股票 › MCBS
都市银行控股 MCBS
美股市值排名 #3194
$36.05 −$0.03 (-0.08%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $36.05 0.00%
开盘$35.80
昨收$36.08
当日区间$35.80 – $36.35
成交量94.6K
市值$1.04B
市盈率（TTM）11.8
股息率3.00%
基本面
最新报告季度：Q3, ended Sep 2026
营收$47.94M+26.3% YoY
净利润$24.30M+40.7% YoY
摊薄每股收益$0.84+25.4% YoY
自由现金流$24.18M+68.7% YoY
经营现金流$24.92M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率45.7%
净资产收益率16.9%
资产收益率2.1%
负债/资产比率87.3%
现金及投资$301.72M
总负债$388.35M
净现金（净负债）-$86.63M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $47.94M | $49.80M | $50.84M | $153.42M | $41.53M |
| 净利息收入 | $43.56M | $44.04M | $44.49M | $130.45M | $35.93M |
| -利息收入 | $69.73M | $70.41M | $70.99M | $220.83M | $60.26M |
| -利息支出 | $26.17M | $26.36M | $26.50M | $90.38M | $24.33M |
| 非利息收入 | $4.38M | $5.76M | $6.36M | $22.97M | $5.60M |
| -手续费及佣金 | $3.56M | $3.39M | $4.64M | $13.43M | $1.61M |
| -其他非利息收入 | $114,000.00 | $834,000.00 | $672,000.00 | $3.27M | $722,000.00 |
| -资产出售损益 | $707,000.00 | $1.54M | $1.05M | $6.27M | $3.27M |
| 信用损失准备 | $72,000.00 | $792,000.00 | $813,000.00 | $318,000.00 | $39,000.00 |
| 非利息支出 | $19.93M | $19.69M | $19.76M | $56.31M | $13.73M |
| 物业及设备费用 | $2.43M | $2.33M | $2.43M | $5.79M | $1.58M |
| 销售及管理费用 | $12.06M | $11.52M | $11.72M | $39.81M | $13.33M |
| -销售及营销费用 | $310,000.00 | $178,000.00 | $223,000.00 | $657,000.00 | $180,000.00 |
| -管理费用 | $11.75M | $11.34M | $11.50M | $39.15M | $13.15M |
| 其他非利息支出 | $5.44M | $5.84M | $5.60M | $8.87M | -$3.04M |
| 其他收入（支出） | -$117,000.00 | -$270,000.00 | -$1.68M | -$4.73M | – |
| 特殊收益（费用） | -$117,000.00 | -$270,000.00 | -$1.68M | -$4.73M | – |
| -减：重组及并购费用 | $117,000.00 | $270,000.00 | $1.68M | $4.73M | – |
| 税前利润 | $27.97M | $30.63M | $30.22M | $92.69M | $23.11M |
| 税费 | $3.67M | $8.50M | $7.91M | $24.16M | $4.97M |
| 净利润 | $24.30M | $22.13M | $22.31M | $68.53M | $18.14M |
| 持续经营利润 | $24.30M | $22.13M | $22.31M | $68.53M | $18.14M |
| 归属母公司净利润 | $24.30M | $22.13M | $22.31M | $68.53M | $18.14M |
| 归属普通股股东净利润 | $24.30M | $22.13M | $22.31M | $68.53M | $18.14M |
| 基本每股收益 | $0.84 | $0.77 | $0.78 | $2.66 | $0.69 |
| 摊薄每股收益 | $0.84 | $0.76 | $0.77 | $2.64 | $0.68 |
| 每股股息 | $0.29 | $0.29 | $0.25 | $0.96 | $0.25 |
| 专业及外包服务费用 | – | – | – | $1.75M | – |
| 折旧、摊销与折耗 | – | – | – | $106,000.00 | – |
| -折旧与摊销 | – | – | – | $106,000.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $4.60B | $4.52B | $4.69B | $4.77B | $4.77B |
