国民银行控股 NBHC
$36.91 −$0.32 (-0.86%)
休市 · Nov 6, 10:00 pm ET · 最新盘后价 $36.91 0.00%
开盘$37.18
昨收$37.23
当日区间$36.88 – $37.89
成交量312.7K
市值$1.63B
市盈率（TTM）29.3
股息率3.44%
基本面
最新报告季度：Q3, ended Sep 2026
营收$128.71M+19.3% YoY
净利润-$8.76M-124.8% YoY
摊薄每股收益-$0.20-121.7% YoY
自由现金流$130.99M+394.3% YoY
经营现金流$135.13M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率11.2%
净资产收益率3.6%
资产收益率0.5%
负债/资产比率87.2%
现金及投资$364.80M
总负债$326.88M
净现金（净负债）$37.91M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $128.71M | $127.74M | $125.70M | $411.58M | $99.55M |
| 净利息收入 | $115.17M | $108.61M | $108.29M | $346.78M | $85.84M |
| -利息收入 | $169.61M | $161.32M | $158.64M | $518.05M | $125.99M |
| -利息支出 | $54.44M | $52.71M | $50.35M | $171.27M | $40.15M |
| 非利息收入 | $13.54M | $19.13M | $17.42M | $64.80M | $13.71M |
| -手续费及佣金 | $11.18M | $10.22M | $10.19M | $41.11M | $9.74M |
| -其他非利息收入 | $2.36M | $7.32M | $5.58M | $20.93M | $4.90M |
| -资产出售损益 | $0.00 | $0.00 | $246,000.00 | -$3.35M | -$3.35M |
| 信用损失准备 | -$40.64M | -$1.50M | -$4.00M | -$17.80M | -$9.10M |
| 非利息支出 | $97.79M | $93.63M | $95.76M | $260.15M | $71.36M |
| 物业及设备费用 | $16.84M | $16.15M | $15.83M | $45.83M | $13.17M |
| 专业及外包服务费用 | $2.14M | $3.00M | $2.23M | $12.53M | $6.18M |
| 销售及管理费用 | $56.87M | $57.69M | $59.83M | $157.04M | $40.93M |
| -管理费用 | $56.87M | $55.77M | $58.33M | $152.69M | $39.45M |
| 折旧、摊销与折耗 | $2.43M | $2.43M | $2.46M | $7.82M | $1.95M |
| -折旧与摊销 | $2.43M | $2.43M | $2.46M | $7.82M | $1.95M |
| 其他非利息支出 | $19.51M | $14.35M | $15.40M | $36.94M | $9.13M |
| 税前利润 | -$9.72M | $32.61M | $25.94M | $133.63M | $19.09M |
| 税费 | -$956,000.00 | $6.12M | $5.15M | $24.06M | $3.05M |
| 净利润 | -$8.76M | $26.49M | $20.79M | $109.57M | $16.04M |
| 持续经营利润 | -$8.76M | $26.49M | $20.79M | $109.57M | $16.04M |
| 归属母公司净利润 | -$8.76M | $26.49M | $20.79M | $109.57M | $16.04M |
| 归属普通股股东净利润 | -$8.76M | $26.06M | $20.40M | $108.69M | $15.95M |
| 基本每股收益 | -$0.20 | $0.58 | $0.46 | $2.86 | $0.42 |
| 摊薄每股收益 | -$0.20 | $0.58 | $0.46 | $2.85 | $0.42 |
| 每股股息 | $0.32 | $0.32 | $0.32 | $1.20 | $0.31 |
| -已赚保费合计 | – | $903,000.00 | $887,000.00 | $4.39M | $2.05M |
| -股息收入 | – | $684,000.00 | $516,000.00 | $1.72M | $368,000.00 |
| -销售及营销费用 | – | $1.92M | $1.50M | $4.35M | $1.48M |
| 其他优先股股息 | – | $431,000.00 | $394,000.00 | $880,000.00 | $84,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $12.73B | $12.59B | $12.61B | $9.88B | $9.88B |
| 现金、现金等价物及联邦基金出售 | $364.80M | $380.70M | $472.79M | $417.06M | $417.06M |
| -现金及现金等价物 | $364.80M | $380.70M | $472.79M | $417.06M | $417.06M |
| 证券投资 | $1.46B | $1.36B | $1.38B | $1.20B | $1.20B |
| -可供出售证券 | $100.13M | $18.84M | $18.88M | $23.57M | $23.57M |
| -持有至到期证券 | $725.92M | $758.22M | $757.35M | $651.73M | $651.73M |
| -短期投资 | $638.09M | $585.53M | $605.17M | $528.64M | $528.64M |
| 贷款净额 | $9.80B | $9.69B | $9.52B | $7.37B | $7.37B |
| -贷款总额 | $9.91B | $9.80B | $9.64B | $7.46B | $7.46B |
| -贷款及租赁损失准备 | $109.87M | $110.27M | $113.48M | $87.42M | $87.42M |
| 固定资产净值 | $232.24M | $234.14M | $235.67M | $214.55M | $214.55M |
| 商誉及其他无形资产 | $521.36M | $520.04M | $522.07M | $354.38M | $354.38M |
| -商誉 | $459.48M | $455.41M | $454.67M | $306.04M | $306.04M |
| -其他无形资产 | $61.88M | $64.63M | $67.40M | $48.34M | $48.34M |
| 抵债资产 | $5.08M | $4.17M | $3.82M | $1.67M | $1.67M |
