Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $49.80M | $50.84M | $153.42M | $41.53M | $37.97M |
| Net Interest Income | $44.04M | $44.49M | $130.45M | $35.93M | $31.79M |
| -Interest Income | $70.41M | $70.99M | $220.83M | $60.26M | $54.00M |
| -Interest Expense | $26.36M | $26.50M | $90.38M | $24.33M | $22.21M |
| Non-Interest Income | $5.76M | $6.36M | $22.97M | $5.60M | $6.18M |
| -Fees and Commissions | $3.39M | $4.64M | $13.43M | $1.61M | $4.65M |
| -Other Non-Interest Income | $834,000.00 | $672,000.00 | $3.27M | $722,000.00 | $808,000.00 |
| -Gain Loss on Sale of Assets | $1.54M | $1.05M | $6.27M | $3.27M | $724,000.00 |
| Credit Losses Provision | $792,000.00 | $813,000.00 | $318,000.00 | $39,000.00 | $543,000.00 |
| Non-Interest Expense | $19.69M | $19.76M | $56.31M | $13.73M | $14.67M |
| Occupancy and Equipment | $2.33M | $2.43M | $5.79M | $1.58M | $1.41M |
| Selling and Admin Expenses | $11.52M | $11.72M | $39.81M | $13.33M | $9.11M |
| -Selling & Marketing Expense | $178,000.00 | $223,000.00 | $657,000.00 | $180,000.00 | $161,000.00 |
| -General & Admin Expense | $11.34M | $11.50M | $39.15M | $13.15M | $8.95M |
| Other Non-Interest Expenses | $5.84M | $5.60M | $8.87M | -$3.04M | $4.15M |
| Other Income (Expense) | -$270,000.00 | -$1.68M | -$4.73M | – | – |
| Special Income (Charges) | -$270,000.00 | -$1.68M | -$4.73M | – | – |
| -Less:Restructuring and Mergern & Acquisition | $270,000.00 | $1.68M | $4.73M | – | – |
| Pretax Profit | $30.63M | $30.22M | $92.69M | $23.11M | $23.84M |
| Tax | $8.50M | $7.91M | $24.16M | $4.97M | $6.57M |
| Net Profit | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| Profit from Continuing Operations | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| Net Income to Parent Company | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| Net Income to Common Stockholders | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| Basic EPS | $0.77 | $0.78 | $2.66 | $0.69 | $0.68 |
| Diluted EPS | $0.76 | $0.77 | $2.64 | $0.68 | $0.67 |
| Dividend Per Share | $0.29 | $0.25 | $0.96 | $0.25 | $0.25 |
| Professional Expense and Contract Services Expense | – | – | $1.75M | – | – |
| Depreciation & Amortization & Depletion | – | – | $106,000.00 | – | – |
| -Depreciation & Amortization | – | – | $106,000.00 | – | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $4.52B | $4.69B | $4.77B | $4.77B | $3.63B |
| Cash, Cash Equivalents & Federal Funds Sold | $266.69M | $387.60M | $383.68M | $383.68M | $227.16M |
| -Cash and Cash Equivalents | $254.37M | $373.96M | $370.83M | $370.83M | $213.94M |
| -Money Market Investments | $12.32M | $13.65M | $12.84M | $12.84M | $13.22M |
| Securities Investment | $44.66M | $45.18M | $65.83M | $65.83M | $33.97M |
| -Available for Sale Securities | $26.76M | $26.69M | $58.93M | $58.93M | $21.07M |
| -Short Term Investments | $17.90M | $18.49M | $6.89M | $6.89M | $12.90M |
| Derivative Assets | $4.79M | $4.97M | $6.34M | $6.34M | $9.44M |
| Net Loan | $3.93B | $3.97B | $4.03B | $4.03B | $3.18B |
| -Gross Loan | $3.98B | $4.03B | $4.09B | $4.09B | $3.21B |
| -Allowance for Loans and Lease Losses | $25.82M | $26.70M | $27.84M | $27.84M | $17.94M |
| -Unearned Income | -$27.22M | -$29.01M | -$26.43M | -$26.43M | -$7.06M |
| Receivables | $20.12M | $20.30M | $20.30M | $20.30M | $16.91M |
| -Accounts Receivable | $20.12M | $20.30M | $20.30M | $20.30M | $16.91M |
| Net PPE | $43.66M | $44.05M | $45.07M | $45.07M | $25.55M |
| -Gross PPE | $43.66M | $44.05M | $62.80M | $62.80M | $25.55M |
| Goodwill and Other Intangible Assets | $69.35M | $69.84M | $70.34M | $70.34M | $1.66M |
| -Goodwill | $56.05M | $56.05M | $56.05M | $56.05M | – |
| -Other Intangible Assets | $13.30M | $13.79M | $14.29M | $14.29M | $1.66M |
| Bank-Owned Life Insurance | $77.07M | $76.42M | $75.79M | $75.79M | $75.15M |
| Foreclosed Assets | $1.30M | $1.15M | $208,000.00 | $208,000.00 | $919,000.00 |
| Federal Home Loan Bank Stock | $21.11M | $23.49M | $27.57M | $27.57M | $22.69M |
| Other Assets | $39.36M | $40.94M | $40.00M | $40.00M | $35.84M |
| Total Liabilities | $3.95B | $4.13B | $4.22B | $4.22B | $3.18B |
| Total Deposits | $3.49B | $3.63B | $3.65B | $3.65B | $2.69B |