| 现金、现金等价物及联邦基金出售 | $317.01M | $266.69M | $387.60M | $383.68M | $383.68M |
| -现金及现金等价物 | $301.72M | $254.37M | $373.96M | $370.83M | $370.83M |
| -货币市场投资 | $15.30M | $12.32M | $13.65M | $12.84M | $12.84M |
| 证券投资 | $40.88M | $44.66M | $45.18M | $65.83M | $65.83M |
| -可供出售证券 | $17.74M | $26.76M | $26.69M | $58.93M | $58.93M |
| -短期投资 | $23.14M | $17.90M | $18.49M | $6.89M | $6.89M |
| 衍生资产 | $4.26M | $4.79M | $4.97M | $6.34M | $6.34M |
| 贷款净额 | $3.93B | $3.93B | $3.97B | $4.03B | $4.03B |
| -贷款总额 | $3.98B | $3.98B | $4.03B | $4.09B | $4.09B |
| -贷款及租赁损失准备 | $25.75M | $25.82M | $26.70M | $27.84M | $27.84M |
| -未实现收入 | -$25.82M | -$27.22M | -$29.01M | -$26.43M | -$26.43M |
| 应收款 | $20.39M | $20.12M | $20.30M | $20.30M | $20.30M |
| -应收账款 | $20.39M | $20.12M | $20.30M | $20.30M | $20.30M |
| 固定资产净值 | $39.36M | $43.66M | $44.05M | $45.07M | $45.07M |
| -固定资产原值 | $39.36M | $43.66M | $44.05M | $62.80M | $62.80M |
| 商誉及其他无形资产 | $68.87M | $69.35M | $69.84M | $70.34M | $70.34M |
| -商誉 | $56.05M | $56.05M | $56.05M | $56.05M | $56.05M |
| -其他无形资产 | $12.82M | $13.30M | $13.79M | $14.29M | $14.29M |
| 银行持有的寿险资产 | $77.71M | $77.07M | $76.42M | $75.79M | $75.79M |
| 抵债资产 | $4.51M | $1.30M | $1.15M | $208,000.00 | $208,000.00 |
| 联邦住房贷款银行股票 | $21.11M | $21.11M | $23.49M | $27.57M | $27.57M |
| 其他资产 | $75.58M | $39.36M | $40.94M | $40.00M | $40.00M |
| 负债合计 | $4.01B | $3.95B | $4.13B | $4.22B | $4.22B |
| 存款合计 | $3.56B | $3.49B | $3.63B | $3.65B | $3.65B |
| 应付款 | $5.80M | $7.54M | $10.20M | $10.73M | $10.73M |
| -应付账款 | $5.80M | $7.54M | $10.20M | $10.73M | $10.73M |
| 长期债务及融资租赁负债 | $388.35M | $389.13M | $439.52M | $386.61M | $386.61M |
| -长期债务 | $375.00M | $375.00M | $425.00M | $375.00M | $375.00M |
| -长期融资租赁负债 | $13.35M | $14.13M | $14.52M | $11.61M | $11.61M |
| 其他负债 | $57.71M | $66.08M | $57.80M | $42.18M | $42.18M |
| 股东权益合计 | $583.93M | $567.85M | $554.16M | $544.18M | $544.18M |
| 股东权益 | $583.93M | $567.85M | $554.16M | $544.18M | $544.18M |
| 股本 | $288,000.00 | $288,000.00 | $286,000.00 | $1.16M | $1.16M |
| -普通股 | $288,000.00 | $288,000.00 | $286,000.00 | $1.16M | $1.16M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $137.05M | $136.12M | $135.53M | $138.68M | $138.68M |
| 留存收益 | $447.43M | $431.52M | $417.75M | $402.68M | $402.68M |
| 不影响留存收益的损益 | -$838,000.00 | -$75,000.00 | $589,000.00 | $1.67M | $1.67M |