| 其他资产 | $343.35M | $313.88M | $404.17M | $263.21M | $263.21M |
| 负债合计 | $11.10B | $10.92B | $10.95B | $8.50B | $8.50B |
| 存款合计 | $10.55B | $10.39B | $10.46B | $8.29B | $8.29B |
| 联邦基金购入及回购协议下证券出售 | $22.48M | $20.24M | $16.99M | $17.35M | $17.35M |
| 长期债务及融资租赁负债 | $326.88M | $327.00M | $202.14M | $54.54M | $54.54M |
| -长期债务 | $326.88M | $327.00M | $202.14M | $54.54M | $54.54M |
| 其他负债 | $206.85M | $180.36M | $271.56M | $133.88M | $133.88M |
| 股东权益合计 | $1.63B | $1.67B | $1.66B | $1.39B | $1.39B |
| 股东权益 | $1.63B | $1.67B | $1.66B | $1.39B | $1.39B |
| 股本 | $588,000.00 | $588,000.00 | $588,000.00 | $515,000.00 | $515,000.00 |
| -普通股 | $588,000.00 | $588,000.00 | $588,000.00 | $515,000.00 | $515,000.00 |
| 资本公积 | $1.47B | $1.46B | $1.45B | $1.17B | $1.17B |
| 留存收益 | $567.15M | $590.44M | $578.52M | $572.46M | $572.46M |
| 减：库存股 | $344.51M | $333.13M | $320.27M | $315.40M | $315.40M |
| 不影响留存收益的损益 | -$64.98M | -$49.42M | -$48.07M | -$44.05M | -$44.05M |
| 长期股权投资 | – | $37.49M | $36.10M | $32.43M | $32.43M |
| 联邦住房贷款银行股票 | – | $42.85M | $35.48M | $24.64M | $24.64M |
| -固定资产原值 | – | – | – | $338.58M | $338.58M |
| -累计折旧 | – | – | – | -$124.03M | -$124.03M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $135.13M | -$56.83M | $162.42M | $38.06M | $52.39M |
| 持续经营经营活动现金流净额 | $135.13M | -$56.83M | $162.42M | $38.06M | $52.39M |
| 持续经营净利润 | $26.49M | $20.79M | $109.57M | $16.04M | $35.29M |
| 持续经营损益 | -$2.57M | -$2.66M | -$9.86M | -$400,000.00 | -$2.83M |
| 折旧、折耗与摊销 | $11.14M | $8.96M | $28.10M | $8.27M | $7.59M |
| 其他非现金项目 | -$946,000.00 | $1.23M | $5.49M | -$1.30M | -$546,000.00 |
| 营运资金变动 | $93.58M | -$94.30M | $6.84M | $5.71M | $13.08M |
| -应收款变动 | $2.28M | -$6.32M | -$2.94M | -$1.23M | -$1.92M |
| -递延费用变动 | $2.55M | -$6.04M | $24.57M | $5.12M | $11.00M |
| -其他流动资产变动 | $81.74M | -$79.07M | -$2.84M | $6.15M | -$7.46M |
| -其他流动负债变动 | $7.02M | -$2.87M | -$11.96M | -$4.33M | $11.46M |
| 投资活动现金流净额 | -$258.15M | $46.55M | $186.49M | $20.57M | $206.67M |
| 持续经营投资活动现金流净额 | -$258.15M | $46.55M | $186.49M | $20.57M | $206.67M |
| 固定资产购置及出售净额 | -$4.14M | -$5.49M | -$29.92M | -$8.01M | -$5.90M |
| 业务购买及出售净额 | $0.00 | $250.07M | $0.00 | – | – |
| 投资购置及出售净额 | $10.21M | -$39.70M | -$87.44M | $134.00M | $52.62M |
| 贷款净收益 | -$264.21M | -$164.37M | $303.33M | -$105.68M | $159.95M |
| 其他投资变动净额 | $0.00 | $6.03M | $523,000.00 | $254,000.00 | $0.00 |
| 筹资活动现金流 | $30.92M | $66.02M | -$59.70M | -$197.13M | $18,000.00 |
| 持续经营筹资活动现金流净额 | $30.92M | $66.02M | -$59.70M | -$197.13M | $18,000.00 |
| 联邦基金及回购证券变动 | $3.25M | -$359,000.00 | -$1.55M | -$3.95M | $2.79M |
| 存款增减 | -$69.40M | -$38.81M | $54.78M | -$179.03M | $202.21M |
| Net Issuance Payments of Debt | $125.00M | $140.00M | -$50.00M | $0.00 | -$185.00M |
| 普通股发行净额 | -$11.13M | -$16.11M | -$15.17M | -$2.13M | -$8.80M |
| 已付现金股利 | -$14.52M | -$14.74M | -$46.06M | -$11.80M | -$11.44M |
| 股票期权行使所得 | -$2.27M | -$1.21M | -$1.71M | -$211,000.00 | $265,000.00 |
| 其他筹资活动净额 | $0.00 | -$2.75M | – | – | – |
| 期末现金余额 | $380.70M | $472.79M | $417.06M | $417.06M | $555.56M |
| 现金净变动 | -$92.10M | $55.73M | $289.21M | -$138.50M | $259.08M |
| 期初现金余额 | $472.79M | $417.06M | $127.85M | $555.56M | $296.48M |
| 自由现金流 | $130.99M | -$62.32M | $132.50M | $30.04M | $46.50M |
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