M | $157.00M | – | $0.00 | $0.00 |
| 长期债务及融资租赁负债 | $154.71M | $154.76M | $179.60M | $179.35M | $179.35M |
| -长期债务 | $154.71M | $154.76M | $179.60M | $179.35M | $179.35M |
| 其他负债 | $295.67M | $262.54M | $249.64M | $272.29M | $272.29M |
| 股东权益合计 | $1.94B | $1.94B | $1.91B | $1.90B | $1.90B |
| 股东权益 | $1.94B | $1.94B | $1.91B | $1.90B | $1.90B |
| 联邦基金购入及回购协议下证券出售 | – | $159.44M | $117.81M | $148.07M | $148.07M |
| 股本 | – | $591,000.00 | $591,000.00 | $591,000.00 | $591,000.00 |
| -普通股 | – | $591,000.00 | $591,000.00 | $591,000.00 | $591,000.00 |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | – | $966.12M | $965.89M | $964.78M | $964.78M |
| 留存收益 | – | $1.26B | $1.23B | $1.20B | $1.20B |
| 减：库存股 | – | $196.22M | $193.52M | $183.41M | $183.41M |
| 不影响留存收益的损益 | – | -$89.13M | -$87.32M | -$82.60M | -$82.60M |
| -固定资产原值 | – | – | – | $280.35M | $280.35M |
| -累计折旧 | – | – | – | -$181.07M | -$181.07M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $61.89M | $53.04M | $235.22M | $66.15M | $80.59M |
| 持续经营经营活动现金流净额 | $61.89M | $53.04M | $235.22M | $66.15M | $80.59M |
| 持续经营净利润 | $53.03M | $51.14M | $169.24M | $55.51M | $54.47M |
| 持续经营损益 | -$196,000.00 | -$500,000.00 | -$785,000.00 | -$267,000.00 | -$197,000.00 |
| 折旧、折耗与摊销 | $9.00M | $9.08M | $33.53M | $9.04M | $9.06M |
| 其他非现金项目 | -$2.34M | -$1.74M | -$4.11M | -$998,000.00 | -$3.24M |
| 营运资金变动 | -$4.65M | -$13.87M | -$24.59M | -$25.38M | $15.75M |
| -Change in Other Working Capital | -$4.65M | -$13.87M | -$24.59M | -$25.38M | $15.75M |
| 投资活动现金流净额 | -$428.83M | -$5.69M | $169.07M | -$35.84M | -$13.82M |
| 持续经营投资活动现金流净额 | -$428.83M | -$5.69M | $169.07M | -$35.84M | -$13.82M |
| 固定资产购置及出售净额 | -$1.36M | -$4.42M | -$16.30M | -$4.03M | -$6.24M |
| 业务购买及出售净额 | $0.00 | -$488,000.00 | $37.94M | $0.00 | -$653,000.00 |
| 投资购置及出售净额 | -$96.68M | -$48.01M | $119.06M | -$27.89M | -$32.01M |
| 贷款净收益 | -$331.06M | $45.97M | $17.14M | -$7.59M | $25.22M |
| 其他投资变动净额 | $275,000.00 | $1.26M | $11.23M | $3.67M | -$136,000.00 |
| 筹资活动现金流 | -$54.48M | $181.61M | -$201.23M | -$183.43M | $31.91M |
| 持续经营筹资活动现金流净额 | -$54.48M | $181.61M | -$201.23M | -$183.43M | $31.91M |
| 存款增减 | -$205.66M | $243.77M | $88.38M | -$161.73M | $145.69M |
| Net Issuance Payments of Debt | $173.60M | -$30.29M | -$202.54M | $7.79M | -$92.28M |
| 普通股发行净额 | -$3.02M | -$11.01M | -$10.19M | -$10.19M | $0.00 |
| 已付现金股利 | -$19.22M | -$19.24M | -$72.59M | -$19.32M | -$19.40M |
| 其他筹资活动净额 | -$178,000.00 | -$1.63M | -$4.41M | $0.00 | -$2.21M |
| 期末现金余额 | $294.65M | $716.07M | $487.12M | $487.12M | $640.24M |
| 现金净变动 | -$421.42M | $228.96M | $203.06M | -$153.13M | $98.68M |
| 期初现金余额 | $716.07M | $487.12M | $284.06M | $640.24M | $541.56M |
| 自由现金流 | $60.53M | $48.62M | $218.92M | $62.12M | $74.35M |
| 递延税款 | – | – | $23.57M | – | – |
| 股票期权行使所得 | – | – | $117,000.00 | $0.00 | – |
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