| -累计折旧 | – | – | – | -$17.73M | -$17.73M |
| 短期债务及融资租赁负债 | – | – | – | $138.69M | $138.69M |
| -一年内到期债务 | – | – | – | $135.00M | $135.00M |
| -一年内到期融资租赁负债 | – | – | – | $3.69M | $3.69M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $24.92M | $45.81M | $37.70M | -$5.14M | $16.48M |
| 持续经营经营活动现金流净额 | $24.92M | $45.81M | $37.70M | -$5.14M | $16.48M |
| 持续经营净利润 | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| 持续经营损益 | -$1.54M | -$1.06M | -$6.27M | -$3.27M | -$724,000.00 |
| 折旧、折耗与摊销 | -$1.48M | $686,000.00 | $3.51M | $859,000.00 | $970,000.00 |
| 其他非现金项目 | -$1.07M | $10.79M | $3.07M | -$2.27M | $624,000.00 |
| 营运资金变动 | $7.01M | $13.35M | -$34.02M | -$20.10M | -$1.93M |
| -应收款变动 | $184,000.00 | -$1,000.00 | -$1.68M | -$630,000.00 | -$384,000.00 |
| -应付账款及应计费用变动 | -$2.66M | -$531,000.00 | -$1.07M | -$1.13M | $129,000.00 |
| -其他流动资产变动 | -$135,000.00 | -$347,000.00 | -$1.10M | $1.91M | -$1.51M |
| -其他流动负债变动 | $8.08M | $14.87M | -$18.57M | -$21.96M | $464,000.00 |
| -Change in Other Working Capital | $1.55M | -$638,000.00 | -$11.60M | $1.72M | -$628,000.00 |
| 投资活动现金流净额 | $49.85M | $74.09M | $126.83M | $178.97M | -$72.05M |
| 持续经营投资活动现金流净额 | $49.85M | $74.09M | $126.83M | $178.97M | -$72.05M |
| 固定资产购置及出售净额 | -$1.47M | $733,000.00 | -$674,000.00 | -$225,000.00 | -$261,000.00 |
| 投资购置及出售净额 | $665,000.00 | $20.24M | -$5.36M | $427,000.00 | $110,000.00 |
| 贷款净收益 | $48.27M | $49.04M | $123.71M | $168.90M | -$71.90M |
| 其他投资变动净额 | $2.38M | $4.08M | $4,000.00 | $711,000.00 | $0.00 |
| 筹资活动现金流 | -$195.67M | -$115.97M | -$30.73M | -$17.31M | -$3.28M |
| 持续经营筹资活动现金流净额 | -$195.67M | -$115.97M | -$30.73M | -$17.31M | -$3.28M |
| 存款增减 | -$137.32M | -$19.33M | -$51.77M | -$8.06M | $3.59M |
| Net Issuance Payments of Debt | -$50.00M | -$85.00M | $50.00M | $0.00 | $0.00 |
| 普通股发行净额 | $0.00 | -$4.44M | -$2.73M | -$2.70M | $0.00 |
| 已付现金股利 | -$8.36M | -$7.20M | -$24.85M | -$6.29M | -$6.87M |
| 期末现金余额 | $266.69M | $387.60M | $383.68M | $383.68M | $227.16M |
| 现金净变动 | -$120.91M | $3.93M | $133.80M | $156.52M | -$58.85M |
| 期初现金余额 | $387.60M | $383.68M | $249.88M | $227.16M | $286.01M |
| 自由现金流 | $24.18M | $45.81M | $37.03M | -$5.36M | $16.22M |
| 递延税款 | – | – | $643,000.00 | – | – |
| 业务购买及出售净额 | – | – | $9.15M | – | – |
| 股票期权行使所得 | – | – | $0.00 | – | – |
| 其他筹资活动净额 | – | – | -$1.39M | -$272,000.00 | $0.00 |
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