| Payables | $7.54M | $10.20M | $10.73M | $10.73M | $3.57M |
| -Accounts Payable | $7.54M | $10.20M | $10.73M | $10.73M | $3.57M |
| Long Term Debt and Capital Lease Obligation | $389.13M | $439.52M | $386.61M | $386.61M | $432.70M |
| -Long Term Debt | $375.00M | $425.00M | $375.00M | $375.00M | $425.00M |
| -Long Term Capital Lease Obligation | $14.13M | $14.52M | $11.61M | $11.61M | $7.70M |
| Other Liabilities | $66.08M | $57.80M | $42.18M | $42.18M | $54.22M |
| Total Equity | $567.85M | $554.16M | $544.18M | $544.18M | $445.89M |
| Stockholders' Equity | $567.85M | $554.16M | $544.18M | $544.18M | $445.89M |
| Capital Stock | $288,000.00 | $286,000.00 | $1.16M | $1.16M | $255,000.00 |
| -Common Stock | $288,000.00 | $286,000.00 | $1.16M | $1.16M | $255,000.00 |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $136.12M | $135.53M | $138.68M | $138.68M | $51.15M |
| Retained Earnings | $431.52M | $417.75M | $402.68M | $402.68M | $390.97M |
| Gains/Losses Not Affecting Retained Earnings | -$75,000.00 | $589,000.00 | $1.67M | $1.67M | $3.51M |
| -Accumulated Depreciation | – | – | -$17.73M | -$17.73M | – |
| Short-Term Debt and Capital Lease Obligation | – | – | $138.69M | $138.69M | – |
| -Current Debt | – | – | $135.00M | $135.00M | – |
| -Current Capital Lease Obligation | – | – | $3.69M | $3.69M | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $24.92M | $45.81M | $37.70M | -$5.14M | $16.48M |
| Net cash flow from continuing operations | $24.92M | $45.81M | $37.70M | -$5.14M | $16.48M |
| Net Income from Continuing Operations | $22.13M | $22.31M | $68.53M | $18.14M | $17.27M |
| Gain/Loss from Continuing Operations | -$1.54M | -$1.06M | -$6.27M | -$3.27M | -$724,000.00 |
| Depreciation & Depletion & Amortization | -$1.48M | $686,000.00 | $3.51M | $859,000.00 | $970,000.00 |
| Other Non-Cash Items | -$1.07M | $10.79M | $3.07M | -$2.27M | $624,000.00 |
| Change in Working Capital | $7.01M | $13.35M | -$34.02M | -$20.10M | -$1.93M |
| -Change in Receivables | $184,000.00 | -$1,000.00 | -$1.68M | -$630,000.00 | -$384,000.00 |
| -Change in Payables and Accrued Expense | -$2.66M | -$531,000.00 | -$1.07M | -$1.13M | $129,000.00 |
| -Change in Other Current Assets | -$135,000.00 | -$347,000.00 | -$1.10M | $1.91M | -$1.51M |
| -Change in Other Current Liabilities | $8.08M | $14.87M | -$18.57M | -$21.96M | $464,000.00 |
| -Change in Other Working Capital | $1.55M | -$638,000.00 | -$11.60M | $1.72M | -$628,000.00 |
| Net cash flow from investing | $49.85M | $74.09M | $126.83M | $178.97M | -$72.05M |
| Net Cash Flow from Continuing Investing Activities | $49.85M | $74.09M | $126.83M | $178.97M | -$72.05M |
| Net PPE Purchase and Sale | -$1.47M | $733,000.00 | -$674,000.00 | -$225,000.00 | -$261,000.00 |
| Net Investment Purchase and Sale | $665,000.00 | $20.24M | -$5.36M | $427,000.00 | $110,000.00 |
| Net Income from Loans | $48.27M | $49.04M | $123.71M | $168.90M | -$71.90M |
| Net Other Investing Changes | $2.38M | $4.08M | $4,000.00 | $711,000.00 | $0.00 |
| Financing Cash Flow | -$195.67M | -$115.97M | -$30.73M | -$17.31M | -$3.28M |
| Net Cash Flow from Continuing Financing Activities | -$195.67M | -$115.97M | -$30.73M | -$17.31M | -$3.28M |
| Increase/Decrease in Deposit | -$137.32M | -$19.33M | -$51.77M | -$8.06M | $3.59M |
| Net Issuance Payments of Debt | -$50.00M | -$85.00M | $50.00M | $0.00 | $0.00 |
| Net Common Stock Issuance | $0.00 | -$4.44M | -$2.73M | -$2.70M | $0.00 |
| Cash Dividends Paid | -$8.36M | -$7.20M | -$24.85M | -$6.29M | -$6.87M |
| Ending Cash Balance | $266.69M | $387.60M | $383.68M | $383.68M | $227.16M |
| Net Change in Cash | -$120.91M | $3.93M | $133.80M | $156.52M | -$58.85M |
| Beginning Cash Balance | $387.60M | $383.68M | $249.88M | $227.16M | $286.01M |
| Free Cash Flow | $24.18M | $45.81M | $37.03M | -$5.36M | $16.22M |
| Deferred Tax | – | – | $643,000.00 | – | – |
| Net Business Purchase and Sale | – | – | $9.15M | – | – |
| Proceeds from Stock Option Exercised | – | – | $0.00 | – | – |
| Net Other Financing Activities | – | – | -$1.39M | -$272,000.00 | $0.00 |
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